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    Calculation of EMI

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    murary
    The document contains financial information for a JCB backhoe loader including its daily income working 5 hours per day at Rs. 3,200 per hour, annual income working 250 days, total annual expenses, and net monthly profit. It also includes market value, government value, and book value information for different vehicles. Finally, it shows calculations for loan instalments on an EMI basis for different interest rates and loan amounts over varying repayment periods. In under 3 sentences, this document provides financial details like income, expenses, and valuations for vehicles and loan repayment calculations.

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    © All Rights Reserved
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    Calculation of EMI

    Uploaded by

    murary
    75 views12 pages
    The document contains financial information for a JCB backhoe loader including its daily income working 5 hours per day at Rs. 3,200 per hour, annual income working 250 days, total annual expenses, and net monthly profit. It also includes market value, government value, and book value information for different vehicles. Finally, it shows calculations for loan instalments on an EMI basis for different interest rates and loan amounts over varying repayment periods. In under 3 sentences, this document provides financial details like income, expenses, and valuations for vehicles and loan repayment calculations.

    Original Description:

    EMI calculator

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    The document contains financial information for a JCB backhoe loader including its daily income working 5 hours per day at Rs. 3,200 per hour, annual income working 250 days, total annual expenses, and net monthly profit. It also includes market value, government value, and book value information for different vehicles. Finally, it shows calculations for loan instalments on an EMI basis for different interest rates and loan amounts over varying repayment periods. In under 3 sentences, this document provides financial details like income, expenses, and valuations for vehicles and loan repayment calculations.

    Copyright:

    © All Rights Reserved
    Download as XLS, PDF, TXT or read online from Scribd
    Download as xls, pdf, or txt
    75 views12 pages

    Calculation of EMI

    Uploaded by

    murary
    The document contains financial information for a JCB backhoe loader including its daily income working 5 hours per day at Rs. 3,200 per hour, annual income working 250 days, total annual expenses, and net monthly profit. It also includes market value, government value, and book value information for different vehicles. Finally, it shows calculations for loan instalments on an EMI basis for different interest rates and loan amounts over varying repayment periods. In under 3 sentences, this document provides financial details like income, expenses, and valuations for vehicles and loan repayment calculations.

    Copyright:

    © All Rights Reserved
    Download as XLS, PDF, TXT or read online from Scribd
    Download as xls, pdf, or txt
    of 12

    Income statement of JCB Backhoe loader:

    350
    Daily 5 hours @ 3200/- per hour 16000 300
    Annual income working 250 days 4000000 12.5
    Less drivers salary, fuel, mobile, repair & Mnt, 2473000 1.32
    less revenues, other exp 302000 18
    Total annual expenses 2775000
    Net profit deducting expenses 1225000 400
    Monthly income from JCB backhoe loader 102083.3

    0.448333 1071.67
    1131.67

    180 ml 2000 5518 11036000


    375 ml 200 5518 1103600
    750 ml 300 5518 1655400
    13795000

    10346250

    35,
    520.00
    144
    953.37
    347.08
    4.5
    7.38
    0.34
    13.95

    97.45

    702.8

    62.10291

    35520 78.22
    144
    953.37
    18610
    9305
    64532.37
    78.22
    5047722 100
    79.24
    1047722
    LIST OF PROPOSAL IN HAND
    1 RAM LAL TIWARI HOUSING LOAN 80.00 NEW
    2 ASHOK KUMAR CHOUDHARY HOUSING LOAN 60.00 NEW
    3 KALAMUDDIN MUSALMAN VEHICLE 27.00 NEW
    4 R & R STORES VEHICLE 14.00 NEW
    5 TEK NATH BASHYAL HOUSING LOAN 200.00 NEW
    6 DOL RAJ SHARMA HOUSING LOAN 200.00 NEW
    7 BUDDHI PD PATHAK VEHICLE 50.00 NEW
    8 CHOUDHARY (COMPLEX) HOUSING LOAN 200.00 NEW
    831.00
    LIST OF PROPOSALS SENT TO HO
    1 BIJAYESH SHRESTHA EDUCATION LOAN 40.00 SENT TO HO
    2 HELLO POINT FRESH FOD 30.00 SENT TO HO
    3 P & P ITTA BHATTA UDHYOG OD ENHANCEMENT 120.00 SENT TO HO
    4 DURGA MALKHAD ENHANCEMENT CONVERSION 0.00
    190.00
    LIST OF PROPOSALS NOT DISBURSED
    1 CHANDRA KALA THAPA HOUSING 11.00
    2 MINA PANTHI HOUSING 15.00
    3 MAHENDRA KU SHRESTHA VEHICLE 20.00
    4 AFROZ AHMAD MUS VEHICLE 18.00
    5 YAK & YETI VEHICLE 20.00
    6 SAILENDRA BARAI HIRE PURCHASE 17.50
    7 PAWAN PD GUPTA VEHICLE 16.00
    8 CHOK BDR GURUNG HOUSING 18.00
    135.50

    1156.50
    Calculation of Instalment for the term loans on EMI basis

    Enter Interest Rate 14.00%


    Enter Total Repayment months 60
    Enter Total Loan Amount 1,500,000.00

    Instalment per Month 34,902.38 69,804.75

    Check Total Interest plus Principle 2,094,142.58

    594,142.58

    69000.00
    Market Govt BV

    Front 6.03 800,000.00 300000 3618000

    Back 30.58 150,000.00 40000 3241480

    6859480

    Market Govt BV
    Front 1.44 5,000,000.00 850000 4809600

    Back 1.2 1,600,000.00 300000 1296000


    6105600

    129.65

    9851141100

    0004622038
    0004622638
    Calculation of Instalment for the term loans on EMI basis

