Wade Arnold’s Post

At one point in the past, Moov was incorrectly listed as a BaaS platform. To set the record straight, we don’t do BaaS. Legally we are a payment processor. Solution wise, we allow Vertical SaaS Platforms to integrate every US payments rail with one API. The problem we solve: Many vertical SaaS softwares, for example, the ones used to run gyms, healthcare companies, or service businesses, may track billions of dollars on payments being reconciled into their business management software via open banking integrations. Yet that payment revenue is going to other companies like Square, Stripe, BILL, etc… We make it simple for that platform to offer payments natively within their platform and monetize them. No payment expertise or infrastructure build is required.

From Netflix to Salesforce, subscription businesses are thriving, with the 2023 Business of Apps survey reporting approximately $45.6 billion in revenue from subscription-based businesses. For Hacktoberfest's no/low-code contributions, I collaborated with the JUSPAY team to create a guide on optimizing subscription businesses through payment orchestration. Check out the article below to see how Juspay's payment orchestration solution can drive efficiency and growth in subscription businesses. https://lnkd.in/ez2kdPri #payments #hacktoberfest #paymentorchestration

🌐 Fintech in Action: We're Enhancing Billing Flexibility 🌐 Happy Monday, everyone! As we kick off the week, I’ve been reflecting on the role that flexible billing systems play in the #fintech space. At Mashvisor, we're leveraging Stripe to streamline not just payments but also handle products, pricing, and subscriptions. 🎯 This week, we’re tackling a new challenge: billing customers for add-ons while maintaining their current plans and subscriptions. With Stripe’s powerful APIs, we can offer a seamless experience, ensuring that any new features or additional services integrate smoothly into existing workflows. For those working with Stripe or other payment processors: How do you handle changes in customer subscriptions? Any tips for managing billing complexities while keeping the user experience simple? Excited to hear your thoughts and share more about this journey! 💡 Let’s engage on the cutting edge of #fintech and #paymentsolutions. #Stripe #Fintech #SaaS #Billing #WebDevelopment #Proptech #Mashvisor #monday Stripe

Today’s financial climate can be challenging. Embedded payments can be a solution to unlocking revenue streams and enhancing your customer experience. Check out how Fractal can help you accomplish those goals. #unleashpayments #revenue #customerexperience #strategy

Don't put all your eggs in one basket. A payment orchestration platform helps mitigate the risk by offering: ✅ Reduced single-vendor risk ✅ Higher acceptance rates ✅ Lower transaction fees ✅ Global reach ✅ Unified metrics A payment orchestrator helps you cut costs, increase revenue, and free up engineering resources to focus on what actually matters - your customers.

As a 2X vertical saas + payments founder, I've gone through 4 stages in my payments journey: 1️⃣ Stage 1 - No Payments: I knew nothing about payments. We were 100% focused on building and growing our saas platform. 2️⃣ Stage 2 - External Payments: We had a few customers ask if we could "point" to an external page provided by their current payment service provider (PSP). We obliged. We had no relationship with those PSPs. It turns out, we were serving as an onramp, driving net-new payment volume, and not sharing in the revenue. They didn't even send a Christmas card. 😜 3️⃣ Stage 3 - Integrated Payments: We learned from a potential acquirer that there is a thing called "revenue share" in the payments world. 😎 Unfortunately, our integration strategy provided a less-than-stellar customer experience. Our customers had to log in to multiple systems. They were confused on when to come to us for support vs. our PSP. We wasted countless engineering cycles. 4️⃣ Stage 4 - Embedded Payments (+ banking in the future): With my new company duesy, our customers can manage all things saas + payments from duesy (1 login). Customers can be live in minutes. The engineering team is spending less time trying to duct tape things together. Oh, and our customers can easily reconcile to the penny. Did I have a unique experience or are other saas companies going through similar stages? What stage do you find most saas companies today? #payments #fintech #embeddedpayments #saas #revenuegrowth

How Embedded Payments Can Help Navigate Financial Challenges and Boost Revenue 🚀 In times of financial uncertainty, businesses often seek innovative ways to stabilize revenue and drive growth. One powerful yet sometimes underutilized strategy? Embedded payments. By integrating payment solutions directly into your platform or service, you can create a seamless, value-added experience for your customers. Here’s how it can help: 1️⃣ Increase Revenue Streams: Embedded payments allow you to earn revenue from every transaction processed on your platform. It’s an opportunity to monetize activity already happening within your ecosystem. 2️⃣ Enhance Customer Experience: Frictionless payment options improve customer satisfaction and loyalty, which can lead to higher retention and repeat business—both critical during challenging economic times. 3️⃣ Data-Driven Insights: Embedded payment systems provide valuable insights into customer behavior, enabling you to tailor offerings and optimize pricing strategies. 4️⃣ Operational Efficiency: By streamlining transactions within your platform, you can reduce reliance on third-party tools and cut down on processing costs. #EmbeddedPayments #FinTech #BusinessGrowth #CustomerExperience #Strategy #Revenue #SaaS Learn more about boosting revenue with embedded payments below:

Do you know the difference between payment gateways vs. payment orchestrators? You may be focused on building the next great SaaS product, but when was the last time you took a good look at your payments system? Gateways are like that one friend who knows only one route to the coffee shop - they'll get you there, but what if there's construction or a faster way? That’s why OpenPay was built as a payment orchestrator. Think of it like your personal traffic controller with access to every route, real-time data, and knowledge of the best options. Orchestrators can: - Boost your payment success rate by 3-7% - Cut operational costs by 20-30% - Improve customer retention and expand into new markets Payments are no longer just about making the transaction - it's about optimizing each one for success, automation, and revenue growth. The future of payments is about being smart with your money, not just moving it around. The bottom line: Know what you’re bringing into your business - it could make all the difference when it comes to your long-term growth. #saas #payments

Exciting News from Fractal! We're thrilled to introduce EasyPay, our new embedded payment platform designed to simplify complex payment needs for SaaS platforms. EasyPay is more than just a payment solution—it's about unlocking new revenue streams, increasing client loyalty, and providing a seamless end-to-end payment experience tailored to modern businesses. Our goal with EasyPay? Empower SaaS platforms to offer fast, intuitive, and secure payment solutions that scale with their customers’ needs. By embedding EasyPay directly into platforms, we're helping clients streamline operations, boost cash flow, and access actionable insights—all in one place. Explore how EasyPay can transform payment experiences and open new growth avenues: https://lnkd.in/eZJH7GMs Jason Reed #Fractal #EasyPay #EmbeddedPayments #Fintech #Innovation #SaaS #ClientSuccess #Growth

What should SaaS founders know about payments monetization? Mike Lyon and I dive into the basics of integrated payments strategies including: -Identifying your opportunity -Finding the right payments partner -How to get started -Thinking with the end (exit!) in mind Thanks to Vista Point Advisors for the opportunity to educate your audience on the immense opportunity that integrating payments can offer! Utopaya #IntegratedPayments #EmbeddedPayments #ISV #SaaS https://lnkd.in/gwEf_HM9