Mihir Bhatt’s Post

#medicarehospitalindore #healthminister #healthministry #IRDA #HEALTHINSURANCE #drarvindverma Dear friends, recently i came with an incident held in private hospital in indore where i had admitted my daughter with using health insurance of hdfc ergo and in record time HDFC ERGO settled my claim & paid an amount to Medicare Hospital Indore after claim settlement confirmation i asked Hospital to refund deposited advance amount they asked me with cancel cheque and told that advance amount will be refunded in a week where as after a week when i confirmed they are again saying for a week. my Question is when Insurance Company is paid an amount to Hospital why there is so much delay to pay refund back ? second Question Why Government is not looking in this matter as doing follow up for our own amount is again a pain ? lastly Major of the patients utilising health insurance is suffering for this pain? please give your views & escalate this issue so health sector organisations as well as government make this process smooth.

Health insurance has gained significant attention in recent times, with the Union Government broadening the coverage of Ayushman Bharat to senior citizens and discussing the need for a GST review on health insurance. However, out-of-pocket health expenses in India remain a burden, with 50% of these expenses being at 50%, a drop from 64% in 2014 but still higher than the world average of 35%. The general insurance penetration in India, including health and motor insurance, is still at 1%, with health emergencies being a major cause of financial distress in Indian middle-class households. One reason for this lack of penetration is that health insurance policies are excessively focused on indemnity insurance, covering only expenses incurred during or immediately before and after hospitalization. This approach does not resonate with the majority of the middle class, who view health insurance as irrelevant. To make health insurance more appealing and expand coverage without straining government finances, one significant change has been the transition from hospitalization to holistic health ecosystems. Health insurers and the insurance industry have begun to tie up products and services as part of health ecosystems, resulting in discounted medicines, diagnostics, and pre- and post-hospitalization services. The focus is also shifting from payment to prevention, with companies encouraging customers to adopt an active lifestyle and undertake preventive tests. Government initiatives such as digitization of health records, promotion of teleconsulting, and Jan Aarogya and Aushadhi Kendras are contributing to the emergence of a holistic health ecosystem in India. #insurance #insurancepolicy #insurancesolutions #insuranceinsights #health #healthinsurance #india #rajasthan #madhyapradesh #maharashtra #uttarpradesh #gujarat #karnataka #andhrapradesh #odisha #chattisgarh #tamilnadu #telangana #bihar #westbengal #arunachalpradesh #jharkhand #assam #himachalpradesh #uttarakhand #punjab #haryana #jammuandkashmir #kerala #meghalaya #manipur #mizoram #nagaland #sikkim #goa

Does YOUR state/UT have the most no. of people with Health Insurance? 🧐 Today’s infographic deep-dives into that! As we can see, Maharashtra was leading - with 115.3L people covered in 2021-2022. 🏆 Followed by Gujarat, Delhi, Tamil Nadu, Uttar Pradesh, and West Bengal. It’s a reflection on how many people among them are aware about the importance of Health Insurance. Could you spot your place? Is it having a good no.? Let us know below! 😋👇 And for more infographics, follow Beshak.org Insurance 🤍 . . #healthinsurance #infographics #datavisualisation #visualdata #graphicdesign #statistics #interestingfact #survey #dataanalysis #statesofindia #maharashtra #kolkata #gujarat #newdelhi #indiandata #postoftheday #explore

Aviva India Plans To Double Agency Base Across India, Starts Nationwide Hiring From Bhubaneswar | Pragativadi Bhubaneswar: Aviva Life Insurance, India’s most trusted private life insurance company has announced the commencement of its nationwide Agency Channel expansion initiative, aimed at doubling its Agency base across India. This campaign is in alignment with the Insurance Regulatory and Development Authority of India (IRDAI)’s vision of “Insurance for all by 2047.” By focusing on diversifying its hiring pool, Aviva India aims to create a robust network of Financial Planning Advisors (FPAs) who will not only assist in insurance coverage but also act as wellness advisors, providing guidance towards holistic wellness to customers, across demographics and geographies. Mr. Asit Rath, CEO & MD of Aviva India, stated, “As a company, we strongly believe in building a better business by building better communities. We are persistent in our efforts to promote Physical Fitness, Mental Well-being, Balanced Nutrition, Proactive Health and Financial Security as the pillars of Holistic Wellness. Our goal with this event is twofold: first, to significantly expand our agency network and contribute to the IRDAI’s mission of making insurance accessible to all by 2047 and second, to build Wellness Advisors in diverse communities who shall ‘Shape Life’ with Aviva. We’re commencing our nationwide Agency Channel expansion drive with a Business Opportunity event in Bhubaneswar. Orissa has always been an important market for us, and we have been planning our expansion in this region for a long time. This event marks the inception of our efforts to strengthen our presence here.” https://lnkd.in/gN-WwFyj

“At the heart of a successful business strategy is a customer experience that is elegantly simple and positive, where consumers are likely to come away satisfied – and return.” Reviews like yours make our day because it makes all the hard work worthwhile. Glad that our service made a difference and finally solved your problem.   #CustomerSatisfaction #CustomerExperience #CustomerService #HappyCustomers #CustomerSupport

