Ranjeet Kumar’s Post

I created a money management sheet in #Googlesheet.. There you can significantly manage your income and expenses💡 #googlesheets #moneymanagement

The end of the financial year (EOFY) can be a hectic time for both advisers and clients, with numerous deadlines to meet. To help navigate this busy period, we've created a comprehensive cheat sheet that covers all the critical dates, codes, and transfer details you'll need. Read our guide to ensure a smooth and efficient EOFY for you and your clients. Find out more here.

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Knowing your asset location is just as crucial as asset allocation. It can save you a lot of money down the road. And so, I’m sharing an article offering a basic primer if you’re still struggling with understanding the basics of tax-advantaged accounts. https://buff.ly/3Qvd9hZ

Midweek thoughts on prop trading and leverage Even among the bigger players in this sector, it can be difficult to figure out what the specs are for a given account The result? It's not often clear how leveraged you are when trading and in most cases it is waaaay higher than the headline number would imply

Knowing your asset location is just as crucial as asset allocation. It can save you a lot of money down the road. And so, I’m sharing an article offering a basic primer if you’re still struggling with understanding the basics of tax-advantaged accounts. https://buff.ly/3Qvd9hZ

Day 22/30: Demystifying Finance Jargon - Understanding Liquid Assets Welcome back to my "Finance Jargon" series! Today, we’re exploring the concept of Liquid Assets. 💧💸 What are Liquid Assets? Liquid assets are assets that can be quickly and easily converted into cash without significant loss of value. These assets are crucial for meeting short-term obligations and managing everyday expenses. Why Liquid Assets Matter: Having liquid assets ensures you can cover unexpected expenses, take advantage of immediate opportunities, and maintain financial stability without the need for urgent, unfavorable sales of other assets. Types of Liquid Assets: Cash: The most liquid asset, ready for immediate use. Savings Accounts: Easily accessible funds with minimal delay. Stocks and Bonds: Can typically be sold quickly through brokerage accounts. Money Market Funds: Short-term investments that can be quickly converted to cash. Example: Imagine you have the following assets: Cash: ₹100,000 Savings Account: ₹200,000 Stocks: ₹150,000 Real Estate: ₹5,000,000 While the real estate is a valuable asset, it’s not liquid because selling a property takes time. In contrast, the cash, savings account, and stocks totaling ₹450,000 are liquid assets, as they can be quickly converted to cash if needed. How can we use it in Daily Life? Understanding and maintaining liquid assets helps you: Emergency Fund: Ensure you have easily accessible funds for unexpected expenses. Opportunity Readiness: Be prepared to take advantage of sudden investment opportunities or deals. Financial Flexibility: Manage daily expenses and short-term financial commitments without stress. Fun Fact: Did you know that during the California Gold Rush, gold dust was considered a liquid asset? Miners and settlers often used gold dust directly as currency for everyday transactions, such as buying supplies and food. Have you assessed your liquid assets recently? Share your experiences or questions in the comments below! Stay tuned for tomorrow’s post where we'll explore another finance term. #FinanceJargon #LiquidAssets

Thinking about a big purchase? Here's how to plan for it: Estimate & Break Down: Calculate the total amount needed and time to save. Break it into manageable monthly targets. Adjust if needed. Set Up Separate Account: Open a dedicated high-yield savings or investment account based on your risk tolerance and time frame. Automate Savings: Schedule automatic deposits from your main account to your sinking fund. Consider SIPs or sweep accounts for hassle-free saving. Prioritize Financial Goals: Ensure you have an emergency fund and other basics covered before focusing on big purchases. Stick to your plan for financial success! Need guidance? Get a FREE SAMPLE FINANCIAL PLAN at ArthaSarathi. Visit https://lnkd.in/gs698bEy to sign up and consult expert financial planners. #FinancialPlanning #BigPurchase 📊💰

Since our launch on July 7th, many have asked about our flat fee structure. It’s simple: our fee is based on the work performed, not on the size of your portfolio. Here’s what that means for you: • No fee increases when you add money to your accounts. • No extra charges for managing additional funds from inheritances, bonuses or other large deposits. • The larger your portfolio is now, the less you pay in fees with me. • Greater savings as your portfolio grows. Enjoy peace of mind knowing every client pays the same fee and receives the same exceptional service. I believe a flat fee is the fairest way to serve you as your Advisor. Plan Wisely, Pay Less, Profit Most

Introducing Xceda's Financial Product: The Super Saver Account! Say hello to the ultimate solution for maximising your savings while keeping your cash readily accessible! With our brand-new Super Saver Account, you can enjoy the perks of earning a premium interest rate on your funds, all within an On-Call account. Here's what sets us apart: ✨ Competitive Interest Rates: Watch your savings grow with our attractive interest rates! ✨ No Hidden Fees: Say goodbye to transaction fees and withdrawal charges. It's all about saving more, hassle-free. ✨ Flexibility at Your Fingertips: Need your money? No problem! Simply notify us, and your cash is ready for withdrawal whenever you need it. https://lnkd.in/g7mZj3-c