‌Banking‌‌Awareness‌‌July‌‌Set‌‌1‌ b

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RBI‌'‌mandatory‌l‌eave'‌‌policy‌ 
● Some‌‌b‌ ank‌‌employees‌‌will‌g‌ et‌‌a‌1‌ 0-day‌‌surprise‌‌to‌‌leave‌‌every‌‌year.
● "As‌a‌ ‌‌prudent‌‌operational‌‌risk‌‌management‌‌measure,‌‌the‌b‌ anks‌‌shall‌‌put‌i‌n‌‌place‌‌a‌'‌mandatory‌‌leave'‌‌policy‌w ‌ herein
the‌e‌ mployees‌‌posted‌‌in‌s‌ ensitive‌‌positions‌‌or‌‌areas‌‌of‌o‌ peration‌s‌ hall‌‌be‌‌compulsorily‌s‌ ent‌‌on‌l‌eave‌f‌ or‌‌a‌f‌ ew‌‌days
(not‌‌less‌‌than‌‌10‌‌working‌‌days)‌‌in‌‌a‌‌single‌‌spell‌‌every‌‌year,‌‌without‌‌giving‌‌any‌p‌ rior‌i‌ntimation‌‌to‌‌these‌‌employees,
thereby‌‌maintaining‌‌an‌‌element‌‌of‌‌surprise.
● As‌‌per‌‌the‌‌April‌‌2015‌‌circular,‌‌sensitive‌‌positions‌o‌ r‌‌areas‌o‌ f‌‌operations‌‌covered‌‌under‌‌the‌‌'mandatory‌‌leave'‌‌policy
include‌‌treasury,‌‌currency‌‌chests,‌‌risk‌‌modeling,‌‌and‌m ‌ odel‌‌validation.

Cabinet‌a‌ pproves‌‌modifications‌‌to‌‌the‌A ‌ griculture‌‌Infrastructure‌‌Fund‌‌‌on‌‌July‌‌8,‌‌2021.‌ 

● This‌‌move‌‌is‌‌aimed‌‌at‌‌expanding‌‌“Rs‌‌1-lakh-crore‌‌Agriculture‌I‌ nfrastructure‌F ‌ und‌‌(AIF)”.
● The‌‌eligibility‌‌for‌‌the‌‌same‌‌has‌‌now‌‌been‌‌extended‌t‌o‌‌State‌A ‌ gencies/APMCs,‌‌National‌‌&‌S ‌ tate‌F
‌ ederations‌‌of
Cooperatives,‌‌Federations‌‌of‌‌Farmers‌‌Producers‌‌Organizations‌‌(FPOs),‌‌and‌‌Federations‌‌of‌‌Self‌H ‌ elp‌‌Groups
(SHGs).
● The‌‌repayment‌‌period‌h‌ as‌‌been‌‌also‌‌been‌‌increased‌‌from‌‌4‌‌years‌‌to‌6‌ ‌‌years‌u‌ p‌‌to‌2‌ 025-26.
● The‌‌government‌‌has‌‌also‌‌extended‌‌the‌‌overall‌‌period‌‌of‌t‌his‌‌scheme‌‌from‌‌10‌‌years‌t‌o‌‌13‌‌years.‌‌The‌‌scheme‌w ‌ ill‌‌be
valid‌‌up‌‌to‌‌2032-33.
● As‌‌per‌‌current‌‌norms,‌‌interest‌‌subvention‌‌for‌‌loans‌‌of‌‌up‌t‌o‌‌Rs‌2‌ ‌‌crore‌‌by‌o‌ ne‌‌organisation‌‌or‌f‌ armer‌i‌s‌‌eligible‌‌in
only‌‌one‌‌location‌‌under‌‌the‌‌scheme.
● In‌‌case,‌o‌ ne‌‌eligible‌‌entity‌p‌ uts‌‌up‌p‌ rojects‌‌in‌d‌ ifferent‌‌locations‌‌then‌a‌ ll‌s‌ uch‌p‌ rojects‌w‌ ill‌‌now‌‌be‌‌eligible‌‌for
interest‌s‌ ubvention‌‌for‌‌a‌l‌oan‌‌up‌‌to‌‌Rs.‌‌2‌‌crores.‌H ‌ owever,‌f‌ or‌‌a‌‌private‌‌sector‌e‌ ntity,‌‌there‌‌will‌‌be‌‌a‌‌limit‌‌of‌‌a
maximum‌o‌ f‌‌25‌‌such‌‌projects."

LIC‌t‌ o‌h
‌ ave‌C ‌ EO‌,‌m‌ anaging‌‌director‌a‌ s‌‌Centre‌‌scraps‌c‌ hairman‌‌post‌ 
● The‌‌changes‌‌have‌‌been‌‌notified‌‌by‌‌the‌‌Department‌‌of‌‌Financial‌‌Services‌(‌ DFS)‌‌through‌‌rules‌‌in‌‌the‌‌LIC‌‌Act,‌‌1956.
● Presently,‌M ‌ R‌‌Kumar‌‌is‌‌the‌‌LIC‌‌chairman,‌w‌ hose‌‌tenure‌‌was‌‌extended‌‌by‌‌another‌‌two‌‌years‌‌recently.‌‌Currently,‌‌LIC
has‌f‌ our‌‌MDs‌‌—‌‌Vipin‌‌Anand,‌‌Mukesh‌K ‌ umar‌‌Gupta,‌‌Raj‌‌Kumar,‌a‌ nd‌‌Siddhartha‌‌Mohanty.

