Debt Settlement Script & Sales Details

Supreme Debt Settlement

Initial Sales Call:

Hello is Mr./Ms.___________ Available?

Hello this is __(your name)___ calling you from Supreme Debt Settlement

We are calling to let you know that Supreme Debt Settlement can eliminate you credit
card debt and all other unsecured debts you may have.

Do you have any Credit Card debt or any other unsecured debts such as Medical bills,
Personal Loans, that you would like to eliminate or that you are having a hard time
making payments on?

-Yes! Then Proceed. No then close the call.

“Yes” Ok well then I have great news for you. Here at Supreme Debt Settlement we can
eliminate all of your credit card and unsecured debts down to .50cents on the dollar!
And you will be able to pay off your debt amount which is only half of what you owe at
0% interest! Every penny you pay in our program goes directly to principle and we can
get you debt free in only 36 months!

How much in unsecured debts would you say you have?

(All credit cards, medical, and personal loans.) (We can not work with car loans and
mortgages)

- Ask them if they have their statements available. You will need them to fax
statements later.

- Take down the amounts of each debt, the account numbers, names of the
companies, and monthly payments.

- Ask them if they have an idea of how much they have in debt and how much
their payments are if they don’t have statements.

- ARE YOU LATE ON ANY PAYMENTS? (If they are late on payments then they
are a GREAT lead)
 Continuing…….

Thank you for that information Sir/Madam now let me tell you what we do to eliminate
you debts and how we do it.

We will contact your creditors on your behalf by our attorneys.

Our attorneys will get each one of your creditors to settle at .50cents on the dollar!
Then you will be able to pay off only half of what you owe at 0% interest!
It is no question whether or not we can settle your debts at .50cents. The only
question is if we can settle for less!

So in your situation now with a debt amount of $_________ we will be able to get
you debt free in only 36 months with a payment of only $___________!
(See sales details for the calculations of payments)

HOW DOES THAT SOUND?

Is this payment of $__________ something you can afford if it means you can
become debt free? (If not ask them how much they can afford see if it’s enough to fit
into 45 month term)

Ok Great! Here’s what I want you to do. Do you have a pen handy?
Ok please write down my contact information.
My name is________, my direct number is ___________ and this is important
because you will need this later, my fax number is __________.

Ok, now not everybody can qualify for this program.

This program was given to us by the US Government over 8 years ago when we
were having a national debt crisis. This program is here to help you. We are not
selling anything. So you do have to qualify.

In order to qualify for this program there are two things.

1) You have to have a Legitimate Hardship which can allow you to be enrolled in
this program. Explain Hardship (a hardship is loss of income. Loss of work.
Medical or health issues, to high of interest in mortgage or credit cards)
So do any of these apply in your situation?.......”yes”........ Ok thanks.

2) The second thing we will need in order to qualify your for this program is we have to
verify your accounts. We can’t just assume that you have these debts. So in order to
verify your accounts you have a few options. You can fax just the fist page of each
statement to the fax number I just gave you, you can state your information over the
phone if you have your statements handy, or we can at no charge to you pull your credit
and then send out to you a copy of your free credit report.
Do you have your statements available for review now? If not Can you have them
today? How soon can you have them? Tomorrow? Ok then I will call you at _______
time tomorrow. Or if you get them together before that please fax them in or give me a
call!
 Continuing…….

-From here it is very important to make very clear appointments to call the lead back in
order to go over the statements. You must make the lead commit to a time when they
will have the statements available to you by fax or in their hand to read them to you if a
fax is not available. You will need to attempt to make them retrieve their statements as
soon as possible. Ask them how soon they can have their statements and make them
commit to it.

If it seems as if getting their statements is going to be difficult then sell the customer on
a free credit report. Pull the credit report with them online or call the lead back once you
have begun to pull the credit. (See sales details on how to pull credit)

After you have received the account information from the statements or pulled the credit
report for the account information make sure you have all information on each debt
including: Name, address, account number, company, and balance then you will put that
information along with payment and term details onto the contract and forward to the
customer.

You need to ask the customer how to get the Approval/Application (contract) to them.
Fax or email is best but land mail is also possible (see sales details)

If the customer refuses to give any information (statements or credit report) without
seeing something in writing the please figure their payment, terms, and debt amount.
Input this information onto the contract and send out the contract to them. The contract
will now serve as an application

They can then fill out the information themselves, send back with copies of statements or
now if they feel comfortable you can pull their credit.

BULLET POINTS Start to finish

- Introduce yourself and the company

- Ask them if they are having a hard time with debts and retrieve their debt
information.
- Quote them a payment and terms.
- Tell them that they need to qualify and ask them about 1)Hardship
2)Statements or credit report
- Put all account info onto contract and send out to them.
- FOLLOW UP! Follow up on appointments to receive statements and all
contracts sent out!
 REBUTTLES

There are few important questions asked by customers and it is very important you
answer them correctly.

Question 1: What does this do to my credit?

Answer: That is a very good question and I am glad that you asked that. While you are
in this program your may experience small negative effects on your credit. However
when you complete this program your score will go higher than before. When you
complete this program your credit report will read 0 balance and accounts paid in full!
This will boost your credit.

Question 2: How is your company able to do this? How can you settle at .50cents?

Answer: That is a very good question and I am glad that you asked that. There are two reasons
that we are able to settle your debts at such a discount. 1) Is that we use attorneys to settle debts.
Consumers such as you and I can not settle our debts legally on our own.
2) Is that we have a large amount of debt that we work with every month. Your debts will be
included into our portfolio of debt and that is what allows us to get such a discount.
 SALES DETIALS

1) Calculating a new program payment and terms:

Take all the unsecured debt (credit cards, medical, personal loans) and add them
together to reach their debt balance.

Take the debt balance $25,000 for example. Then you will multiply the balance by 55%
(which is the new settled balance to pay. We save them 45% of their debt)

So the new balance for them to pay off is only $13,750 ($25,000 X 55% = $13,750) from
here you will ask them what payment they can make $200?, $300? $400? Then just
take the debt balance and divide it by the monthly payment they can make and that is
there new payment and term.

The minimum payment we can take is the new debt balance $13,750 spread out over 45
months
Make sure they payment you agree on is the same or over the minimum payment.

So take the new balance of $13,750 and figure the minimum payment by dividing the
balance by 45 months. $13,750 / 45 = $305 per mo.
Offer them the lowest possible payments if they can not decide on a monthly payment.

2) Pulling Credit

If you feel it will be easier to pull a credit report for your customer rather than wait on
them to gather statements then you can pull their credit report at the following site:
https://www.annualcreditreport.com/cra/index.jsp This is a free site. Customer must
stay on line during call to answer 4 questions from Experian about their credit on the
website. The easiest way to complete this is by choosing Experian as the credit bureau.

NOTE: If you have an Indian IP address you will not be able to access this site. If so go
to hide-my-ip.com and download the software so your Indian computer can access this
site.

3) Ground mail option

If you require that the customer mail back documents in the US the customer can
mail all documents to: 302 Elrino St. Baltimore MD 21224
All Kind of papers coming to our address will be forwarded to your center

4) Company emails

For the purpose of your agents and center to have a company email please make your
requests to [email protected]. A company email will be provided within
24 hours.