Agriculture Loan App - FCFL

AGRICULTURE LOAN APPLICATION FORM
Branch
Application No.
Year
Photo
The Branch Head
First Capital Finance Pvt. Ltd.
Dear Sir,
I/ We hereby apply for a loan of Rs…………………..(Rupees…………………………………………….Only)
and furnish below the necessary particulars.
1. Purpose of Loan
2. Name of the Applicant
3. Address of applicant
4. Nature of activity
5. Age and Gender (for non individuals, give details of partners/ directors)
6. Whether SC/ ST/ OBC/ Physically Handicapped/ Minorities/ Weaker Sections/

Ex-Servicemen/ Resident of J&K or North East/ Others (for non individuals, give
details of partners/ directors)
7. Established in (for non individuals)
8. Constitution
9. Details of relationships with First Capital Finance Service Pvt. Ltd., if any
10. Key Person (in case of non individuals)
11. Group Affiliation (in case of non individuals)
12. Current bank details
1
WAREHOUSE RECEIPT FINANCE SCHEME
13. Limits with other r b l Services/ financial/ informal lending institutions
Name of bank/ Nature of Limit, if any Balance o/s

financial/ informal relationship
lending institution
14. Background/ profile of borrower
15. Particulars of Land Holding

Village Total acres Land Total Sources of Value of
revenue irrigated irrigation total acres
(Rs.) acres (Rs. Lakh)
16. Basis for request of limits (enclose copies/ separate sheets, if required)
a. Location of the area Name of crop/ livestock Survey/ Khasra No
in which cultivation/
allied activity is proposed
b. Commodity Present Price (Rs./ MT) Scale of financing (%)
c. Income from agriculture in Rs. Lakh (for farmers)

SY (–2) SY (–1) SY (0) SY (1) SY (2)
Annual
gross farm
income (a)
Expenses
(b)
Annual net
farm
income
(c)=(a)-(b)
Income
from allied
activities
2
c. Performance & financial indicators (for non farmers)

FY (–2) FY (–1) FY (0) FY (1) FY (2)
Net sales
Gross Profit
Net Margin
Cash
Accrual
(CA)
Paid Up
Capital
TNW
Term
Liabilities
Net Fixed
Assets
Non current
assets
Current
Assets
Current
Liabilities
(including
short term
bank credit)
Current
Ratio
D/E Ratio
Debt/ CA
d. Position of payment of income and wealth tax for last 3 years
e. Specify arrangements for

Cultivation activities
Procuring inputs
Marketing of produce
Storing of produce
Transport of produce
f. Loan and interest servicing requirement

Gestation period
Installment frequency
3
17. Particulars of guarantors

Name Address Relationship Net worth Basis of
with applicant (Rs.Lakh) net
worth
(enclose
copies/
separate
sheets, if
required)
18. Declaration:
a) I/We hereby declare that the particulars given above are true and correct to
the best of my/our knowledge and belief.
b) It will be in order for the FCFL to disqualify me/us from receiving any
credit facilities from the FCFL in case it is proved that the declarations of
my/our outside borrowings made above contain misrepresentation of facts.
c) I/We hereby declare that I/we have no borrowings from any other agency
on the date of application other than those mentioned under Point No. 13.
d) I/We undertake not to borrow from any other agency without the
permission of the FCFL.
e) Whether the Applicant/s, Co-obligant/s, Guarantor/s is/are related to any

Senior Officer of the FCFL : Yes/No. If yes, specify the names of the
officer with designation and the branch/office working and the nature of the
relationship.
Name Relationship
f) We certify that all the information furnished by me/us is true; that I/we
have no borrowing arrangements for the unit with any FCFL other than the
facts mentioned under 13 above; that no legal action has been/is being
taken against me/us; that I/we shall furnish all the information that may be
required by you in connection with my/our application; that this may also
be exchanged by you with any agency you may deem fit, and that you, your
representatives, representative of Reserve Bank of India or any other
agency as authorized by you, at any time, inspect/verify our assets, books
of accounts, etc., in our farm factory and/or business premises.
4
g) I/We hereby undertake to abide by the terms and conditions that the FCFL
may stipulate in sanction of this loan and inform FCFL in the event of
acquiring any other assets during the tenure of the advance.
Place:
Date: Signature of Applicant/s
Details of Co-litigants/ Guarantor/s (separate sheet for each guarantor)

I. Address
Sl. Name with Surname Ag Father’s Occupationn Full Address with Name of
No. e Name Village/P.O./Tq./Dist./
Pin Code
II. Assets Owned

(Amount in Rs.)
Details Location Purchase Price Present Annual
(Specify Door (Rs.) Market Income
No. Sy.No.etc. Value (Rs.)
(Rs.)
III. Liabilities (both direct and indirect)

(Amount in Rs.)
Borrowed Purpose Amount Prese Amount Security Name of
from Availed nt Overdue the
Liabili Borrower
ty incase of
indirect
liability
5
IV. Net worth of Co-obligant/Guarantor [II-III] Rs.

I/We offer to stand as Co-obligant/ Guarantor/s for the credit facilities to be
extended to .
We certify that all the information furnished by me/us may also be exchanged by
you with any agency you may deem fit, and that you, your representatives,
representative of Reserve Bank of India or any other agency as authorized by you,
at any time.
Place:
Date: Signature of Co-obligant/Guarantor/s
FLOW CHART
Sr. Particulars Date of Date of final Date of Comments, if

No. Receipt compliance submission to any,
received next regarding
Delegated time taken*
Authority
1. At Delegated
Authority 1
2. At Delegated
Authority 2
3. At Delegated
Authority 3
X Cut Here X
ACKNOWLEDGEMENT
Received the Loan Application from Shri/
Smt.
R/o on for
the purpose of
For First Capital Finance Pvt. Ltd.

Place:
Date: Delegated Authority 1

Agriculture Loan App - FCFL

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AGRICULTURE LOAN APPLICATION FORM

2. Name of the Applicant

6. Whether SC/ ST/ OBC/ Physically Handicapped/ Minorities/ Weaker Sections/

7. Established in (for non individuals)

10. Key Person (in case of non individuals)

11. Group Affiliation (in case of non individuals)

12. Current bank details

13. Limits with other r b l Services/ financial/ informal lending institutions

Name of bank/ Nature of Limit, if any Balance o/s

14. Background/ profile of borrower

15. Particulars of Land Holding

b. Commodity Present Price (Rs./ MT) Scale of financing (%)

c. Income from agriculture in Rs. Lakh (for farmers)

c. Performance & financial indicators (for non farmers)

d. Position of payment of income and wealth tax for last 3 years

e. Specify arrangements for

f. Loan and interest servicing requirement

17. Particulars of guarantors

e) Whether the Applicant/s, Co-obligant/s, Guarantor/s is/are related to any

Details of Co-litigants/ Guarantor/s (separate sheet for each guarantor)

II. Assets Owned

III. Liabilities (both direct and indirect)

IV. Net worth of Co-obligant/Guarantor [II-III] Rs.

Sr. Particulars Date of Date of final Date of Comments, if

For First Capital Finance Pvt. Ltd.

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