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United‌I‌ ndia‌‌Insurance‌‌Company‌i‌s‌‌a‌‌leading‌‌Indian‌‌government-owned‌‌general‌‌insurance‌c‌ ompany.‌  ‌
● It‌‌is‌u‌ nder‌‌the‌o‌ wnership‌‌of‌‌the‌‌Ministry‌‌of‌‌Finance.‌  ‌
● Headquartered‌‌in‌‌Chennai.‌  ‌
● It‌‌was‌‌incorporated‌‌on‌‌18‌‌February‌‌1938‌‌and‌‌nationalised‌‌in‌‌1972.‌  ‌
● Previously‌‌it‌w ‌ IC‌).‌B
‌ as‌‌a‌‌subsidiary‌‌of‌‌the‌‌General‌‌Insurance‌‌Corporation‌‌of‌‌India‌‌(G ‌ ut‌‌when‌‌GIC‌‌became‌a‌  ‌‌
re-insurance‌‌company‌‌as‌‌per‌‌the‌I‌ RDA‌‌Act‌1‌ 999‌,‌i‌ts‌‌four‌‌primary‌‌insurance‌‌subsidiaries‌‌New‌‌India‌‌Assurance,‌ 
United‌‌India‌‌Insurance,‌‌Oriental‌‌Insurance,‌‌and‌‌National‌‌Insurance‌‌got‌a‌ utonomy,‌w ‌ ith‌‌effect‌‌from‌‌March‌‌21,‌2‌ 003.‌  ‌
 ‌
Inclusion‌‌of‌‌retail‌‌&‌‌wholesale‌‌trade‌‌under‌‌MSME‌‌as‌‘‌ landmark‌‌step’‌  ‌
● It‌‌will‌‌allow‌‌traders‌‌the‌‌benefits‌‌of‌‌priority‌‌sector‌l‌ending‌‌   ‌
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Department‌f‌ or‌‌Promotion‌‌of‌‌Industry‌‌and‌‌Internal‌‌Trade‌‌(DPIIT)‌‌has‌‌launched‌‌a‌‌project‌o‌ n‌O ‌ pen‌N ‌ etwork‌‌for‌‌ 
Digital‌C ‌ ommerce‌‌(O ‌ NDC‌).‌  ‌
● The‌‌aim‌‌of‌‌promoting‌‌open‌‌networks‌‌developed‌‌on‌‌open-sourced‌‌methodology.‌  ‌
● The‌‌task‌‌of‌‌developing‌‌this‌p‌ roject‌‌has‌‌been‌‌assigned‌‌to‌‌the‌Q ‌ uality‌‌Council‌‌of‌‌India.‌  ‌
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Reserve‌‌Bank‌‌of‌‌India‌(‌ RBI),‌‌while‌‌reviewing‌‌market‌c‌ onditions‌‌and‌‌market‌‌‌borrowing‌‌program‌‌of‌g‌ overnment,‌h‌ as‌‌ 
decided‌‌that‌‌benchmark‌‌securities‌‌of‌‌2-year‌‌tenor,‌‌3-year‌‌tenor,‌‌5-year‌‌tenor,‌‌10-year‌‌tenor‌‌&‌‌14-year‌t‌enor,‌‌and‌‌Floating‌‌ 
Rate‌B ‌ onds‌‌(FRBs)‌‌will‌‌be‌‌issued‌‌using‌‌the‌u‌ niform‌p‌ rice‌‌auction‌‌method.‌  ‌
● H ‌ owever,‌‌for‌‌benchmark‌s‌ ecurities‌‌of‌‌30-year‌‌and‌‌40-year,‌a‌ uctions‌w ‌ ill‌‌continue‌‌to‌‌be‌m‌ ultiple‌‌price-based‌‌ 
auctions.‌  ‌
 ‌
Ministry‌o‌ f‌‌corporate‌‌affairs‌‌(MCA)‌‌has‌‌expanded‌‌the‌d ‌ efinition‌‌of‌s‌ mall‌‌and‌‌medium-sized‌‌companies‌‌(SMCs)‌  ‌
● The‌‌ministry‌‌under‌‌the‌C ‌ ompanies‌‌Act,‌‌2013‌‌i‌nserts‌‌some‌‌changes‌i‌n‌‌the‌‌standards.‌  ‌
● Additionally,‌‌the‌‌definition‌‌of‌S ‌ mall‌‌and‌M ‌ edium-Sized‌‌Companies‌‌‌has‌‌been‌r‌ evised‌‌under‌‌which‌‌the‌‌turnover‌‌limit‌‌ 
has‌b‌ een‌i‌ncreased‌‌from‌R ‌ s.‌‌50‌‌crores‌‌to‌‌not‌e‌ xceeding‌‌Rs.‌‌250‌c‌ rores‌‌a‌ nd‌‌with‌e‌ nhanced‌‌borrowings‌‌limit‌‌from‌‌Rs.‌‌ 
10‌c‌ rores‌t‌o‌R
‌ s.‌‌50‌‌crores.‌  ‌
● Banks,‌f‌ inancial‌i‌nstitutions,‌‌insurance‌‌companies,‌‌and‌‌listed‌c‌ ompanies‌‌c‌ annot‌b‌ e‌‌classified‌‌as‌‌SMCs.‌  ‌
● Further,‌‌any‌‌company‌‌which‌i‌s‌‌either‌‌the‌‌holding‌‌company‌‌or‌s‌ ubsidiary‌‌of‌‌a‌‌company‌‌that‌‌is‌‌not‌‌an‌S ‌ MC‌‌cannot‌b‌ e‌‌ 
classified‌‌as‌‌an‌‌SMC.‌  ‌
 ‌
India‌r‌ eported‌a‌ ‌‌current‌‌account‌‌surplus‌‌of‌0‌ .9‌‌percent‌‌of‌‌GDP‌i‌n‌‌the‌‌pandemic‌‌hit‌‌FY21,‌‌compared‌‌to‌a‌ ‌‌shortfall‌‌of‌‌ 
0.9‌‌percent‌‌in‌‌FY20‌  ‌
● The‌‌current‌a‌ ccount‌‌surplus‌‌is‌‌a‌‌measure‌‌of‌‌a‌‌country’s‌‌trade‌‌where‌‌the‌‌value‌‌of‌t‌he‌g‌ oods‌a‌ nd‌s‌ ervices‌‌it‌e‌ xports‌‌ 
