Scott Van Den Berg’s Post

Our team of CERTIFIED FINANCIAL PLANNER™ professionals and insurance specialist alliance partners identify risks that could significantly impact your financial well-being. While it's essential to focus on potential gains, it's equally important to consider how you, your loved ones, or business partners might be affected without proper protections in place. Transferring risk to an insurance company can potentially be a prudent strategy to minimize the financial damage of unforeseen events. As a “fee-only” wealth management firm, WE DO NOT SELL ANY INSURANCE PRODUCTS. However, we do incorporate various types of insurance in our financial planning process to help you better understand their value and importance: • Life Insurance: Income replacement, business succession funding, and estate planning with potential income and estate tax benefits. • Disability Insurance: Protects your income if you're unable to work before achieving financial freedom. • Long-Term Care Insurance: Financial support for daily living activities, respite care, in-home care, assisted living, and nursing home care. • Umbrella Liability Insurance: Extra liability coverage beyond home, auto, or watercraft insurance limits. Help to protect your financial future with comprehensive risk management strategies.  #FinancialPlanning #RiskManagement #Insurance #WealthManagement #FamilyBusiness #centman #SmallBusinessOwners #CenturyManagement

📌We are thrilled to announce our partnership with Pantheon. Pantheon was created to meet the need for genuine financial advice and exceptional value for clients. Many have faced single-need solutions and oversimplified products, leading to duplicate costs and little benefit from proper financial planning. Their goal is to provide earnest, unbiased advice tailored to the client's unique needs. Pantheon’s network of financial advisers focuses on meaningful conversations rather than quick sales. They ensure that each client’s portfolio covers their risks appropriately and aligns with their priorities. While they use state-of-the-art technology, they value face-to-face advice, ensuring human interaction remains at the heart of service. At Pantheon, when you call, you’ll speak to a person, not a machine. At King Price Insurance, we are known for challenging industry norms and offering customer-centric solutions, is a key part of our strategy. As Bani Schmidt, Chief Growth Officer at King Price Life, says, “This partnership perfectly aligns with our strategy of growing through collaborations. We believe in enabling our partners to do what they do best, and with Pantheon, we are excited to stir up the status quo and offer unparalleled value to independent financial advisors and their clients.” Together, Pantheon and King Price Life are not just launching a product; we’re starting a movement toward greater transparency, better service, and genuine value in the funeral cover industry. #ClientCentric #InsuranceInnovation #Partnerships  King Price Life Insurance Ltd is a licensed life insurer and registered financial services provider. (Reg no. 1948/029011/06 | FSP no. 47235)

Bridge the Gap in Your Financial Future with Personal Insurance Planning Planning for the future is daunting, and the financial security of your loved ones is paramount. Are you fully prepared for life’s uncertainties? At MGF Advisory, Marco Faccone offers comprehensive personal insurance planning, tailored to safeguard you and your loved ones against life’s unexpected turns. Whether it’s protecting your family with life insurance, securing income with disability insurance, or preparing for critical illness, Marco’s expert solutions ensure peace of mind for your financial future. As a seasoned Chartered Professional Accountant and Certified Financial Planner, Marco brings a wealth of expertise in insurance and tax planning, making him your ideal partner in navigating complex financial landscapes. Ready to secure your legacy? Contact Marco Faccone at 604.789.3888 or [email protected] to start crafting a personalized insurance plan that meets all your needs. #PersonalInsurance #FinancialSecurity #EstatePlanning #RiskManagement #InvestmentGrowth #RetirementPlanning #InsuranceSolutions #MarcoFaccone #MGFAdvisory

Shattering Insurance misconceptions, exposing vital truths for financial security. Don't allow myths to jeopardize your financial well-being. Explore insurance with our guide that clears up myths. To read the blog: https://lnkd.in/g6b7F4qb To know more, click here: https://lnkd.in/gwBybuGs #InvestInYourDreams #SecureYourFuture #terminsurance #insurance #returnoninvestment

