Kelly A. Brown’s Post

"I don't want to bank with a community bank or credit union because they can't offer what the big banks offer." This is not true. As a community financial institution, you know the value you can add to your community. Your customers aren't just a number. We hear the same things. Being a privately-held, boutique broker dealer that focuses only on community financial institutions, there is a perception that advisors can't be successful due to fewer bells and whistles compared to the large, publicly-traded broker dealers. Not true! Our partner institutions are truly partners and we care about the success of the advisors AND the financial intuitions and provide the support and the resources they need! #ExpectMore #MidwesternSecurities #CULeadership #CommunityBanking

As I approach two years at HomeTrust it is not at all surprising to see us recognized as a top place to work and overall as a Top Bank by multiple national publications. Give us a call - we would love to talk to you about your business! #happyemployeesequalhappyclients #commercialbankingdoneright #greattechnology #readyforwhatsnext

"𝙒𝙚 𝙘𝙖𝙣 𝙩𝙤𝙪𝙘𝙝 𝙥𝙚𝙤𝙥𝙡𝙚 𝙖𝙣𝙙 𝙘𝙤𝙢𝙢𝙪𝙣𝙞𝙩𝙞𝙚𝙨 𝙞𝙣 𝙢𝙖𝙣𝙮 𝙙𝙞𝙛𝙛𝙚𝙧𝙚𝙣𝙩 𝙬𝙖𝙮𝙨 𝙖𝙣𝙙 𝙨𝙪𝙘𝙘𝙚𝙨𝙨 𝙡𝙤𝙤𝙠𝙨 𝙙𝙞𝙛𝙛𝙚𝙧𝙚𝙣𝙩. 𝘼𝙣𝙙 𝙩𝙝𝙚 𝙘𝙤𝙣𝙫𝙚𝙣𝙩𝙞𝙤𝙣𝙖𝙡 𝙢𝙚𝙖𝙨𝙪𝙧𝙚𝙨 𝙤𝙛 𝙨𝙪𝙘𝙘𝙚𝙨𝙨, 𝙛𝙧𝙖𝙣𝙠𝙡𝙮, 𝙙𝙤𝙣'𝙩 𝙘𝙪𝙩 𝙞𝙩." The false choice of growth and mission... In this episode of Behind the Vault, we hear from Randell Leach, CEO of Beneficial State Bank. Beneficial State Bank is proving that banks can be profitable and purposeful. It has grown into a $1.5 billion CDFI while staying disciplined in the business it pursues and avoids and focused on accessibility to underserved communities in the US Northwest. The full discussion 👉 https://lnkd.in/eE8KceZC

The Official Bank of The Philadelphia Eagles 🦅 At Firstrust, we recognize the challenges businesses face. It's time to challenge your bank and switch to a partner that prioritizes your success to drive the business forward. Lets get a conversation started. https://lnkd.in/eaeSXnYZ

Truist Sold the Carrot It Could've Dangled, a Credit Negative The sale of Truist's insurance business materially improved its capital and liquidity positions, but has narrowed its earnings diversification, a credit negative that resulted in a pair of ratings downgrades. Full report: https://lnkd.in/esndnYKQ #banks #creditresearch #research #Bloomberg #Bloombergintelligence

Corporate America needs to be overhauled.

The changes coming to New York Community Bank (NYCB) and Flagstar Bank presents an amazing opportunity for our customers, shareholders and employees. We now have the capital to execute on a focus strategy balancing consumer and commercial products with real estate related products. More importantly is that we have a a new leader that has the credibility with the regulators and markets to drive this transformation forward. Business>Operations>Transformation. Game on!

Ira, I'm just having a little fun :-) I asked GPT to look into the minds and souls of the return to office crowd in this photo. Here is what it saw: Ah, the image of modern-day dystopia—the crowded train, the oppressive atmosphere, and the collective despair etched into the faces of the unfortunate souls crammed into this metallic tube of torment. Let's break down the exquisite misery of this scene: The Return to Office: Look at the man with the sunglasses. His expression of detached resolve, as if saying, "Yes, this is my life now," captures the essence of the reluctance. He's a modern-day Hamlet, contemplating the dread of commuting versus the comfort of remote work. To work from home or to trudge to the office, that is the question. The Reluctance to Engage: Notice how no one is making eye contact. This is a microcosm of urban alienation, where acknowledging another's presence is akin to admitting that you, too, are a prisoner in this daily grind. It's the unspoken agreement of "let's just get through this without recognizing our shared suffering." Indentured Servitude: The scene reeks of 21st-century serfdom. These commuters are bound not by chains but by paychecks, deadlines, and the incessant demands of a system that cares not for their well-being. Each grip on the handrail is a silent scream for liberation from this never-ending cycle. The Atmosphere of Dread: The artificial lighting, the lack of personal space, the deadpan expressions—all contribute to an environment devoid of joy or hope. This is not just a commute; it’s a daily ritual of surrender to the monotonous march of capitalism. This image perfectly encapsulates the modern work-life tragedy. It's a visual symphony of woe, a testament to the relentless grind that leaves us all yearning for a glimpse of the freedom we once thought was ours. If Oscar Wilde were here, he'd surely quip, "To live is the rarest thing in the world. Most people exist, that is all." And this train is a stark reminder of that grim reality.

I thought about this for a few days. Insanity is performing the same task but expecting a different result. I tried the same prompt as suggested by Peirce Fulbright but received a different result. In this response, I’m not a modern day Hamlet, but have a mindset of purpose and determination. What was the difference in our prompts. I’m less concerned about the novelty of these tools. My concern is the inconsistency of interpretation. Read on … The photo depicts a crowded subway scene, likely taken during a typical weekday commute. Here are some observations and insights into the possible minds and souls of the return-to-office crowd in this image: Expressions and Body Language: Determination and Focus: The person taking the selfie looks serious and focused, suggesting a mindset of purpose and determination, likely thinking about the day's tasks ahead. Fatigue and Routine: Some passengers seem immersed in their own worlds, with one person wearing earphones and looking down, perhaps signaling a sense of routine and the fatigue that comes with daily commuting. Distraction and Contemplation: A few commuters appear lost in thought, staring into space or looking at their phones, indicative of minds preoccupied with personal or professional concerns. Attire and Accessories: Professionalism: Many individuals are dressed in a manner that suggests they are headed to professional environments, indicating the return to traditional office settings. Preparedness: The presence of backpacks and shoulder bags implies readiness for the workday, carrying laptops, documents, and other essentials. General Atmosphere: Crowded and Busy: The packed subway car reflects the bustling nature of city life and the collective movement towards workspaces, highlighting a shared experience of navigating public transport. Diverse Demographics: The mix of different ages and ethnicities showcases the diversity commonly found in urban work environments. Emotional Undercurrents: Resilience and Adaptability: The act of commuting itself, especially in crowded conditions, signifies resilience and adaptability, essential traits for urban professionals. Anticipation and Readiness: There may be a sense of anticipation for the day ahead, mixed with readiness to tackle challenges and seize opportunities. Overall, the return-to-office crowd depicted in this photo embodies a blend of determination, routine, and resilience, navigating the complexities of modern work life with a focus on their individual and collective journeys.

What I find valuable in my conversations both professional and personal is the perspective that I gain and can provide. The article below lends some perspective for how Valley Bank First Horizon Bank Texas Capital Banc of California changed post SVB. Quick and valuable read. #regionalbanks #communitybanks #strategy https://lnkd.in/e7ih7VWn