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    EmiratesNBD Credit Card Fees Charges

    Uploaded by

    Hanif Mohammmed
    This document provides information on credit card services and pricing for various card types offered by a bank. It lists annual fees, finance charges, and other fees for different primary cards. Supplementary cards are free. Additional fees include cash advance fees, late payment fees, and foreign transaction fees. The document also specifies payment due dates, minimum payment amounts, and cash advance limits. All fees are subject to change by the bank.

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    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd

    EmiratesNBD Credit Card Fees Charges

    Uploaded by

    Hanif Mohammmed
    356 views2 pages
    This document provides information on credit card services and pricing for various card types offered by a bank. It lists annual fees, finance charges, and other fees for different primary cards. Supplementary cards are free. Additional fees include cash advance fees, late payment fees, and foreign transaction fees. The document also specifies payment due dates, minimum payment amounts, and cash advance limits. All fees are subject to change by the bank.

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    EmiratesNBD Credit Card Fees Charges

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    This document provides information on credit card services and pricing for various card types offered by a bank. It lists annual fees, finance charges, and other fees for different primary cards. Supplementary cards are free. Additional fees include cash advance fees, late payment fees, and foreign transaction fees. The document also specifies payment due dates, minimum payment amounts, and cash advance limits. All fees are subject to change by the bank.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    356 views2 pages

    EmiratesNBD Credit Card Fees Charges

    Uploaded by

    Hanif Mohammmed
    This document provides information on credit card services and pricing for various card types offered by a bank. It lists annual fees, finance charges, and other fees for different primary cards. Supplementary cards are free. Additional fees include cash advance fees, late payment fees, and foreign transaction fees. The document also specifies payment due dates, minimum payment amounts, and cash advance limits. All fees are subject to change by the bank.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 2

    Credit Cards

    Credit Card Service and Price Guide


    Primary card

    Annual fee
    (AED)

    Finance charges per month1


    (retail purchase and cash advance)

    Silver / DIC
    Gold / Titanium
    Platinum
    Infinite
    Go4it Gold / Platinum
    Manchester United Titanium
    dnata Platinum / World
    Skywards Infinite / Signature
    SPG World MasterCard
    Business Rewards
    Supplementary Card

    150 / 200
    400 / 400
    700
    1500
    99 / 199
    250
    500 / 999
    1500 / 700
    1500
    550
    Free

    3.09%
    3.09%
    3.09%
    1.49%
    3.09%
    3.09%
    3.09%
    3.09%
    3.09%
    2.19%

    Other fees and charges


    Cash advance fee
    Over limit fee
    Late payment fee
    Foreign currency transaction fee 2

    3% or AED 99 (whichever is higher)


    AED 219
    AED 219
    1.84%
    AED 50 for Go4it Cards
    AED 20 for all other Cards
    AED 100
    AED 10
    AED 5 per month

    Card replacement fee


    Cheque and direct debit return fee
    Copy of sales voucher
    Paper statement fee
    Duplicate statement fee (per copy)
    - up to last 3 months
    - over 3 months
    Credit Shield Insurance
    Lifestyle Protector Insurance /
    Protect Plus Insurance
    Cancellation fee: Installment Plans /
    Dial-A-Cheque / Balance Transfer /
    Balance Conversion

    AED 15 per month


    AED 50 per month
    0.99% of the outstanding balance at
    billing cycle (free for the first 2 months)
    0.99% of the current balance at billing
    cycle (free for first 2 months)

    General
    Payment due date (from the
    statement date)
    Minimum payment due
    Cash advance limit

    AED 250

    25 days
    5% or AED 100 (whichever is higher)
    50% of credit limit

    Finance charges are subject to increase by 0.5% in case the Card account is twice or more past due
    in the past six months. An account is considered past due if the minimum payment due is not received
    before the payment due date. Subsequently, Finance charges will revert to the prevailing product
    Finance charges if the Card account is no longer twice or more past due within the last six months.
    This fee is charged in addition to the standard processing fee charged by MasterCard International or
    Visa International and is applicable to transactions performed in any currency other than UAE Dirham
    (approximately 1.15%).This fee is waived for Emirates NBD dnata World MasterCard Credit Cardholders.
    Please refer to emiratesnbd.com/cards for updates.

    PERSONAL BANKING

    November 2015

    Please Note

    All fees and charges mentioned in this guide are subject to change. Such
    changes will apply from the effective date specified by the Bank.
    This Service and Price Guide is applicable with effect from December 1, 2015.
    Annual fee billed will not be reversed if the card has been used or cancelled.
    No finance charges (except for Cash Advances) will be levied in case 100%
    payment is made on or before the payment due date.
    Finance charges are levied on all transaction types, calculated from transaction
    date till repayment date (calculated on average daily balance method).
    Cash advance fee will be applicable on cash advance transactions as defined
    under Terms & Conditions.
    Please refer to emiratesnbd.com/cards for Terms and Conditions.


    ()

    1
    ( )

    200 / 150

    3.09%
    3.09%
    3.09%
    1.49%
    3.09%
    3.09%
    3.09%
    3.09%
    3.09%
    2.19%

    400 / 400

    700

    1500
    199 / 99

    250

    999 / 500

    700 / 1500

    SPG

    1500
    550

    Free

    3% 99 ( )

    219

    219


    /


    ( )
    3 3
    /

    : /
    / /

    ( )

    1.84%


    50


    20
    100

    10

    15

    50
    0.99%

    ( )

    0.99%

    ( )
    250

    25
    5% 100 ( )
    50%

    .
    .

    1.2015

    .
    ( ) 100%
    .

    ( ).
    .

    ( .)%1.15

    . emiratesnbd.com/ar/cards .

    2015

    emiratesnbd.com/ar/cards
    1 0.5% .
    .
    .

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