Seattle's Mortgage Broker - Joe Tafolla’s Post

Waiting for mortgage rates to fall? A lot of other buyers are too. When rates are higher, there are fewer buyers in the market. But when rates start to come down later this year, buyer demand will ramp up. If you want to beat the crowd, you could sell now. It’ll save you a heap of competition and stress down the road. Let’s chat. Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. NMLS ID#2258 |MEMBER FDIC | EQUAL HOUSING LENDER #realestateadvice #housingmarketupdate #keepingcurrentmatters

What does your community get when you partner with Pocketnest? 👀 Here's a hint: access to top-notch pros like Lee Jelenic from United Wholesale Mortgage. Watch our latest webinar for a sneak peek—and, heck, share with your community! 🤑 The housing market is never dull - #amirite?! 😅 (Want more? Partner with Pocketnest! 🤝) #employeewellness #creditunions #bankinginnovation #financialwellness #fintech

Partnering with Pocketnest means giving your community access to industry experts and financial know-how that can make a real difference! 🔑 Check out our latest webinar featuring insights from pros like Lee Jelenic of United Wholesale Mortgage. Whether it's navigating the ever-changing housing market or empowering financial wellness, we’ve got you covered. 💼💡 Curious to learn more? Let’s team up! 🤝 #FinancialWellness #CreditUnions #AI

Curinos and Lender Price Partner to Deliver Optimal Data-Driven Decisions for Mortgage Lenders. "Integrating Curinos’ comprehensive data into Lender Price’s solutions will give banks, credit unions and mortgage lenders the ability to provide borrowers with accurate rate information and superior pricing in a market where profits are constrained. This partnership will further enhance Lender Price’s suite of analytics solutions." Read the official press release here: https://hubs.ly/Q02p_FGD0 #X24 #mortgagetechnology

Join Alex Cooper on Lender's Digest as we unpack the fascinating history of mortgage lending and interest rates. From the sky-high rates of the 1980s to the historic lows of recent years, we'll explore how these changes have shaped the housing market and economy. Perfect for finance professionals looking to gain a broader perspective on lending trends. #MortgageLending #InterestRates #FinanceHistory #HousingMarket #LendersDigest

Don't wait to “TIME THE MARKET” the time is NOW! Here at The Lenders is where "Dreams Come True" Trust is at the heart 💗of everything we do, and our core values drive us to be the leaders in Mortgage Lending and the fundamental element of who we are. Delivering unparalleled commitment to our borrowers. Big banks and online retail lenders and often turn down borrowers due to banks having limited mortgage options, but with 24 + years of mortgage lending, we've got you covered. With our Cutting-edge Tools State-of-the Art Technology and Exceptional Service we offer an initial approval for your loan almost instantly. We are a call 📞 away from bringing your Dream to Life! #1 Mortgage-Dream-Team .... Our Talent, Commitment, Integrity, Excellence and Skills that we offer is UNMATCHED. nobody does MORTGAGES like we do! Whether you’re Purchasing a home or looking to tap into equity for Cash 💰 Let’s Talk! Mortgage’s! The Lenders GOOGLE 5 ⭐️⭐️⭐️⭐️⭐️ Voted # 1 Mortgage Company ☎️248.534.1720 text 📲 586.295.9777 NMLS #1665272 #HomeLoans #refinancemortgage #PurchaseLoans #SelfEmployed #FirstTimeHomeBuyers #JumboLoans #FHALoans #ConventionalLoans #InvestmentProperties #CashOutRefinance #BruisedCreditOK #VAloans #privatemoneylender #investmentpropertyloans

Understanding the Different Types of Lenders 🏦💡 When it comes to securing a mortgage, knowing your options can make all the difference. Here’s a quick guide to the different types of lenders: 🔹 A Lender Banks: Traditional banks with strict lending criteria. They offer competitive rates, but require strong credit and a stable financial profile. 🔹 A Lenders (Non-Banks): These lenders follow similar guidelines to banks but can be more flexible, offering a wider range of products. 🔹 Alternative (Alt) Lenders: These lenders cater to clients with unique financial situations, such as those with lower credit scores or irregular income. 🔹 Private Lenders: Ideal for short-term solutions or clients who don’t qualify with traditional lenders. However, they often come with higher interest rates. Each type of lender serves a different need, so understanding where you fit is key to making the right decision for your mortgage! 💬 If you’re unsure which lender is right for you, let’s chat. I’m here to guide you through the process and help you choose the best option for your situation. 📞 Call or text: 647-675-3600 ✉️ Email: [email protected] #MortgageTips #HomeBuyers #MortgageAdvice #RealEstate #Financing #PrivateLenders #MortgageAgent #DominionLending #AltLenders #FinancialFreedom

How are you keeping up? Home equity lines of credit commitments and closed-end second liens originated in the second quarter of 2024 were up 26.4% from the first quarter, according to a new ranking and analysis by Inside Mortgage Finance. The first half of 2024 showed a 5.9% increase from the first half of 2023. The biggest increases in home equity lending this year have been seen at nonbanks. Rocket Mortgage more than doubled its originations of closed-end second liens in the first half of 2024 from a year ago. #HELOC #MortgageLending #HomeEquity #HomeEquityLoans #RealEstateFinance

📝 Understanding the Different Types of Lenders in the Mortgage Market 🏡💡 When you're looking for a mortgage, it's important to know the types of lenders you can choose from. Here's a quick breakdown: Prime Lenders 🏦 These are traditional banks, monoline lenders and credit unions.  They offer the most favorable interest rates but require strong credit scores, stable income and low debt. Ideal for those with excellent credit and a solid financial history. Alternative Lenders 💼 These include smaller credit unions, non-bank lenders and the "B" side of some monoline lenders. They are more flexible with credit requirements and income verification, but rates tend to be higher than prime lenders and they usually have a 1% lender fee. Great for those with moderate credit or non-traditional income sources (e.g., self-employed). Private Mortgage Lenders 🤝 Private individuals or companies provide these loans. They offer the most flexibility, even for those with poor credit or unique circumstances, but often come with higher interest rates and shorter terms. Best for people needing short-term solutions or who don’t meet the criteria of traditional lenders. Remember, each lender type has its pros and cons, so work with a mortgage broker to findthe one that fits your financial situation! 🏡💰 #MortgageTips #Finance101 #HomeBuyers #PrimeLenders #AlternativeLenders #PrivateLenders

How does it work? You contribute a 1% down payment, and American Pacific Mortgage provides a 2% grant (not to exceed $4,500), providing you an automatic 3% equity in your home at closing. To sweeten the deal, customers who qualify for this program may contribute up to a 3% down payment and still receive the 2% lender grant from APM. You don’t have to be a first-time homebuyer to qualify, and there are no location restrictions. Read more here: https://lnkd.in/gZFnW8Az. #APM #1%down