Nick Marsh’s Post

Ever feel like life's throwing you curveballs? 🌀💸 Dive into understanding your 'money stress language' - it could be the key to achieving comprehensive financial wellness! 🌟 #FinancialWellness #MoneyMindset #StressManagement

🚫 Financial Success ≠ Financial Wellness This has been the entire premise behind Finance That Feels, the online place I created to address the gap between financial success and experiencing financial wellness. This work is about being meaningful with money and discovering a values-driven money life - two pillars of being financially well. This month's issue of Finance That Feels is about connecting that gap...and unlocking abundance ✨ (and if that word makes you uncomfortable just know that it makes me uncomfortable too, and that's part of the conversation! 🤗) You can read (and subscribe!) here: https://lnkd.in/escDuPsj

Some sound tips here: 18 foolproof ways to spend less and save more https://lnkd.in/gyzNPgRY #financialadvice #financialadviser

High-achievers and inheritors often struggle with a silent burden: the guilt of wealth. If you’ve ever felt ashamed to talk about your privileged financial challenges, you’re not alone. Privileged problems are still valid problems that need solutions and support, and you deserve a space to talk about them. That's one of the key differences that sets my budget coaching support and financial wellness speaking events apart from other conversations on money. Because I know you have a unique set of questions when you're deciding what to do with the money you have, especially if you feel ashamed, overwhelmed, or guilty about having it in the first place. Am I allowed to....? Is it smart to....? Is it selfish if I....? Why don't I feel happy / safe when I should have more than enough? Ready to start talking about it so you can feel empowered and confident about money, instead of scared and overwhelmed by the thought of it? 👉 Contact me to book a talk at your next event or learn more about how my 1:1 coaching can help you find financial peace. #MoneyMindset #WealthGuilt #JoyfulBudgeting #FinancialFreedom #MoneyAnxiety #WealthyAndWorried #FinancialEmpowerment #PositivePsychology

High-achievers and inheritors often struggle with a silent burden: the guilt of wealth. If you’ve ever felt ashamed to talk about your privileged financial challenges, you’re not alone. Privileged problems are still valid problems that need solutions and support, and you deserve a space to talk about them. That's one of the key differences that sets my budget coaching support and financial wellness speaking events apart from other conversations on money. Because I know you have a unique set of questions when you're deciding what to do with the money you have, especially if you feel ashamed, overwhelmed, or guilty about having it in the first place. Am I allowed to....? Is it smart to....? Is it selfish if I....? Why don't I feel happy / safe when I should have more than enough? Ready to start talking about it so you can feel empowered and confident about money, instead of scared and overwhelmed by the thought of it? 👉 Contact me to book a talk at your next event or learn more about how my 1:1 coaching can help you find financial peace. #MoneyMindset #WealthGuilt #JoyfulBudgeting #FinancialFreedom #MoneyAnxiety #WealthyAndWorried #FinancialEmpowerment #PositivePsychology

"I don't save much, how can I be better at managing my money?" This is the question David asked me when we first met. David and his wife are both freelancers with irregular incomes, both in their late 40s. They have one child and sometimes struggle to make ends meet. Yet, on average, they each earn around HKD 80k per month (=USD 10k). David mentioned that neither of them has debt or overspending issues. He believes it's simply a money management problem, and they just want a "magical" solution. So, what’s really going on? Part of my role is to assess their money challenges: is this a long-standing pattern or just a lack of a proper system? As I dug deeper, I discovered they had been maintaining the same spending habits from their first job after college. There were also some hidden issues in their relationship: secret purchases and shameful failed investment. This is very common when we carry some emotional baggage around money since their childhood, which can lead to mixed feelings as an adult. And then we grow up, and we end up having irrational finances. Typically, one would say "they know they shouldn't but they still do it". The solution: to address those underlying money beliefs, emotions, and values. Financial literacy alone isn't the answer for most people. If I shared a system with David and his wife on how to stop spending and start saving and investing, they might follow it during coaching, but they would likely stop once the coaching is over. But what if I help them create a system that makes the process itself a source of joy, so they could continue even when I'm no longer coaching them? This is exactly how you can break free from old patterns, build a healthier relationship with money and start living your wealthy life. If you also wonder, book a call with me to get a money diagnostic: https://lnkd.in/gHcy3CZ6

Costs and charges seem to get a significant level of attention with respect to Financial Advice (maybe rightly so)… yet is it the most important factor when choosing your advisor. 🤷♂️ This extract from The Psychology of Money by Morgan Housel sums it up perfectly. 📚 “Define the cost of success and be ready to pay it. Because nothing worthwhile is free. And remember that most financial costs don't have visible price tags. Uncertainty, doubt, and regret are common costs in the finance world. They're often worth paying. But you have to view them as fees (a price worth paying to get something nice in exchange) rather than fines (a penalty you should avoid).” Yes, costs & charges are important as to are returns to an extent 🧐 But piece of mind for me is the most important part… 🧘 Understanding if you can support your children with their wedding/first house, if you can go on that special holiday or if you can stop working at the age you desire is one of the key benefits. 👨👩👧👦🏖️ Being able to sleep at night know you are on the right track or that you know what adjustments you need to make. 🛌 Piece of mind and the ability to grow your Independce fund is really important. Would you agree? #financialplanning #pieceofmind

Ultimately, improving money mindset is a fundamental component of achieving financial wellness. https://lnkd.in/gvGTW2XE #payitlater #moneymanagement #savings

Good financial advice is about enabling clients to enjoy life’s small pleasures today without sacrificing future financial security or personal happiness. https://lnkd.in/eM8nfFia

In a world where financial stress seems ever-present, it's important to know that you're not alone in dealing with these challenges. Whether you're struggling with overspending, trying to save more 💰, or feeling overwhelmed by financial complexities, rest assured that many others share similar experiences. Interestingly, even those who are financially successful often experience anxiety about their financial situation 😓. Sign up for a financial session at https://lnkd.in/gd_d_xkH Email your questions to [email protected] #HealthyMoneyHappyLife #CreateIncomeYouWillNeverOutlive #Csuite #Plainning #Financial