Expenditure 50000

Current Age Inflation Rate 7%

30
Inflated Expenditure per
At Age No. of yrs Year month
30 1 2011 50000
31 2 2012 53500
32 3 2013 57245
33 4 2014 61252
34 5 2015 65540
35 6 2016 70128
36 7 2017 75037
37 8 2018 80289
38 9 2019 85909
39 10 2020 91923
40 11 2021 98358
41 12 2022 105243
42 13 2023 112610
43 14 2024 120492
44 15 2025 128927
45 16 2026 137952
46 17 2027 147608
47 18 2028 157941
48 19 2029 168997
49 20 2030 180826
50 21 2031 193484
51 22 2032 207028
52 23 2033 221520
53 24 2034 237026
54 25 2035 253618
55 26 2036 271372
56 27 2037 290368
57 28 2038 310693
58 29 2039 332442
59 30 2040 355713
60 31 2041 380613
61 32 2042 407256
62 33 2043 435764
63 34 2044 466267
64 35 2045 498906
65 36 2046 533829
66 37 2047 571197
67 38 2048 611181
68 39 2049 653964
69 40 2050 699741
70 41 2051 748723
71 42 2052 801133
 72 43 2053 857213
73 44 2054 917218
74 45 2055 981423
75 46 2056 1050123
76 47 2057 1123631
77 48 2058 1202285
78 49 2059 1286445
79 50 2060 1376496

Note: The figures shown above is only for illustration purpose. For explaining the
concept the expendituer of Rs. 50000 per month is assumed. The investors may
change the amount depending on their expenditure per month. Rate of inflation is
assumed 7% p.a.for the purpose of explaining the concept. The inflation rate and the
actual expenditure will depend on the various market conditions and may significantly
differ from assumed inflation rate. This document is prepared for general information
and educational purposes only.

Please refer the last sheet for statutory details and risk factors
 Rupee Cost Averaging
Systematic Investment Plan

SIP
Dates Monthly Investment NAV Units Alloted
1 1-Jan-10 4000 24 166.67
2 1-Feb-10 4000 26 153.85
3 1-Mar-10 4000 28 142.86
4 1-Apr-10 4000 30 133.33
5 1-May-10 4000 31 129.03
6 1-Jun-10 4000 26 153.85
7 1-Jul-10 4000 24 166.67
8 1-Aug-10 4000 19 210.53
9 1-Sep-10 4000 17 235.29
10 1-Oct-10 4000 14 285.71
11 1-Nov-10 4000 12 333.33
12 1-Dec-10 4000 20 200.00

Total 48000 2311.12

Average NAV 22.58

Average Cost per unit 20.77

35

30

25

20

15

10

0
1-Jan-10

1-Apr-10

1-Jun-10

1-Jul-10

1-Oct-10

1-Nov-10
1-Feb-10

1-Mar-10

1-May-10

1-Aug-10

1-Sep-10

. Note: The NAV shown in the table and the graph shown above are for illustration purpose only. The NAVs are ass
Note: The NAV shown in the table and the graph shown above are for illustration purpose only. The NAVs are ass
have any relevance to NAVs of schemes of the Mutual Fund. It is assumed that Rs. 4000 is invested on the first d
the unit price (NAV). The actual results may substatially vary from the depicted results. No guarantee or assuranc
investment or protection of capital is being offered.

Please refer the last sheet for statutory details and risk factors
1-Jul-10

1-Oct-10

1-Nov-10

1-Dec-10
1-Aug-10

1-Sep-10

e for illustration purpose only. The NAVs are assumed and does not
 Systematic Investment Plan
SIP Calculator
Your Present Age 30 Years

Retirement Age 55 Years

Expected Return on your SIP investment 15% Per Annum CAGR*

Your Per Month savings (Outflow) 5,000 Rs.

Total Term of SIP Investment 25 Years

Annual saving 60,000 Rs.

Your total Saving till Retirement 1,500,000 Rs.

Amount on Maturity 12,767,581.05 Rs.

Assumed a saving of Rs. 5000 invested every month and value of investments arrived at assuming 15% CAGR (Compounded
Annual Growth Rate) calculated based on IRR since SIP installments are received at different intervals across the SIP period. The
actual value depends on various market factors and economic conditions and may be significantly differ from values depicted above.

Duplicating all or any part of this calculator is prohibited. This calculator is for information purposes only and is not an offer to sell or a
solicitation to buy any mutual fund units/securities. Results based on this calculator alone are not sufficient and should not be used
for the development or implementation of an investment strategy. The actual results depend on the market conditions and the value
of investments may go up or down depending on market factors. Information provided shall not be construed as investment advice to
any party. The contents of this calculator do not seek to influence the opinions/behaviour of the users. The ICICI Prudential Asset
Management Company Ltd (AMC) does not guarantee the accuracy, adequacy or completeness of this calculator and is not
responsible for any errors or omissions or for the results obtained from the use of this calculator. The AMC or any other company of
the ICICI group has no financial liability whatsoever to the users of this calculator.

Statutory Details: ICICI Prudential Mutual Fund (the Fund) was set up as a Trust sponsored by Prudential plc (through its wholly
owned subsidiary namely Prudential Corporation Holdings Ltd) and ICICI Bank Ltd. ICICI Prudential Trust Limited (the Trust
Company), a company incorporated under the Companies Act, 1956, is the Trustee to the Fund. ICICI Prudential Asset Management
Company Ltd (the AMC), a company incorporated under the Companies Act, 1956, is the Investment Manager to the Fund. ICICI
Bank Ltd and Prudential Plc (acting through its wholly owned subsidiary namely Prudential Corporation Holdings Ltd) are the
promoters of the AMC and the Trust Company. Risk Factors: All investments in mutual funds and securities are subject to
Statutory Details: ICICI Prudential Mutual Fund (the Fund) was set up as a Trust sponsored by Prudential plc (through its wholly
owned subsidiary namely Prudential Corporation Holdings Ltd) and ICICI Bank Ltd. ICICI Prudential Trust Limited (the Trust
Company), a company incorporated under the Companies Act, 1956, is the Trustee to the Fund. ICICI Prudential Asset Management
Company Ltd (the AMC), a company incorporated under the Companies Act, 1956, is the Investment Manager to the Fund. ICICI
Bank Ltd and Prudential Plc (acting through its wholly owned subsidiary namely Prudential Corporation Holdings Ltd) are the
promoters of the AMC and the Trust Company. Risk Factors: All investments in mutual funds and securities are subject to
market risks and the NAV of the schemes may go up or down depending upon the factors and forces affecting the
securities market and there can be no assurance that the fund's objectives will be achieved.Past performance of the
Sponsors, AMC/Fund does not indicate the future performance of the Schemes of the Fund. The Sponsors are not responsible or
liable for any loss resulting from the operation of the Schemes beyond the contribution of an amount of
Rs.22.2 lacs, collectively made by them towards setting up the Fund and such other accretions and additions to the corpus set
up by the Sponsors.