ManipalCigna Health Insurance Company Ltd.’s Post

🌟 Introducing Arogya Pragati Plus (TOP-UP Reinvented) by New India Assurance 🌟 We're excited to unveil our enhanced health insurance policy designed to provide comprehensive coverage for hospitalization expenses due to illness or accidents. Key Features: ✅ Flexible Coverage: Choose from threshold amounts ranging from ₹5 lakhs to ₹50 lakhs and sum insured options up to ₹50 lakhs. ✅ Inclusive Eligibility: Available for individuals aged 18 to 65 and children from 3 months up to 25 years if financially dependent. ✅ Family Protection: Cover your entire family, including self, spouse, dependent children, and parents under one policy. ✅ Two Plans:Select between Gold and Platinum Plans, each offering unique benefits to meet your needs. ✅ Additional Benefits: Coverage for cataract surgery, organ transplants, AYUSH treatments, and both road and air ambulance services. This policy is perfect for those seeking additional protection beyond their primary health insurance, ensuring peace of mind for you and your loved ones. #HealthInsurance #ArogyaPragatiPlus #TopUpInsurance #NewIndiaAssurance #Healthcare #Insurance #FamilyProtection #PeaceOfMind

Unexpected medical emergencies can drain your finances and disrupt your life. Health insurance acts as a financial safety net, providing coverage for medical expenses, hospitalizations, and treatments. It's not just about money; it's about peace of mind. Imagine facing a major illness without the worry of exorbitant medical bills. With comprehensive Health Insurance, you can focus on recovery, not financial stress. Don't let unforeseen medical expenses become a burden. Choose a plan that fits your needs and protects your family's well-being. Your health deserves the best protection. If you need help with finding out which kind of policies you need and what coverage would be ideal for you, we at KEDPRO INSURANCE are just a call away. . . . . . . . . . . . . . . #insurance #insurancebroker #insurancebroking #insurancebrokinghouse #healthinsurance #medicalinsurance #Mediclaim #health #physicalhealth #goodlife #medical #treatment #hospital #bills #money #finance #savings #family #swasthya #swasthyabima #love #protection #care #future #emergency #puja2024 #durgapuja #kolkata #india #kedproinsurance

Mpox and Rising Viral Treatment Costs: Protect Yourself with Comprehensive Health Insurance India's first Mpox case underscores the growing threat of emerging viral infections. Are you financially prepared for the high costs associated with viral treatments? Key Points: Mpox & Other Viral infection Treatment Costs: In major cities, treatment can easily exceed ₹10-15 lakh. Comprehensive Health Insurance: A policy with a sum insured of at least ₹1 crore is recommended. Coverage: Includes pre & post-hospitalization, OPD charges, ambulance, ICU, and more. Telemedicine: Convenient medical consultations, especially during quarantine. Why Choose Comprehensive Health Insurance? Financial Protection: Ensures adequate coverage for unexpected medical expenses. Peace of Mind: Reduces stress and anxiety during illness. Flexibility: Offers customizable options with riders and add-ons. How to Choose the Right Policy: Evaluate Your Needs: Assess your current health status, family history, and lifestyle. Compare Plans: Consider factors like premium, sum insured, coverage, and claim settlement ratio. Consult an Expert Advisor SAVVVYY Insurance Brokers Private Limited: Seek expert guidance to make an informed decision. "Get a Quote Now" 👉 Rs.100/-* Per day for 1 Crore Coverage along with Individual health insurance policy* 👉 Rs.30/-* Per day for 1 Crore Coverage along with Your employer health insurance policy* * above premiums are indicative and subject to change based current Age and health conditions and insurers contact us more more details and personalized consultation. 📩 [email protected] 📞 +91-90407 47279 #mpox #healthinsurance #topupinsurance #viraltreatment #healthcarecost #healthcare Nagashayana S Arjun Koneti Bikash Parida Reddappa Reddy Bathula Rima Nayak SAVVVYY Insurance Brokers Private Limited

