Irina Ionescu, PhD’s Post

We trust and value our partnership with MRC | Merchant Risk Council and we encourage professionals in the #payments and #fintech industry to continue educating themselves as new technologies and developments unveil. Thus, we're happy to announce MRC | Merchant Risk Council's Black Friday! ✒️ A great opportunity to invest in yourself and gain the #skills you need to excel in #payments and #fraud prevention. Here’s what’s waiting for you: ✔️ MRC Members get 60% Off eLearning Courses: Use code EDUSALE24 at checkout to unlock on-demand courses that fit your schedule and learning goals. (Non-members get 20% Off eLearning Courses.) ✔️ USD 1,000 MRC Member-Exclusive Bundle: Get a full year of unlimited access to their eLearning catalog and the Certified Payments and Fraud Prevention Professional (CPFPP) certification exam fee, paving the way for you to earn the industry’s most respected credential. Whether you’re advancing your #expertise, demonstrating your #leadership, or positioning yourself for the next big career opportunity, these deals provide the tools to help you stand out in a competitive industry.    ❗ ⏳ But don’t wait—these offers disappear on 31 December 2024. https://lnkd.in/dNH-7nCC

🔎An insightful article offers a deep dive into the Fraud Triangle model – a tool that effectively uncovers the human elements behind fraudulent acts🔺. The model examines three crucial components of fraud: ✅Motivation: Whether driven by greed or need, it acts as the propeller pushing individuals towards fraudulent behavior.💰 ✅Opportunity: Weak internal control systems and inadequate security measures often create an ideal environment for fraudsters to thrive.🔓 ✅Rationalization: The ability of individuals to justify their fraudulent acts, deeming them necessary, harmless, or justified.🔄 These insights not only reveal the complexity of fraud but also highlight the importance of establishing robust internal control systems and understanding individuals' perspectives🧠. Full exploration of these points awaits at this link👉: https://lnkd.in/emVZbfMi To delve deeper into such topics, a wealth of resources exists on our extensive learning platform. Providing a trove of courses, webinars, and certifications, the platform facilitates learning in-demand skills with on-demand courses👩💻📚. This knowledge accelerates careers and quenches the thirst for further understanding in the field of financial crime. 🤔 DO YOU WANT TO LEARN MORE? Get instant access to over 100+ on-demand online courses and expert-led webinars which are included in our all-access membership. ✔️ 100+ Courses and Webinars ✔️ Certification Programs (e.g., CFCP, CAIP, etc.) ✔️ Interactive LMS ✔️ Completion Certificates ✔️ Learning Paths ✔️ Live Tutoring ✔️ Global Community ✔️ Resource Hub ✔️ AI Tutor 🎯 HOW TO GET STARTED? ➡️ Explore membership options: https://lnkd.in/eBMJ6vHF ➡️ Learn more about what’s included: https://lnkd.in/esQHr6px #FinancialCrimeAcademy #AntiMoneyLaundering #MoneyLaundering #AntiFinancialCrime #Compliance #CorporateRiskManagement #Education #Finance #FinancialCrime #FraudTriangle #FraudPrevention #FraudDetection #InternalControls #RiskManagement #CyberSecurity #FinancialRisk #OperationalRisk #ReputationalRisk #CorporateGovernance #FraudulentBehavior #Fraudsters

