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    Presentation of Summer Training Project Report On Mutual Fund

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    Ankit Chhabra
    This presentation summarizes a student's summer training project report comparing mutual funds from 2005-2009. The student analyzed different types of mutual funds like equity, tax saving, and balanced funds from several AMCs. Key findings include that most investors preferred equity funds offering higher returns. Investors also considered past returns rather than current NAV when selecting funds. The student recommends mutual fund advisors educate investors and target younger audiences.

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    Presentation of Summer Training Project Report On Mutual Fund

    Uploaded by

    Ankit Chhabra
    5K views31 pages
    This presentation summarizes a student's summer training project report comparing mutual funds from 2005-2009. The student analyzed different types of mutual funds like equity, tax saving, and balanced funds from several AMCs. Key findings include that most investors preferred equity funds offering higher returns. Investors also considered past returns rather than current NAV when selecting funds. The student recommends mutual fund advisors educate investors and target younger audiences.

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    BY ANKIT CHHABRA ( N.C. COLLEGE OF ENGINEERING)

    Original Title

    PRESENTATION OF SUMMER TRAINING PROJECT REPORT ON MUTUAL FUND

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    This presentation summarizes a student's summer training project report comparing mutual funds from 2005-2009. The student analyzed different types of mutual funds like equity, tax saving, and balanced funds from several AMCs. Key findings include that most investors preferred equity funds offering higher returns. Investors also considered past returns rather than current NAV when selecting funds. The student recommends mutual fund advisors educate investors and target younger audiences.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PPT, PDF, TXT or read online from Scribd
    Download as ppt, pdf, or txt
    5K views31 pages

    Presentation of Summer Training Project Report On Mutual Fund

    Uploaded by

    Ankit Chhabra
    This presentation summarizes a student's summer training project report comparing mutual funds from 2005-2009. The student analyzed different types of mutual funds like equity, tax saving, and balanced funds from several AMCs. Key findings include that most investors preferred equity funds offering higher returns. Investors also considered past returns rather than current NAV when selecting funds. The student recommends mutual fund advisors educate investors and target younger audiences.

    Copyright:

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    Download as PPT, PDF, TXT or read online from Scribd
    Download as ppt, pdf, or txt
    of 31

    PRESENTATION ON

    SUMMER TRAINING
    PROJECT REPORT
    “INTER FIRM COMPARISON
    OF MUTUAL FUND
    INDUSTRY”
    (2005-2009)

    ANKIT CHHABRA
    MBA/08/48
     AnandRathi (AR) is a leading full service securities firm
    providing the entire gamut of financial services.
     Founded in 1994 by Mr. AnandRathi.
     Today has a pan India presence as well as an international
    presence through offices in Dubai and Bangkok.
     AR provides a breadth of financial and advisory services
    including wealth management, investment banking,
    corporate advisory, brokerage & distribution of equities,
    commodities, mutual funds and insurance etc.
    SERVICES
     Call n Trade
     Mutual Fund
     Depository services
     Commodities
     IPOs
     Insurance
     Online Reports
     Bonds
     Trading
     Currency
     Premium securities
    CONCEPT OF MUTUAL FUND
     A mutual fund is a professionally-
    managed firm of collective investments
    that pools money from many investors
    and invest it in stocks, bonds etc.

     Mutual fund have a fund manager who


    invests the money on behalf of the
    investors by buying/selling stocks, bonds
    etc.

     A Mutual Fund is a trust registered with


    the Securities and Exchange Board of
    India (SEBI).
    The value of each unit of the mutual fund,
    known as the net asset value (NAV)

    NAV = Net Assets of the scheme………….


    Number of units outstanding
    Categories of Mutual Fund
    RISK Vs. RETURN
    METHODS OF MUTUAL FUND

     One time payment


     Systematic Investment Plan (SIP) (or)
    Averaging Value
    SYSTEMATIC INVESTMENT
    PLAN
     Under this a fixed sum is
    invested each month on a
    fixed date of a month.
     Payment is made through
    post dated cheques or
    direct debit facilities.
     The investor gets fewer
    units when the NAV is
    high and more units when
    the NAV is low.
     This is called as the
    benefit of Rupee Cost
    Averaging (RCA).
    Load structure

     Entry Load
     Exit load
    WORKING OF MUTUAL FUND
    ORGANISATION OF MUTUAL
    FUND
    OBJECTIVES OF THE STUDY
     To study the Mutual funds industry in detail.
     To study the Investment procedure in Mutual
    funds.
     To compare Individual plan with SIP in between
    different AMCs .
     To Find out the relationship between MARKET
    MOVEMENT and SIP RETURN.
     To find out MARKET RISK of SIP PLAN.
     To suggest better Investment option according
    to market behavior.
    RESEARCH
    METHODOLOGY
    » RESEARCH METHODOLOGY
    Research Problem: “INTER FIRM
    COMPARISON BETWEEN MUTUAL FUND
    INDUSTRY(2005 - 2009)”.
    » Research Design: ANALYTICAL
    » Sample Size: 8
    » Sampling Technique: JUDGEMENTAL
    » Data Collection Method: PRIMARY AND
    SECONDARY DATA
    » Sampling Methods: TABLES , CHARTS,
    CORRELATION, BETA, GRAPHS.
    DATA ANALYSIS
    &
    INTERPRETATION
    EQUITY DIVERSIFIED
    PLAN-1 TATA INFRASTRUCTURE FUND(G)
    PLAN-2 UTI INFRASTRUCTURE FUND(G)

    “PLAN-1” Vs. “PLAN-2”

    PLAN-1 PLAN-2
    Amt. invested - Rs 48000 Amt. invested - Rs 48000
    Amt. Received after 4 years Rs 48629.34 Amt. received- Rs 48477.93
    RETURNS Rs 629.34 RETURNS Rs 477.93

