Ray Lucia Jr. CPA/PFS’ Post

Check out the feature on our CEO, Ray Lucia Jr. CPA/PFS, in the San Diego Business Journal Wealth Management Roundtable Special Report. This month, Ray discusses the benefits of value averaging. "Now is a great time to review your investments and your overall retirement plan," he says. "During periods like this when stocks significantly outperform bonds, your portfolio may have become riskier than you’re comfortable with." Read the full article here 👇 https://lnkd.in/gyTC2xJE. #luciacapitalgroup #wealthmanagement #financialplanning #valueaveraging

In managing retirement accounts, simplicity can often yield the best results, particularly for younger investors. However, as investors age and their financial situations become more complex, regular reviews of their investment strategy and goals become essential to ensure continued alignment with their evolving needs. AlphaCore's Troy Owens, CFP® shares his insight on the "set it and forget it" approach in this MarketWatch article. Read his full insight here: https://lnkd.in/guQ3fJjH #RetirementInvestments #Investing #RetirementPlanning

When it comes to retirement planning, foresight is power. Our latest report delves into historical patterns of the stock market, equipping you with the knowledge to help anticipate market cycles and craft a resilient investment strategy. Don't leave your financial future to chance! Uncover insights to help navigate volatility with confidence: https://lnkd.in/gps5eaxx #stockmarket #retirementplanning #money

📈 Ready to Build the Perfect Portfolio? Discover how to balance risk and reward by understanding your time horizon, risk tolerance, and financial goals! In our latest blog post, we break down the key factors to help you determine the right asset allocation for your investments. Whether you're just starting or looking to optimize your retirement savings, this guide has you covered. 💼💡 #InvestingTips #AssetAllocation #FinancialPlanning #RetirementPlanning #InvestmentStrategy #PortfolioManagement https://lnkd.in/gZTYmwep

Investing in the stock market carries the allure of growth potential, but it’s a journey laden with risks. There’s no guarantee of positive returns – history has shown that even extended periods of market downturn are possible. This makes relying on investments as the sole source of retirement income a risky proposition, particularly as you get older. Check out my article this month to navigate around the risks. https://lnkd.in/gUsa7EwJ #TrustedAdvisorTips #FinanceWithIntegrity #EthicalInvesting #AdvisorTransparency #ClientFirstFinance

Looking to generate income through retirement investments? While bonds are a popular choice, did you know that you can also earn a steady income through dividends in the stock market? Check out our latest report, where we help you learn how you can invest for income, even if you're open to taking on some market risk! https://lnkd.in/eDzAtAam #financialplanning #investing #stockmarket

This week's blog post is a guide on the various retirement and investment accounts. https://lnkd.in/gBwuvUS9

💸 Over 50 with $500K+ in Investments? This Guide is for YOU! 💸 If you’re getting closer to retirement, you might be asking yourself: Will my savings last? Our guide gives you 3 key strategies to maintain a steady income no matter what the economy does. Click the link access your free copy today 📲 #RetirementIncome #FinancialFreedom #PlanForTomorrow

When Warren Buffett holds record cash levels ($360B), smart investors take notice. What does your retirement strategy look like in today's market environment? Learn how we help clients adapt their portfolios for changing market conditions. Schedule your complimentary portfolio review: 855-425-4566 #RetirementPlanning #MarketStrategy #InvestmentManagement #FinancialPlanning

Don't miss out on this invaluable conversation that could transform your retirement income game! Our Retirement Income Strategist Daryl Diamond and the brilliant Oscar Belaiche, Senior VP & Portfolio Manager, share exclusive insights into constructing portfolios that generate sustainable yield. Oscar reveals his unique approach to selecting top-notch investments with consistent dividends, going beyond traditional equities. Daryl complements the discussion by shedding light on critical tax-efficient income strategies and essential criteria for choosing fund managers. Tune in now! #DynamicFunds #InvestwithAdvice