Vesta’s Post

Exploring New Horizons in Real Estate: Insights Post-NAR Settlement The recent $418 million proposed settlement with the National Association of Realtors (NAR) marks a watershed moment for the real estate industry. This development signals a transformative phase, particularly in the realm of commission structures and their implications on mortgage financing. As this new landscape unfolds, it presents a series of challenges and opportunities for real estate professionals nationwide. I am extending an invitation to join an insightful webinar tailored for those within the real estate sector - and those who are curious - who are keen to navigate these changes successfully and seize the opportunities they present. Following the success of last Friday's session, which garnered highly positive feedback, we aim to continue providing valuable insights. This session will focus on strategies to effectively bridge the commission gap, an essential skill in adapting to the evolving market dynamics. Date & Time: Tuesday, 3/26, at 1:30 PM Central Time. Registration: https://lnkd.in/gS75z9TM This is an opportune moment for real estate professionals to come together, share insights, and prepare for the future of our industry. Your participation is not just about adapting; it's about leading in a changing world. #RealEstateRevolution #CommissionGap #NARSettlement #RealtorSuccess #AdaptAndThrive #RealEstateWebinar #FutureOfRealEstate #MortgageInsights #ChangeIsHere #RealEstateProfessionals #NavigatingChange #RealEstateTrends #LearnAndGrow #IndustryShift #EmpowermentThroughEducation

Single Family thought for the week comes from Todd LaRue and the team at RCLCO Real Estate Consulting. From 1970-2010, average age of first time home buyers slowly rose from ~29 years of age to ~33 years. In the past few years, it has jumped considerably [by historical standards] to 35 years of age. Increased ownership costs - higher mortgage rates and limited supply being primary culprits - are driving much of this phenomenon along with later family formation. Many seeking a single family home lifestyle are now treating #SFR and #BTR as the new 'Starter Home'. JLL Capital Markets at JLL #singlefamilyrental #buildtorent #SFR #BTR

🚨 Don't miss today’s episode of Cap Markets Wrap! 🚨 Register here (12/10, 12pm PST/3pm EST) - https://lnkd.in/g5bjwGX9 Join our hosts Rob Chrisman, Rob Kessel, Marcus Lam, and Ira Selwin, AMP as they dive deep into the latest trends in mortgage markets! In this episode, they'll be discussing: ✔️The impact of Treasury security spreads on mortgage rates ✔️What’s next for the GSEs? Insights into Fannie Mae and Freddie Mac’s future ✔️Key strategies for doing business with Fannie and Freddie in the evolving market This show is brought to you by our sponsor Polly. Don’t miss expert insights and analysis that could help guide your next move. See you there! ⏰ #ChrismanCommentary #MortgageNews #MortgageIndustry #FannieMae #FreddieMac #MortgageRates #GSEs #MarketTrends

🌟 "Funding futures isn't just about buying a home—it's about securing your legacy. Whether it's your first investment or expanding your portfolio, let's make strategic moves to build a brighter tomorrow. Your future begins with smart mortgage decisions today!" 🏡💼💫 #FundingFutures #SmartInvestments #UHM

Realtors let's empower your past clients with a strategic move—refinancing their mortgage! 🔄💰 1. Dropping Rates, Rising Savings: 📉💡 With current rates on the decline, now is the perfect time for your past clients to refinance and unlock significant savings on their monthly mortgage payments. 2. Financial Empowerment: 💪💼 Refinancing isn't just about saving money; it's a financial empowerment tool. It frees up cash that can be redirected towards investments, renovations, or other financial goals. 3. Strengthen Financial Foundations: 🏡🔧 Refinancing allows your clients to strengthen their financial foundations, creating a more stable platform for future endeavors. 4. Enhanced Affordability: 🌟💵 Lower interest rates mean increased affordability, making homeownership even more accessible and enjoyable for your clients. 5. Builds Trust and Influence: 🤝🌐 By guiding your past clients toward refinancing at an opportune time, you're not just a realtor; you're a trusted advisor. This cements your influence and strengthens long-term relationships. Realtors let's make the most of these dropping rates—positioning your past clients for financial success and growing your influence in the process. It's not just about homes; it's about building lasting financial legacies! 🏡💙 #RefinanceAdvantage #stilleythemortgageexperience 🚀🌟 #NMLS 2461162 #ApexMortgageGroup #TimeKillsDeals #Atlantarealestate #Floridarealestate www.apexmtg.net/stilley Book time to speak with me: https://lnkd.in/gKY8ZMb4

In the most recent Time Management Workshop, presented by Desert Financial Credit Union and led by Karen Camblin with Guild Mortgage Company, attendees learned valuable strategies on how to boost their productivity and better prioritize their schedule. Read about some of our top takeaways at https://lnkd.in/gSxHY_mH. #thechamberis #gilbertaz #gilbertchamber #gilbertbusiness #theCATALYST

We just dropped an insightful new episode featuring Steve Knox from Canopy Mortgage Company! Curious about investment properties and how they differ from primary homes? We’re breaking it down for you! Understand the nuances of occupancy, down payments, and more in a relaxed, engaging conversation. Click the link to listen now! https://bit.ly/4cK8zrx #FinancialPuzzlePlaybook #RealEstateInvesting #MortgageAdvice #FinancialPlanning #InvestmentProperty

Alongside our ‘Spotlight On: Shared Ownership’ series, we tapped into the brains of property and personal finance writer Anne Ashworth, and Jordan Smith, from Capricorn Financial Consultancy, to share expert mortgage advice on how to get the property ladder with the help of Shared Ownership 💻   Designed as an alternative way to buy your new home, Shared Ownership is a huge advantage when it comes to getting a foot on the property ladder, at a fraction of the cost of a deposit. Subscribe to our YouTube account by searching ‘Square Roots Homes’ on YouTube, or follow this link to catch up: https://lnkd.in/ejPEvPhF #PropertyLadder #SharedOwnership #SquareRoots #FTB #Homeowners

This week's Word of the Week is, Amortization. If you're navigating the home-buying process, understanding key financial terms can make a big difference. This week, let’s dive into amortization. Amortization refers to the process of gradually paying off your mortgage through scheduled payments. Each payment reduces both the principal (the amount borrowed) and the interest. Early on, a larger portion of your payment goes toward interest, but as time goes on, more is applied to the principal. Why is this important? Because it directly impacts how quickly you build equity in your home over time. Understanding terms like amortization can help you make informed decisions during your real estate journey. Need more insights or have any questions about the current market? I’m always available for a conversation! #Amortization #RealEstateTips #WordOfTheWeek #RaveisWOTW #WilliamRaveis #WordoftheWeek #CtRealEstate #SellerAgent #BuyerAgent #TopAgent #LuxuryPropertiesSpecialist #EvaSellsConnecticut

In the world of mortgage and real estate, your actions echo in the lives of families for generations. It's not just about the transactions you make, but the legacy you create. "Your purpose is not the thing you do. It is the thing that happens in others when you do what you do." As mortgage professionals, you're not just closing deals; you're opening doors to new beginnings and securing futures. Let's build generational wealth, one family at a time. #GenerationalWealth #RealEstateLegacy #MortgageProfessionals #FamilyFutures #HomeOwnership #WealthBuilding #LegacyLending