Loan Application Format - (CROP LOAN/ KCC) : Crop Loans With Kisan Credit Card

CROP LOANS WITH KISAN CREDIT CARD
Loan Application Format - (CROP LOAN/ KCC)
BRANCH________________________
Application No. _____________________ Year __________________
The Branch Head
IDBI ltd
_________________
Dear Sir,
I/ We hereby apply for a loan of

Rs…………………..(Rupees…………………………….
……………………….. Only) and furnish below the necessary particulars.
Purpose of Loan
Name of the Applicant (add sheets for additional co-applicants)
Address of applicant & Resident since
Nature of activity
Age and Gender
Whether SC/ ST/ OBC/ Physically Handicapped/ Minorities/ Weaker Sections/ Ex-
Servicemen/ Resident of J&K or North East/ Others
Details of relationships with IDBI, if any
Current bank details
Limits with other banks/ financial/ informal lending institutions
Name of bank/ Nature of Limit, if any Balance o/s

financial/ relationship
informal lending
institution
1
Background/ profile of borrower
Particulars of Land Holding
Village Total Land Total Sources Value of

acres revenue irrigated of total
(Rs.) acres irrigation acres
(Rs.
Lakh)
Basis for request of limits (enclose copies/ separate sheets, if required)

a. Location of the Name of Crop Survey/ Khasra Source of
area in which (s) No Irrigation
farming is
proposed
b. Income from agriculture in Rs. Lakh

SY (– SY (– SY (0) SY (1) .. SY
2) 1) (n)*
Annual
gross
farm
income
(a)
Expenses
(b)
Annual
net farm
income
(c)=(a)-
(b)
Income
from
allied
activities
Income
from
project
‘n’ should not be lower than the tenor of the facility/ card
2
c. Position of payment of income and wealth tax for last 3 years
d. Specify arrangements for

Cultivation activities
Procuring inputs
Marketing of produce
Storing of produce
Transport of produce
e. Loan and interest servicing requirement

Gestation period
Installment frequency
f. Particulars of networth (for each applicant)
III. Assets Owned

(Amount in Rs.)
Details Location Purchase Present Annual
(Specify Price (Rs.) Market Income
Door No. Value (Rs.)
Sy.No.etc. (Rs.)
IV. Liabilities (both direct and indirect)

(Amount in Rs.)
Borrowed Purpose Amount Present Amount Security Name of the
from Availed Liability Overdue Borrower in
case of indirect
liability
Net worth of applicant [II-III] Rs._________
Particulars of guarantors
Name Address Relationship Networth Basis of

with (Rs. Lakh) networth
applicant (enclose
copies/
separate
sheets, if
required)
3
Declaration:
I/We hereby declare that the particulars given above are true and correct to the best of
my/our knowledge and belief.
It will be in order for the Bank to disqualify me/us from receiving
any credit facilities from the Bank in case it is proved that the
declarations of my/our outside borrowings made above contain
misrepresentation of facts.
I/We hereby declare that I/we have no borrowings from any other
agency on the date of application other than those mentioned under
Point No. 9.
I/We undertake not to borrow from any other agency without the
permission of the Bank.
Whether the Applicant/s, Co-obligant/s, Guarantor/s is/are related
to any Senior Officer of the Bank : Yes/No. If yes, specify the names
of the officer with designation and the branch/office working and the
nature of the relationship.
Name _________________________________________Relationship____
We certify that all the information furnished by me/us is true; that
I/we have no borrowing arrangements for the unit with any Bank other
than the facts mentioned under 9 above; that no legal action has
been/is being taken against me/us; that I/we shall furnish all the
information that may be required by you in connection with my/our
application; that this may also be exchanged by you with any agency
you may deem fit, and that you, your representatives, representative of
Reserve Bank of India or any other agency as authorized by you, at
any time, inspect/verify our assets, books of accounts, etc., in our farm
factory and/or business premises.
I/We hereby undertake to abide by the terms and conditions that
the Bank may stipulate in sanction of this loan and inform Bank in the
event of acquiring any other assets during the tenure of the advance.
Place:
Date: Signature of Applicant/s
Details of Co-obligants/ Guarantor/s (separate sheet for each guarantor)