🔎An insightful article offers a deep dive into the Fraud Triangle model – a tool that effectively uncovers the human elements behind fraudulent acts🔺. The model examines three crucial components of fraud: ✅Motivation: Whether driven by greed or need, it acts as the propeller pushing individuals towards fraudulent behavior.💰 ✅Opportunity: Weak internal control systems and inadequate security measures often create an ideal environment for fraudsters to thrive.🔓 ✅Rationalization: The ability of individuals to justify their fraudulent acts, deeming them necessary, harmless, or justified.🔄 These insights not only reveal the complexity of fraud but also highlight the importance of establishing robust internal control systems and understanding individuals' perspectives🧠. Full exploration of these points awaits at this link👉: https://lnkd.in/emVZbfMi To delve deeper into such topics, a wealth of resources exists on our extensive learning platform. Providing a trove of courses, webinars, and certifications, the platform facilitates learning in-demand skills with on-demand courses👩💻📚. This knowledge accelerates careers and quenches the thirst for further understanding in the field of financial crime. 🤔 DO YOU WANT TO LEARN MORE? Get instant access to over 100+ on-demand online courses and expert-led webinars which are included in our all-access membership. ✔️ 100+ Courses and Webinars ✔️ Certification Programs (e.g., CFCP, CAIP, etc.) ✔️ Interactive LMS ✔️ Completion Certificates ✔️ Learning Paths ✔️ Live Tutoring ✔️ Global Community ✔️ Resource Hub ✔️ AI Tutor 🎯 HOW TO GET STARTED? ➡️ Explore membership options: https://lnkd.in/eBMJ6vHF ➡️ Learn more about what’s included: https://lnkd.in/esQHr6px #FinancialCrimeAcademy #AntiMoneyLaundering #MoneyLaundering #AntiFinancialCrime #Compliance #CorporateRiskManagement #Education #Finance #FinancialCrime #FraudTriangle #FraudPrevention #FraudDetection #InternalControls #RiskManagement #CyberSecurity #FinancialRisk #OperationalRisk #ReputationalRisk #CorporateGovernance #FraudulentBehavior #Fraudsters

If you're looking to expand your fraud prevention expertise, check out our self-paced Fraud Key Performance Indicators (KPIs) course with the MRC: This intermediate-level program equips you with the tools to manage critical fraud KPIs like chargeback rates, false positives, and more 👇 Who should enroll? Fraud specialists, eCommerce managers, risk professionals, and financial security personnel – anyone safeguarding online transactions! Plus, data analysts and cybersecurity experts can benefit too. 📊 🎯 Learning Objectives: Define & manage fraud KPIs Utilize data analytics & visualization Tackle chargeback, false positive, account takeover, and refund rates Prep for emerging fraud challenges See here for more information: https://buff.ly/3xhiQvO #fraudprevention #ecourse #fraud #MRC

Diving into the psyche of a fraudster 🕵️♀️🧠 reveals astounding insights that can reinforce an organization's defences against criminal activities. 🏰💼 A valuable read 📖 here: https://lnkd.in/ezKP6CPe , outlines three key ideas 🗝️: 1️⃣ Profiling fraudsters is a debatable, yet crucial aspect in discerning potential threats and preventive measures. 2️⃣ Fraudsters usually fall into three categories: Pre-planned, Intermediate, and Slippery-slope fraudsters, each with unique motivations and methods. 3️⃣ The changing face of fraudsters and the rise of technology has rendered them capable of executing fraudulent activities from remote locations, emphasizing the need for constant evolution in defence mechanisms. An enriching read worth your time! ⌛💡 Looking to equip yourself or your organization with the requisite knowledge to combat such fraudulent threats? 🤔 DO YOU WANT TO LEARN MORE? Get instant access to over 100+ on-demand online courses and expert-led webinars which are included in our all-access membership. ✔️ 100+ Courses and Webinars ✔️ Certification Programs (e.g., CFCP, CAIP, etc.) ✔️ Interactive LMS ✔️ Completion Certificates ✔️ Learning Paths ✔️ Live Tutoring ✔️ Global Community ✔️ Resource Hub ✔️ AI Tutor 🎯 HOW TO GET STARTED? ➡️ Explore membership options: https://lnkd.in/eBMJ6vHF ➡️ Learn more about what’s included: https://lnkd.in/esQHr6px Take the first step and get started on this learning journey! 🏁👣 #FinancialCrimeAcademy #AntiMoneyLaundering #MoneyLaundering #AntiFinancialCrime #Compliance #CorporateRiskManagement #Education #Finance #FinancialCrime #Fraudsters #CyberSecurity #Technology #RiskManagement #OnlineLearning #ProfessionalDevelopment #ContinuingEducation #CareerGrowth