🐒Mpox Case in India: Health Insurance Insights ⚠️ ✅ Mpox Confirmation: India reports its first case, increasing concern amid other diseases. Mpox is a viral illness causing fever and rash, previously known as monkeypox. ✅ Coverage: Standard health insurance usually covers Mpox-related expenses. Check your policy for details. ✅ Cost: Treatment costs can exceed ₹10-15 lakh. For metro residents, a sum insured of ₹1 crore is recommended. ✅ Unique Covers: Infectious disease riders offer extra benefits but are less common. ✅ Comprehensive Plans: Opt for policies covering all medical costs and telemedicine services. ✅Insurer Adaptations: Insurers are improving risk assessment and telemedicine integration for better outbreak management. Follow 👍 for more health insurance related information. #healthinsurance #irdai #mpox

HEALTH INSURANCE PREMIUM COLLECTION SINCE PANDEMIC (POST APRIL 2020) ➡ There is slow but steady rise in premiums, inspite of government & state governments schemes. May be the state sponsored schemes (PM-JAY or Ayushman Bharat) caters to the lowest segment & not the middle class (i.e. real tax payers) ➡ We projected the Health insurance premium collection for the month of June-24 which can be around ~ 7,100 crs. (Projections can be missed) ➡ Premiums growth spike in last month of the quarters, quarter-end sales pressure may be. ➡ April-24 month's health premium is the highest premium collections i.e. ~12,500 crs. in the history of health premiums & this record will be broken soon. ➡ With the rise of medicines & health care costs, health insurance (or Mediclaim insurance) is here to stay. Thanks to Covid-19. Data source : GI Council #star #icicilombard #oriental #acko #godigit #manipal #cigna #ergo #hdfcergo #bajajallaianz #sbigeneral #pmjay #ayushmanbharat #healthinsurance #insurance #chola #magmahdi #reliancegeneral #niva #bupa #zuno #royalsundaram #kotakgeneral #future #generali #rahejaqbe #navi #tokio #iffco

Regional is the New National -  This phrase reflects the growing trend of brands connecting with regional markets to build deeper relationships with consumers, particularly in a diverse country like Bharat. At ManipalCigna Health Insurance, we recognize that the essence of Bharat lies in its diverse regions, where aspirations are on the rise and, the need for tailored health insurance solutions is crucial. To address this, we announced the launch of our latest product, “ManipalCigna Sarvah,” in the regional markets and towns of Bharat as part of our regional media outreach. By creating region-specific messaging and leveraging regional publications, we successfully secured print media articles, in prominent publications such as Navbharat, The Tribune, Dainik Bhaskar, Echo of India, Hindustan, Sandesh, Artik Lipi, Loksatya, and many others. This has enhanced our brand visibility and reinforced our relevance in these vibrant markets. For a brand to grow, it must tap into the pulse of Bharat. By establishing a strong regional presence, we are building trust and demonstrating our commitment to meeting the health insurance needs of individuals in these emerging markets. #HealthInsurance #RegionalMarketing #RegionalOutreach

Managed-Care story: Resolving conflict of interest Two years ago, my uncle on my in-law’s side was admitted to a hospital for UTI-related surgery. From the outset, it was evident that the hospital aimed to maximize revenue. They requested various pre-surgery tests, including a CT scan. Clearly, hospitals pray for more patients and diseases to increase their top line. In contrast, insurance companies strive to minimize hospital bills. Year after year, they raise premiums to cover claims. Ultimately, hospitals profit while insurance companies and the general population suffer. How can we strike a balance? #Managed #care holds the solution. Health Maintenance Organizations (HMOs or hospitals) closely manage patient care, resulting in lower costs. HMOs limit patients to a local network of providers, which helps control expenses as HMOs as the insurance providers. From an Indian perspective, #Narayana #Health recently introduced health insurance covering ₹1 crore in surgeries for just ₹10,000 per year (compared to traditional insurance charges ranging from ₹20,000 to ₹48,000). Unlike conventional plans, this managed care approach prioritizes a seamless and efficient experience, focusing on Narayana Health’s trusted network of experienced doctors and advanced facilities. This minimizes administrative obstacles. In other countries, this concept is known as managed care rather than insurance. "Follow" me if you liked this story.

