United Ag Lending’s Post

As your trusted agricultural lender, we recognize the challenges our farmers face each year. From rising labor expenses to uncontrollable weather conditions, we understand. As your local lending partner, our loan officers are knowledgeable and prepared to help you navigate these challenges. Together, we're #FarmerStrong. ❇️ #AgCarolinaFarmCredit #FarmCredit #NCAg #NCAgriculture

Are you curious about how to originate an agricultural loan? This guide has all the information you need. Keep reading to find out about the loan products that help brokers, lenders, and banks cultivate new agricultural clients. https://lnkd.in/gqaZPXv2

Farming is big business, which means those who wish to buy a farm should use a business loan. Agricultural mortgages are specialised financial products designed to work with the unique economics and working patterns of the farming industry. Learn more about agricultural mortgages here 👉 https://bit.ly/4cD9rz3 #Agriculture #Canada #Swoop

The Agricultural Loan Market in 2025 Will Prove a Tightrope Walk for Banks The agricultural loan sector is facing unprecedented challenges: Demand for farm loans is at a decade high Loan fund availability is at a 30-year low Farm income and capital spending have been shrinking since 2021 peaks As loan demand and available funds pull in opposite directions, we’re likely to see increased competition for farm loans in 2025. This will force banks to be more selective in their lending practices, especially with shrinking farmer incomes compressing margins. Creditworthiness alone won't be enough to determine loan packages next year. With farmer operating incomes under pressure, banks will need to balance taking on more risk with ensuring profitability and loan payback viability. A farm loan crisis could be ensuing, if this year shows a significant increase in bankruptcies. Navigating 2025’s lending landscape will require careful strategy and risk management to support farmers while maintaining financial stability. Banks AND Farmers need better tools to walk this tightrope. #Agriculture #Banking #AgFinance #FarmLoans #2025Outlook #RiskManagement

Are you struggling to get your foot in the door to discuss lending with a bank? At SproutAg, we have plenty of experience when it comes to providing bespoke financial solutions for businesses and individuals within the industry. Whether you want to apply with small lenders or a big commercial lender, we can assist. If you simply need a short-term loan to supplement your cash flow, or you're looking to manage existing farm debt, our team can help you find the best options available to you. Reach out to our team to discuss the best option for you! #agrifinance #agribusiness #businessadvice #farmadvice #farmingfinance #supportaustralianfarmers #successionplanning #familyfarm #generationalfarming #ausfarmingfamilies #sproutag #ausag #australianag #australianagriculture #farmadvice #familyfarms #farmfinance #financialadvice #finance #successionplanning #succession

Amid rising costs in agriculture, one California farmer found relief through Ag Lending Group. ⬇️ By refinancing $8 million in existing debt and securing a $2 million interest-only revolving line of credit, he gained the financial flexibility to manage expenses and invest in his farm's growth. Our real estate-backed loan solutions empower farmers to thrive despite economic challenges. Ready to strengthen your financial future? Contact our team today ➡️ Learn more about this success story: https://lnkd.in/gyJmkCSP #AgLending #FarmFinancing #AgricultureSuccess #DebtRefinancing #RisingCosts #FarmGrowth #FarmLoans #AgBusiness #AgricultureFinance

USDA overhauls lending programs to expand access for farm loans - In this latest Dive Brief, Agriculture Dive details the significance of the updates and changes made by the U.S. Department of Agriculture on August 7, 2024 and the impact it will have on improving and streamlining farm loan programs. Dive in here for the details - https://bit.ly/46IbMpD

Explore the latest changes to Agriculture Financial Services Corporation (AFSC)’s Next Generation Loan Program and how they could benefit young farmers. Read more in The Policy & Markets Minute: https://bit.ly/4cKwxlV #AbAg #WestCdnAg

AG CREDIT: Farm Lending Activity Grows Swiftly https://lnkd.in/gw5DEr3T #RightRisk #RiskInAg #AgRiskMgt (https://lnkd.in/gG6nrndg) For more information on the Tenth District agricultural economy via the RightRisk Newsrelease see: RightRisk.org/news (https://lnkd.in/gHzan6Ye). AGRICULTURAL CREDIT CONDITIONS in the Tenth District continued to deteriorate at a gradual pace in the third quarter. According to responses from the Survey of Agricultural Credit Conditions, farm income in the region was sharply lower, loan repayment was slightly slower and problem loan rates grew slightly. Loan demand increased as working capital declined and lenders reported an increase in asset liquidation. Despite the moderation in credit conditions and interest rates remaining at multi-decade highs, farm real estate values remained firm . . .

Bridging finance can be a game-changer for agricultural projects awaiting long-term funding. Our case studies highlight successful bridge loan applications, providing brokers with key insights. #BridgeLoans #AgriculturalFinance https://lnkd.in/erVXpGqS