Diving into the psyche of a fraudster 🕵️♀️🧠 reveals astounding insights that can reinforce an organization's defences against criminal activities. 🏰💼 A valuable read 📖 here: https://lnkd.in/ezKP6CPe , outlines three key ideas 🗝️: 1️⃣ Profiling fraudsters is a debatable, yet crucial aspect in discerning potential threats and preventive measures. 2️⃣ Fraudsters usually fall into three categories: Pre-planned, Intermediate, and Slippery-slope fraudsters, each with unique motivations and methods. 3️⃣ The changing face of fraudsters and the rise of technology has rendered them capable of executing fraudulent activities from remote locations, emphasizing the need for constant evolution in defence mechanisms. An enriching read worth your time! ⌛💡 Looking to equip yourself or your organization with the requisite knowledge to combat such fraudulent threats? 🤔 DO YOU WANT TO LEARN MORE? Get instant access to over 100+ on-demand online courses and expert-led webinars which are included in our all-access membership. ✔️ 100+ Courses and Webinars ✔️ Certification Programs (e.g., CFCP, CAIP, etc.) ✔️ Interactive LMS ✔️ Completion Certificates ✔️ Learning Paths ✔️ Live Tutoring ✔️ Global Community ✔️ Resource Hub ✔️ AI Tutor 🎯 HOW TO GET STARTED? ➡️ Explore membership options: https://lnkd.in/eBMJ6vHF ➡️ Learn more about what’s included: https://lnkd.in/esQHr6px Take the first step and get started on this learning journey! 🏁👣 #FinancialCrimeAcademy #AntiMoneyLaundering #MoneyLaundering #AntiFinancialCrime #Compliance #CorporateRiskManagement #Education #Finance #FinancialCrime #Fraudsters #CyberSecurity #Technology #RiskManagement #OnlineLearning #ProfessionalDevelopment #ContinuingEducation #CareerGrowth

Dear Connection, So, you've probably heard about the Certified Fraud Examiner (CFE) credential, right? It's a pretty big deal in the world of financial integrity and fraud prevention. Well, here at RabloWoods Counter Fraud Learning Centre & Advisory Services, we've got something exciting for you if you're aiming for that Certified Fraud Examiner title. Our CFE Exam Review Course is like your ultimate guide to conquering the CFE exam with confidence. We've packed this course with everything you need to know, from the nitty-gritty details of Fraud Examination to the strategies and skills that will help you ace the exam. Here's what you can expect from our course: *Comprehensive Coverage: We leave no stone unturned. Our course covers all the important topics and concepts tested in the CFE exam, ensuring you're well-prepared for every section. *Expert Guidance: Our instructors are seasoned professionals in the field of fraud examination. They'll guide you through the course, share real-world insights, and provide valuable tips to help you succeed. *Interactive Learning: Say goodbye to boring lectures! Our course is designed to keep you engaged and actively involved. You'll participate in discussions, solve case studies, and interact with fellow participant to enhance your understanding. *Practice Exams: Practice makes perfect, right? We offer practice exams that mimic the format and difficulty level of the actual CFE exam. This helps you assess your progress, identify areas for improvement, and boost your confidence before the big day. *Flexibility: Life can get busy, we get it. That's why our course is designed to be flexible. You can access the course materials online, study at your own pace, and fit your CFE preparation around your schedule. *Supportive Community: Joining our CFE Exam Review Course means joining a supportive community of like-minded individuals. You'll have access to networking opportunities, and ongoing support from our team to keep you motivated and focused. So, if you're ready to take your career to the next level and become a Certified Fraud Examiner, look no further than RabloWoods' CFE Exam Review Course. Let's make your CFE journey a success together!

