Regina Ong 王韵薇’s Post

𝗧𝗼𝗱𝗮𝘆 𝗺𝗮𝗸𝗲𝘀 𝟯𝟬 𝗱𝗮𝘆𝘀 𝘀𝗶𝗻𝗰𝗲 𝗜 𝗹𝗲𝗳𝘁 𝗞𝘂𝘄𝗮𝗶𝘁 𝘁𝗼 𝗿𝗲𝘁𝗶𝗿𝗲 𝗮𝗻𝗱 𝗻𝗼 𝗹𝗼𝗻𝗴𝗲𝗿 𝗵𝗮𝘃𝗲 𝗮 𝘄-𝟮🙏🏾⁣ “Life is beautiful” as the sculpture states in the picture ⁣ Time flew by 12 Aug 2024 is a day that started a ⁣ ⁣ new chapter in my life and came full circle to start ⁣ ⁣ enjoying the fruits of my labor 🎉⁣ ⁣ I’ve been asked by many people how do I like being ⁣ ⁣ in the states and have I adjusted❓⁣ ⁣ I am still adjusting and enjoying FREEdom of TIME ⁣ ⁣ that comes with retiring ⁣ ⁣ ❌No more asking for time off to travel⁣ ⁣ ❌No more asking for time off for appointments⁣ ⁣ ❌No more asking for time off for events⁣ ⁣ ❌No more asking for time off to spend with my family ⁣ ⁣ Freedom will only change when you no longer trade⁣ ⁣ your time for MONEY⁣ ⁣ 🫵🏽I encourage one of you today that’s reading this ⁣ ⁣ post to prepare for your retirement ⁣ ⁣ 💰Investing is crucial for retirement planning. With the ⁣potential for significant growth over the long term, ⁣investments can provide the financial security you ⁣ ⁣need to enjoy a comfortable and worry-free ⁣ ⁣retirement.⁣ ⁣ 𝘛𝘩𝘦𝘳𝘦 𝘪𝘴 𝘯𝘰 𝘵𝘳𝘶𝘦 𝘧𝘳𝘦𝘦𝘥𝘰𝘮 𝘸𝘪𝘵𝘩𝘰𝘶𝘵 𝘵𝘪𝘮𝘦 𝘧𝘳𝘦𝘦𝘥𝘰𝘮 ⁣ ⁣ 𝘈𝘯𝘥 𝘵𝘩𝘦𝘳𝘦 𝘪𝘴 𝘯𝘰 𝘵𝘪𝘮𝘦 𝘧𝘳𝘦𝘦𝘥𝘰𝘮 𝘸𝘪𝘵𝘩𝘰𝘶𝘵 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘧𝘳𝘦𝘦𝘥𝘰𝘮⁣ ⁣ ~𝘈𝘮𝘢𝘩 𝘓𝘢𝘮𝘣𝘦𝘳𝘵 ⁣ ⁣ 𝗛𝗮𝘃𝗲 𝘆𝗼𝘂 𝗶𝗺𝗽𝗹𝗲𝗺𝗲𝗻𝘁𝗲𝗱 𝗮 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗰 𝗽𝗹𝗮𝗻 𝘁𝗵𝗮𝘁 𝗴𝗿𝗼𝘄𝘀 𝘆𝗼𝘂𝗿 𝘄𝗲𝗮𝗹𝘁𝗵 𝗼𝘃𝗲𝗿 𝘁𝗶𝗺𝗲, 𝘄𝗵𝗶𝗰𝗵 𝗲𝗻𝗮𝗯𝗹𝗲𝘀 𝘆𝗼𝘂 𝘁𝗼 𝘀𝘁𝗼𝗽 𝘄𝗼𝗿𝗸𝗶𝗻𝗴 𝘄𝗵𝗶𝗹𝗲 𝗺𝗮𝗶𝗻𝘁𝗮𝗶𝗻𝗶𝗻𝗴 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝘀𝗲𝗰𝘂𝗿𝗶𝘁𝘆? ⁣ ⁣ Comment “plan” if you are implementing a strategy towards your retirement!⁣ ⁣ #KeishiaInKuwait ⁣ #apartmentinvestors #ApartmentSyndication #AccreditedInvestors #Limitedpartners #passiveincome #mailboxmoney #financialliteracy #wealthbuilding

Financial Independence, Retire Early (FIRE) Movement – Part 1 – The Pros to following this movement Yesterday I introduced the concept of the FIRE movement - Is FIRE the right strategy for you and your family? Let’s consider the Pros of this ambitious aspiration The Pros: Even if you don’t achieve your goal of earlier retirement, the discipline of saving, investing, watching your budget closely, ensuring your cash inflows exceed your cash outflows is beneficial to your financial wellbeing. FIRE imposes frugality and many see it as a way to live a better life, be freer, work less, have less impact on the planet. They believe in spending money when it matters, for example, travelling when you're young enough. FIRE forces you to think about the lifestyle you want, figure out how much it costs at your target age, adjust for inflation, and then stop when you reach your financial goal. FIRE may save your health and life if you have a high stress, high commute time job and may also improve your mental health by leaving a toxic workplace. Mobility and health issues tend to wear down retirees in their 60s, 70s and 80s where they cannot travel, if travel is a goal. Retiring early while still healthy, mobile and vibrant could be a real plus. If you want to start a business that is more in line with your values and desired lifestyle, retiring early would allow you to pursue this dream. You may have more time if you retire early for friends, family, hobbies and new passions to discover. Employment is not a panacea for everyone – some view it as “soul draining”. Employment occupies, for many folks following a traditional path, 4 decades of their lives and requires much mental and sometimes physical output. Tomorrow I will outline the Cons of FIRE. #earlyretirement #FIREmovement #financialliteracy