exceeds‌‌the‌v‌ alue‌‌of‌‌the‌‌products‌‌it‌‌imports.‌  ‌
● The‌‌current‌a‌ ccount‌‌balance‌‌turned‌‌into‌‌surplus‌‌territory‌‌due‌‌to‌‌a‌‌sharp‌‌contraction‌‌in‌t‌he‌t‌rade‌d‌ eficit‌‌to‌‌USD‌‌102.2‌‌ 
billion‌f‌ rom‌U‌ SD‌‌157.5‌‌billion‌‌in‌‌2019-20.‌  ‌
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Q)Which‌b‌ ank‌‌celebrated‌‌its‌‌6‌ 6‌th‌‌ ‌foundation‌‌Day‌‌o‌ n‌‌1‌‌July‌‌2021?‌  ‌
A.‌‌Punjab‌‌National‌‌Bank‌‌  ‌B.‌S‌ tate‌‌Bank‌‌of‌‌India‌  ‌
C.‌‌Bank‌o‌ f‌‌Baroda‌ D.‌‌Canara‌‌Bank‌  ‌
 ‌
B
‌ ank‌‌of‌‌Calcutta‌ -‌ ‌‌2‌‌June‌‌1806‌  ‌
● Bank‌‌of‌‌Bombay‌‌(incorporated‌‌on‌‌15‌‌April‌‌1840)‌  ‌
● Bank‌‌of‌‌Madras‌‌(incorporated‌‌on‌‌1‌‌July‌1‌ 843)‌  ‌
● All‌t‌hree‌‌Presidency‌‌banks‌w ‌ ere‌i‌ncorporated‌‌as‌j‌oint-stock‌‌companies‌‌and‌‌were‌‌the‌‌result‌‌of‌‌royal‌‌charters.‌  ‌
● Pursuant‌‌to‌‌the‌‌provisions‌‌of‌‌the‌‌State‌‌Bank‌‌of‌‌India‌‌Act‌‌of‌‌1955,‌‌the‌‌Reserve‌‌Bank‌‌of‌‌India,‌‌which‌i‌s‌I‌ ndia's‌‌central‌‌ 
bank,‌‌acquired‌‌a‌‌controlling‌‌interest‌i‌n‌‌the‌‌Imperial‌‌Bank‌‌of‌I‌ ndia.‌O ‌ n‌‌1‌J‌ uly‌‌1955,‌‌the‌‌Imperial‌‌Bank‌‌of‌‌India‌‌ 
became‌t‌he‌‌State‌‌Bank‌‌of‌‌India.‌  ‌
 ‌
Q)‌W ‌ hich‌b‌ ank‌‌has‌‌launched‌‌the‌‘‌ Salaam‌‌Dil‌‌Sey’‌i‌nitiative‌t‌o‌‌pay‌‌tribute‌‌to‌‌doctors?‌  ‌
A.‌‌ICICI‌B ‌ ank‌ B.Yes‌B ‌ ank‌  ‌
C.‌H‌ DFC‌B ‌ ank‌ ‌ xis‌‌Bank‌   ‌ ‌
‌D.‌A
 ‌
● HDFC‌‌Bank‌‌SalaamDilSey‌‌initiative‌‌to‌‌show‌g‌ ratitude‌‌to‌d‌ octors‌‌f‌ or‌‌their‌t‌ireless‌‌service‌‌during‌‌the‌‌pandemic.‌  ‌
● Urge‌p‌ eople‌‌to‌‌take‌‌the‌‌time‌‌to‌‌honor‌‌the‌‌contribution‌‌of‌‌doctors‌‌and‌p‌ roviding‌‌a‌‌platform‌t‌o‌e‌ xpress‌‌gratitude‌‌to‌t‌he‌‌ 
doctors‌‌who‌‌are‌‌courageously‌‌serving‌‌humanity‌‌during‌t‌he‌‌pandemic‌b‌ y‌r‌ isking‌‌their‌l‌ives.‌  ‌
● www.salaamdilsey.com‌  ‌
● HDFC‌‌Bank‌‌honored‌‌Dr.‌‌Naresh‌‌Trehan‌  ‌
● On‌‌the‌‌occasion‌‌of‌‌National‌‌Doctors‌‌Day‌‌(July‌‌1),‌‌the‌‌Bank‌a‌ nnounced‌‌the‌u‌ nveiling‌‌of‌‌the‌‌‘W ‌ all‌‌of‌‌Dedication‌’‌‌in‌‌ 
front‌‌of‌‌the‌‌Corporate‌‌Office‌‌of‌‌HDFC‌‌Bank‌‌in‌W ‌ orli‌‌(Mumbai)‌‌where‌a‌ ‌‌collage‌o‌ f‌t‌hank‌‌you‌‌messages‌f‌ or‌‌doctors‌‌ 
from‌a‌ cross‌t‌he‌c‌ ountry‌‌will‌‌be‌‌displayed.‌   ‌ ‌
 ‌
Q)‌‌Which‌‌Bank‌‌has‌‌launched‌‌the‌‌comprehensive‌‌banking‌‌solution‌‌for‌‌doctors,‌‌called‌S ‌ alute‌‌Doctors‌? ‌ ‌
A.‌K‌ otak‌‌Mahindra‌B ‌ ank‌ B.‌‌Axis‌‌Bank‌  ‌
C.‌I‌ CICI‌B ‌ ank‌ ‌D.‌‌HDFC‌‌Bank‌‌   ‌
 ‌
● ICICI‌B ‌ ank‌l‌aunched‌c‌ omprehensive‌‌banking‌‌solutions‌f‌ or‌‌doctors‌C ‌ ustomized‌‌banking‌‌as‌‌well‌‌as‌‌value-added‌‌ 
services‌‌for‌‌every‌‌doctor‌  ‌
● Salute‌‌Doctors‌‌Savings‌/‌‌C ‌ urrent‌‌Account‌  ‌
● Home‌‌loans:‌‌Up‌‌to‌‌₹5‌‌crore‌  ‌
● Medical‌‌equipment‌‌loan:‌‌Up‌‌to‌‌₹10‌‌crore‌‌   ‌
● Business‌‌loan:‌‌Up‌‌to‌‌₹40‌‌lakh‌  ‌
● Personal‌‌loan:‌‌Up‌‌to‌‌₹25‌‌lakh‌  ‌
● Education‌‌loan:‌‌Up‌‌to‌₹‌ 1‌‌crore‌‌called‌‌‘Doctor‌S ‌ elect‌‌iSMART‌‌Education‌L ‌ oan’‌  ‌
● Auto‌‌loan:‌‌Up‌‌to‌‌₹50‌‌lakh‌   ‌ ‌
 ‌
Q)‌W ‌ hich‌S ‌ mall‌F ‌ inance‌‌Bank‌‌has‌‌partnered‌‌with‌‌digital‌‌lender‌‌L ‌ oanTap‌‌t‌o‌‌provide‌‌personal‌l‌oans‌‌to‌‌salaried‌‌professionals?‌  ‌
