Head Retail Banking

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Job Description – Head – Retail Banking

Job Title: Head Retail Banking


Job Location: Thane /Mumbai
Department: Retail Banking
Reports to: Chief General Manager
Grade: M6/M7
Job Summary: The role carries the overall responsibility and business accountability for Bank's Consumer
Banking business. This will involve strategy formulation and execution.
Job • Responsible for analysis, development and implementation of strategic business plans
Responsibilities: and policies, ensuring organizational growth, targeting maximum profitability and cost
effectiveness.
• Overseeing business for Retail Banking including Retail Liability (CASA, Term Deposit,
Third party insurance, marketing digital products)
• Responsible for customer activation, implementing cross-selling strategies and
understand customer needs
• Accountable for wealth product penetration into retail banking customer base
• Develop, execute and manage competent strategies and tactical business plan to
penetrate new areas and expand existing ones for a wide range of financial products/
services.
• Setting acquisition channels for banking and third-party products sales.
• Should hold experience in successfully managing various business lines across Consumer
Banking/Wealth Management/ Distribution.
• Own and manage multiple functions ranging from product management, customer
service and business analytics.
• Hands on experience in dealing with external partners like payment gateway companies,
POS service providers, etc.
• Should be able to develop business strategies, understand market opportunities,
competition and create the value proposition.
• Should have strong capability in driving processes that are compliant and customer
focused.
• Set-up and implement governance structure for Wealth vertical of the Bank
• Have strong people management skills
Education
• Post-Graduation with relatable certification
Qualification:
• Should have at least 15 - 20 years of Banking experience, particularly handling Senior
Experience:
Management role in Retail Banking, Managing team of 15-20 people.
• Detailed understanding and experience of setting up Retail, Wealth and Product
proposition.
• Strong analytical and problem-solving skills
Behavioral
• Excellent communication skills
Characteristics:
• Ensures attention to detail.
• Proficient in domain knowledge.
• High level of inter-personal skills & integrity
Age: Below 45 years

Interested candidates are requested to e-mail their latest resume at [email protected].

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