🌟 Is it too early to retire? 🌟 Ever find yourself pondering this question? 🤔 You're not alone! Many of us grapple with the idea of retirement and whether it's the right time to take that leap. Here are some tips to overcome that mental block and make a confident decision: 1. **Evaluate Your Finances 💰**: Take a close look at your savings, investments, and potential retirement income. Consulting a financial advisor can provide clarity and peace of mind. 2. **Set Clear Goals 🎯**: What do you want to achieve in retirement? Whether it's traveling, pursuing hobbies, or spending more time with family, having a clear vision can make the decision easier. 3. **Test the Waters 🌊**: Consider a phased retirement or taking a sabbatical to see how you feel about a slower pace of life. This can help you adjust gradually. 4. **Stay Active and Engaged 🏃♀️**: Retirement doesn't mean stopping everything. Stay involved in activities you love, volunteer, or even start a new venture. Keeping busy can ease the transition. 5. **Seek Support 🤝**: Talk to friends, family, or a mentor who has already retired. Their experiences and advice can provide valuable insights. Remember, retirement is a personal journey, and there's no one-size-fits-all answer. Trust your instincts and make the choice that's best for you! 🌈✨ #RetirementGoals #LifeAfterWork #FinancialFreedom #MindsetMatters #NewBeginnings #RetirementPlanning #OvercomeFear #LiveYourBestLife

🌟 Is it too early to retire? 🌟 Ever find yourself pondering this question? You're not alone! Many of us grapple with the idea of retirement and whether it's the right time to take that leap. Here are some tips to overcome that mental block and make a confident decision: 1. **Evaluate Your Finances 💰**: Take a close look at your savings, investments, and potential retirement income. Consulting a financial advisor can provide clarity and peace of mind. 2. **Set Clear Goals 🎯**: What do you want to achieve in retirement? Whether it's traveling, pursuing hobbies, or spending more time with family, having a clear vision can make the decision easier. 3. **Test the Waters 🌊**: Consider a phased retirement or taking a sabbatical to see how you feel about a slower pace of life. This can help you adjust gradually. 4. **Stay Active and Engaged 🏃♀️**: Retirement doesn't mean stopping everything. Stay involved in activities you love, volunteer, or even start a new venture. Keeping busy can ease the transition. 5. **Seek Support 🤝**: Talk to friends, family, or a mentor who has already retired. Their experiences and advice can provide valuable insights. Remember, retirement is a personal journey, and there's no one-size-fits-all answer. Trust your instincts and make the choice that's best for you! #RetirementGoals #LifeAfterWork #FinancialFreedom #MindsetMatters #NewBeginnings #RetirementPlanning #OvercomeFear #LiveYourBestLife

Financial Independence, Retire Early (FIRE) Movement – Part 2 – The Cons to following this movement After my introduction to FIRE in a previous post, I then outlined the Pros for following the FIRE movement. Is FIRE the right strategy for you and your family? Let’s consider the Cons of this ambitious aspiration. The Cons: FIRE locks you in at a certain range of income for the rest of your life, with limited opportunities to increase it – well not entirely – perhaps you will inherit some money or you are a wizard at investing. What about you if have kids and decide you need more space and a bigger house? What if you decide you want to travel the world, or throw a large wedding for your daughter/son? What if you decide that you want certain luxuries. Can you predict that you will be content with your income you have now for the next 4 decades or so if you retire in your 40s? It's not easy getting back into the workforce after being out of it for multiple years. Especially after you had, understandably, stopped keeping up with career-related skills. Large stock market and commodity drops (such as occurred just recently globally), periods of high inflation and various other financial emergencies including health costs or paying for a retirement home can very much derail your FIRE plans. You may outlive your savings and investments if not properly planned out and having retired early your entitlements to CPP and OAS could be significantly less due to lack of contributions in your working years. If you retire in your late 40s or 50s, almost everyone you know will be still working full time, busy with their families, etc. Early retirement could or could not be very isolating. Employment earnings generally increase over one's career so someone who FIREs at say 45 is missing the years when they'd be making the most income. In Part 3 tomorrow, if the Cons have not deterred you, I will detail HOW would one execute on a FIRE strategy. #earlyretirement #FIREmovement #financialliteracy