📢 Insurance is an important part of a thorough financial plan. 💡 Get tips on making sure your clients have the coverage they need when they need it by reading our blog: https://bit.ly/3A9KU5M via Tony Steuer, CLU, LA, CPFFE #financialplanning #insurance

Would You Prefer to Double Your Net Worth or Save $50k on Insurance? If your insurance advisor only addresses one aspect of your coverage, while overlooking the broader range of possibilities their company could offer, you may be missing out on transformative opportunities for both you and your business. Consider a real estate firm. If you're working with an insurance broker who handles only your property insurance but never discusses Employee Benefits, Life Insurance, Key Person Insurance, 401(k) plans, or other innovative financial solutions, it’s time for a conversation with our team at Higginbotham. Take Partner A, a real estate entrepreneur valued at $25 million. While initially focused on reducing costs for his property insurance, he approached Higginbotham Financial and, in addition to securing a better renewal for his property coverage, we helped him double his net worth through permanent life insurance—with no initial outlay. What holds greater value for Partner A: $50,000 in insurance savings, or doubling your net worth? Let’s discuss how we can unlock new opportunities for you. #financial #finance #taxes #tax #lifeinsurance #life #executive #partner #principal #ceo #cfo #enterprise #insurance #risk #realestate

Understanding whole life insurance can truly transform your financial planning strategy. Unlike term insurance, whole life insurance provides lifelong coverage, ensuring peace of mind knowing your loved ones will be financially secure. Moreover, it includes a savings component, building cash value over time that you can borrow against, making it a versatile tool for your financial arsenal. Beyond just protection, the cash value growth is tax-deferred, offering a tax-efficient way to grow your wealth. And, with fixed premiums, it simplifies budgeting, as you won’t have to worry about rising costs as you age. Whether you’re looking to secure your family’s future, save for retirement, or leave a legacy, whole life insurance offers a robust solution. If you’re navigating the complex world of life insurance and seeking strategies that align with your long-term financial goals, let’s connect. I’m here to guide you through your options and help you make informed decisions that benefit you and your loved ones. #FinancialPlanning #WholeLifeInsurance #SecureYourFuture

Planning for the future means thinking long-term, and that's where life insurance comes in. As financial Planners we know It's a key component of a well-rounded financial plan. But knowing which type of insurance is right for you can be daunting. This month, we're breaking down the different types of life insurance, including whole life insurance. Whole Life Insurance offers lifelong protection and a savings component that grows over time. Unlike term insurance, this policy doesn't expire after a set period. It's a long-term investment that potentially provides financial security for your family while building cash value that you can access during your lifetime. For more on this or other financial planning strategies go to www.tomrenwealth.com #wholelifeinsurance #financialplanning #wealthmanagement #lifeinsurancemonth Tomren Wealth Management

Ryan A. Griffin and his team are incredible at getting all the facts and laying out your financial health and future. Can’t speak more highly of both his team and the Northwestern Mutual products. Highly recommend reaching out if you have any questions about your savings, retirement, or insurance protections!

Q4 is almost here, so it's time for businesses to shift into high gear with financial planning. For CPAs and financial pros, October is a pivotal month for insurance decisions, particularly workers' comp. As you're helping clients plan their budgets for next year, don't overlook this crucial aspect of their financial health. Digging into the details of insurance policies isn't always glamorous, but it's essential for protecting your clients' businesses and potentially saving them money. As you navigate this busy season, remember: ➡ Start early to avoid last-minute rushes ➡Don't hesitate to reach out to insurance experts for guidance ➡Consider how changes in your clients' businesses might affect their insurance needs Need a hand? We're here to be a resource for you. Whether you have questions about workers' comp or need help evaluating insurance options for your clients, our team is ready to assist. 👉 CoverHound offers a quick and easy quoting system and a broad range of coverage options so your clients can get the coverage they need and get back to work. No phone tag or long delays. Check out https://lnkd.in/eUCWv5Pn. We’re here to help you ensure your clients are protected and prepared for the year ahead. #Q4Planning #InsuranceReview #CPAResources #WorkersComp #GritCoach