U.S. Department of Housing and Urban Development’s Post

🌟 Protect Your Home from Foreclosure! 🌟 California Attorney General Rob Bonta, along with 19 other attorneys general, is championing new rules proposed by the CFPB to help homeowners avoid foreclosure. 🏠💪 These new regulations aim to: Simplify the loss mitigation process Increase transparency for struggling borrowers Prevent unnecessary fees during foreclosure reviews Improve access to mortgage assistance in multiple languages With these changes, the path to relief will be clearer and more accessible. If you’re facing challenges with your mortgage, reach out to your servicer and explore your options for staying in your home. 🌟 For more details on how these new rules could benefit you, visit https://lnkd.in/gzVMcJQP

🌟 Protect Your Home from Foreclosure! 🌟 California Attorney General Rob Bonta, along with 19 other attorneys general, is championing new rules proposed by the CFPB to help homeowners avoid foreclosure. 🏠💪 These new regulations aim to: Simplify the loss mitigation process Increase transparency for struggling borrowers Prevent unnecessary fees during foreclosure reviews Improve access to mortgage assistance in multiple languages With these changes, the path to relief will be clearer and more accessible. If you’re facing challenges with your mortgage, reach out to your servicer and explore your options for staying in your home. 🌟 For more details on how these new rules could benefit you, visit https://lnkd.in/g3uZenAS

Uncover the risks of "zombie" foreclosures! Abandoning your home during foreclosure may not be the escape you think. Click to read more and learn why: https://lnkd.in/egdFdRJK

Foreclosure rates in the US continue to rise, and for a variety of reasons, #NewJersey is leading the way with the third highest #foreclosure rate in the US. Cumberland, Warren, Sussex, Salem, and Atlantic are the counties with the highest rates. If you know someone who is behind with mortgage payments or real estate tax payments we can help. Clayman Law LLC 856-777-5877. Most people who call do not file bankruptcy, however everyone who calls gets a free initial consultation and good legal advice. #Bankruptcylawyer #Bankruptcyattorney #Foreclosure #savemyhome

Unexpected events can put families behind on their mortgage—it happens. If you've tried working with your lender but are still facing foreclosure, it's time to contact a realtor. Why? You might have significant equity in your home. By selling, you could pay off your lender and keep the remainder. Remember, if your house goes to foreclosure, any leftover funds after paying off the lender usually end up covering legal fees, which can be costly. Need advice? Calling or DMing me is FREE. Contact me at 682-220-3538. #MansfieldRealEstate #Foreclosure #RealEstateAdvice #RealEstate

Mortgage foreclosure is a daunting prospect that many homeowners in Florida may face, especially during times of financial hardship. However, understanding your rights and available options is crucial for navigating this challenging process and protecting your home and financial future. #foreclosures #Florida #StrangTryson #realestate https://lnkd.in/eZrmby_N

Mortgage foreclosure is a daunting prospect that many homeowners in Florida may face, especially during times of financial hardship. However, understanding your rights and available options is crucial for navigating this challenging process and protecting your home and financial future. #foreclosures #Florida #StrangTryson #realestate https://lnkd.in/gkR6kkKW

***FAPA DECISION OF FIRST IMPRESSION IN NY*** We received an excellent decision of first impression for our client in a residential foreclosure matter in Supreme Court, Westchester County. In response to our Motion for Summary Judgment, the borrower cross-moved seeking leave to interpose an answer concerning statute of limitations, specifically that commencement of our action was barred by NY’s Foreclosure Abuse Prevention Act (“FAPA”). Concerning foreclosures, under FAPA the savings provision of CPLR 205(a) was replaced by CPLR 205-a to mandate that only the plaintiff from the initial foreclosure action may commence a new foreclosure action within six (6) months following the dismissal of the initial action. In this case, a prior foreclosure action was commenced in 2013 on the same mortgage loan. After dismissal of the 2013 Action, a second action was commenced by our client. Our client had purchased the loan during the pendency of the 2013 action and opted to continue to pursue the 2013 Action in the name of the prior plaintiff. Our client remained the owner of the Loan at the time the 2013 Action was dismissed and subsequently commenced a new action within the six (6) month extension period in its own name. The Judge determined that FAPA did not bar our client from commencing the second action during the six (6) month extension window because we established that our client owned the loan during the pendency of the first action. This decision has enormous implications for the application of FAPA throughout NY State. Please reach out to [email protected] to discuss this and other foreclosure related issues in more detail.

Ever heard of mortgage programs designed just for you? Let me introduce you to a world of tailored mortgage options. From down payment assistance to special rates and flexible terms, these programs can make owning your dream home more achievable than you think. #DavidSegattiRealtor, #DavidSegatti, #FirstTimeHomeBuyer, #HomeBuyerTips, #HomeBuying101, #FirstHome, #HouseHunting, #FirstHomeDreams, #HomeOwnership, #BuyingAHome, #HomeBuyerEducation, #FirstTimeBuyer

🚨 Freddie Mac and Fannie Mae are offering mortgage relief options for homeowners and renters impacted by Hurricanes Helene, Milton, and other natural disasters. Both agencies provide up to 12 months of forbearance without late fees or foreclosure, allowing affected homeowners to temporarily reduce or suspend their mortgage payments. Servicers may also offer a 90-day forbearance if they believe a property was impacted by a disaster, even without direct contact with the homeowner. After forbearance, homeowners have several options to resolve missed payments, including payment deferrals and loan modifications. Both Freddie Mac and Fannie Mae provide resources for disaster recovery, with Fannie Mae offering free counseling through HUD-approved experts via 855-HERE2HELP (855-437-3243), and Freddie Mac offering support through its My Home website. Learn More - Fannie Mae ➡️ Learn More - Freddie Mac ➡️