A.‌S‌ uryoday‌S ‌ mall‌F ‌ inance‌‌Bank‌ B.‌‌Janalakshmi‌S ‌ mall‌‌Finance‌‌Bank‌  ‌
C.‌‌Equitas‌S ‌ mall‌F ‌ inance‌‌Bank‌ ‌D.‌U ‌ jjivan‌S ‌ mall‌‌Finance‌‌Bank‌  ‌
 ‌
● Personal‌‌Loan‌‌of‌‌up‌‌to‌‌Rs‌‌10‌‌lakh‌  ‌
● This‌‌move‌‌comes‌‌as‌‌part‌‌of‌‌Ujjivan’s‌‌Small‌‌Finance‌  ‌
● Bank’s‌A ‌ PI‌‌(Application‌‌Programming‌‌Interface)‌b‌ anking‌‌initiative.‌  ‌
 ‌
Q)‌‌World‌‌Bank‌‌has‌‌approved‌‌a‌‌loan‌‌of‌‌how‌‌much‌‌amount‌t‌o‌‌support‌I‌ ndia's‌i‌nformal‌w ‌ orking‌‌class‌t‌o‌o‌ vercome‌t‌he‌‌current‌‌ 
pandemic‌d‌ istress?‌  ‌
A.‌U‌ SD‌2‌ 50‌m ‌ illion‌ B.‌‌USD‌‌200‌‌million‌  ‌
C.‌U‌ SD‌3‌ 50‌m ‌ illion‌ ‌D.‌U ‌ SD‌5‌ 00‌‌million‌  ‌

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● Of‌‌the‌‌USD‌‌500‌‌million‌‌commitment,‌‌USD‌‌112.50‌‌million‌‌will‌‌be‌‌financed‌‌by‌‌its‌c‌ oncessionary‌‌lending‌‌arm‌‌ 
International‌‌Development‌‌Association‌‌(IDA)‌a‌ nd‌‌the‌‌rest‌‌will‌‌be‌‌a‌‌loan‌‌from‌I‌ nternational‌‌Bank‌‌for‌‌Reconstruction‌‌ 
and‌‌Development‌‌(IBRD)‌  ‌
● World‌B ‌ ank‌‌Vs‌‌World‌‌Bank‌G ‌ roup‌  ‌
● World‌B ‌ ank‌‌Group‌‌= ‌ ‌
● IBRD‌‌+‌‌IDA‌+ ‌ ‌I‌ nternational‌‌Finance‌C ‌ orporation‌(‌ IFC)‌‌+‌‌Multilateral‌‌Investment‌‌Guarantee‌‌Agency‌‌(MIGA)‌‌+ ‌‌
International‌‌Centre‌‌for‌‌Settlement‌‌of‌I‌ nvestment‌‌Disputes‌‌(ICSID)‌  ‌
● International‌B‌ ank‌‌for‌‌Reconstruction‌‌and‌D ‌ evelopment‌‌(IBRD)‌ -‌ ‌‌It‌‌provides‌‌loans,‌‌credits,‌‌and‌g‌ rants‌‌to‌‌ 
Middle-income‌‌countries‌  ‌
● International‌D‌ evelopment‌‌Association‌‌(IDA)‌p‌ rovides‌‌low‌‌or‌‌no-interest‌‌loans‌‌to‌l‌ow-income‌‌countries.‌  ‌
 ‌
Q)‌W‌ hich‌‌bank‌‌has‌‌signed‌‌an‌‌agreement‌‌with‌A ‌ mazon‌‌Web‌S ‌ ervices‌‌(AWS)‌t‌o‌‌accelerate‌‌its‌d‌ igital‌‌transformation‌‌ 
programme?‌  ‌
A.‌‌HDFC‌‌Bank‌ ‌B.‌A ‌ xis‌‌Bank‌  ‌
C.‌Y
‌ es‌‌Bank‌ D.‌‌Kotak‌M ‌ ahindra‌‌Bank‌‌   ‌
 ‌
Q)‌P‌ honePe‌‌has‌‌announced‌‌a‌‌partnership‌‌with‌‌Flipkart‌‌to‌l‌aunch‌w ‌ hich‌c‌ ontactless‌‌feature‌‌t‌o‌‌digitise‌c‌ ash-on-delivery‌‌ 
payments?‌  ‌
A.‌‌Show‌‌and‌‌Pay‌ B.‌N ‌ ear‌a‌ nd‌‌Pay‌  ‌
C.‌S‌ can‌‌and‌‌Pay‌ ‌D.‌‌Watch‌‌and‌‌Pay‌  ‌
 ‌
Q)According‌‌to‌‌the‌‌Financial‌‌Stability‌‌Report‌‌(FSR)‌r‌ eleased‌‌by‌‌RBI,‌‌the‌g‌ ross‌n‌ on-performing‌‌assets‌(‌ GNPAs)‌‌ratio‌‌o‌ f‌‌ 
banks‌‌may‌‌rise‌‌to‌‌________‌‌percent‌‌by‌‌March‌‌2022?‌  ‌
A.‌‌8.7%‌ ‌B.‌9‌ .8%‌  ‌
C.‌‌9.2%‌ D.‌‌8.9%‌  ‌
 ‌
● The‌‌gross‌N ‌ PA‌‌ratio‌‌for‌‌the‌‌banking‌‌sector‌‌could‌‌rise‌‌to‌‌9.8%‌‌by‌‌March‌‌2022‌‌under‌‌a‌b‌ aseline,‌a‌ s‌c‌ ompared‌w ‌ ith‌‌ 
7.48%‌‌in‌‌March‌‌2021.‌‌The‌‌baseline‌‌scenario‌‌used‌‌in‌‌the‌‌current‌‌stress‌‌tests‌‌is‌‌one‌w ‌ here‌G‌ DP‌‌growth‌f‌ or‌F ‌ Y22‌i‌s‌a‌ t‌‌ 
9.5%.‌‌   ‌
● Under‌t‌he‌‌medium‌s‌ tress‌‌scenario‌,‌‌where‌‌GDP‌‌growth‌‌is‌‌at‌‌6.5%,‌‌the‌g‌ ross‌‌NPA‌‌ratio‌‌could‌‌rise‌t‌o‌‌10.36%.‌  ‌
● Under‌t‌he‌‌severe‌s‌ tress‌s‌ cenario‌,‌‌where‌‌GDP‌‌growth‌‌is‌‌at‌‌0.9%,‌‌the‌‌gross‌‌NPA‌‌ratio‌f‌ or‌t‌he‌‌banking‌‌sector‌‌may‌‌rise‌‌ 
to‌1‌ 1.22%.‌  ‌
● PSU‌b‌ anks,‌w ‌ hich‌‌reported‌‌a‌‌gross‌‌NPA‌‌ratio‌‌of‌9‌ .54%‌‌as‌‌of‌M ‌ arch‌‌2021,‌‌could‌‌see‌‌their‌‌bad‌‌loans‌r‌ ise‌‌to‌1‌ 2.52%,‌‌ 