India may be the land of 1,000+ festivals, but it’s also home to the world’s largest diabetic population (about to reach 80M by 2030)! 😨🚨 And this needs to be fixed before it’s too late. So here are 2 things you need to do while you’re young: ✅ Talk to a doc and lead a healthier lifestyle ✅ Talk to an expert and get adequate health insurance plan Because when you are older and God forbid, diabetic, buying health insurance will get really trickier, with - 😳 Loading charge over your premium (10%-50% or more) 😳 Approval subject to strict underwriting 😳 And the infamous - Waiting Periods! But to make things a little easier for you (we’re sweet like that 🙈)... We bring you a list of 8 health insurance plans with shorter waiting periods for diabetes - if it’s declared as a pre-existing disease (PED). So even if you are late in getting a plan and already have diabetes as a PED, you can talk to an expert and still get the plan that’s right for you! :) 💡 Bonus tip: When choosing these plans, check if the features are in-built or add-ons. If they’re add-ons, select them at the time of purchase To schedule a free call with India’s top experts - who’ll be by your side throughout - check the link in our comments! 🤍 #WorldDiabetesDay . #Diabetes #DiabetesMellitus #DiabeteshHealthcare #DiabetesAwareness #DiabetesPrevention #HealthyLiving #InsuranceForAll

India may be the land of 1,000+ festivals, but it’s also home to the world’s largest diabetic population (about to reach 80M by 2030)! 😨🚨 And this needs to be fixed before it’s too late. So here are 2 things you need to do while you’re young: ✅ Talk to a doc and lead a healthier lifestyle ✅ Talk to an expert and get adequate health insurance plan Because when you are older and God forbid, diabetic, buying health insurance will get really trickier, with - 😳 Loading charge over your premium (10%-50% or more) 😳 Approval subject to strict underwriting 😳 And the infamous - Waiting Periods! But to make things a little easier for you (we’re sweet like that 🙈)... We bring you a list of 8 health insurance plans with shorter waiting periods for diabetes - if it’s declared as a pre-existing disease (PED). So even if you are late in getting a plan and already have diabetes as a PED, you can talk to an expert and still get the plan that’s right for you! :) 💡 Bonus tip: When choosing these plans, check if the features are in-built or add-ons. If they’re add-ons, select them at the time of purchase To schedule a free call with India’s top experts - who’ll be by your side throughout - check the link in our comments! 🤍 #WorldDiabetesDay . #Diabetes #DiabetesMellitus #DiabeteshHealthcare #DiabetesAwareness #DiabetesPrevention #HealthyLiving #InsuranceForAll

Mukhyamantri Swasthya Suraksha Yojana (MKSY) & Yeshaswini Health Insurance Scheme: Empowering Rural Healthcare in India Millions of India's rural population live without access to quality healthcare. Recognizing this need, several states have implemented health insurance schemes to provide financial assistance and improve healthcare access. In this post, we explore two such schemes: 1. Mukhyamantri Swasthya Suraksha Yojana (MKSY): Launched in Madhya Pradesh, MKSY provides health insurance coverage of up to ₹2 lakhs per family per year for a premium of just ₹1 per day. 2. Yeshasvini Health Insurance Scheme: Implemented in Karnataka, Yeshasvini offers health insurance coverage of up to ₹4 lakhs per family per year at an affordable premium. Both schemes offer: - Cashless treatment at empanelled hospitals - Coverage for hospitalization, surgery, diagnostic tests, and medicines - Maternity benefits - No co-payment or deductibles These schemes have made a significant impact: - Increased healthcare utilization in rural areas - Reduced financial burden on families - Improved health outcomes However, challenges remain: - Limited awareness about the schemes - Lack of infrastructure in rural areas - High operational costs We must work together to overcome these challenges and ensure that these schemes reach their full potential. #MKSY #Yeshaswini #Healthcare #RuralIndia #FinancialInclusion #Impact #Challenges #Discussion #LinkedIn