Igwe Chibuike’s Post

The post today is just Logan D. Freeman's method to put $126,240 into your bank account. Why should you use a collaborative advisor to sell your property, instead of doing it off-market or through one of the uncooperative brokerages? 9.6% = How much more a property will sell for if the listing advisor shares fees with other brokers Collaborative Advisor + Great Marketing = 9.6% Higher Sale Price It makes a real difference

How the NAR Settlement May Affect Lenders – Impact on Interested Party Contributions, Disclosures, & Payment of the Buyer Broker Fees New Chart & Guidance Just Released!   Agency and regulatory guidance have been sparse regarding the NAR Settlement Agreement and its impact on our industry. Once again, we are in a "cart before the horse" moment as lenders attempt to guess what they should be doing.    We are getting numerous questions sent to our Experts regarding this issue, so we developed a New Chart & Resource for what we know now.     Our goal is to help you and your team discuss the main talking points and outline guidance to direct your team.    As the agencies or regulatory agencies release more information, we will immediately release this information to our subscribers! Our New Chart & Resource can be found under "Charts & Checklists" in the "Latest Updates".

Mid-week look at the prop trading industry This time we look at challenge fees vs potential payouts using a real life example that was partially made up The conclusion - some props are likely printing money but rising CACs will make this harder to do over time Read on below https://lnkd.in/dpNpsCEp

Excellent Resource - NAR Settlement - Buyer Broker Fees! How lenders are handling Interested Party Contributions, TRID, and Disclosures! www.mortgageguidelines.com #mortgagelender #mortgageoriginator #mortgagebanker #mortgagecompliance #mortgageoperations #mortgageunderwriting

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Held for Sale A category or designation of assets that an entity currently holds on its balance sheet but plans to sell in the market against a monetary consideration. An example is... https://lnkd.in/dsSw5KS9 #operation #operations #finance #fincyclopedia #finance #financial #accounting #financialencyclopedia #encyclopedia #financialencyclopedia #glossary #dictionary #education #accountingtips #asset #sale #hfs

Has there been a study that showed execution prices for B/Ds with $0 trades instead getting paid by PFOF versus ones that have commissions? I was trying to explain to a client how they “could” be getting inferior pricing for their trades, but I wish I had a proof point. I have been considering opening accounts at multiple and executing the same trades at the same time. Of course I would prefer if someone has done the work and has the ability to do more than a few trade examples. Trying to uncover hidden costs. David Blanchett Tom Graff Christine Benz #tradeexecution #zerocommissions

𝗖𝗔𝗡 𝗔 𝗦𝗨𝗦𝗣𝗘𝗡𝗦𝗜𝗩𝗘 𝗖𝗢𝗡𝗗𝗜𝗧𝗜𝗢𝗡 𝗕𝗘 𝗖𝗢𝗡𝗦𝗜𝗗𝗘𝗥𝗘𝗗 𝗙𝗨𝗟𝗙𝗜𝗟𝗟𝗘𝗗 𝗜𝗙 𝗔 𝗟𝗘𝗦𝗦𝗘𝗥 𝗕𝗢𝗡𝗗 𝗔𝗠𝗢𝗨𝗡𝗧 𝗜𝗦 𝗢𝗕𝗧𝗔𝗜𝗡𝗘𝗗 𝗕𝗨𝗧 𝗧𝗛𝗘 𝗕𝗔𝗟𝗔𝗡𝗖𝗘 𝗜𝗦 𝗦𝗘𝗖𝗨𝗥𝗘𝗗 𝗧𝗜𝗠𝗘𝗢𝗨𝗦𝗟𝗬? It is of utmost importance that a suspensive condition must be met in totality and timeously for a sale agreement to come into force. In the recent case of Basson and Another v Reddy and Others (1695 / 2017) [2018] ZAKZDHC 9, the court had to decide whether the purchaser, had fulfilled the suspensive condition by obtaining a 90% loan and depositing the balance into the transferring attorney’s trust account, instead of obtaining 100% bond, as stipulated in the sale agreement. In terms of the sale agreement between the purchaser and the seller, the purchaser had to obtain a bond for R1 300 000 within 21 days of signature, with the proviso that should she fail to do so, the sale agreement would fall away and be of no force and effect. The purchaser only secured a 90% bond, but paid the balance in cash within the 21 day period. After receiving a better offer, the Sellers argued that the purchaser breached the agreement by not obtaining a bond for the full R1 300 000.00, the court, however, rejected this argument and found that our law acknowledges that a suspensive condition is there for the benefit of the purchaser and therefore a purchaser can unilaterally waive the protection of the condition. It was decided that the purchaser unilaterally waived a portion of the suspensive condition by accepting the lesser bond and paying the balance of the purchase price, and therefor the sale agreement was still valid and binding and the seller had to proceed with the sale agreement. The implication of this decision is that in the event that a purchaser accepts a lesser bond amount, and pays in the balance before the due date of the suspensive condition, it is deemed unilateral waiver of a portion of the suspensive condition, without the necessity of any amendment of the bond amount per addendum, and the Seller has no other choice but to continue with the sale agreement. The safer option will be to enter into an addendum in which the amended terms is set out and signed by the parties.

