Current Rural Development Programmes: Swarnajayanthi Gram Swarojgar Yojana (Sgsy)
Current Rural Development Programmes: Swarnajayanthi Gram Swarojgar Yojana (Sgsy)
Current Rural Development Programmes: Swarnajayanthi Gram Swarojgar Yojana (Sgsy)
SGSY AIM:
_ Establishment of large number of micro enterprises in the rural areas
OBJECTIVE:
_ To bring every assisted family above the poverty line over a period of time
SGSY-salient Features
_ The assisted families ( Swarozgaris ) may be individuals or Groups(Self Help
Groups). Emphasis is on Group approach.
_ Holistic programme of micro enterprises covering all aspects of Self
Employment.
_ Emphasis is on cluster approach. Major share of SGSY assistance in activity
clusters.
_ 4-5 key activities will be identified for each block.
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Focus on vulnerable groups
_ SC/ST - 50%
_ Disabled - 3%
_ Minorities - 2%
SGSY-Norms
• SGSY has no investment ceiling other than unit cost worked out for the project.
• Loan amount is equal to the total project cost; including subsidy.
• Credit is the key element
• Subsidy is only a minor & enabling component SGSY-Asset creation
• Swarojgari is having freedom to procure assets.
• Assets to be procured within one month of release of Bank loans.
• Receipt to be furnished to the Bank.
• Assets procured should be of standard quality and at economic prices.
• In case of ISB sector- disbursement up to Rs.10,000- may be made in cash.
SGSY-Multiple Credit
_ Multiple credit rather than one time credit injection.
_ Second/ Subsequent dose can be given even during the currency of First /
earlier loans provided Bank is satisfied with regard to financial discipline.
_ Further loans to inadequately assisted IRDP beneficiaries under IRDP can be
extended under the scheme.
SGSY-Skill up gradation
• Minimum Skill Requirement ( MSR ) in terms of technical and personnel is pre
requisite.
• Technical skill assessment by Line Depts. of Govt.
• Managerial skill assessment by Bank.
• Each Swarojgari selected will be given Basic orientation Programme & Skill
Development Training.
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-Basic skills in activity identified.
The Jawahar Gram Smridhi Yojana, named after India's first Prime Minister
Jawaharlal Nehru aimed at creating a need-based rural infrastructure.
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as the State Governments for building the rural infrastructure. The public works
programme have also contributed significantly in this direction.
Objective:
Scope:
Funding:
Strategy:
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How to Seek Assistance:
It has traditionally been the principal organ at the District level to oversee the
implementation of the anti-poverty programmes of the Ministry of Rural
Development. Created originally for implementation of Integrated Rural
Development Programme (IRDP), the DRDAs were subsequently entrusted with a
number of programmes, both of the Central and State Governments. Since
inception, the administrative costs of the DRDA (District Rural Development
Agency) were met by setting aside a part of the allocations for each programme.
Of late, the number of programmes had increased and several programmes have
been restructured with a view to making them more effective. While an indicative
staffing structure was provided to the DRDAs, experience showed that there was
no uniformity in the staffing structure. It is in this context that a new centrally
sponsored scheme - DRDA Administration - has been introduced from 1st April,
1999 based on the recommendations of an inter-ministerial committee known as
Shankar Committee. The new scheme replaces the earlier practice of allocating
percentage of programme funds to the administrative costs.
Objective:
Funding:
The funding pattern of the programme will be in the ratio of 75:25 between the
Centre and the States.
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Strategy:
The DRDA will continue to watch over and ensure effective utilisation of the funds
intended for anti-poverty programmes. It will need to develop distinctive
capabilities for poverty eradication. It will perform tasks which are different from
Panchayati Raj Institutions and line departments. The DRDAs would deal only with
the anti-poverty programmes of the Ministry of Rural Development. If DRDAs are
to be entrusted with programmes of other Ministries or those of the State
Governments, it must be ensured that these have a definite anti-poverty focus. In
respect of such States where DRDA does not have a separate identity and
separate accounts.
NGOs Role:
India is a land of villages and the Government of India has been implementing
numerous rural development programmes for the upliftment of rural Communities.
Realizing that the government alone was not able to meet the challenges of
the massive enormous tasks in the process of rural development, the non
-profit, voluntary and non - governmental or ganizations had to be involved
in different phases and activities at the global, regional and local levels.
Thus, in later phases, both the GOs and NGOs have been actively involved in
transforming the lives of the rural poor.
No doubt, NGOs have been constantly working day -in and day - out to solve
various problems concerning children, women, senior citizens, environment
etc.
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The NGO sector effectively works towards uplifting the socio -economic
status of the poor. However, for a significant impact in the present era of
liberalisation and globalisation wherein market forces adopt a key role, it
becomes essential for the NGO sector to take a lead in helping poor fight
the challenges posed by the system.
NGOs can help the poor by providing access to the system, information on
market opportunities, training facilities, information on sources of credit,
etc. in order to meet the aspirations of rural poor, a unique set of training
programmes are expected to extend for the officials of for better
management of the organization and developmental initiatives.
Even the Government of India has recognized the critical role of the NGOs
in the Five -Year Plans, as they have commitment, credibility with the
masses and professional approach to the people's issues unlike the
charitable organizations of earlier days.
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2. Health programmes for human and non-human beings:
The works like pit drainage, housing, creation of smokeless environment, good
drinking water for animals and human beings, regular health checkup camps etc. will
improve the health conditions of the human and non human beings.
Apart from this, NGO can also go for training the rural youths in fabrication
works, wood works, beedi rolling, agarbathi manufacturing, printing press etc.
6. Government support:
The government (central, state or local) support at all level is inevitable for rural
development. NGOs alone cannot do miracles over night. Therefore, the
government should watch and ward the working of NGOs at phase wise manner.
Thus, the fund or whatever may be directly should move to beneficiaries. The
NGOs should accountable for the funds.