Financial Planner Helping State & Local Gov. Employees in Washington Become Financially Independent By Maximizing Their Pensions & Benefits
Most financial advisors don't understand your Washington state benefits. But you deserve someone who does. Here's what makes your retirement unique: First, you have your pension (PERS, LEOFF, etc.) - a guaranteed lifetime income most private sector workers can only dream of. Then there's your DCP (Deferred Compensation Program) - a powerful tool for tax-advantaged wealth building. But here's what many don't realize: You can strategically combine these benefits with your personal savings to create tax-efficient income streams. By coordinating your pension with your DCP withdrawals, you could potentially save thousands in taxes each year. Ready to maximize your state benefits? Here are three action steps: 1. Review your current service credits 2. Calculate your pension estimates at different retirement ages 3. Check your DCP contribution rate – maximize your contributions up to the contribution limits if possible Your public service career gives you unique advantages. Let's make sure you're using all of them.