𝗖𝗔𝗡 𝗔 𝗦𝗨𝗦𝗣𝗘𝗡𝗦𝗜𝗩𝗘 𝗖𝗢𝗡𝗗𝗜𝗧𝗜𝗢𝗡 𝗕𝗘 𝗖𝗢𝗡𝗦𝗜𝗗𝗘𝗥𝗘𝗗 𝗙𝗨𝗟𝗙𝗜𝗟𝗟𝗘𝗗 𝗜𝗙 𝗔 𝗟𝗘𝗦𝗦𝗘𝗥 𝗕𝗢𝗡𝗗 𝗔𝗠𝗢𝗨𝗡𝗧 𝗜𝗦 𝗢𝗕𝗧𝗔𝗜𝗡𝗘𝗗 𝗕𝗨𝗧 𝗧𝗛𝗘 𝗕𝗔𝗟𝗔𝗡𝗖𝗘 𝗜𝗦 𝗦𝗘𝗖𝗨𝗥𝗘𝗗 𝗧𝗜𝗠𝗘𝗢𝗨𝗦𝗟𝗬? It is of utmost importance that a suspensive condition must be met in totality and timeously for a sale agreement to come into force. In the recent case of Basson and Another v Reddy and Others (1695 / 2017) [2018] ZAKZDHC 9, the court had to decide whether the purchaser, had fulfilled the suspensive condition by obtaining a 90% loan and depositing the balance into the transferring attorney’s trust account, instead of obtaining 100% bond, as stipulated in the sale agreement. In terms of the sale agreement between the purchaser and the seller, the purchaser had to obtain a bond for R1 300 000 within 21 days of signature, with the proviso that should she fail to do so, the sale agreement would fall away and be of no force and effect. The purchaser only secured a 90% bond, but paid the balance in cash within the 21 day period. After receiving a better offer, the Sellers argued that the purchaser breached the agreement by not obtaining a bond for the full R1 300 000.00, the court, however, rejected this argument and found that our law acknowledges that a suspensive condition is there for the benefit of the purchaser and therefore a purchaser can unilaterally waive the protection of the condition. It was decided that the purchaser unilaterally waived a portion of the suspensive condition by accepting the lesser bond and paying the balance of the purchase price, and therefor the sale agreement was still valid and binding and the seller had to proceed with the sale agreement. The implication of this decision is that in the event that a purchaser accepts a lesser bond amount, and pays in the balance before the due date of the suspensive condition, it is deemed unilateral waiver of a portion of the suspensive condition, without the necessity of any amendment of the bond amount per addendum, and the Seller has no other choice but to continue with the sale agreement. The safer option will be to enter into an addendum in which the amended terms is set out and signed by the parties.

I find the below laughable.. #TrumpAndDump Not sure why they think there are a lot of short sellers. My screen doesn't even have them on the rule Regulation SHO list.. This is the pump before the dump!!! Remember business is worth zero. Btw I have no position just don't want to see innocents lose a lot of $$$$ $DJT sent this to their shareholders 😂 😂 😂 🤣 🤣 "How do I prevent my shares from being loaned for a short interest position? Brokerage firms may facilitate short selling in DJT’s shares by lending DJT’s shareholders’ shares held in margin accounts. Through this practice, brokerage firms earn an alternative source of revenue by “lending” shares to sophisticated and institutional investors who are betting that the price of the particular stock will decrease over a period of time. If the price of the stock in fact decreases, then the brokerage firm and the sophisticated and institutional investors will have made a profit, while the ultimate retail investor has not. For long-term shareholders who believe in the Company’s future, the Company is highlighting the following actions you can take with your brokerage firm to prevent the lending of your shares for short selling: 1. holding your DJT shares in a cash account at your brokerage firm instead of a margin account (a model instruction letter is set forth under the heading “Form of Letter to Broker” below); or 2. opting out of any securities lending programs, which should stop your broker from lending your shares; or 3. moving your shares to Odyssey Transfer and Trust Company, the Company’s transfer agent (please note that you may incur certain costs in connection with any such transfer and once your shares are moved to our transfer agent, your ability to timely transfer your shares back to a brokerage firm and sell may be a longer process); or 4. transferring your shares to your bank (if they have custody services) and holding them in your retirement account (if permitted by your plan). Example Form of Letter to Broker If you decide to instruct your broker not to make your shares available for lending to short sellers, the following is a sample of the language you can use in your email or letter to the Branch Manager of your brokerage account: [Broker Name] [Broker Address] Attn: Branch Manager My Account [Account Number] Dear Sir or Madam: Please accept this written instruction to make sure that the following securities are held in my cash account only and accordingly are not available for any stock loan activities. I hereby expressly opt-out of any securities lending programs and instruct you to not loan out any of my shares. Securities: [Number] shares of Trump Media & Technology Group Corp. (DJT) and any DJT shares subsequently acquired. Please confirm receipt and compliance with this request" #TrumpAndDump #$DJT #worthless