Credit Application
Credit Application
Credit Application
IMPORTANT APPLICANT INFORMATION: Federal law requires financial institutions to obtain sufficient information to verify your identity. You may be asked several
questions and to provide one or more forms of identification to fulfill this requirement. In some instances we may use outside sources to confirm the information. The
information you provide is protected by our privacy policy and federal law.
TYPE OF CREDIT REQUESTED FOR CREDITOR USE
IMPORTANT: Check ( ) the appropriate boxes below and complete the applicable sections.
DATE CLASS NO.
l INDIVIDUAL CREDIT - relying solely on my income or assets l
SECURED
ACCOUNT NO.
l INDIVIDUAL CREDIT - relying on my income or assets as well as income or assets from
other sources
l
UNSECURED
APPROVED BY l
l JOINT CREDIT - We intend to apply for joint credit. (initials) DECLINED l BY
AMOUNT REQUESTED FOR HOW LONG PAYMENT DATE DESIRED WANT TO REPAY PROCEEDS OF LOAN TO BE USED FOR:
l MONTHLY
$ l
SECTION A - INDIVIDUAL APPLICANT INFORMATION
NAME (Last, First, Middle)
BIRTHDATE TELEPHONE NO. DRIVER'S LICENSE NO. SOCIAL SECURITY NO. NO. DEPENDENTS AGES OF DEPENDENTS
ADDRESS (Street, City, State & Zip) COUNTY Do you l own HOW LONG
or l rent?
PREVIOUS ADDRESS (Street, City, State & Zip) (Complete if less than 3 years at present address) COUNTY Did you l own HOW LONG
or l rent?
EMPLOYER (Company Name & Address) HOW LONG
NAME AND ADDRESS OF NEAREST RELATIVE NOT LIVING WITH YOU RELATIONSHIP TELEPHONE NO. (Include Area Code)
Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.
Alimony, child support, separate maintenance received under: l Court Order l Written Agreement l Oral Understanding
SOURCES OF OTHER INCOME AMOUNT PER MONTH
$
Is any income listed in this Section likely to be reduced before the credit request is paid off? Have you previously received credit from us?
l No l Yes (Explain) l No l Yes - When?
SECTION B - JOINT APPLICANT OR OTHER PARTY INFORMATION
Complete only if: for joint credit, for individual credit relying on income or assets from other sources, or applicant is married and resides in a community property state.
NAME (Last, First, Middle)
BIRTHDATE TELEPHONE NO. DRIVER'S LICENSE NO. SOCIAL SECURITY NO. NO. DEPENDENTS AGES OF DEPENDENTS
RELATIONSHIP TO APPLICANT (If Any) PRESENT ADDRESS (Street, City, State & Zip) HOW LONG
Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.
Alimony, child support, separate maintenance received under: l Court Order l Written Agreement l Oral Understanding
SOURCES OF OTHER INCOME AMOUNT PER MONTH
$
Is any income listed in this Section likely to be reduced before the credit requested is paid off? Has Joint Applicant or Other Party ever received credit from us?
l No l Yes (Explain) l No l Yes - When?
DESCRIPTION OF ASSETS NAME IN WHICH THE ACCOUNT IS CARRIED SUBJECT TO DEBT? VALUE
CERTIFICATE OF DEPOSIT(S)
(where)
MARKETABLE SECURITIES
(issuer, type, no. of shares)
REAL ESTATE
(location, date acquired)
LIFE INSURANCE
(issuer, face value)
AUTOMOBILES
(make, model, year)
OTHER
(list)
TOTAL ASSETS $
OUTSTANDING DEBTS (Including charge accounts, installment contracts, credit cards, rent, mortgages and other obligations. Use separate sheet if necessary.)
l Mortgage $ $ $
AUTOMOBILES
(describe)
TOTAL DEBTS $ $ $
Complete the following information about both the Applicant and Joint Applicant or Other Person (if applicable):
Are you obligated to make Alimony, Support or Maintenance Payments? l No l Yes
If yes, to (Name & Address) Amt. per month $
Are you a co-maker, endorser, or guarantor on any loan or contract? l No l Yes If yes, for whom? To whom?
Are there any unsatisfied judgments against you? l No l Yes If yes, to whom owed? Amount $
Have you been declared bankrupt in the last 10 years? l No l Yes If yes, where? Year?
IF THE SECURITY IS REAL ESTATE, GIVE THE FULL NAME OF YOUR SPOUSE (if any).
SECTION F - NOTICES
Notice to all Applicants. A Consumer Report may be requested in connection with this application for credit or any future update, renewal, or extension of such
credit. Upon request, you will be informed whether or not a consumer report was requested. If a report was requested, you will be informed of the name and address
of the consumer reporting agency that furnished the report.
Notice to Ohio Residents. The Ohio laws against discrimination require that all creditors make credit equally available to all credit-worthy customers, and that credit
reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.
Notice to Wisconsin Residents - Marital Property Agreement Notice. No provision of any marital property agreement, unilateral statement under Wisconsin Statutes
Section 766.59 or court decree under Wisconsin Statutes Section 766.70 adversely affects the interest of the creditor unless the creditor, prior to the time the credit
is granted, is furnished a copy of the agreement, statement or decree or has actual knowledge of the adverse provision when the obligation to the creditor is incurred.
SIGNATURES- I certify that everything I have stated in this application and on any attachments is correct. Lender may keep this application whether or not it is
approved. By signing below I authorize Lender to check my credit and employment history and to answer questions others may ask Lender about my credit record with
Lender. I understand that I must update credit information at Lender's request if my financial condition changes.