Nonprofit workers often have to rely on 401(k) retirement plans that invest their money in assets that don't align with their values like gas, oil and coal. That's a steep cost for survival in retirement when you’ve spent your life working to address the issues those investments caused. Just Futures gives them alternative investment options by screening companies for complicity in climate change, weapons manufacturing, employment discrimination, and more. https://lnkd.in/gzBn7U4v
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📣 We’re incredibly proud to say the Equity Pension Scheme is taking bold action on the climate crisis! 📣 💸 The hard-earned savings of our members are moving to a brand new fund with extensive exclusions on fossil fuel companies. ❌ No companies involved in thermal coal. ❌ No companies making more than 10% of revenue from oil and gas. ✅ Yes to companies that align positively with one or more of the UN's sustainable development goals, including climate action, gender equality and affordable clean energy. 💪🏻💪🏿 From the Green Rider campaign to greener retirement savings, we’re leading the way in the trade union movement. 🚨 Our members - including Mark Rylance, Olivia Colman and Benedict Cumberbatch – wrote to the Chancellor Rachel Reeves, asking her to make the ‘smart, strategic reforms’ that could unlock a staggering £1.2 trillion from the pension sector for growing clean energy in the UK: https://lnkd.in/eDxYZF6i Thank you to members Will Attenborough & Leila Mimmack for leading this campaign. And to all those who have helped along the way. https://lnkd.in/eu3Gn8Un ShareAction Make My Money Matter Positive Money UK Impact Lens Bella Landymore Impact Investing Institute Anna Lily Gibson Mark Campanale FFI Solutions Christopher Ito Georges Dyer Intentional Endowments Network Claudia Gray Claire Brinn Tony Burdon Kenneth Green Izzy Howden Climate Spring Josh C. Lucy Stone Carbon Tracker
Leading British actors call on chancellor to boost green investment in pensions
theguardian.com
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Bipartisan Breakthrough: Rare Agreement Emerges on How to Strengthen Social Security ——————— A Path Forward on Social Security Given the polarizing nature of Social Security funding debates, Republicans and Democrats in Washington have been unable to make meaningful progress on solutions that would shore up the program. But new research shows that "very large bipartisan majorities" of everyday Americans actually agree on a number of changes that could strengthen it and ensure benefits can be paid in full for years to come. Risks Ahead? Without a legislative solution, Social Security tr... Read Full Article: https://lnkd.in/eGts3Zp3 #Retirement #AmericCPCBIPA #bipartisanship #funding #socialsecurity
Bipartisan Breakthrough: Rare Agreement Emerges on How to Strengthen Social Security - expaTimes
https://expatimes.com
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Spotlight on Social At Wiltshire Pension Fund we are passionate about responsible investment, it is an important tool in protecting our assets, boosting returns, and ensuring a sustainable financial future for our Fund. 🔎As part of our approach, we identify important Environmental, Social and Governance (ESG) factors to focus on. These are the factors which we believe are the most financially significant, and where we most need to manage our risks and/or see a strong investment opportunity. 💡Social issues are even more important to the younger demographic. In a recent survey where we focussed on the younger members of the scheme (<30 years old), we were fascinated to learn that equality, diversity and inclusion and broader social issues were considered even more important than climate change (which came in a close third)! It was this finding that inspired us to produce this Spotlight on Social report. 👀 We hope you enjoy reading more about these themes and their impact on our investment portfolios!👇 🤝We would like to thank our investment managers for supporting our enquiries in writing this report, the many initiatives of which we are members for their valuable data and information, and our members for engaging with us and telling us what matters to you. CBRE Investment Management, Ninety One, FAIRR Initiative, Brunel Pension Partnership Limited. #ESG #ResponsibleInvestment #WPF #LGPS https://lnkd.in/e8p-hSca
Spotlight on Social - Wiltshire Pension Fund
wiltshirepensionfund.org.uk
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This hits a little too close to home for too many people. You should not have to forego haircuts, basic meals, or anything else because your retirement income is not keeping up with the cost of inflation. Did you know that there are various insurance policies and annuities that have inflation protection available? I can't emphasize enough what a worthwhile investment that is. It doesn't matter if you're in your 20s, your 40s, or your 60s and beyond, there is most likely something we can do to help prepare you for the possibility your retirement funds will be stretched beyond its limits. Call me and let's see what we can do to help put your mind at ease. https://lnkd.in/g5HZFnTR
‘I’m down to eating ramen’: Social Security benefits aren’t keeping up with inflation
finance.yahoo.com
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The non-profit Private Equity Stakeholder Profect lists the top ten states at risk (healthcare, workers and jobs, housing, pensions) from the $13 #trillion PE industry...... according to the IMF US PE would be the third largest GDP country in the world.
States facing the greatest risk from private equity
beckershospitalreview.com
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The cost of living - everything from milk and bread to gas and housing - has soared in the past few years. https://lnkd.in/eX7PePrQ It hits us all very hard, but especially seniors who are living on a fixed income. The Social Security Cost of Living Adjustment (COLA) for next year is expected to be 2.5% - not enough to keep up with inflation. Living on Social Security alone is not a good plan for your retirement years. Talk to a trusted Certified Financial Planner (CFP) to get a clear picture of your finances and a solid plan for retirement.
Social Security COLA for 2025 Projected at 2.5%
plansponsor.com
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Articles like this piss me off. We already know older #women are both underfunded and receive fewer benefits based on the shape of their careers. They may have spent time out of the workforce caring for children or aging parents, which can impact earnings and savings. We don't need another article highlighting the problem. We need the will to shore up the Social Security and Medicare Trust Funds and to fund the government to do so into the future. I, for one, would also like to see policy change to level up Social Security for people > 85, as well. #RetirementGoals #NotYoungNotDone #WeRescueOurselves
There is a US retirement gap, and women are saving a lot less
https://thehill.com
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The future of Social Security is uncertain, and while some experts predict it could last another 20 years, others warn of eventual shortfalls. With no clear replacement plan, younger generations face tough questions about retirement. It’s time to start thinking beyond traditional safety nets. For more on what the future might hold, check out this detailed article from ThinkAdvisor: https://lnkd.in/ep-eKtPn
6 New Social Security Bills in Congress Now | ThinkAdvisor
thinkadvisor.com
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Have you considered the impact you’ll have on the world long after you’re gone? Building a legacy is about creating something meaningful that outlives you — whether it’s through family, career, community, or philanthropy. Here are some questions to get you started: What values and principles do I want my life to represent? How do I wish to be remembered? What kind of impact do I aspire to have on my community? Ready to take the next step? Read more and contact us to help you create a legacy plan. https://lnkd.in/efWmAdyJ
Making the Most Out of Your Retirement Planning
blog.measuredwealth.net
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It's frustrating, especially for those who aren't able to save as much as they'd like to for retirement on their own. However, while you cannot control what happens to Social Security in the future, there are three key steps you can take to ensure you get as much from the program as possible. https://ow.ly/cgCQ50TuEqN
You can't control how Social Security is calculated, but you can boost your benefits
usatoday.com
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