#Insuranceforallby2047 In India, city tiers are often categorized based on population size and urbanization level. Here’s a breakdown with approximate population thresholds, percentage of the population per tier, and the insurance penetration in each: ( ROUGH ESTIMATE) Tier 1 Cities Population Threshold: Above 4 million Examples: Mumbai, Delhi, Bengaluru, Hyderabad, Chennai, Kolkata Percentage of Total Population: ~10-12% Insurance Penetration: ~60-70% Characteristics: Highest insurance awareness and market share, with strong adoption of life, health, motor, and corporate insurance products. Tier 2 Cities Population Threshold: 1–4 million Examples: Pune, Jaipur, Lucknow, Surat, Kanpur Percentage of Total Population: ~8-10% Insurance Penetration: ~15-20% Characteristics: Growing demand for health and motor insurance; moderate life insurance uptake due to increased urbanization and financial literacy. Tier 3 Cities Population Threshold: 100,000 – 1 million Examples: Coimbatore, Dehradun, Amritsar, Jabalpur Percentage of Total Population: ~15-20% Insurance Penetration: ~7-10% Characteristics: Low but increasing insurance penetration, with demand for essential covers like health and motor insurance due to improving awareness and economic conditions. Tier 4 and Rural Areas Population Threshold: Below 100,000 Examples: Small towns and villages across rural India Percentage of Total Population: ~60-65% Insurance Penetration: ~3-5% Characteristics: Minimal insurance coverage, with dependence on government schemes and micro-insurance. Awareness and accessibility remain major challenges. These percentages reflect broad estimates, as actual numbers fluctuate with urban expansion and shifts in insurance outreach and regulatory measures. Insurance for all by 2047 needed real work and disruption; conferences, papers, slogans can create hype and sensitization but real work needed to happen at the grass root level and that's too in deep pockets.

Health Insurance Coverage in India: A Closer Look Did you know only 41% of Indian households have health insurance coverage? The latest NFHS-5 data reveals striking disparities across states: *Top Performers:* Rajasthan: 87.8% Chhattisgarh: 71.4% Andhra Pradesh: 70.7% States with Low Coverage: Bihar: 14.6% Ladakh: 14.9% Uttar Pradesh: 15.9% Southern states like Tamil Nadu (66.5%) and Kerala (51.5%) lead in awareness, while populous states like UP and West Bengal lag behind. This highlights a significant gap in health insurance penetration. It's time for targeted initiatives to improve awareness and accessibility across India. How can we bridge this gap? Share your thoughts below! #HealthInsurance #India #Healthcare Access #Awareness #NFHSData

#KOTEESWARULU MEET IS NOT A MERE TITLE & IT CAN CHANGE THE DIRECTION OF BUSINESS IN ANY ORGANISATION. 6th June 2024 ,Will be remembered for ever in AP SBIlife Agency Channel as we have conducted an exclusive meet for TOP Life Insurance Agents of SBIlife. How this meet is different from others ? Eperience of participants will be shared . #SHORTLISTING : I went through last 3 years data to identify the Agents, who can understand the module.Not a single Agent is allowed without my Approval.136 Agents Across AP branches attended. #BACKGROUND : Proven results ie produced 5 to 19 Koteeswarulu in 2 Years Span in Hyderabad, Telangana State(2022-2023,2023-24).This experience has made me to connect Agents with this Concept. MODULE FLOW. With my 20+ Years experience in Life insurance #track record of achieving Pan india standard performance in 4 Southern states ,I gave #CONFIDENCE by show casing #STRATEGY to convince customers for big premium investments #Breakingthe current mindset of Agents with relavant Think big simple examples #Agent is an entrepreneur with TANISQ examples #FINANCIALPAINS of Life.#MDRT or JOTC is a BOUNDARY. #SUCCESS OF THE MEET CAN BE MEASURED with 3 Hours non stop module with Participants complete attention. #INCOMEJOURNEY of 100 Agents & their #Sales Managers in life insurance & #Thought process of leadership group ( 5 Branch Managers,10 Divisional Managers & 5 Deputy Regional Managers invited) will get changed.RD Vidhyadhar Sawant witnessed the full program ,gave tips & confidence to the attendees. #ARkanigirilifeinsurance.

5 Common Mistakes to Avoid When Hiring Packers and Movers in Indore Moving to a new home is a significant event in anyone’s life, and hiring professional packers and movers can make the process smoother and stress-free. However, choosing the wrong service provider can lead to a nightmare. To ensure a seamless move, here are five common mistakes to avoid when hiring packers and movers in Indore. 1. Not Researching the Company One of the biggest mistakes people make is not thoroughly researching the packers and movers they plan to hire. It’s essential to check the company’s reputation, read customer reviews, and verify their credentials. Reliable packers and movers in Indore will have positive reviews and a solid track record. Don’t hesitate to ask for references or check online reviews on platforms like Google, Yelp, or Facebook. 2. Ignoring the Importance of Insurance Moving involves risks, and sometimes items can get damaged during transit. Many people overlook the importance of insurance provided by the moving company. Always ensure that the packers and movers bill includes insurance coverage for your belongings. This will provide you with peace of mind and financial protection in case of any mishaps. Best Packers and Movers in Indore 3. Overlooking the Fine Print It’s crucial to read and understand the terms and conditions before signing any contract. Some companies may have hidden charges that aren’t immediately apparent. Ensure that the packers and movers bill is transparent....Read more at: https://lnkd.in/dubzEg-j

Thankyou Samarth Pujar and Swapnil Satish S. for taking out time and conducting an informative and customised session for us (IIM NAGPUR ARMED FORCES BUSINESS MANAGEMENT PROGRAMME 2024 BATCH and others) on #HealthInsurance. Ditto Insurance and Pawan Kumar Rai, You guys are spreading the right awareness about the importance of taking the right health insurance and nuances of terms and conditions. #Ditto #Zerodha