New Balance Minimum Payment Due Payment Due Date: Account Summary

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The document is a credit card statement showing the balance, minimum payment due, payment due date and transaction details.

The minimum payment due is $259 and it is due by October 13, 2020.

If the minimum payment is not made by the due date, a late fee of $28 may be charged and the APR may be increased up to 17.99%.

6486 JAH 1 7 16 200916 0 PAGE 1 of 2 1 0 5752 1000 VPAA O1AK6486

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Manage Accounts Online Assistance: Mobile: Download the


www.penfed.org 800-247-5626 PENFED MOBILE app
today

Payment Due Date New Balance Account Summary


October $12,974.40
S M T W T F S Account Number XXXX-XXXX-XXXX-3301
1 2 3 Minimum Payment Due Statement Closing Date 09/16/2020
4 5 6 7 8 9 10
$259.00 Credit Limit $20,000.00
11 12 13 14 15 16 17 Payment Due Date Available Credit $7,025.00
18 19 20 21 22 23 24 10/13/2020 Cash Credit Limit $20,000.00
25 26 27 28 29 30 31 Available Cash $7,025.00

Payment Information Previous Balance $13,272.56


Late Payment Date: 10/23/2020 - Payments $525.00
Late Payment Warning: If we do not receive your minimum payment by the date - Other Credits $0.00
listed above, you may have to pay a late fee of up to $28.00 and your APR may be
+ Purchases $97.23
increased up to the Penalty APR of 17.99%.
+ Cash Advances $0.00
Minimum Payment Warning: If you make only the minimum payment each period,
you will pay more in interest and it will take you longer to pay off your balance. The + Other Debits $0.00
table is based on your standard minimum payment and does not include any past + Fees Charged $28.00
due and overlimit amounts. For example:
+ Interest Charged $101.61
If you make no You will pay off the = New Balance $12,974.40
And you will end up
additional charges balance shown on
paying an estimated
using this card and this statement in
total of...
each month you pay... about...
Only the minimum
25 Years $21,329.00
payment

$14,957.00

09/2020
$415.00 3 Years
(Savings = $6,372.00)

If you would like information about credit counseling services, call 1-866-685-6322.

Save a stamp, save time and avoid late fees by making a one-time payment
or setting up a recurring payment via PENFED Online or PENFED mobile.

Detach the bottom portion and return payment using enclosed envelope to be received no later than by 5:00 p.m. on the due date. Please use blue or black ink.

PenFed Credit Union Account Number: XXXX-XXXX-XXXX-3301


PO Box 2360 New Balance: $12,974.40
Omaha NE 68103-2360
Minimum Payment Due: $259.00
For Undeliverable Mail Only
Payment Due Date: 10/13/2020

Remit Payment To
Address Below

SEYMOUR C FERDMAN
PenFed Credit Union 29105 GOLDEN MEADOW DR
PO Box 247080 RCH PALOS VRD CA 90275-3009
Omaha NE 68124-7080

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6486 JAH 1 7 16 200916 0 PAGE 2 of 2 1 0 5752 1000 VPAA O1AK6486
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Manage Accounts Online Assistance: Mobile: Download the


www.penfed.org 800-247-5626 PENFED MOBILE app
today

Transactions
Post Post
Description Amount Description Amount
Date Date
08/17 HABIT -ROLLING HILLS#129 ROLLING HILLS CA $9.09 08/30 HLU*Hulu 1721595148926-U HULU.COM/BILL CA $5.99
08/19 BPI*HARVARDHEALTH PUBS 800-649-9457 CT $20.00 08/31 DisneyPLUS 888-9057888 CA $6.99
08/23 TST* W S CHINA BISTRO - R310-792-1600 CA $37.18 09/07 APPLE.COM/BILL 866-712-7753 CA $1.99
08/24 CR. CARD PAYMENT ALEXANDRIA VA -$525.00 09/13 UCLA PARKING SVCS LOS ANGELES CA $13.00
08/28 APPLE.COM/BILL 866-712-7753 CA $2.99
Fees Interest Charged
09/16 DELINQUENT CHARGE $28.00 09/16 Interest Charge on Purchases $27.75
TOTAL FEES FOR THIS PERIOD $28.00 09/16 Interest Charge on Cash Advances $73.86
TOTAL INTEREST FOR THIS PERIOD $101.61
2020 Totals Year-to-Date
Total fees charged in 2020 $28.00
Total interest charged in 2020 $866.57

Interest Charge Calculation


Your Annual Percentage Rate (APR)is the annual interest rate on your account.
Type of Balance Balance Transfer/ APR Balance Subject To Interest Charge Remaining
Promotion % Interest Rate Balance
Expiration Date
Purchases 9.99% (V) $3,331.84 $27.75 $3,415.48
Cash Advances 9.99% (V) $8,178.09 $68.12 $68.12
BALANCE TRANSFER CASH 4.99% $1,380.32 $5.74 $1,312.71
12M BAL TRANSFER CASH Expired 9.99% (V) $0.00 $0.00 $6,389.06
12M BAL TRANSFER CASH Expired 9.99% (V) $0.00 $0.00 $1,789.03
Days in Billing Cycle: 31 (V) = Variable Rate
See reverse side of page1 for explanation of Interest Charge calculation. If on the billing cycle closing date shown above you have no previous balance for
either purchases, cash advances, or balance transfers after we apply payments and credits made during the billing cycle and if you pay the new balance
shown above in full within 25 days of the billing cycle closing date (that is on or before the payment due date), you will not have to pay a INTEREST
CHARGE on the new purchases shown above. However, cash advances and balance transfers continue to accrue interest charges until paid in full.

EARNED 5% REBATE ON GAS $0.00

YOUR VISA PLATINUM CASH REWARDS CARD GIVES YOU


5% CASH BACK ON GAS PURCHASES PAID AT THE PUMP

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