V. Address
Sl. Name Age Father’s Occupation Full Address with

No. with Name Name of
Surna Village/P.O./Tq./D
me ist./
Pin Code
4
VI. Assets Owned

(Amount in Rs.)
Details Location Purchase Present Annual
(Specify Price (Rs.) Market Income
Door No. Value (Rs.)
Sy.No.etc. (Rs.)
VII. Liabilities (both direct and indirect)

(Amount in Rs.)
Borrowed Purpose Amount Present Amount Security Name of the
from Availed Liabilit Overdue Borrower in
y case of indirect
liability
VIII. Net worth of Co-obligant/Guarantor [II-III] Rs._________
I/We offer to stand as Co-obligant/ Guarantor/s for the credit facilities to be extended
to _________________________.
We certify that all the information furnished by me/us may also be exchanged by
you with any agency you may deem fit, and that you, your representatives,
representative of Reserve Bank of India or any other agency as authorized by you, at
any time.
Place:
Date: Signature of Co-obligant/Guarantor/s
FLOW CHART
Sr. Particulars Date Date of final Date of Comments, if

N of Receipt compliance submission to any, regarding
o. received next Delegated time taken*
Authority
1. At Delegated
Authority 1
2. At Delegated
Authority 2
3. At Delegated
Authority 3
5
All loan applications should be disposed of within a fortnight.
Guidelines for filling application form
o SY means Seasonal Year i.e. period from season to season; In case data is
available for FY or CY (Calendar Year), the same may be used
X--------------------------------Cut Here----------------------------------X
ACKNOWLEDGEMENT
Received the Loan Application from Shri/

Smt.________________________________________
R/o ____________________________on____________________________ for the

purpose of
_____________________________________________________________________
For IDBI Ltd.
Place:
Date:

Loan Application Format - (CROP LOAN/ KCC) : Crop Loans With Kisan Credit Card

Uploaded by

Copyright:

Available Formats

Loan Application Format - (CROP LOAN/ KCC) : Crop Loans With Kisan Credit Card

Uploaded by

Document Information

Original Description:

Original Title

Copyright

Available Formats

Share this document

Share or Embed Document

Sharing Options

Did you find this document useful?

Is this content inappropriate?

Copyright:

Available Formats

Loan Application Format - (CROP LOAN/ KCC) : Crop Loans With Kisan Credit Card

Uploaded by

Copyright:

Available Formats

CROP LOANS WITH KISAN CREDIT CARD

Loan Application Format - (CROP LOAN/ KCC)

The Branch Head

I/ We hereby apply for a loan of

……………………….. Only) and furnish below the necessary particulars.

Name of the Applicant (add sheets for additional co-applicants)

Address of applicant & Resident since

Age and Gender

Details of relationships with IDBI, if any

Current bank details

Limits with other banks/ financial/ informal lending institutions

Name of bank/ Nature of Limit, if any Balance o/s

Background/ profile of borrower

Particulars of Land Holding

Village Total Land Total Sources Value of

Basis for request of limits (enclose copies/ separate sheets, if required)

b. Income from agriculture in Rs. Lakh

c. Position of payment of income and wealth tax for last 3 years

d. Specify arrangements for

e. Loan and interest servicing requirement

f. Particulars of networth (for each applicant)

III. Assets Owned

IV. Liabilities (both direct and indirect)

Net worth of applicant [II-III] Rs._________

Name Address Relationship Networth Basis of

Details of Co-obligants/ Guarantor/s (separate sheet for each guarantor)

Sl. Name Age Father’s Occupation Full Address with

VI. Assets Owned

VII. Liabilities (both direct and indirect)

VIII. Net worth of Co-obligant/Guarantor [II-III] Rs._________

Date: Signature of Co-obligant/Guarantor/s

Sr. Particulars Date Date of final Date of Comments, if

All loan applications should be disposed of within a fortnight.

Guidelines for filling application form

Received the Loan Application from Shri/

R/o ____________________________on____________________________ for the

For IDBI Ltd.

You might also like

R/o on for the