Steve Cardinalli’s Post

Ever skimmed a recipe and missed a key ingredient, only to end up with a baking disaster? The same can happen with your mortgage if you ignore the fine print! Diving into the details of your mortgage documents is crucial. That fine print isn’t just there to make the document longer—it contains vital info about rates, penalties, and terms that could impact your financial future. Let’s commit to reading every line! Got a story about a time you wished you’d paid closer attention to the details? Share it below! 👇 ⭐ ⭐ Enter our monthly giveaway for a gift card to a local business by commenting on this post, share/like.⭐ ⭐ #HomeBuyerTips #AvoidMistakes #RealEstateGoals #RealestateAdvice #FinancialAwareness #ReadTheFinePrint #HomeBuyingGuide #johnsrealestatehomeservices #realestate

Homeowners, check this out! I have a promotion from now until the end of July, when I will select one lucky entrant to win a $100 Amazon gift card. To enter, all you have to do is claim your FREE Homebot account via this link: https://hmbt.co/4YJhRb Homebot is an amazing service that sends homeowner's a monthly digest that is tailored to both your property and equity position. The digest shows your neighborhood activity, home values, and buying trends that give you high-level insight into managing the biggest investment of your life - your home.

Over our years as real estate agents, we’ve picked up a few tricks to help you save money. This is just the beginning of what we can offer. Whether you reach out directly or visit our Linktree to catch our home buying webinar, you’ll discover a wealth of knowledge to help you on your journey. And as a bonus, simply tuning in could win you a $100 Visa gift card. Don’t miss out! ….. #RealEstateTips #HomeBuying #Savings #FinancialWisdom #RealEstateAdvice #HomeBuyerWebinar #MoneySavingTips #dreamweaverteam

This is a quick reminder about our free Home Buyer's Workshop THIS Saturday at the Englewood Public Library. We will be covering multiple topics. If you or anyone you know is interested in the following, this will be a great resource for them - even if they are on the fence or just want to learn. Knowledge is power and this class is not just for first time home buyers! 1. How to get qualified for a mortgage and what is needed 2. How to understand AND IMPROVE credit 3. Employment types and income requirements - including self employment 4. Down payment sources including down payment assistance, grants, gifts, savings, retirement and investment accounts 5. Different loan types and why there are different options 7. Purchasing investment properties and house hacking 6. How do lenders calculate cash due at closing and what are closing costs and pre-paid items 7. The do's and don'ts of buying a home - before and during the process 8. Question and answer for unique questions and loan scenarios We will have free coffee and donuts and a gift card giveaway. We hope to see you there!

We’re once again running our Refinancing and Mortgage Stress survey. Your input will help us to understand how changes in the lending market and economy are impacting borrowers – insights that will help us in our advocacy efforts.   If you can spare 5-10 minutes – access the survey here: https://buff.ly/4cuVB0t #MFAA

Ever wondered if a £20 gift voucher would boost your Google review count? Think again.   Let's face it, in the competitive world of mortgage services, standing out is crucial.   But when it comes to getting those all-important Google reviews, the path can be fraught with misconceptions and compliance nightmares.   Imagine for a moment, resorting to incentives for reviews.   Not only is it non-compliant, risking your reputation and that of your network, but it also misses the mark on why reviews are valuable in the first place.    It’s like putting a band-aid on a broken arm – it doesn't solve the underlying issue.   Here’s a story for you.    A colleague in the industry once told me they were considering offering vouchers for reviews.   They thought it was a shortcut to credibility.   Instead, it became a reality check.   The few reviews they got were shallow and lacked the sincerity of genuine customer feedback.   It wasn't long before they realized that the real magic happens when clients share their experiences out of genuine satisfaction, not for a quick perk.   So, how do you get there? Here are three action steps:   1️⃣ Focus on excellence: Make your service so memorable that clients can't wait to share their experience.   2️⃣ Timing is key: Ask for a review at the peak of their happiness - right after a mortgage offer.   3️⃣ Make it easy: Send them a direct link to review your service on Google. The less friction, the better.   Now, I'm curious – what strategies have you found effective in earning genuine client reviews? Drop your thoughts below!

