New York Life Insurance Company’s Post

**Don't Underestimate Your Value!** As women, we excel in safeguarding our families, but what about safeguarding ourselves? Have you ever considered what would happen if you lost your job or became too ill to work? Insurance often gets side-lined as a luxury, but it could be your lifeline during unforeseen challenges. ➡️Income Protection Insurance offers financial support if you're unable to work. ➡️Life Insurance ensures your dependents are financially secure in the event of your unexpected passing. ➡️Critical Illness Cover provides financial assistance if you face a life-altering condition. We often overlook the unpaid work we perform daily – from preparing meals and helping with homework to housekeeping and caring for pets. If we were unable to fulfil these roles, it could significantly impact our families’ financial stability. Don't underestimate your value. Cover what you can based on your budget. Start somewhere to build your safety net. Your well-being matters, and you deserve peace of mind.

Is Disability Insurance Only for High-Risk Jobs? Actually, the majority of disabilities are caused by illnesses like cancer, heart disease, or back issues—not accidents. Over 90% of long-term disability claims result from health conditions, meaning even office workers are at risk of losing their income due to a disability. Learn more about protecting your income and reliable coverage with Fortify Insurance Group.🤝 Visit: https://lnkd.in/etuAwrBw

Embarking on the path of filing an insurance claim can often feel like navigating a labyrinth, filled with legal jargon and complex procedures. But imagine if you had a map and a trusted guide to lead you through? 🧭✨ At Unified Public Advocacy Non-profit Organization, we empower you with the knowledge necessary to assert your insurance claim rights, turning daunting journeys into empowered advocacy for your interests. 🚫 Beware the Co-Insurance Trap! 🚫 Navigating through the insurance claim process, many fall prey to the co-insurance trap, a complicated provision that could significantly affect your claim's outcome. Our expertise lies in untangling these complexities, ensuring you're not just a claimant but an informed one. Why navigate this alone when you have seasoned experts by your side? Specializing in insurance claim rights education, particularly in the nuances of co-insurance, Unified Public Advocacy is your ally in this journey. 🔍 Let's journey together. 🔍 For guidance, inquiries, or to learn more about our services, reach out to us: 📞 Phone: 18559443473 📧 Email: [email protected] 🌐 Website: upaclaim.org Your rights, our mission. Don't go it alone. #InsuranceClaimRights #CoInsuranceExpert #UnifiedPublicAdvocacy #InsuranceEducation #ClaimSupport #KnowledgeIsPower

Hi Brotherhood Mutual - Mark, Steve, Scott, Abel Travis. Noisy John here. (Inside joke. Never hit reply all if you can avoid it, but will make for a cool pickleball shirt.) I am sure you do not like my methods but you never asked why I am being so "public". Anyhoo, without asking or any type of compensation - just for the joy of fair play and professionalism - I called out A.M. Best's decision on your rating. I am sure it will be secured again now, because Best does not want the scrutiny and likely does not want to drop CM to a B++ or worse, or would have already! That is still strange to me. I need plaintiffs made up of those that compete with Church Mutual or its subsidiaries. I am too old to take the time to put together like 60-70 insurers to force CM to compete fairly. But if you join, others will follow. Oh, and in addition to insurers who compete, agents, MGA's, MGU's, Berkshire Hathaway (Warren Buffet & Ajit Jain), Selective Insurance, Liberty mutual, etc could join. So Brotherhood, if you won't do it because you have backbones and want to see a level playing field that federal law requires, do it for your 350 agents in 47 states plus DC! https://lnkd.in/gjEDkBiW https://lnkd.in/gvATGKJM And Greg Gunderson, Larry Clinton, Larry M. Clinton, Jeff & Lori LaBelle at American Church Group in MILWAUKEE, Wisconsin  https://lnkd.in/gvFkas3h And Mike Brooks, Jason Petty, and Nathan Adamson at American Church Group in Louisiana:   https://lnkd.in/gZdeD8_r And Joel Frazier and Derek Berry at Weaver Insurance and Financial Advisors in Virginia: https://lnkd.in/gTeg9zM3 And Alex Sigman and the nice folks who love dogs(!) at Church Insurance Specialists: https://lnkd.in/gKTGwdAE And Nick Crawford, Josh Jensen, Michelle Gregg, Rick Lindsey and the folks at XInsurance in Utah, Chicago, Naples and Exton https://lnkd.in/gMDyxBNy I can add to this that list all day tomorrow, or more likely Friday since the forecast is rain and I can't play as much pickleball... Please, do the right thing...

