Mohammed Wassim Khayata’s Post

In the UAE, innovation isn’t just a goal – it’s a reality. With recent moves to redefine financial technology and banking, the 𝗨𝗔𝗘 𝗰𝗼𝗻𝘁𝗶𝗻𝘂𝗲𝘀 𝘁𝗼 𝗽𝗼𝘀𝗶𝘁𝗶𝗼𝗻 𝗶𝘁𝘀𝗲𝗹𝗳 𝗮𝘀 𝗮 𝗽𝗼𝘄𝗲𝗿𝗵𝗼𝘂𝘀𝗲 𝗶𝗻 𝘁𝗵𝗲 𝗴𝗹𝗼𝗯𝗮𝗹 𝗳𝗶𝗻𝘁𝗲𝗰𝗵 𝘀𝗽𝗮𝗰𝗲: 1. 𝗣𝗿𝗼𝗴𝗿𝗲𝘀𝘀𝗶𝘃𝗲 𝗰𝗿𝘆𝗽𝘁𝗼 𝗿𝗲𝗴𝘂𝗹𝗮𝘁𝗶𝗼𝗻𝘀 𝗳𝘂𝗲𝗹𝗶𝗻𝗴 𝘀𝘁𝗮𝗯𝗹𝗲𝗰𝗼𝗶𝗻 𝗮𝗱𝗼𝗽𝘁𝗶𝗼𝗻. The forward-thinking regulatory approach is clearing the way for stablecoins to flourish. With the stablecoin market projected to soar to a $3 trillion valuation in the next five years, businesses and individuals will gain access to a stable, digital asset that complements traditional currencies. For companies, this means enhanced liquidity, reduced currency volatility, and increased cross-border transaction efficiency. Read more: https://lnkd.in/dkDEwwmm  2. 𝗔𝗜-𝗣𝗼𝘄𝗲𝗿𝗲𝗱 𝗮𝗰𝗰𝗼𝘂𝗻𝘁𝗶𝗻𝗴 𝗽𝗹𝗮𝘁𝗳𝗼𝗿𝗺𝘀 𝗯𝗼𝗼𝘀𝘁𝗶𝗻𝗴 𝗲𝗳𝗳𝗶𝗰𝗶𝗲𝗻𝗰𝘆. Leveraging AI-driven accounting is yielding impressive results across the UAE and GCC, with businesses reporting up to a 𝟱𝟬% 𝗶𝗻𝗰𝗿𝗲𝗮𝘀𝗲 𝗶𝗻 𝗼𝗽𝗲𝗿𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗲𝗳𝗳𝗶𝗰𝗶𝗲𝗻𝗰𝘆 𝗮𝗻𝗱 𝗮 𝗺𝗮𝗿𝗸𝗲𝗱 𝗿𝗲𝗱𝘂𝗰𝘁𝗶𝗼𝗻 𝗶𝗻 𝗲𝗿𝗿𝗼𝗿𝘀. This isn’t just about saving time – it’s about transforming finance departments from cost