🚨 Time is ticking—November’s almost over! 🚨 If you’re juggling last-minute deals, trying to keep clients happy, and ensuring everything closes on time, I get it—it’s crunch time. But here’s the thing: it doesn’t have to feel so stressful. At Elite Estate Partners, we specialize in making your closings fast, smooth, and completely hassle-free. Here’s how we can help you this week: ✨ 48-72 Hour Turnarounds: No delays, just results. ✨ Seamless Service: No chasing updates or micromanaging—we handle the details so you can focus on your next deal. ✨ Transparent Pricing: Most transactions close under $2500, all-inclusive. ✨ Proven Expertise: With 20+ years of experience, we deliver on even the most complex transactions. The truth is, a delayed or mismanaged closing doesn’t just waste time—it impacts your clients’ trust and your reputation. That’s why top agents trust us to get it right, every time. Have a deal that needs to close this week? Let’s make it happen. 🎁 First-time agents who work with us this month will receive a $100 gift card as a thank-you for trusting us with their business. Drop me a DM or comment below—I’d love to help you finish November strong. 💼 #mortgageagent #mortgagebrokers #realestateclosings #realestatelawyer #realestateagent #realtor #ontariorealestate #privatelending #privatemortgage #privatelender #mortgages #ontario #canada

Hello Everyone, Good Day!! Ignite Impact Advertising keeps up with the trends! 😏 Today we launch a new list of your favorite CPL Offers. you will make maximum profit with Ignite Impact Advertising 🎀 If anyone has traffic for these campaigns please ping me skype.! 🤩 Please reach me out if you have quality traffic: Skype - live:.cid.c29dcebddd96e32e HonestLoans.net - Loans up to $50k - CPL (US) VivaLoan.com – Loans up to $15k – CPL (US) GoCompareQuote - Internet & TV Deals - CPL (US) Ask a Lawyer On Call - Legal Consultation - CPS (US,CA,AU,UK + more) SurveyJunkie Redemption - CPL (US, CA, AU) SurveyJunkie - SOI (US,CA,AU) SurveyJunkie - CP1C (US,CA,AU)    SurveySoda - Opinion Rewards - SOI (US) Real Surveys That Pay - SOI (US)    Panda Research - SOI + Survey (US) Roblox Robux Survey - SOI (US) Get a Pizza Gift Card - SOI (US) Get a McDonalds Gift Card - SOI (US) Get a Pizza Gift Card - SOI (US) Get a McDonalds Gift Card - SOI (US) COD: Battle Pass Bundle - SOI (US) Get the new PS5 - SOI (US) #ignite #impact #ad #cpl #cpa #agency #promotion #india #affiliate #marketing #agency #business #affiliateprogram #marketing #twitch #makemoneyonline #money #affiliatemarketingbusiness #affiliates #cpamarketing #cpa #affiliatemarketing #marketingstrategy #alaska #blockchain #billionaire #affilatemarketer #lifestyle #online #vomfeinsten #vomwindeverweht #hawaii#marketingtips #traffic #usa

Americans should fundamentally change their holiday practices. You know who you are shopping for the vast majority of time. You know their likes/dislikes, hobbies/interests, and needs/wants. Set a budget on new years day for each person. Then shop throughout the year for each person, finding that something they would not get themselves. The earlier the better. And try to avoid the holiday season all together as prices are typically higher, I find that they often start to increase in October so that come black Friday, the sale price is close to the previous pricing. Better still is to use skills and make/craft an individualized gift. Similarly, white elephant gifts, last minute office party gifts, etc... Go to dollar stores or like Five Below, seek out the gender/age neutral gifts, and buy in bulk. Then, wrap and store in a sealed tote. Pick as needed. The few you don't know you are buying for (new romantic partners, new baby, new addition to a family, new friend), keep the same budget and buy as early as possible. No big debt. No massive spending. And gifts that are more appreciated. I have completed my Christmas shopping, including white elephant gifts, in September (later than usual for me as I typically have it done by July). My last minute gift stash I haven't had to fill for 4 years running, and the gifts are just as much of a surprise for me as the person receiving it.