Parker, Smith & Feek’s Post

Economic indicators like unemployment claims and manufacturing indices are crucial for better understanding the health of the U.S. economy. These indicators can provide insights into job market stability and the manufacturing sector's performance, which may significantly impact financial security. One potentially effective way to mitigate some of the risks highlighted by these economic fluctuations is through insurance. Click to learn more about how to help safeguard against economic changes. #Insurance #RiskMitigation #EmpoweringInsights https://conta.cc/3M8V8WJ

The impact of high #inflation on insurance companies is multifaceted, posing significant challenges to operations, profitability, and long-term sustainability...Business Development Managers of course must strive more to pull in the #premium income to enable companies stay convincingly afloat. However At Royal Exchange Insurance, we prefer stability to huge premium income and so we underwrite with 100 percent ethics ....Yes even during this inflation season, we simply won't #underwrite a risk just because we are desirous to earn the premium..(with long throat) ..May be that's why we are so bold to pay your claims the moment it happens despite the economy #trends

Are We at a Tipping Point? Read Our March 2024 Lockton Market Update After some difficult market experiences in recent years, most buyers should expect more stability during annual renewals early in 2024. Moreover, we may be on the verge of a shift in the overall tenor of the market: Don’t expect pricing to suddenly and rapidly decline, but with insurers seeing strong earnings, more competition and predictability could be in store in the coming year. The challenge — and opportunity — for buyers is to think strategically by asking difficult questions, including their philosophy on buying insurance and how much risk and volatility they are willing to keep on their balance sheets. Explore our March 2024 Lockton Market Update now for more insights on the state of the market. https://lnkd.in/gJrQz9MS

The Goldilocks Economy – Is Your Business Prepared? The U.S. economy is striking a balance—2.8% GDP growth in Q3, 4.2% unemployment, and inflation stabilizing at 2.7%. While it’s a good time for businesses, there are still risks to watch out for. With the market in a "Goldilocks" phase, there’s room for optimism, but staying prepared is essential. From navigating geopolitical tensions to managing evolving social inflation, I’m here to help you design strategies that fit your needs.  Let’s chat about what this means for your business in 2025. Check out the full Lockton Market Update – December 2024 here: https://lnkd.in/ecYeHXCv. #RiskManagement #EconomicTrends #BusinessStrategy #Lockton #DicksonSolutions

After some difficult market experiences in recent years, most buyers should expect more stability during annual renewals early in 2024. Moreover, we may be on the verge of a shift in the overall tenor of the market: Don’t expect pricing to suddenly and rapidly decline, but with insurers seeing strong earnings, more competition and predictability could be in store in the coming year. The challenge — and opportunity — for buyers is to think strategically by asking difficult questions, including their philosophy on buying insurance and how much risk and volatility they are willing to keep on their balance sheets. Explore our March 2024 Lockton Market Update now for more insights on the state of the market. https://lnkd.in/eRh9rXhq

🗨️CEO Graeme Trudgill FCII, Cert Mgmt explained to New Statesman how brokers are a fundamental part of the local and national economy, and how government and regulators can support them in their vital role helping businesses and individuals feel confident to take risks and invest so boosting the economy.   Read more⬇️ https://lnkd.in/eu3ewNxk Topics in this article : Finance , Insurance , Labour Party Conference 2024 ,  

Has the insurance industry reached an inflection point? Worldwide uncertainties, including macroeconomic volatility, have increased in frequency and intensity. Many firms have responded to this evolving landscape by embracing transformative measures to minimize losses. Experts from across S&P Global - S&P Global Market Intelligence, S&P Global Ratings, and S&P Dow Jones Indices - will discuss such topics as: * State of the industry in the era of persistently high interest rates and inflation * Industry risk-appetite amid high reinsurance costs and natural catastrophe losses * Ongoing sharp divergence in underwriting results between personal and commercial P&C lines * M&A, private equity, sidecars, and the offshoring of annuities * Commercial real estate mortgage exposure with Christopher Winter, Tim Zawacki, Carmi Margalit, CFA, and John Iten https://lnkd.in/eqbMkEn4 #insurance

[NEW RESEARCH] Looking ahead through 2024, insurers are mindful of market volatility, but are ready to put excess cash and liquidity to work, whether through optimizing all fixed income allocations, or continuing the push into private markets. Cue the spotlight on: private debt. Read more insights from Mercer and Oliver Wyman’s 2024 Global Insurance Survey. #Insurance #investment #privatemarkets

[NEW RESEARCH] Looking ahead through 2024, insurers are mindful of market volatility, but are ready to put excess cash and liquidity to work, whether through optimizing all fixed income allocations, or continuing the push into private markets. Cue the spotlight on: private debt. Read more insights from Mercer and Oliver Wyman’s 2024 Global Insurance Survey. #Insurance #investment #privatemarkets

[NEW RESEARCH] Looking ahead through 2024, insurers are mindful of market volatility, but are ready to put excess cash and liquidity to work, whether through optimizing all fixed income allocations, or continuing the push into private markets. Cue the spotlight on: private debt. Read more insights from Mercer and Oliver Wyman’s 2024 Global Insurance Survey. #Insurance #investment #privatemarkets