    Enter Interest Rate 11.41%


    Enter Total Repayment months 48
    Enter Total Loan Amount 3,300,000.00

    Instalment per Month 85,948.77


    370000
    Check Total Interest plus Principle 4,125,541.05
    825,541.05

    460,000.00 S.No Interst


    38333.3333333333 1 31,377.50
    2 30,858.62
    3 30,334.80
    4 29,806.01
    5 29,272.18
    6 28,733.28
    7 28,189.26
    8 27,640.06
    9 27,085.64
    10 26,525.95
    11 25,960.94
    12 25,390.56
    13 24,814.75
    14 24,233.47
    15 23,646.66
    16 23,054.27
    17 22,456.25
    18 21,852.54
    19 21,243.09
    20 20,627.85
    21 20,006.75
    22 19,379.75
    23 18,746.79
    24 18,107.81
    25 17,462.76
    26 16,811.57
    27 16,154.19
    28 15,490.56
    29 14,820.62
    30 14,144.31
    31 13,461.57
    32 12,772.34
    33 12,076.55
    34 11,374.15
    35 10,665.07
    36 9,949.25
    37 9,226.62
    38 8,497.12
    39 7,760.68
    40 7,017.25
    41 6,266.74
    42 5,509.10
    43 4,744.25
    44 3,972.13
    45 3,192.67
    46 2,405.79
    47 1,611.44
    48 809.53
    49 0.00
    50 (817.23)
    51 (1,642.23)
    52 (2,475.07)
    53 (3,315.84)
    54 (4,164.60)
    55 (5,021.42)
    56 (5,886.40)
    57 (6,759.60)
    58 (7,641.10)
    59 (8,530.98)
    60 (9,429.33)
    769,857.25
    Principal O/S Principal Installment
    54,571.27 3,245,428.73 85,948.77
    55,090.15 3,190,338.57 85,948.77
    55,613.97 3,134,724.61 85,948.77
    56,142.77 3,078,581.84 85,948.77
    56,676.59 3,021,905.25 85,948.77
    57,215.49 2,964,689.76 85,948.77
    57,759.51 2,906,930.25 85,948.77
    58,308.71 2,848,621.54 85,948.77
    58,863.13 2,789,758.41 85,948.77
    59,422.82 2,730,335.59 85,948.77
    59,987.83 2,670,347.76 85,948.77
    60,558.22 2,609,789.54 85,948.77
    61,134.02 2,548,655.52 85,948.77
    61,715.31 2,486,940.22 85,948.77
    62,302.12 2,424,638.10 85,948.77
    62,894.50 2,361,743.60 85,948.77
    63,492.53 2,298,251.07 85,948.77
    64,096.23 2,234,154.83 85,948.77
    64,705.68 2,169,449.15 85,948.77
    65,320.93 2,104,128.23 85,948.77
    65,942.02 2,038,186.21 85,948.77
    66,569.02 1,971,617.19 85,948.77
    67,201.98 1,904,415.21 85,948.77
    67,840.96 1,836,574.25 85,948.77
    68,486.01 1,768,088.24 85,948.77
    69,137.20 1,698,951.04 85,948.77
    69,794.58 1,629,156.46 85,948.77
    70,458.21 1,558,698.25 85,948.77
    71,128.15 1,487,570.10 85,948.77
    71,804.46 1,415,765.64 85,948.77
    72,487.20 1,343,278.44 85,948.77
    73,176.43 1,270,102.01 85,948.77
    73,872.22 1,196,229.79 85,948.77
    74,574.62 1,121,655.17 85,948.77
    75,283.70 1,046,371.47 85,948.77
    75,999.52 970,371.95 85,948.77
    76,722.15 893,649.80 85,948.77
    77,451.65 816,198.15 85,948.77
    78,188.09 738,010.06 85,948.77
    78,931.53 659,078.53 85,948.77
    79,682.03 579,396.50 85,948.77
    80,439.68 498,956.82 85,948.77
    81,204.52 417,752.30 85,948.77
    81,976.64 335,775.65 85,948.77
    82,756.10 253,019.55 85,948.77
    83,542.98 169,476.57 85,948.77
    84,337.33 85,139.24 85,948.77
    85,139.24 0.00 85,948.77
    85,948.77 (85,948.77) 85,948.77
    86,766.00 (172,714.77) 85,948.77
    87,591.00 (260,305.77) 85,948.77
    88,423.85 (348,729.62) 85,948.77
    89,264.61 (437,994.23) 85,948.77
    90,113.37 (528,107.60) 85,948.77
    90,970.19 (619,077.79) 85,948.77
    91,835.17 (710,912.96) 85,948.77
    92,708.37 (803,621.33) 85,948.77
    93,589.87 (897,211.20) 85,948.77
    94,479.75 (991,690.96) 85,948.77
    95,378.10 (1,087,069.06) 85,948.77
    4,387,069.06 5,156,926.31
    durga guragain
    precious enterprises

    12000
    pf 43920
    ashar 27450
    ashar 36225
    ashar 36225
    57960

    79.25

    5192856

    39660
    40,056.00

    5,639.00
    39,660.00
    2000

    87,355.00

    6922884 1622884

    0.765577 0.234423
    15.95
    64
    48.05
    1441.5 120.125
    480
    961.5
    80.125

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