centers to strategic hubs of insight and efficiency. From automated reconciliation to advanced financial forecasting, AI is proving to be the UAE’s silent engine of business transformation. Read more: https://lnkd.in/dwqedMMX  3. 𝗖𝗕𝗗𝗖𝘀 𝗰𝗮𝘁𝗮𝗹𝘆𝘇𝗶𝗻𝗴 𝗰𝗼𝗹𝗹𝗮𝗯𝗼𝗿𝗮𝘁𝗶𝗼𝗻 𝗯𝗲𝘁𝘄𝗲𝗲𝗻 𝗯𝗮𝗻𝗸𝘀 𝗮𝗻𝗱 𝗳𝗶𝗻𝗧𝗲𝗰𝗵𝘀. The UAE’s commitment to Central Bank Digital Currencies (CBDCs) is bridging traditional banking with innovative fintech, fostering 𝘂𝗻𝗽𝗿𝗲𝗰𝗲𝗱𝗲𝗻𝘁𝗲𝗱 𝗽𝗮𝗿𝘁𝗻𝗲𝗿𝘀𝗵𝗶𝗽𝘀 𝗮𝗶𝗺𝗲𝗱 𝗮𝘁 𝗯𝗼𝗼𝘀𝘁𝗶𝗻𝗴 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗶𝗻𝗰𝗹𝘂𝘀𝗶𝗼𝗻. As CBDCs take hold, we’re looking at a future where banks and fintech firms co-create new financial solutions tailored for the UAE’s diverse population, ensuring that digital payment options are inclusive, secure, and widely accessible. Read more: https://lnkd.in/dEg-BvBH 𝗧𝗵𝗶𝘀 𝗲𝘃𝗼𝗹𝘂𝘁𝗶𝗼𝗻 𝗺𝗲𝗮𝗻𝘀 𝘂𝗻𝗽𝗮𝗿𝗮𝗹𝗹𝗲𝗹𝗲𝗱 𝗼𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝗶𝗲𝘀 𝗳𝗼𝗿 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀𝗲𝘀 𝘁𝗼 𝗴𝗿𝗼𝘄, 𝗶𝗻𝗻𝗼𝘃𝗮𝘁𝗲, 𝗮𝗻𝗱 𝗹𝗲𝗮𝗱 𝗶𝗻 𝗮 𝗳𝗮𝘀𝘁-𝗲𝘃𝗼𝗹𝘃𝗶𝗻𝗴 𝗱𝗶𝗴𝗶𝘁𝗮𝗹 𝗳𝗶𝗻𝗮𝗻𝗰𝗲 𝗹𝗮𝗻𝗱𝘀𝗰𝗮𝗽𝗲. 𝗧𝗵𝗲 𝗨𝗔𝗘 𝗶𝘀𝗻’𝘁 𝗷𝘂𝘀𝘁 𝗳𝗼𝗹𝗹𝗼𝘄𝗶𝗻𝗴 𝘁𝗿𝗲𝗻𝗱𝘀; 𝗶𝘁’𝘀 𝘀𝗲𝘁𝘁𝗶𝗻𝗴 𝘁𝗵𝗲𝗺. #Fintech #UAE #Crypto #AI #DigitalCurrency #FinancialInnovation