under‌t‌he‌‌baseline‌‌scenario.‌‌Under‌‌the‌‌severe‌‌stress‌‌scenario,‌‌the‌‌gross‌‌NPA‌‌ratio‌‌for‌‌public‌‌sector‌‌banks‌‌may‌r‌ ise‌‌to‌‌ 
13.95%.‌  ‌
● For‌p‌ rivate‌‌banks‌,‌‌the‌‌gross‌‌NPA‌‌ratio‌c‌ ould‌r‌ ise‌‌to‌‌5.82%‌‌by‌M ‌ arch‌‌2022‌‌from‌4‌ .78%‌‌as‌‌of‌‌March‌‌2021‌‌under‌‌the‌‌ 
baseline‌s‌ cenario.‌‌Under‌‌severe‌‌stress,‌‌gross‌b‌ ad‌l‌oans‌‌could‌r‌ ise‌‌to‌‌6.46%.‌   ‌ ‌
● On‌‌a‌s‌ ectoral‌b‌ asis,‌b‌ orrowers‌‌in‌‌the‌‌agriculture‌‌and‌‌industry‌‌segments‌s‌ aw‌t‌heir‌g‌ ross‌‌NPAs‌‌drop,‌‌but‌‌stress‌‌rose‌f‌ or‌‌ 
retail‌b‌ orrowers.‌  ‌
● A ‌ griculture‌‌NPAs‌‌dropped‌‌marginally‌‌to‌‌9.8%‌i‌n‌‌March,‌‌from‌‌10%‌‌a‌‌year‌‌ago.‌  ‌
● The‌‌industry‌‌segment‌‌saw‌‌a‌‌sharper‌‌fall‌‌in‌N ‌ PAs,‌‌which‌w ‌ ere‌‌at‌‌11.3%‌‌in‌‌March,‌‌from‌‌12%‌‌a‌y‌ ear‌‌ago.‌‌   ‌
● Retail‌‌bad‌‌loans‌r‌ ose‌‌marginally‌‌to‌‌2.1%‌‌at‌‌the‌e‌ nd‌‌of‌‌the‌‌last‌‌financial‌‌year.‌   ‌ ‌
 ‌
Capital‌‌Adequacy‌  ‌
● Banks‌‌have‌‌managed‌‌to‌‌capitalise‌‌themselves‌w ‌ ell‌‌during‌‌the‌l‌ast‌y‌ ear,‌‌aiding‌‌them‌‌in‌‌maintaining‌‌adequate‌c‌ apital‌‌ 
adequacy‌‌even‌‌under‌‌stressful‌‌situations.‌  ‌
● The‌‌RBI‌‌expects‌‌that‌‌under‌‌the‌‌baseline‌‌scenario,‌‌the‌‌capital‌‌adequacy‌‌ratio‌o‌ f‌b‌ anks‌‌would‌‌decline‌‌by‌‌30‌‌basis‌‌ 
points‌d‌ uring‌‌the‌‌12‌‌months‌‌ending‌‌March‌2‌ 022.‌‌Even‌‌in‌‌the‌‌severe‌‌stress‌‌scenario,‌‌the‌‌reduction‌‌would‌‌be‌2‌ 56‌  ‌
basis‌‌points.‌  ‌
● All‌‌46‌‌banks‌‌would‌‌be‌‌able‌‌to‌‌maintain‌‌CRAR‌‌well‌a‌ bove‌t‌he‌‌regulatory‌‌minimum‌‌of‌‌9%‌‌as‌‌of‌‌March‌‌2022‌e‌ ven‌i‌n‌‌ 
the‌w ‌ orst-case‌‌scenario‌‌   ‌

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Non-Bank‌‌Lenders‌  ‌
● The‌‌gross‌‌NPA‌‌ratio‌‌for‌‌the‌N ‌ BFC‌‌sector‌‌fell‌‌to‌‌6.4%‌‌in‌‌FY21,‌‌compared‌‌with‌‌6.8%‌a‌ ‌y‌ ear‌a‌ go.‌  ‌
● Capital‌‌adequacy‌‌ratios‌‌for‌‌seven‌N ‌ BFCs‌‌were‌‌below‌‌the‌‌regulatory‌‌minimum‌‌of‌1‌ 5%,‌a‌ s‌o‌ f‌M ‌ arch‌2‌ 021.‌  ‌
 ‌
Q)‌‌Which‌‌insurance‌‌company‌h‌ as‌l‌aunched‌‌its‌‌Saral‌‌Pension,‌‌an‌I‌ ndividual‌I‌ mmediate‌A ‌ nnuity‌P ‌ lan?‌  ‌
A.‌L‌ ife‌‌Insurance‌‌Corporation‌‌of‌‌India‌ ‌B.‌A ‌ viva‌‌Life‌‌Insurance‌‌   ‌
C.‌‌Bajaj‌‌Allianz‌‌Life‌I‌ nsurance‌‌  D.‌B ‌ harti‌‌AXA‌‌Life‌‌Insurance‌  ‌
 ‌
● An‌‌annuity‌‌is‌a‌ ‌‌plan‌‌that‌‌helps‌‌you‌‌to‌‌get‌r‌ egular‌‌payment‌‌for‌l‌ife‌a‌ fter‌‌making‌a‌ ‌‌lump‌s‌ um‌‌investment‌.‌‌The‌‌life‌‌ 
insurance‌‌company‌‌invests‌‌the‌‌money‌‌of‌t‌he‌‌investor‌‌and‌‌pays‌‌back‌‌the‌‌returns‌‌generated‌‌from‌‌it.‌  ‌
● Life‌‌annuity‌:‌‌You‌‌will‌‌get‌‌regular‌‌(monthly/quarterly/yearly)‌‌annuity‌‌payouts‌‌from‌‌the‌‌scheme‌‌till‌y‌ ou‌a‌ re‌‌alive.‌‌The‌‌ 
annuity‌s‌ tops‌‌after‌‌your‌‌death.‌  ‌
● Life‌‌Insurance‌‌Corporation‌‌of‌‌India‌‌(LIC)‌h‌ as‌i‌ntroduced‌‌the‌‌Saral‌‌Pension‌S ‌ cheme‌‌with‌‌effect‌‌from‌J‌ uly‌‌1,‌‌2021.‌  ‌
● The‌S ‌ aral‌‌Pension‌‌Scheme‌i‌s‌‌a‌‌standard‌‌immediate‌‌annuity‌‌plan‌‌as‌‌per‌‌the‌g‌ uidelines‌‌of‌t‌he‌‌Insurance‌‌Regulatory‌‌ 
and‌‌Development‌‌Authority‌‌of‌‌India‌‌(IRDAI),‌‌which‌‌offers‌‌the‌‌same‌t‌erms‌‌and‌‌conditions‌‌across‌a‌ ll‌‌life‌‌insurers.‌  ‌
● The‌‌annuity‌‌rates‌‌are‌‌guaranteed‌‌at‌‌the‌‌inception‌‌of‌‌the‌p‌ olicy‌‌and‌a‌ nnuities‌‌are‌‌payable‌‌throughout‌‌the‌‌lifetime‌‌of‌‌ 