    CONCLUSION: In SIP, plan-1 exceeds from plan-2 with the amount of Rs 151.41

    β(Beta) of PLAN-1=6.01
    β(Beta) of PLAN-2=5.06
    EARNING LINKED SAVING
    SCHEMES
    PLAN-1 Canara Robeco Equity Tax Saver (G)
    PLAN-2 Sundaram BNP Paribas Tax Saver (OE) (G)
    PLAN-3 HDFC Tax Saver (G)

    “PLAN-1” Vs. “PLAN-2” Vs. “PLAN-3”


    PLAN-1 PLAN-2 PLAN-3
    Amt. Invested -Rs 48000 Amt. Invested- Rs 48000 Amt. Invested -Rs 48000
    Amt. received -Rs 52530.08 Amt. received- Rs 51565.17 Amt. received-Rs 44605.77
    RETURNS Rs 4530.08 RETURNS Rs 3565.17 RETURNS Rs (3394.23)
    CONCLUSION: In SIP, plan-1 exceeds from plan-2 & plan-3 with the amount of Rs
    964.9 & Rs.7924.3

    CORRELATION BETWEEN NIFTY & PLAN-1 = 0.993673


    CORRELATION BETWEEN NIFTY & PLAN-2= 0.986121
    CORRELATION BETWEEN NIFTY & PLAN-3 = 0.563035
    BETA( MARKET RISK)
    β(Beta) of PLAN-1= 3.76
    β(Beta) of PLAN-2=4.75
    β(Beta) of PLAN-3=1.72
    BALANCED SCHEMES
    PLAN-1 Reliance regular savings fund – Balanced option (G)
    PLAN-2 HDFC balanced fund (G)
    PLAN-3 ICICI pru balanced fund (G)

    “PLAN-1” Vs. “PLAN-2” Vs. “PLAN-3”


    PLAN-1 PLAN-2 PLAN-3
    Amt. Invested -Rs 48000 Amt. Invested- Rs 48000 Amt. Invested -Rs 48000
    Amt. received -Rs 53898.83 Amt. received- Rs 49412.37 Amt. received-Rs 45719.15
    RETURNS Rs 5898.83 RETURNS Rs 1412.37 RETURNS Rs (2280.85)
    CONCLUSION: In SIP, plan-1 exceeds from plan-2 & plan-3 with the amount of Rs
    4486.46 & Rs.8179.68

    CORRELATION BETWEEN NIFTY & PLAN-1 = 0.660852


    CORRELATION BETWEEN NIFTY & PLAN-2= 0.979078
    CORRELATION BETWEEN NIFTY & PLAN-3 = 0.807867
    BETA( MARKET RISK)
    β(Beta) of PLAN-1=2.74
    β(Beta) of PLAN-2=4.61
    β(Beta) of PLAN-3=0.56
    INTERPRETATION
     Have you ever invested/ interested to invest in mutual
    funds?
    YES 135

    NO 65

    Maximum number of persons wants to invest his/her money in


    mutual fund.
     Do you know about mutual fund?

    Options Percentage

    Yes 65

    No 35

    % OF RESPONDENT

    35

    Yes
    No

    65

    65%of the people know about the mutual fund, so they want to
    invest their money into mutual fund and other 35% don’t know
    about mutual fund.
     What option will you choose for investment?
    Investment Percentage
    Options
    Bank 15

    Insurance 22

    Mutual Fund 55

    Stock Market 8

    60 55

    50

    40 Bank
    Percentage

    Insurance
    30
    22 Mutual Fund
    20 Stock Market
    15

    10 8

    0
    Investment Option

    The result is that more than 50% people want to invest their money in
    mutual fund and other chooses the bank, insurance and stock market.
     Do you think that mutual fund can give more return then
    bank deposit?
    Respondent Percentage
    Answer

    Yes 65

    No 35

    % OF RESPONDENT

    35

    Yes
    No

    65

    65% of the respondent said that they think that mutual funds
    give more return than other investment like bank deposit.
     Influence
    60% 56%

    50%

    40%

    30%
    23% 21%
    20%

    10%

    0%
    BY NAV RETURNS Both

    Interpretation:- From the data collected it is clear that most of people look
    at the returns that the Mutual funds are providing .They look at the returns
    not the current NAV .However, there is some class of people who look at
    these parameters and their percentage is 23% and some consider both
    factors while investing in funds and their percentage is 21%.
    FINDINGS
     Mutual funds industry is enlarging its size in India. Number of
    investors is rising, and number of AMCs is going up. These changes
    are likely to happen.

     Private sector is aggressively participating in mutual funds business.


    Numbers of schemes are much more than earlier.

     This situation pushes investors back from investment. They wait and
    hold cash rather than investing.

     This study found that investors are willing to invest with high rate of
    return.
    RECOMMENDATIONS
     Mutual funds offer a lot of benefit which no other single option could offer.
    But most of the people are not even aware of what actually a mutual fund is?
    They only see it as just another investment option. So the advisors should try
    to change their mindsets.

     The advisors should target for more and more young investors. Young
    investors as well as persons at the height of their career would like to go for
    advisors due to lack of expertise and time.

     Investor can also plan like one mutual fund of diversified equity plan, second
    mutual fund of balanced type and third one you can plan of debt type etc. In
    this manner the money will get diversified, risk is reduced and the investor
    will get excellent profit.

     The advisors may try to highlight some of the value added benefits of MFs
    such as tax benefit, rupee cost averaging, and systematic transfer plan,
    rebalancing etc. these benefits are not offered by other options
    singlehandedly.
    Thanks for your co-
    orporation

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