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    "A Study On Home Loan Practices in Bengaluru": "Master of Business Administration" Bangalore Central University

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    UDay
    This document provides details about a study on home loan practices in Bengaluru, India. The study aims to understand the different home loan schemes provided by banks, how banks provide home loan credit facilities, examine home loan lending practices, understand recovery procedures, and how home loans help common people. Primary data will be collected through bank visits, interviews, and observations. Secondary data sources include books, articles, websites and newspapers. The study will survey home loan practices in Bengaluru city to help banks improve their loan schemes and better serve customers.

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    "A Study On Home Loan Practices in Bengaluru": "Master of Business Administration" Bangalore Central University

    Uploaded by

    UDay
    32 views4 pages
    This document provides details about a study on home loan practices in Bengaluru, India. The study aims to understand the different home loan schemes provided by banks, how banks provide home loan credit facilities, examine home loan lending practices, understand recovery procedures, and how home loans help common people. Primary data will be collected through bank visits, interviews, and observations. Secondary data sources include books, articles, websites and newspapers. The study will survey home loan practices in Bengaluru city to help banks improve their loan schemes and better serve customers.

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    This document provides details about a study on home loan practices in Bengaluru, India. The study aims to understand the different home loan schemes provided by banks, how banks provide home loan credit facilities, examine home loan lending practices, understand recovery procedures, and how home loans help common people. Primary data will be collected through bank visits, interviews, and observations. Secondary data sources include books, articles, websites and newspapers. The study will survey home loan practices in Bengaluru city to help banks improve their loan schemes and better serve customers.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    32 views4 pages

    "A Study On Home Loan Practices in Bengaluru": "Master of Business Administration" Bangalore Central University

    Uploaded by

    UDay
    This document provides details about a study on home loan practices in Bengaluru, India. The study aims to understand the different home loan schemes provided by banks, how banks provide home loan credit facilities, examine home loan lending practices, understand recovery procedures, and how home loans help common people. Primary data will be collected through bank visits, interviews, and observations. Secondary data sources include books, articles, websites and newspapers. The study will survey home loan practices in Bengaluru city to help banks improve their loan schemes and better serve customers.

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    Download as docx, pdf, or txt
    of 4

    SYNOPSIS on

    “A STUDY ON HOME LOAN PRACTICES IN BENGALURU”


    Submitted in partial fulfillment of the requirement for the
    award of the Degree of

    “MASTER OF BUSINESS ADMINISTRATION”


    BANGALORE CENTRAL UNIVERSITY

    Submitted by:

    SANGEETHA N L
    Reg No: MB182876
    Under The Guidance Of

    DR. VINAYA T

    VIVEKANANDA INSTITUTE OF MANAGEMENT


    Dr. Rajkumar road Rajajinagar Bangalore 560055
    2019-2020
    Title of the study:

    "A study on home loan practices in Bengaluru"

    Introduction:

    Home is a dream of every person that shows the quantity of efforts, sacrifices luxuries and above all
    gathering funds little by little to afford one’s dream. Home loan is an amount of money that an individual
    borrows from a bank or money lending company at a certain rate of interest to be paid with the EMI every
    month. The property is taken as a security by the bank. Home is an integral part of human beings, who
    since his childhood, dream to have living space of his own. Once in a lifetime investment requires loan to
    do it and that is how the home loan comes into scheme of things. Buying the home is the dream of
    everyone. Due to rising price of properties, it has almost become impossible for the average earning people
    to bye a home through lump sum payment. Therefore, the concept of home loans as come into existence.

    Need for the study:

    Home is a basic need for every human being. The need for home loans arises not because property prices
    are heading upwards all the time but because home loans makes great sense from a loan term saving
    perspective not only are home loans a handy tool for the common man to own a roof over his head but
    they also help to save money in the long run.

    People are increasingly opting for housing loans to acquire their dream home. Interest rate are coming
    down all the time and the bank and the housing finance companies are literally falling over each other to
    lure the prospective home-seekers.

    Statement of the Problem:

     Due to the problem of illiteracy some home loan applicants and loan takers could not
    responds to questionnaire properly. However care was taken to elicit their opinion as for as
    possible.
     Rejection of home loan application at the first stage
     Excess burden of down payment.
     Sanctioning of less amount.
    Objectives of the study:

     To know the different scheme was under taken in the home loan are provided to the people.
     To know the function of bank is providing credit facility.
     To examine the home loan lending by the bank.
     To understand the recovery procedure of the bank.
     To find out how home loan is helpful to the common people.

    Sources of data:

    Data collection is the method used in collecting data for a particular use or study,

    The collected data gives the researcher a clear picture about the research problem chosen by them and to
    analyze it.

    PRIMARY DATA:

    Primary data is also know as row data., which will be freshly collected for the purpose of study.

    Here, for the research primary data was collected through bank visits, interviewing with staff and
    observation.

    SECONDARY DATA:

    Secondary data is the data which has been already collected or prepared by another person which will be
    used by a second person in order to meet the project requirement.

    Here, for this research, secondary data used was, books, articles, journals, websites and newspapers.

    Plan of Analysis
    The importance of the study of home loan in various banks. Where the survey of Bengaluru city will be
    conducted. By this study they can improve the loan schemes. If they can handle risks and are willing to
    go the extra mail to benefit from any further fall in interest rates, floating rate home loan will be best suited
    for them.

    GUIDE SIGNATURE STUDENT SIGNATURE


    DR.VINAYA T SANGEETHA N L

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