"Retirement: Not Just Rocking Chairs!" Retirement isn’t just about slowing down—it’s a new chapter filled with exciting opportunities. Here’s what today’s retired couples can look forward to: Embrace Adventure: Retirement opens the door to travel, explore hobbies, and make lifelong memories. Enjoy New Freedoms: With newfound time, retired couples can pursue passions they couldn’t before. Stay Active & Engaged: From community activities to learning new skills, there’s no shortage of ways to stay vibrant. Create Lasting Moments: Whether it’s a road trip or a simple picnic, retirement brings endless ways to celebrate life together. Ready to redefine your retirement years? Let’s dive into the exciting possibilities! #RetirementGoals #NewChapter #ActiveRetirement #LifeAfterWork #RetirementAdventures #ExploreMore #RetirementLife #HappyRetirement https://lnkd.in/gD-Udnhm

🌟 Empower Your Loved Ones Towards Early Retirement 🌟 What if your savings could yield a 20% annual passive profit? Imagine trimming your workweek from 5 days down to just 3 or 4. Picture a future where retirement isn't just a dream, but a reality, allowing you to focus on family, hobbies, and enjoying life without worrying about eroding savings. 🏖️ If you or your loved ones are stuck in the work cycle with stagnant savings, it's time to consider investing in our passive social housing deals. In just 90 days, you could receive your first payment and continue to earn around 20% profit per year. Use these profits to realize your dreams while keeping your nest egg secure for later life. 💼💰 Break free from the endless work cycle and pursue your passions without being bound by financial constraints. There's another way to enjoy life's riches – let your hard-earned money work for you. 💡 #financialfreedom #retirementplanning #passiveincome

#RetirementPlanningSeries3 Why is FIRE so hot these days? FIRE (Financial Independence, Retire Early) is the talk of the town lately. It's become a popular trend, with people often asking each other about their FIRE number. Let’s dive deeper into what FIRE is and why it’s gaining so much momentum. FIRE is a mindset, a movement, and for many, a financial strategy. It’s about saving aggressively, investing wisely, and reaching financial independence long before the typical retirement age. Why is FIRE gaining momentum? a. Autonomy: You take control of your time and future. b. Flexibility: Work on your terms, whether that means quitting your job early or simply cutting back on hours. c. Empowerment: Achieving FIRE isn’t just about money; it’s about gaining the freedom to live life your way. But here’s the catch: whether pursuing FIRE or traditional retirement, it requires discipline and a clear vision of what financial independence looks like for you. It’s not just about retiring early; it’s about creating a lifestyle where you can make choices based on what matters most to you. There’s no one-size-fits-all approach. Whether you’re pursuing FIRE or traditional retirement, seeking expert advice is key to developing a plan that aligns with your goals, lifestyle, and values. Have you decided on your FIRE number yet? #FIRE #Investing #RetirementPlanning #PersonalFinance #FinancialFreedom Prakash Lohana

#RetirementPlanning #FinancialSecurity #InvestSmart #StartOver Hey everyone! I really need some guidance here. I'm 46 years old, starting from scratch since I have no savings or retirement plans in place. Here’s a bit of context: I spent 20 years working abroad, saved up a decent sum, and then returned to my home country, which unfortunately faced an economic crash that wiped out all my savings. 😞 Now, I’m back with a wife and child to support, and while I’m grateful to have a job, I’m feeling a bit lost. I can only set aside about $200 to $300 a month. I’m wondering, where do I even begin? Is it possible to invest this amount in something secure, like an international company or a retirement fund? **Here are some pain points I’m facing:** 💔 **Economic Instability:** The unpredictable economy in my country makes planning for the future daunting. 🥵 **Lack of Retirement Solutions:** My home country doesn’t offer decent retirement plans, leaving me feeling exposed. 🔍 **Lack o... At 46 and Broke: How Can I Secure My Family's Future Now? Answers: https://lnkd.in/gjhFMDPf

Who says you have to wait until retirement to start enjoying life?  Imagine having $900 a day coming in, without needing to work. That’s more than enough to fund your travels, hobbies, or just about any adventure you want to start. The life you’ve always dreamed of doesn’t have to wait until you’re retired—you can live it now! I’ve seen so many people spend decades waiting for retirement to live the life they truly want. But there’s a better way. I’ve watched people in their 40s, 50s, and beyond set up passive income streams that gave them the freedom to travel, spend more time with loved ones, and truly enjoy life—long before they reached the retirement age. Our guide will show you how to build a reliable passive income stream that can start paying you $900 a day. From online businesses to smart investments, you’ll learn the strategies that work so you can fund your best life now, without waiting for retirement. This is your roadmap to financial freedom, and it’s easier than you might think. Time isn’t waiting for you. Every day you delay is another day of putting off the life you could be living. Why wait when you can start your adventure now? With our guide, you’ll be on your way to financial independence faster than you ever thought possible. Don’t wait for retirement—make today the day you take control of your future. Type "FREEDOM" to get the blueprint! #digitalmarketing #makemoneyfromanywhere #EarnFromHome #legacybuildersprogram #digitalbusiness #PassiveIncome