Jake Gluck’s Post

What the interest rate doesn’t tell you. Here’s why we DON’T use certain lenders in our market place… This is after both liaising with others in our game, as well as having dealt with the lender ourselves or via clients: 1. Legals - Speed of experience, as well as cost and bureaucracy come into play. 2. Release of funds - Believe it or not, some lenders are renowned for a delayed release at times. No good for us or our clients. 3. Valuations - Some lenders are not only very slow here but have a track record of being at the ‘low end’ of the range permanently. 4. Underwriting - Tick box lending in Bridging & Development🤔.We much prefer the case by case approach. Are the foundations strong?👌 5. Ethics - This goes without saying. How a lender reacts to challenging situations, or when the client is in a pickle. Specialist Finance is very much about relationships. Supporting each other is vital, which ultimately supports our clients. #creativefinance #bridgingfinance #developmentfinance

Banks and alternative credit providers are working together to provide private equity-backed firms with flexible capital solutions in a still difficult-to-navigate environment.   Jake Hyman recently attended a Real Deals roundtable event, exploring this topic and what Blazehill is witnessing in the market, including the benefits of hybrid ABL plus cash flow lending, and why we're expecting to see activity levels remain high throughout 2024. Take a look at the full article here: https://lnkd.in/eTVySmfa

When borrowing was a red flag. 🚩 Anyone borrowing against their high value assets is either close to bankruptcy or not good at math… 📉 That used to be how asset backed lending was perceived, and borrowing options were largely limited to high-interest pawn brokers. ♟️💸 The past ten years have seen a massive shift. This type of borrowing is not only seen as normal, it’s often regarded as smart. 💰💰💰 It’s no wonder that, along with private credit, asset-backed lending continues to grow aggressively. 📈 Lenders still conduct the necessary due diligence, but the underlying skepticism has been replaced by acceptance of a savvy investment tool. It’s why Barker was started, the only product to offer downside protection to lenders on these high-value asset loan books. As this lending sector has become more accepted, it’s needed a risk tool to help it grow. Barker has now delivered one. ✅ #assetbackedlending #thebarkerprice #artificialintelligence

Looking for some finance? It's been a busy start to the week meeting multiple unsecured & secured lenders, discussing existing and new products coming into the market! With this being said, here's some key information if you're looking for borrowing... Buy To Let 🏘 - - Up to 80% LTV 💰 - No valuation fee ❌ - No extra cost for Limited Companies 👨💼 Bridging 🌉 - - No affordability assessment 🚫 - Portfolio Build Products 🏗 💷 - Rapid turnarounds 🏎 🌪 Invoice Finance ✉ 💸 - - From 24hr turnaround 💲 💨 - Up to 90% funding 💰 🔃 - 12 months trading history 📕 ™ If you'd like to explore any of these products, call me on 07511869239 or email me at [email protected] and i can provide more information ❗ #investment #mortgages #Buytolet #BTL #bridging #invoice #invoicefinance #quickmoney #finance

Breaking it down for you today… Private money versus traditional bank lending, who's got the upper hand when it comes to financing a fixer-upper? Traditional banks? They like their deals clean-cut, minimal risk, and hassle-free. Safety hazards? Not in their wheelhouse. Walk away halfway through? They won't be there to pick up the pieces. Now let's talk about private money lenders. They don't shy away from a project in progress, they embrace it. They're on board to fund the transformation, but not without making sure it's a good deal, a deal worth their time and resources. They guard their investment by ensuring that if the initial borrower walks, the project is still worth finishing, either by passing it on to another investor or wrapping up themselves and making that profit. Diving into the world of real estate investing? Let's make sure you know your options, understand the stakes, and play to your strengths. #RealEstateInvesting #BankLending #InvestorMindset #SmartMoneyLife

With a significant portion of commercial banks holding CRE loan exposures three times their equity capital, concerns arise about potential vulnerabilities. Remote work's impact on office vacancies and investment returns adds pressure, especially with looming loan refinancing challenges. Dive into the analysis of this revealing article. Bio: https://lnkd.in/eB3g9bP3 Google Business Profile: https://lnkd.in/egn5jSck LinkedIn: https://shorturl.at/bmDMV Facebook: https://lnkd.in/eGTqGWuN Instagram: https://lnkd.in/eZMXQpjn TikTok: https://lnkd.in/ejfsyqfM #commercialrealestate #commercialproperty #CommercialLand #commerciallandforsale #warehousespace #officespace #flexspace #industrialspace #sandiegocommercialrealestate #sandiegorealestate #realestate #cre #realtor #realestateagent #realestateinvesting #property #commercial #commercialproperty #realestateinvestor #business #investment #propertymanagement #investmentproperty #residentialrealestate #forsale #retail #entrepreneur #construction #officespace #realestatebroker #EconomicInsights #InflationAnalysis #FedPolicy

Breaking it down for you today… Private money versus traditional bank lending, who's got the upper hand when it comes to financing a fixer-upper? Traditional banks? They like their deals clean-cut, minimal risk, and hassle-free. Safety hazards? Not in their wheelhouse. Walk away halfway through? They won't be there to pick up the pieces. Now let's talk about private money lenders. They don't shy away from a project in progress, they embrace it. They're on board to fund the transformation, but not without making sure it's a good deal, a deal worth their time and resources. They guard their investment by ensuring that if the initial borrower walks, the project is still worth finishing, either by passing it on to another investor or wrapping up themselves and making that profit. Diving into the world of real estate investing? Let's make sure you know your options, understand the stakes, and play to your strengths. #RealEstateInvesting #BankLending #InvestorMindset #SmartMoneyLife

It’s no secret why single-family real estate investors choose private lenders over traditional banks: speed. 🏃♂️ The private lending community moves faster than traditional banks and, thanks to their business acumen and experience, is more likely to take mitigated risks during uncertain times. We are your trusted private lender. Let's discuss your next project! 💬https://lnkd.in/eUndT-4E #PrivateLender #RealEstateInvestor #RealEstateInvesting

Explore the expanding horizon of private credit with the blog from Bernstein Private Wealth Management. Delve into how evolving global conditions, like inflation and slower growth, present a fertile ground for investors to diversify and significantly enhance their investment portfolios. Understand why institutions like Preqin see an immense potential in the direct lending market and how asset-based financing is becoming a staple in modern financial strategies. https://lnkd.in/dmJKzz7H #PrivateDebt #PrivateCredit