the‌‌annuitant(s).‌‌   ‌
 ‌
Annuity‌O ‌ ptions‌‌   ‌
1)The‌a‌ nnuity‌p‌ ayments‌w ‌ ill‌‌be‌‌made‌‌in‌‌arrears‌‌for‌‌as‌l‌ong‌‌as‌‌the‌‌annuitant‌‌is‌a‌ live,‌‌as‌p‌ er‌‌the‌‌chosen‌‌mode‌‌of‌‌the‌‌annuity‌‌ 
payment.‌‌On‌t‌he‌d‌ eath‌‌of‌‌the‌‌annuitant,‌‌the‌‌annuity‌p‌ ayment‌‌shall‌c‌ ease‌‌immediately‌‌and‌‌100‌‌percent‌‌of‌‌the‌‌purchase‌‌price‌ 
shall‌b‌ e‌p‌ ayable‌t‌o‌‌the‌‌nominee(s)/legal‌‌heirs.‌‌   ‌
2)‌T
‌ he‌a‌ nnuity‌a‌ mount‌‌shall‌‌be‌‌paid‌‌in‌‌arrears‌‌for‌‌as‌‌long‌‌as‌‌the‌‌annuitant‌a‌ nd/or‌s‌ pouse‌‌are‌‌alive,‌‌as‌‌per‌‌the‌c‌ hosen‌‌mode‌‌of‌‌ 
the‌a‌ nnuity‌p‌ ayment.‌‌On‌‌the‌‌death‌‌of‌‌the‌‌last‌‌survivor,‌‌the‌‌annuity‌‌payments‌‌will‌‌cease‌‌immediately‌‌and‌‌100‌‌percent‌o‌ f‌t‌he‌‌ 
purchase‌‌price‌‌shall‌b‌ e‌‌payable‌‌to‌‌the‌‌nominee(s)/legal‌‌heirs.‌‌   ‌
The‌m ‌ inimum‌‌age‌l‌imit‌‌to‌‌enter‌‌the‌‌policy‌‌is‌‌40‌‌years‌,‌w ‌ hereas‌t‌he‌‌maximum‌‌age‌‌limit‌‌is‌‌80‌‌years.‌  ‌
There‌‌is‌n‌ o‌‌ceiling‌‌on‌‌the‌‌maximum‌‌purchase‌‌price‌,‌‌with‌‌the‌‌annuity‌‌rates‌‌guaranteed‌‌at‌‌the‌‌start‌‌of‌‌the‌‌policy.‌  ‌
The‌‌modes‌‌of‌‌annuity‌‌available‌‌are‌‌yearly,‌‌half-yearly,‌‌quarterly,‌‌and‌‌monthly.‌  ‌
The‌m ‌ inimum‌‌purchase‌‌amount‌‌is‌s‌ et‌‌at‌‌Rs‌‌12,000‌‌per‌‌annum‌‌   ‌
 ‌
Q)‌‌Which‌‌among‌‌the‌f‌ ollowing‌‌in‌‌partnership‌w ‌ ith‌‌Aditya‌‌Birla‌‌Finance‌L ‌ td‌‌has‌‌launched‌P ‌ ostpaid‌‌Mini‌‌‌to‌‌provide‌‌ 
small-ticket‌i‌nstant‌l‌oans?‌  ‌
A.‌P‌ hone‌P ‌ e‌ ‌B.‌P‌ aytm‌  ‌
C.‌A‌ irtel‌P ‌ ay‌ D.‌‌Google‌‌Pay‌  ‌
 ‌
Postpaid‌M ‌ ini‌  ‌
● Postpaid‌M ‌ ini‌w
‌ ill‌‌offer‌‌loans‌‌ranging‌‌from‌R ‌ s‌2‌ 50‌t‌o‌‌Rs‌‌1000‌t‌o‌‌users‌t‌o‌‌pay‌‌their‌‌monthly‌‌expenses,‌‌including‌‌ 
mobile‌& ‌ ‌D
‌ TH‌r‌ echarges,‌‌gas‌‌cylinder‌‌booking,‌‌electricity‌‌&‌‌water‌‌bills,‌‌amongst‌o‌ thers.‌‌   ‌
● With‌P ‌ ostpaid‌M‌ ini,‌u‌ sers‌‌will‌‌have‌‌to‌‌repay‌‌the‌‌loan‌‌in‌‌a‌‌period‌‌of‌‌30-days‌‌at‌0‌ %‌i‌nterest.‌  ‌
● The‌f‌ irm‌‌has‌‌earlier‌l‌aunched‌‌Paytm‌‌Postpaid’s‌‌instant‌‌credit‌‌of‌‌up‌‌to‌R ‌ s‌‌60,000.‌  ‌
 ‌
Q)‌‌Which‌M ‌ etro‌‌Rail‌C‌ orporation‌‌has‌‌launched‌I‌ ndia's‌‌first‌F ‌ ASTag‌‌or‌‌Unified‌‌Payments‌‌Interface‌‌(UPI)-‌based‌p‌ arking‌‌ 
facility?‌  ‌
A.‌‌Kolkata‌‌Metro‌‌Rail‌‌Corporation‌ ‌B.‌D
‌ elhi‌‌Metro‌‌Rail‌‌Corporation‌  ‌
C.‌‌Pune‌M ‌ etro‌‌Rail‌‌Corporation‌ D.‌‌Mumbai‌‌Metro‌‌Rail‌‌Corporation‌‌   ‌
 ‌
Q)‌‌Which‌‌company‌‌has‌‌partnered‌‌with‌‌Mastercard‌t‌o‌l‌aunch‌‘‌ MandateHQ’?‌  ‌
A.‌R‌ azorpay‌ ‌B.‌P ‌ ayU‌  ‌
C.‌‌Atom‌ D.‌‌CCAvenue‌  ‌
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Q)‌F ‌ itch‌R
‌ atings‌‌h‌ as‌‌projected‌‌India’s‌‌GDP‌‌growth‌‌rate‌‌at‌‌what‌‌percent‌‌for‌‌FY22?‌  ‌
A.‌‌10.2%‌ ‌B.‌1‌ 0%‌  ‌
C.‌‌9.6%‌ D.‌‌9.5%‌  ‌
 ‌
Q)‌B ‌ ajaj‌‌Allianz‌‌General‌‌Insurance‌‌‌has‌‌signed‌‌an‌‌agreement‌‌with‌‌which‌‌bank‌‌to‌‌offer‌‌insurance‌‌products?‌  ‌
A.‌‌Punjab‌‌National‌‌Bank‌ B.‌‌Canara‌‌Bank‌  ‌
C.‌B‌ ank‌‌of‌‌India‌ ‌D.‌‌Indian‌‌Bank‌‌   ‌
 ‌
Q)‌‌The‌g‌ overnment‌‌has‌‌brought‌‌the‌‌Department‌o‌ f‌‌Public‌‌Enterprises‌‌(DPE)‌u‌ nder‌‌which‌‌ministry?‌  ‌
