Delos Insurance Solutions’ Post

Delos Insurance Solutions has wildfire home insurance for Primary/Secondary Homes, Vacant Homes, and Landlord Coverage in California. We know the challenges you are facing when trying to help your clients insure different kinds of homes, especially in California's complex market. That's why we offer a range of flexible insurance products designed to fit the specific needs of your clients: · Homeowners Insurance: Ideal for primary and secondary homes, that may be getting declined by other carriers for various reasons. · Vacant Home Insurance: Got clients with unoccupied properties? We’ve got them covered, providing peace of mind even when the property is empty. · Landlord Insurance: Perfect for investment properties, giving landlords the coverage they need to protect their assets. Let’s connect your favorite home insurance agent and agencies to Delos. [email protected] Learn more ⬇️ www.getdelos.com #Delos #DelosInurance #DelosInsurancePoweredByScience #WildfireRiskInCalifornia #HomeOwnerInsurance #California #RealEstate #Riskmodeling #CaliforniaWildfire #Insurtech #HomeInsurance

We've had many conversations with our clients this year about the changes in homeowner's insurance. Here is a quick breakdown of what we are seeing in our office and what the future might hold for homeowners in Nebraska. 🏡 #Nebraska #homeinsurance #independentagent #rateincrease

MARKET UPDATE 📈🏠 Home Insurance Experts Say Changes Coming for California   California’s homeowners insurance crisis took front stage at last week’s Center for California Real Estate (CCRE) panel discussion. CCRE, an institute of C.A.R., featured Insurance Commissioner Ricardo Lara and experts from United Policyholders, the Personal Insurance Federation of California, and UC Berkeley. Key takeaways from the CCRE event: The state’s largest insurance regulatory reform in 30 years is set to go into effect by the end of this year. There reforms aim to stabilize the market by allowing modern risk-modeling systems and requiring insurers to cover more homes in wildfire-prone areas. Panelists emphasized the importance of community-wide wildfire mitigation efforts and highlighted resources for homeowners to better protect their properties and maintain insurance coverage. To watch the recording of the event, visit the CCRE website. Cynthia Movsisian | Realtor eXp Realty | Wilhelm Ordan Realty Group DRE #02216861 📧 [email protected] 📱818.940.5948 #CynthiaMovsisianYourRealtor #CynthiaSellsRealty #WilhelmOrdanRealtyGroup #RealEstateForSale #BuyDontRent #InvestInRealEstate #WilhelmOrdanYourRealtor #Agent #TopRealtor #TopProducer #AwardWinningAgent #LosAngeles #California #RealtorLife #RealEstateExpert #MillionDollarListings #VenturaCountyRealtor #LosAngelesRealtor #LALiving #SoCalLiving #RealEstateIsMyPassion #BuildingWealth #BuildingWealthThroughRealEstate #eXpRealty

https://lnkd.in/ezhF-mJp Anchor is a carrier that was here & went under several years ago, but now they want to come back?? Will this be more good news or are carriers just trying again to have the same results 3-7 years later when they go under again? The market is so bad that any carrier will be welcome, but our expectations need to be more questioning about coverage & not the premiums, but that is never likely because of the Florida Premiums for Home Insurance. Please let Lee the IG educate you, your team of realtors, 1st time Homebuyer's or HOA's at an upcoming team meeting or educational class. Please call me at 833-USAssure or email me at [email protected] to schedule a class soon live or by Zoom. My cell is always on at 954-270-7966. Our quotes are always done in 1 business day. #AnchorInsurance #floridainsurance #newcarriersneeded #florida #homeownersinsurance #homeinsurance #condoinsurance #premiumincreases #rateincreases #southfloridarealestate #propertyandcasualtyinsurance #yourinsuranceconsultant

https://lnkd.in/ezhF-mJp Anchor is a carrier that was here & went under several years ago, but now they want to come back?? Will this be more good news or are carriers just trying again to have the same results 3-7 years later when they go under again? The market is so bad that any carrier will be welcome, but our expectations need to be more questioning about coverage & not the premiums, but that is never likely because of the Florida Premiums for Home Insurance. Please let Lee the IG educate you, your team of realtors, 1st time Homebuyer's or HOA's at an upcoming team meeting or educational class. Please call me at 833-USAssure or email me at [email protected] to schedule a class soon live or by Zoom. My cell is always on at 954-270-7966. Our quotes are always done in 1 business day. #AnchorInsurance #floridainsurance #newcarriersneeded #florida #homeownersinsurance #homeinsurance #condoinsurance #premiumincreases #rateincreases #southfloridarealestate #propertyandcasualtyinsurance #yourinsuranceconsultant

