KBRA Analytics’ Post

In an exclusive conversation with SCI's Selvaggia Cataldi, Zilch's CCO Ryan M. and CFO Hugh Courtney discussed the company’s ambitious plans to eliminate consumer credit costs. With a unique, amortizing loan model that saves customers from compounding debt, Zilch has already reported £500m in consumer savings over four years. Earlier this year, Zilch secured a £150m securitisation facility with Deutsche Bank, scalable to £400m, potentially supporting £10bn in annual originations. Running ABS and IPO plans in tandem, Zilch is reshaping consumer finance by aiming to bring credit costs to “zilch” worldwide. SCI subscribers can read the full article here: https://lnkd.in/eNq9nDHB #ABS #Securitisation

In an exclusive conversation with SCI's Selvaggia Cataldi, Zilch's CCO Ryan M. and CFO Hugh Courtney discussed the company’s ambitious plans to eliminate consumer credit costs. With a unique, amortizing loan model that saves customers from compounding debt, Zilch has already reported £500m in consumer savings over four years. Earlier this year, Zilch secured a £150m securitisation facility with Deutsche Bank, scalable to £400m, potentially supporting £10bn in annual originations. Running ABS and IPO plans in tandem, Zilch is reshaping consumer finance by aiming to bring credit costs to “zilch” worldwide. SCI subscribers can read the full article here: https://lnkd.in/eNq9nDHB #ABS #Securitisation

Zilch, the world’s first ad-subsidised payments network (ASPN), has secured £100 million (US$126.5 million) in securitised debt financing arranged by Deutsche Bank. This funding will support Zilch's growth, allowing it to expand its product offerings and customer base. Since its launch, Zilch has gained 4 million customers, processed over 10 million monthly payments, and saved users more than £450 million (US$569 million) in fees. CEO Philip Belamant highlighted that this financing will enable Zilch to triple its sales volumes and enhance capital efficiency as it grows. #finance #financetips #financegoals #financialadvisor #financialfreedom #financialservices #financialliteracy #financialeducation #financialindependence #technology #technology #technologytrends #technologynews #technologyrocks #technologythesedays #innovations #future #futuretech #banking #bankingjobs #fintechnews #fintechrevolution #pxha

🏡 Exciting News from Elite Lending Partners! 🏡 We are thrilled to announce our latest blog post: Effective Financing Strategies for Building a DSCR Portfolio. Whether you're a seasoned investor or just starting out, our expert tips and insights will help you navigate the complexities of financing and grow your portfolio successfully. 📖 Read more: elitelendingpartners.com 📞 Toll-Free: +1 (855) 357-2363 #RealEstateInvesting #DSCR #FinancingStrategies #EliteLendingPartners

Off the heels of launching our new protocol, Market Lists, I’m thrilled to share the news that we are officially live with an integration between Octaura and Allvue Systems. We all know the pain of booking a long list of trades at the end of the day and integrations like these bring significant efficiencies to that process. Imagine: no more manual trade booking! Yet another step toward modernizing the way syndicated loans are traded. #connecttobetter

I am looking forward to the upcoming Private Credit Industry Conference on Direct Lending and Middle Market Finance hosted by LSTA and DealCatalyst. During the conference, I'll be discussing how newer firms, funds, and platforms are delivering alpha and finding their niche in a crowded field. #Brinley #PrivateCredit #DirectLending #LSTA #DealCatalyst

KBRA released its 2025 Structured Credit Sector Outlook, which discusses structured credit issuance and themes for transactions and leveraged loans in 2024, as well as tailwinds and headwinds for issuance and performance next year. Read More: https://lnkd.in/gVDfn4XW #ABFJournal #TopStories #KBRA #StructuredCredit #CreditMarkets #2025Outlook #PrivateCredit #MiddleMarket #RiskManagement #Securitization #CreditAnalysis

We understand that tight liquidity can be a major concern for credit unions all over the country, and so SimpliCD is here to lend a hand. SimpliCD's custodial issuance program is a neat and efficient way to boost liquidity by issuing nonmember deposits. With SimpliCD, you'll get to tap into the biggest network of credit union investors out there. We offer quick settlement for speedy access to liquidity, and you can choose to settle everything through your corporate. Looking to reach out to a broader investor audience? No worries, SimpliCD has got your back. With SimpliCD DTC, you can access public funds, retail customers, other institutions, and potentially all US credit unions. Email us at [email protected] or contact your corporate credit union today to learn more! #SimpliCDIssuance #LiquidityManagement #NonMemberDeposits #CUSO #CreditUnions #CorporateCreditUnions

KBRA issues their first #primeRMBS transaction in Ireland. #Dilosk RMBS No.10 DAC static #RMBSsecuritisation, collateralised by seasoned prime performing loans in Ireland. The provisional portfolio consists of €343.2 million first lien #mortgageloans originated by First Active plc. View the full rating report here: https://lnkd.in/e7JETzQV | #RMBS #irelandRMBS #structuredfinance

Meeting and exceeding your Target Market lending goals has never been more crucial for CDFI credit unions and their members! Scroll down to our on-demand webinar: Increasing Your Credit Union's Target Market Lending: https://loom.ly/rxTLqco #CDFIs #creditunions #lending