A.‌M‌ inistry‌o‌ f‌F‌ inance‌ ‌B.‌‌Ministry‌‌of‌‌Electronics‌‌and‌‌Information‌T ‌ echnology‌  ‌
C.‌‌Ministry‌‌of‌‌Information‌‌and‌‌Broadcasting‌ D.‌‌Ministry‌‌of‌‌Labour‌‌and‌‌Employment‌  ‌
 ‌
Department‌o‌ f‌‌Public‌‌Enterprises‌‌(DPE)‌  ‌
● In‌t‌heir‌5‌ 2nd‌‌Report,‌‌the‌‌Estimates‌‌Committee‌‌of‌‌3rd‌‌Lok‌‌Sabha‌(‌ 1962-67)‌‌stressed‌‌the‌‌need‌‌for‌‌setting‌‌up‌‌a ‌‌
centralized‌‌coordinating‌‌unit,‌‌which‌‌could‌‌also‌m ‌ ake‌‌a‌‌continuous‌‌appraisal‌o‌ f‌‌the‌‌performance‌‌of‌‌public‌‌enterprises.‌ 
This‌l‌ed‌t‌o‌t‌he‌‌setting‌‌up‌‌of‌‌the‌‌Bureau‌‌of‌‌Public‌‌Enterprises‌(‌ BPE)‌‌in‌‌1965‌‌in‌‌the‌‌Ministry‌‌of‌‌Finance‌. ‌‌
Subsequently,‌‌as‌‌a‌‌result‌‌of‌‌the‌‌reorganization‌o‌ f‌‌the‌M‌ inistries/Departments‌o‌ f‌‌the‌‌Union‌‌Government‌‌in‌‌September‌‌ 
1985,‌‌BPE‌‌was‌‌made‌‌part‌‌of‌‌the‌‌Ministry‌‌of‌‌Industry.‌I‌ n‌M ‌ ay‌‌1990,‌‌BPE‌‌was‌‌made‌a‌ ‌‌full-fledged‌‌Department‌‌ 
known‌‌as‌t‌he‌‌Department‌‌of‌‌Public‌‌Enterprises‌‌(DPE).‌   ‌ ‌
● Finance‌‌Minister‌‌Nirmala‌‌Sitharaman‌‌in‌‌her‌‌Budget‌‌2021-22‌‌had‌a‌ nnounced‌‌a‌b‌ ig-ticket‌p‌ rivatization‌‌agenda‌, ‌‌
including‌‌privatisation‌‌of‌‌two‌‌public‌‌sector‌‌banks‌‌and‌o‌ ne‌‌general‌‌insurance‌‌company.‌  ‌
● ‌LIC‌‌IPO‌‌and‌r‌ esidual‌‌stake‌‌sale‌‌in‌‌IDBI‌‌Bank‌  ‌
● The‌‌government‌‌has‌‌budgeted‌‌Rs‌‌1.75‌‌lakh‌‌crore‌‌from‌‌stake‌s‌ ale‌i‌n‌‌public‌s‌ ector‌‌companies‌‌and‌f‌ inancial‌‌ 
institutions‌‌during‌‌2021-22.‌  ‌
● Department‌‌of‌‌Economic‌‌Affairs,‌‌Department‌‌of‌‌Expenditure,‌‌Department‌‌of‌‌Revenue,‌‌Department‌‌of‌‌Financial‌‌ 
Services,‌‌Department‌‌of‌‌Investment‌‌and‌‌Public‌‌Asset‌‌Management‌‌   ‌
 ‌
Q)‌‌Government‌‌has‌‌decided‌‌to‌‌sell‌‌up‌‌what‌‌percent‌s‌ take‌i‌n‌‌NMDC‌L ‌ td‌v‌ ia‌‌offer‌‌for‌s‌ ale‌‌(OFS)?‌  ‌
A.‌1‌ 0%‌ B.‌‌5%‌  ‌
C.‌1‌ 2%‌ ‌D.‌4‌ %‌  ‌
 ‌
● The‌‌government‌‌currently‌‌holds‌‌a‌‌68.29‌‌percent‌s‌ take‌‌in‌N ‌ MDC.‌  ‌
● ‌The‌‌7.49‌‌percent‌‌stake‌‌includes‌‌a‌‌4‌‌percent‌‌base‌‌issue‌w ‌ ith‌a‌ n‌‌option‌‌to‌‌retain‌a‌ n‌‌additional‌‌subscription‌‌of‌‌3.49‌‌ 
percent.‌‌   ‌
 ‌
Q)‌‌Federal‌‌Bank‌‌has‌‌re-appointed‌‌whom‌‌as‌‌its‌‌MD‌‌and‌‌CEO‌‌for‌‌three‌‌years?‌  ‌
A.‌C‌ handra‌S ‌ hekhar‌‌Ghosh‌‌  B.‌‌Sandeep‌B ‌ akshi‌  ‌
C.‌S‌ hyam‌S ‌ rinivasan‌  ‌D.‌P ‌ allav‌M ‌ ohapatra‌  ‌
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Q)‌W ‌ hich‌‌bank‌h‌ as‌‌signed‌‌an‌‌MOU‌‌with‌‌the‌I‌ ndian‌A ‌ rmy‌o‌ ffering‌‌a‌‌defence‌‌service‌‌salary‌p‌ ackage‌u‌ nder‌i‌ts‌‌"Power‌S ‌ alute"‌‌ 
initiative?‌  ‌
A.‌‌HDFC‌‌Bank‌ B.‌‌Yes‌‌Bank‌  ‌
C.‌A‌ xis‌‌Bank‌ ‌D.‌‌ICICI‌‌Bank‌‌   ‌
 ‌
● According‌‌to‌‌the‌‌bank,‌‌it‌‌will‌‌offer--Personal‌‌accidental‌c‌ over‌‌of‌‌up‌‌to‌₹‌ 56‌‌lakh‌‌to‌a‌ ll‌‌army‌‌personnel‌;‌‌add‌u‌ p‌t‌o‌‌8 ‌‌
lakh‌‌education‌‌grant‌;‌‌total‌‌Permanent‌‌Disability‌‌Cover‌b‌ enefit‌u‌ p‌‌to‌‌₹46‌‌lakh;‌p‌ ermanent‌p‌ artial‌‌disability‌‌cover‌‌of‌‌ 
up‌‌to‌₹‌ 46‌‌lakh‌;‌‌air‌‌accident‌‌cover‌‌of‌₹‌ 1‌‌crore‌,‌‌and‌‌free‌a‌ dditional‌‌debit‌‌card‌f‌ or‌‌a‌‌family‌‌member.‌T ‌ he‌b‌ enefits‌‌of‌‌the‌‌ 
MoU‌w ‌ ill‌c‌ over‌‌both‌‌serving‌‌Defence‌‌personnel‌‌as‌‌well‌D ‌ efence‌p‌ ensioners.‌  ‌
 ‌