Catastrophic losses have tremendously impacted the #Homeowners Insurance market, with some states seeing more than 20% rate increases and carriers abandoning markets. To navigate these challenges, individuals seeking coverage should educate themselves on policies and work with a knowledgeable insurance broker. Learn more from our experts Tom Carvalho, Bart Dugdale, and Chris Siegel, RPLU, CIC, CRIS, ARM, AAI here: https://lnkd.in/daSjkeA2

Some great news! One of our Property Insurance Carriers, #FloridaPeninsula, coupled with #Edison, has filed a rate decrease! You read that right, a decrease. Who knew that was possible in Florida? This can happen when a company utilizes key analytics to better structure coverages, discounts, rating and service! Great job Florida Peninsula and Edison! #GreatFlorida #HomeInsurance

DO YOU NEED HOMEOWNERS INSURANCE? Understanding Homeowners Insurance: Key Takeaways Homeowners insurance is a crucial safeguard for protecting your home and personal belongings. It provides coverage for damage to your home's structure and possessions, as well as liability protection if someone is injured on your property. However, it's essential to fully comprehend the specifics of your policy, including its limitations and additional coverage options. One key consideration is knowing when to elect add-ons to your policy. Scheduled personal property coverage can be valuable for insuring high-value items like jewelry, art, or collectibles that may exceed the standard coverage limits. Earthquake, flood, and water backup coverage are also important add-ons to consider, especially if you live in an area prone to these types of risks. It's important to note that insurance policies can vary significantly across different insurers. Before committing to a policy, carefully review and compare the coverage options to ensure that you have the protection you need. For example, understanding the difference between replacement cost value (RCV) and actual cash value (ACV) coverage is crucial. RCV coverage will reimburse you for the current cost to replace a lost item, while ACV coverage will factor in depreciation, potentially resulting in lower payouts. In summary, homeowners’ insurance is a critical aspect of protecting your most valuable asset – your home. By understanding the key takeaways, you can make informed decisions about your coverage and ensure that you have the necessary protection in place. hashtag #Brooklyn hashtag #realestate hashtag #realtor hashtag #realtorlife hashtag #buyingahome hashtag #sellinghomes hashtag #investment #insurance #homeowner #property

I'm resharing this crucial information for all my California connections involved in real estate or homeownership. 🏠🔔 As a real estate professional, I can't stress enough how important it is to understand the current homeowners insurance crisis in our state. This comprehensive blog post by Bigueur Realty Group Inc. breaks down the key issues and offers valuable insights for navigating these challenging times. Whether you're a current homeowner worried about policy cancellations, a prospective buyer concerned about securing coverage, or a fellow real estate professional, this article is a must-read. Let's work together to stay informed and find solutions in this evolving landscape. I encourage you to read, share, and discuss this important topic. What's your experience with homeowners insurance in California lately? Share your thoughts below! #CaliforniaRealEstate #HomeownersInsurance #RealEstateInsights #CaliforniaHousing

https://lnkd.in/eJ6nKwaH A piece of the action, but what agents will actually get the access. Finally, a new carrier that will not do depops, but grow the business in normal ways which is quite uncommon these days in Florida Property Insurance news. How do you appoint every agent to get access to a carrier is yet to be known as well as what will the premiums be and what type of business will they be accepting? All things we will need to know later this year, and this is why Realtors also need to get educated in the Property Insurance world so their clients can make it to the closing table without Insurance issues.  Please let Lee the IG educate you, your team of realtors, 1st time Homebuyers or HOA's at an upcoming team meeting or educational class. Please call me at 833-USAssure or email me at [email protected] to schedule a class soon live or by Zoom. My cell is always on at 954-270-7966. #SypherInsurance #FloridaInsurance #Newcarriersneeded #florida #HomeownersInsurance #HomeInsurance #CondoInsurance #PremiumIncreases #RateIncreases #SouthFloridaRealEstate #PropertyandCasualtyInsurance #YourInsuranceConsultant