🌟 It was busy 2 days attneding Arab Monetary Fund Fintech Working Group and Dubai FinTech Summit. My key takeaways: 🔹Generative AI Applications in Financial Services: Banks and regulators are keen to leverage the technology while concerned with privacy, ethics and security issues. 🔹Crypto Assets and Tokenization : Exploring the evolving landscape of cryptocurrencies and tokenization will have drastic impact on global finance. 🔹Open Banking and Open Finance: the journey from Open Banking to Open Finance will not be easy but when it happens, it will unlocking innovative use cases that empower the people and economies. Excited to see how these developments shape the future of finance! #Fintech #AI #Crypto #OpenBanking #FinancialServices

#blockchain | #tokenization : Subsidiary of Government owned bank Emirates NBD inks RWA tokenization deal. Liv Digital Bank, a subsidiary of the UAE’s second largest bank, Emirates NBD, has inked a deal with real world asset (RWA) tokenization firm Ctrl Alt. A key driver is the perceived investment interest of #millennials and Gen Z in alternative assets. These include #privateequity, private debt, #realestate and infrastructure.

Is the UAE setting the gold standard for the future of FinTech innovation? 🚀 Yasmin Kaur Johal, Associate at CMS, showcases the UAE's advancements in financial innovation, focusing on its pioneering efforts in crypto regulation, AI development, and the expanding "buy now, pay later" (BNPL) sector, in the latest edition of The Financial Technologist. These developments, supported by unique regulatory frameworks and dedicated initiatives like the Virtual Assets Regulatory Authority and DMCC AI Centre, underline the UAE's position as a key hub for FinTech and technological progress. Download your free copy of The Financial Technologist to read the full article 👇 https://lnkd.in/ecSRfu46 #TheFinancialTechnologist #T1WAwards #FinTechMagazine

🌟 How the UAE is Becoming a Fintech Hub for the Middle East 🌟 The UAE has rapidly emerged as a global leader in fintech innovation, making waves not just in the Middle East but on a global scale. 🚀 Here’s why the UAE is at the forefront: 1️⃣ Supportive Regulatory Environment: Initiatives like the Abu Dhabi Global Market (ADGM) and Dubai International Financial Centre (DIFC) Fintech Hive are creating a fertile ground for startups to thrive. These regulatory sandboxes allow fintech innovators to experiment and grow in a controlled, safe environment. 2️⃣ Digital-First Banking: The rise of digital banks and e-wallets (e.g., Zand, Liv, and Payit) is redefining how people in the UAE manage their finances. With a tech-savvy population, adoption rates are soaring! 📱💳 3️⃣ Government Support and Vision: The UAE's National Innovation Strategy and goals like UAE Vision 2030 emphasize financial technology as a critical pillar of economic growth. The leadership's commitment to innovation is unparalleled. 4️⃣ Blockchain and Crypto-Friendly Policies: As one of the early adopters of blockchain technology, the UAE is also welcoming cryptocurrency trading with open arms. Dubai Multi Commodities Centre (DMCC) is even issuing licenses to crypto businesses! 🔗 5️⃣ Strategic Location: At the crossroads of Asia, Europe, and Africa, the UAE serves as a bridge for fintech players looking to expand globally. 🌍 With such a dynamic ecosystem, the UAE is not just adapting to the fintech revolution – it is driving it. Whether you’re a startup founder, an investor, or a tech enthusiast, now is the time to explore opportunities in the UAE’s thriving fintech landscape. 💬 What are your thoughts on the UAE’s fintech journey? Share your insights or let’s connect to discuss more! #Fintech #UAE #Innovation #DigitalTransformation #BusinessGrowth #btc

The go-to hub for digital finance in Asia has arrived—𝗗𝗶𝗴𝗶𝗳𝗶𝗻𝗔𝘀𝗶𝗮. Your trusted source for the latest insights, trends, and innovations shaping the future of finance across the region. We cover the critical areas shaping the future of digital finance: 🔹 Digital Payments 🔹 Digital Banking 🔹 DeFi & Cryptocurrency 🔹 Fintech 🔹 Insurtech At DigifinAsia, we cover the key topics shaping digital finance, from payment fraud and identity management to digital currencies, tokenization, NFTs, and regtech. Our content provides expert insights, practical strategies, and in-depth case studies, along with breaking news and emerging trends that are shaping global markets. Whether you’re looking to stay ahead of the curve or seeking expert perspectives, www.digifinasia.net is your trusted resource for navigating the rapidly evolving world of digital finance. Here’s how we can elevate your brand’s presence in the digital finance space: 🔍 Sponsored Content: Position your brand as an industry leader through insightful articles and case studies. 🎙️ Webinars & Roundtables: Connect directly with decision-makers and thought leaders in engaging discussions. 📈 Reports & Insights: Showcase your expertise with exclusive research that drives thought leadership. 📣 Digital Campaigns: Amplify your brand’s visibility and generate leads with targeted, high-impact campaigns. Let’s shape the future of digital finance together. We're here to help you tell your story in the formats that resonate most with your audience. 👉 Visit www.digifinasia.net 👉 Subscribe for the latest updates 👉 Ready to collaborate? Contact us today! #DigitalFinance #Fintech #DeFi #Insurtech #Innovation #ThinklogicMediaGroup #FutureOfFinance #ThoughtLeadership