💡DAILY LEARNING RECOMMENDATION We post a new learning recommendation each day, and today's spotlight is the Certificate in Behavioural Fraud Detection and Analytics ➡️ More about this course: https://lnkd.in/gPerw5YH 🖥️ COURSE DESCRIPTION This course equips learners with skills in fraud detection using behavioral analysis and analytics. It starts with the basics of fraud and behavioral indicators, then delves into practical analysis through case studies, emphasizing predictive modeling and data visualization. Advanced modules cover Machine Learning, AI applications, and big data in fraud detection. The course concludes with an integrated framework for robust fraud detection, focusing on practical strategies, regulatory aspects, and future trends. A final assessment certifies proficiency in these specialized skills. 📖 CURRICULUM Module 1: Understanding Fraud and the Basics of Behavioral Analysis and Fraud Analytics Module 2: Behavioral Analysis and Fraud Analytics in Fraud Detection Module 3: Advanced Fraud Analytics Techniques Module 4: Case Studies and Comprehensive Fraud Detection Framework 👔 TARGET AUDIENCE • Compliance and Risk Management Professionals: This group includes Compliance Officers and Risk Managers who ensure that the company is compliant with laws and regulations and manage potential risks. • Internal Auditors and Fraud Investigators: These professionals are directly involved in scrutinizing company activities and investigating any suspicious actions. • Business Leaders: Including CEOs, CFOs, and department heads who need a comprehensive understanding of fraud risk, detection, and prevention mechanisms. • IT and Data Professionals: These individuals handle the company’s data and IT systems. Skills in fraud analytics can help them leverage data and machine learning for predictive modeling and anomaly detection, strengthening the company’s overall fraud detection capabilities. 🤔 HOW TO JOIN? This course and 100+ on-demand online courses and expert-led webinars are included in our all-access membership. ✔️ 100+ Courses and Webinars ✔️ Certification Programs (e.g., CFCP, CAIP, etc.) ✔️ Interactive LMS ✔️ Completion Certificates ✔️ Learning Paths ✔️ Live Tutoring ✔️ Global Community ✔️ Resource Hub ✔️ AI Tutor 🎯 HOW TO GET STARTED? ➡️ Explore membership options: https://lnkd.in/gFfWPfYS ➡️ Learn more about what’s included: https://lnkd.in/gPYYABGv #FinancialCrimeAcademy #FCA #DailyLearningRecommendation #LearnWithFCA #Learning #AntiFinancialCrime #AntiMoneyLaundering #AML #Compliance #RiskManagement #Governance #Fraud #FraudPrevention #Sanctions #SanctionsCompliance #InformationSecurity #CyberRiskManagement #CyberSecurityAwareness #DataProtection #InfoSecTraining #CertificateProgram #ProfessionalDevelopment #CareerGrowth

There is a huge ongoing scandal in The Netherlands, and our company, Certiff, can actually help tackle the problem. Here is some context: On November 26, 2024, Dutch authorities exposed a large-scale fraud involving VCA diploma exams. Two suspects—a trainer and an examiner—allegedly manipulated over 4,000 exam results. This breach undermines safety and trust in workplaces that rely on these credentials. Our solution: At Certiff, we understand the critical role certification plays in ensuring quality and safety. That’s why we’ve built a system designed to prevent exactly this kind of fraud. Here’s how: - Auditing educators: Certiff only partners with verified educators and exam offices. Through our ECIN code system, educators are rigorously vetted before being authorized to issue certificates on our platform. This ensures quality and accountability at every step. - Real-time certificate validation: Employers can instantly verify certifications, reducing reliance on potentially compromised processes. - AI-Driven oversight: By monitoring patterns like pass rates and performance trends, we detect and address irregularities before they become systemic. This recent VCA fraud scandal is a reminder of the need for robust systems that protect the integrity of certifications. The 4000 exam results are just the tip of the iceberg. The current infrastructure is outdated! At Certiff we’re not just a certification platform—we’re a quality gatekeeper, ensuring that educators and exam offices meet the highest standards. Interested in implementing our solution? Contact us for more info or use our support form on our website.

It's that time of year when my ACFE renewal takes place and I am always a couple credits short on fraud-related CPE. I decided to take the course "10 Common External Threats to Your Organization" to bolster my knowledge, since I'm a new business owner myself. I was intrigued to see how scams have evolved over the past few years. We are all familiar with ransomware attacks, and won't click on a pop-up or download anything we aren't familiar with, but some of the others on the list were both surprising and alarming. Here's the list: - Ransomware - Tech Support Fraud - Chargeback Fraud - Business Email Compromise - Overpayment Scams - Vanity Award Scams - Phony Invoice Schemes - Advance-Fee Schemes - Business Identity Theft - Search Engine Optimization (SEO) Scams That last one took me by surprise because it wasn't long ago (or at least it doesn't FEEL long...) that SEO businesses were popping up left and right, and were providing a valuable service. Even businesses I worked for utilized these professionals. However, due to changing technology it is far more difficult to manipulate a website's ranking on search results, and techniques that were once effective are now obsolete. So beware statements like this from an email I just received yesterday: "I found your details on Google and I have looked at your website and realized your website has great design but it’s not ranking on search engines like Google, Yahoo etc.   We can place your website on Google's 1st page. Yahoo etc." It's unlikely most of us would respond to a message like that in any event, but it was a reminder of how prevalent fraud is in our day-to-day. Even if you are not a fraud examiner and don't have continuing education requirements, I think this course is a must for any small business owner. https://lnkd.in/eFFS89Rg