Plan today. Planning for the future is a wise decision, especially when it comes to preneed insurance and funeral services. While it's a topic many may shy away from, the reality is that funeral costs are rising annually by an average of 5-7%. By choosing to prearrange, you can secure today's prices and protect yourself and your loved ones from these increasing costs. Preneed arrangements offer peace of mind, knowing that everything is taken care of and that your wishes will be respected. It's not just about the financial aspect; it's about easing the burden on your family during a difficult time. If you're considering this thoughtful step, I'm here to guide you through the various options available, with no cost or obligation. It's an important conversation, and I'm dedicated to providing you with all the information you need to make an informed decision. Let's connect and explore how preneed planning can benefit you and your family. It's a responsible choice that offers comfort and assurance for the future. #PreneedPlanning #FuneralServices #FinancialPlanning #PeaceOfMind

On National Daughters Day, Here's How I'm Protecting Her Future 🌸💖 Becoming a parent is an unforgettable moment filled with joy, love, and yes—responsibility. When our daughter Sophie was born, my first thoughts were all about her safety and happiness, but it didn’t take long before I started thinking about her future. That’s when I made one of the most important decisions as a parent: securing life insurance for her. 📅 Why now, during Life Insurance Awareness Month? 🔒 Guaranteed Future Insurability: By locking in a policy early, Sophie’s future insurability is protected—something that could be invaluable if health challenges arise later in life. 🌱 Building a Financial Head Start: It’s not just about protection. These policies can build cash value, helping with future education costs or providing a financial cushion when she becomes an adult. 🌳 The best time to plant a tree was yesterday; the second best time is now. The same goes for securing your children’s financial future. It might feel strange to think about life insurance for someone so small, but planning for the future is one of the greatest gifts we can give our children. While life insurance isn’t the only way to prepare—boosting your own coverage, building savings, tackling debt or investing—starting early is key. 💡 Parents, what steps have you taken to secure your child’s future? Let's celebrate National Daughters Day by talking about the ways we’re ensuring our kids grow up financially secure. #NationalDaughtersDay #LifeInsuranceAwarenessMonth #FamilyPlanning #ParentingFinance #LifeInsurance 📸 Emily Bartosh

🌟 Monday Motivation 🌟 Kickstart your week with confidence! Remember, insurance isn’t just about policies; it’s about peace of mind. Protect what matters most and embrace the opportunities ahead. ✅ Plan Ahead: Evaluate your coverage and make sure you’re prepared for the unexpected. ✅ Stay Informed: Knowledge is power! Understanding your options on insurance policies can save you time and money. ✅ Take Action: Small steps today can lead to big security tomorrow. Let’s make this week about safeguarding our futures! 💪✨ #MondayMotivation #InsuranceConfidence #ProtectYourFuture

Thanksgiving is the Perfect Time to Protect What Matters Most Today, as we gather with our families to celebrate love, gratitude, and togetherness, let’s take a moment to discuss something that often goes overlooked—protecting the legacy we’re working so hard to build. Many in underserved communities, especially immigrants, place immense value on their homes, properties, and businesses. While these assets are important, what happens to them if something unexpected happens to you? Tools like life insurance, wills, and trusts are designed to ensure that what you’ve built continues to serve and bless your family for generations. They aren’t just for the wealthy; they’re for anyone who values their family’s future. Here’s why it matters: • Life insurance protects your family financially, covering debts, education, and living expenses. • A will or trust ensures your assets are distributed according to your wishes, avoiding unnecessary court battles and delays. • Proper planning prevents your hard work from becoming a burden instead of a blessing. Take this time to start the conversation with your loved ones. Talk about your goals, your dreams, and how you can work together to protect the legacy you’re building. This Thanksgiving, let’s not just celebrate what we have—let’s take steps to ensure it lasts for generations to come. Ready to take the next step? Visit buildwealthwithdouglas.com to learn how to protect your family’s future today. #PreserveYourLegacy #WealthBuilding #GenerationalWealth #ThanksgivingThoughts