📰 The 4th edition of Frontier Fintech GPS is Here 📰 Every week, I break down the Top 10 Fintech News stories that matter to Fintech leaders in Africa. The aim is to help readers navigate the endless stream of Fintech news and get smart on Global Fintech from an African perspective. 🔍 What's in this week's edition? 🇪🇺 Revolut expands into the Middle-East as part of its global ambitions. The London headquartered Neobank is seeking licenses in the UAE as it grows its headcount. Find out the rationale behind this move and why global expansion makes sense for Revolut. 🇿🇦 Xero acquires South African SME analytics platform Syft Analytics. There have been some impressive exits in the SA Fintech and payments space in the last couple of years. Find out why this transaction validates a number of our thesis around the SME space and financial tooling in particular. 🇳🇬 The Central Bank of Nigeria is planning to expand the e-Naira's usage by mandating government procurement payments to go through the e-Naira. Find out why there are design flaws that make the e-Naira a hard to sell to the ecosystem and why this move was predictable from as far as three years ago ...and 7 more stories covering Guaranty Trust Bank, Naspers Limited and the recent rate cut by the Federal Reserve Board. Each story comes with my unique insights on why they matter and what’s next. 📈 💡 Why Should You Read? If you're keen on understanding global Fintech news beyond just the headlines, Frontier Fintech GPS will act as a compass for you. 👉 Ready to dive in? Follow this link - https://lnkd.in/dwnNcxrq Join a growing community of fintech enthusiasts and stay on the cutting edge of the industry. Let’s discuss! What are your thoughts on this week's stories? Comment below or shoot me a message! 🗨️ #payments #fintech #Stablecoins

🚀 Exciting news! First Abu Dhabi Bank (FAB) has successfully executed time-based and threshold balance-based account funding to meet payment obligations. This marks a step toward dynamic, automated funding and settlement solutions for clients. And is another step forwards to #openfinance for the region. 💡 This enables real-time, flexible transactions - similar to #VRP in the UK. For cash flow planning is means we can start to, shift away from traditional cash forecasting to just-in-time funding—24/7. The result? Maximized yields, reduced fees, and improved response times with finality and traceability. #Blockchain #Fintech #ProgrammablePayments #Innovation #Banking #Automation #payments #moneymovement https://lnkd.in/eQd7RZ5y

Exciting times ahead as Revolut enters the UAE market, bringing a wave of innovative digital payment solutions to one of the most dynamic regions in the world! 🌍💳 With a growing demand for fintech services, the UAE is fast becoming a global hub for financial technology, and Revolut’s entry couldn’t be more timely. From multi-currency accounts to low-fee international transfers and cryptocurrency trading, Revolut is set to transform the way consumers and businesses in the UAE manage their finances. Key features that stand out: Cost-effective international transfers – perfect for expatriates sending money home. Multi-currency accounts – manage and spend in different currencies without the high fees. Personal finance tools – budgeting and spending insights for better financial control. Business accounts – solutions for SMEs to manage payments and expenses more efficiently. As digital adoption accelerates in the UAE, Revolut’s innovative offerings will provide both consumers and businesses with the financial tools they need to thrive in a connected global economy. Excited to see how this fintech revolution reshapes the UAE’s financial landscape! #Fintech #Revolut #DigitalPayments #UAE #Innovation #FinancialInclusion #Tech

In the heart of the UAE's dynamic economy, fintech is not just growing; it's thriving. Being a finance professional living and working in the UAE, I'm witnessing an unprecedented transformation in the financial landscape, driven by innovation and technology. The UAE's commitment to becoming a global fintech hub is not only ambitious but also inspiring. From blockchain to digital banking, the opportunities for growth and innovation are boundless. As professionals in the finance and fintech sectors, we are at the forefront of this exciting journey. Let's collaborate and contribute to shaping a future where finance and technology merge seamlessly, creating a robust, inclusive, and forward-thinking financial ecosystem. The UAE's vision for the future of fintech is bold, and together, we can turn this vision into reality. #Finance #Fintech #UAE #Innovation #DigitalBanking