Q)‌M ‌ astercard,‌M ‌ umbai‌‌Metro,‌‌and‌‌which‌b‌ ank‌‌have‌‌announced‌‌the‌l‌aunch‌‌of‌'‌One‌‌Mumbai‌‌Metro‌C ‌ ard',‌t‌o‌‌ensure‌‌ 
contactless‌a‌ nd‌‌cashless‌‌travel‌‌for‌‌Mumbaikars?‌  ‌
A.‌‌HDFC‌‌Bank‌ B.‌‌Bank‌‌of‌‌Maharashtra‌  ‌
C.‌A‌ xis‌B ‌ ank‌ ‌D.‌‌Yes‌‌Bank‌‌   ‌
 ‌
Q)‌‌Which‌‌insurance‌‌company‌‌has‌‌launched‌‌a‌‌comprehensive‌h‌ ealth‌‌insurance‌‌plan‌‌‘A ‌ rogya‌‌Supreme‌’?‌  ‌
A.‌S‌ BI‌‌General‌‌Insurance‌‌  ‌B.‌‌Acko‌‌General‌‌Insurance‌L ‌ td‌  ‌
C.‌‌Bharti‌‌AXA‌G ‌ eneral‌‌Insurance‌ D.‌‌Bajaj‌‌Allianz‌‌General‌I‌ nsurance‌  ‌
 ‌
‌‘Arogya‌‌Supreme’‌  ‌
● This‌‌specific‌‌plan‌‌is‌‌designed‌‌to‌‌ensure‌‌that‌‌customers‌‌can‌‌have‌‌full‌‌health‌‌insurance‌‌coverage,‌‌including‌‌20‌‌basic‌‌ 
covers‌a‌ nd‌8‌ ‌‌optional‌‌covers.‌  ‌
● The‌p‌ olicy‌p‌ rovides‌‌a‌‌wide‌‌range‌‌of‌s‌ um‌‌insured‌o‌ ptions‌‌up‌‌to‌‌₹5‌c‌ rores,‌w ‌ herein‌c‌ ustomers‌‌can‌‌choose‌‌from‌‌3 ‌‌
options‌v‌ iz‌P ‌ ro,‌‌Plus,‌‌and‌‌Premium‌‌based‌‌on‌‌the‌s‌ um‌‌insured‌‌and‌‌coverage‌‌features.‌   ‌ ‌
 ‌
Q)‌‌Which‌‌payments‌‌bank‌‌has‌‌launched‌‌‘Pay‌‌to‌‌contacts’‌‌w ‌ hich‌‌allows‌‌customers‌t‌o‌‌initiate‌‌a‌‌UPI‌‌payment‌‌by‌‌selecting‌‌the‌‌ 
receiver’s‌‌mobile‌‌number‌‌from‌‌their‌‌phonebook?‌  ‌
A.‌‌India‌‌Post‌‌Payments‌‌Bank‌ B.‌‌Fino‌‌Payments‌‌Bank‌  ‌
C.‌‌Jio‌‌Payments‌‌Bank‌ ‌D.‌A ‌ irtel‌‌Payments‌B ‌ ank‌  ‌
 ‌
Q)‌‌Which‌‌state‌‌with‌t‌he‌‌help‌‌of‌‌the‌‌World‌‌Bank‌h‌ as‌l‌aunched‌‌the‌S ‌ ALT‌‌programme‌? ‌ ‌
A.‌‌Tamil‌‌Nadu‌‌  B.‌‌Kerala‌  ‌
C.‌A‌ ndhra‌‌Pradesh‌‌  ‌D.‌‌Odisha‌‌   ‌
 ‌
● Supporting‌A ‌ ndhra’s‌‌Learning‌‌Transformation‌‌(SALT)‌‌   ‌
 ‌
Q)‌‌The‌N ‌ ational‌‌Commodity‌‌Derivatives‌‌Exchange‌(‌ NCDEX)‌h‌ as‌‌launched‌‌two‌‌agriculture-focused‌c‌ ommodity‌‌indices‌‌ 
recently?‌  ‌
A.‌‌NCDEX‌‌Guarex‌ B.‌‌NCDEX‌‌sheaex‌  ‌
C.‌‌NCDEX‌S ‌ oydex‌‌  D.‌‌A&B‌  ‌
E.‌A‌ &C‌  ‌
 ‌
Q)‌‌India‌‌and‌‌Nepal‌‌have‌‌signed‌‌an‌M ‌ oU‌‌for‌‌the‌‌execution‌‌of‌‌the‌L ‌ ower‌‌Arun‌H ‌ ydro‌‌Electric‌P‌ roject‌i‌n‌N ‌ epal‌.‌‌What‌i‌s‌‌the‌‌ 
total‌‌capacity‌‌of‌‌this‌‌project?‌  ‌
A.‌‌540‌‌MW‌ B.‌‌320‌‌MW‌  ‌
C.‌6‌ 79‌‌MW‌ ‌D.‌‌456‌‌MW‌  ‌
 ‌
Q)‌‌Which‌e‌ dition‌‌of‌‌the‌C ‌ II-EXIM‌B ‌ ank‌‌Conclave‌o‌ n‌I‌ ndia‌‌and‌‌Africa‌‌Project‌‌Partnership‌w ‌ as‌h‌ eld?‌  ‌
th‌ ‌ th‌  ‌
A.‌‌10‌ B.‌‌12‌
th‌‌
  ‌
C.‌‌11‌ D.‌‌16‌th‌  ‌
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Q)‌W‌ hich‌‌has‌‌become‌‌the‌f‌ irst‌‌country‌‌to‌‌adopt‌‌India’s‌‌Unified‌‌Payment‌‌Interface‌‌(UPI)‌s‌ tandards‌‌for‌i‌ts‌q‌ uick‌r‌ esponse‌‌ 
(QR)‌‌code?‌  ‌
A.‌N‌ epal‌ B.‌‌Philippines‌  ‌
C.‌‌Vietnam‌ ‌D.‌B
‌ hutan‌  ‌
 ‌
● More‌t‌han‌2‌ 2‌‌crore‌‌UPI‌‌financial‌‌transactions‌‌worth‌‌Rs‌‌41‌‌lakh‌‌crore‌‌were‌‌recorded‌d‌ uring‌‌2020-21‌  ‌
● ‌Finance‌M ‌ inister‌‌Nirmala‌‌Sitharaman‌‌launched‌B ‌ HIM-UPI‌‌QR-based‌‌payments‌‌in‌‌Bhutan‌. ‌ ‌
● With‌‌this‌‌launch,‌‌Bhutan‌‌will‌‌become‌‌the‌‌first‌‌country‌‌to‌‌adopt‌‌Unified‌‌Payment‌‌Interface‌‌(UPI)‌‌standards‌‌for‌i‌ts‌‌ 
QR‌‌deployment‌.‌‌Bhutan‌‌will‌‌also‌‌become‌‌the‌‌only‌‌country‌‌to‌‌issue‌‌and‌‌accept‌‌RuPay‌‌cards‌‌as‌‌well‌‌as‌‌BHIM-UPI.‌  ‌
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