Global Savings Group’s Post

New data from PYMNTS Intelligence indicates that, on average, U.S. consumers participate in 14 different digital activities each month. Here are nine crucial things payment executives should be aware of for 2025. https://lnkd.in/eZaBbHPP

Hello Folks 🤘 Happy to share our latest podcast from south asian market #Indonesia with a special guest Hermawan Kristanto 👍 from PT Smartfren Telecom Tbk Telecom hosted by Egidijus Pilypas. Hermawan shares frontline insights, unveiling how customer data fuels business and consumer insights in today’s connected world without cookies by creating a wining ground for brands, customers and telco in a big way. 🔆 🔆 Hermawan Kristanto sheds light on the dynamic relationship between technology, privacy, and rapid digital change. ‘How Telco Data Shapes Finance, Retail, Travel and Digital Businesses’ provides an insightful look into telco data’s impact, prompting professionals to reconsider its capabilities. 💡 Main Highlights: - 1. Generating telco score - Enhancing financial inclusion by providing telco score to evaluate potential banking customers, particularly those who are unbanked or underbanked – individuals or households that have a bank account but still rely on alternative financial services (AFS) outside of the traditional banking system for their financial transactions. 🔦 2. Targeted Advertising - Utilizing telco data to refine advertising strategies for specific demographics, especially in public domains like railway stations, mall promotion & upcoming events. 📌 3. GTM planning for Retail Chains: - Customer data can be used to track the customer movement & profile them basis demographic and geographic segmentation and this data can be handy tool for retail expansion or opening of outlet in a region. ✔ 4. Creating Microsegments: - This segment is created basis customer lifestyle, digital behavior, or deal seekers tagging in the system. This segmentation is also handy in targeting non-CVM business domains. ✅ 5. API business: - This a pivotal component of the telecommunications industry, enabling a seamless integration of third-party services with existing telecom infrastructure will going to be game changers in the telco revenue business in years to come especially in this cookie less world. ☑ Stay tuned for more interesting podcast coming from #asian telco markets. #datamonitisation #digital #customerdata #exacaster https://lnkd.in/gGaPVZW3

Great to be back on CNBC. This time talking about our latest forecast on holiday sales and some fun twists to consider! Listen in - it’s only a few minutes! Great job on our latest release on which this interview was based that went out to all our subscribers today by Michael Brown and his U.S. Economics team. #VisaBusinessEconomicInsigts, #VBEI

📊 Consumer Spending and Behaviour Report – H1 2024 – France 🇫🇷 Our newly-released Consumer Spending and Behaviour Report for the first half of 2024 reveals fascinating insights into consumer habits across Germany, France, the UK, and Spain. In the first half of 2024, consumer spending in France increased by 12% compared to the same period in 2023. Here are some key insights: ✈️ Travel: Spending on travel rose by 20%, with a notable 39% increase in hotels and accommodations. 📱 Mobile Transactions: Transactions on mobile devices decreased from 40% in 2023 to 35.7% in 2024. 💻 Technology: The tech category saw growth of over 24%. Despite the average order value decreasing due to the rise of Temu, it increased by 17% when excluding Temu. 🖥️ Desktop Shopping: Purchases on computers became more popular, representing 63.68% of transactions in 2024. 🛒 Online Shopping Trends: Monday emerged as the favorite day for online shopping among French consumers. Access the complete report here ➡️ https://lnkd.in/gM-kkVBN

The consumer spending is coming to an end.... https://lnkd.in/e-unwMD4

Here are six key insights from the research we ran with Aussie consumers, where we took a look at their bill payment behaviours and preferences. And from talking with our customers, we know businesses across many industries are looking for ways to reduce late payments, while also making it easier for customers to pay their bills. The report highlights areas businesses should be looking at to better meet their customers' expectations. You can download the full report on our website or reach out if you want us to take you through a deep dive of the research. 📑🤓

Uncover the latest trends in the P&C marketplace with our Agent Perspectives Report. Independent agents reveal insights on technology, consumer demand, generational shifts, and more. Stay informed - download the full report here: https://ow.ly/vhKN30szzYg

📊 Chart of the day: US consumers increasingly expect digitized and personalized service experiences, but many government agencies have yet to modernize their systems. In a survey of 30,000 Americans, we found that consumers strongly favor digital or self-service options for online applications and electronic payment methods. Learn more 👉 https://mck.co/3LReT5d Check out more McKinsey Chart of the Day insights in the public sector 👉 https://mck.co/3SDDC0q #government #publicsector #insights

ACI Worldwide and GlobalData Plc research reveals that #realtimepayment transactions will surpass 575 billion by 2028. What is driving adoption and which countries benefit from the real-time revolution? Download the report to get expert insights and real-world use cases.

ACI’s most extensive #realtimepayments research report is here! Download the report to explore real-time payment volumes and forecasts across 51 markets. https://aciw.co/4aZkS2M