Galya Dimitrova’s Post

✨ Southeast Europe’s First Cardless Bank Payment App is Here! 🚀 We’re redefining payments with IRISPay, the first-of-its-kind non-card bank mobile app powered by Open Banking in Southeast Europe! 🌍 Thanks to Open Banking, businesses and clients now enjoy faster, safer, and more transparent payments: 💸 Instant transfers directly between bank accounts in seconds 📲 No extra apps for clients—just their trusted banking app 💰 Only 0.59% per transaction, no monthly fees 🛡️ Built on the secure framework of PSD2 regulations Welcome to the future of payments! 👉 Explore IRISPay: https://lnkd.in/ddynJw2F #CardlessPayment #OpenBanking #FintechFuture #IRISPay 💡

🆕 After the successful implementation of the #ConfirmationOfPayee feature, it's time for another revolutionary launch: #SPIN - Account Derivation Identifier. Starting this week, bank customers can make transfers using just a phone number (for individuals) or a business identification number (NIPC for companies), eliminating the need to enter an IBAN.   This new capability offers a simpler, more convenient, and secure way to transfer funds. As part of the National Strategy for Retail Payments 2025 by the Bank of Portugal, it's available for free through home banking, mobile apps, and physical branches.   At EF, we are committed to keeping our clients ahead of the curve, working closely with them to timely implement advancements like these.   Learn more in this article (PT): https://lnkd.in/d5YCZjHm And get in touch for any question: [email protected]   #DigitalBanking #FinTech #SystemsIntegration #TechHub #TechPartner

What is 𝗣𝗮𝘆 𝗯𝘆 𝗕𝗮𝗻𝗸? And what are the benefits? Let me connect the dots for you: "Pay by Bank" is a fast and easy payment method enabled by open banking, where customers can make online purchases directly from their bank account and easily authenticate the payment through their bank's mobile app or online banking platform. In the picture below 👇 you can find an overview of reasons why Open Banking "Pay by Bank" is a solution in Payments for businesses as well as consumers. What do you think is the biggest benefit? And do you think “Pay by Bank” is going to the next big thing in Payments? I highly recommend downloading and reading the complete #fintechreport by Yapily which I used as the source for this overview for more interesting info on this topic: https://lnkd.in/gKb8B4ad Find this helpful? [ 𝗿𝗲𝗽𝗼𝘀𝘁 ] Anything to add about this subject? [ 𝗶𝗻𝘃𝗶𝘁𝗲𝗱 𝘁𝗼 𝗰𝗼𝗺𝗺𝗲𝗻𝘁 ] Nice story, Marcel. Next! [ 𝗹𝗶𝗸𝗲 ] 

AB Bank PLC. launched an internet banking app, named "AB Direct" and introduced four new products in the market. Using the new app, AB Bank's customers can now enjoy banking services from anywhere and everywhere. Alongside that, four new products, AB Ilham, AB Amani, Kotipoti Deposit Scheme (KDS) and AB Shasando. Source : https://lnkd.in/gu4cP6xk #ABBank #Launching #InternetBankingApp #ABDirect #CorporateNews #ceoforumbangladesh

𝗙𝗼𝗻𝗲𝗧𝗔𝗚 – an innovative #contactlesspayment solution designed to enhance customer #convenience and #accessibility. Fonepay is dedicated to advancing #digitalpayments for users & with FoneTAG, users can simply tap their phone with an NFC tag or CPQR (Customer Presented QR) code from the Fonepay App or a FoneTAG-enabled mobile banking app to make payments, even in areas with limited or no internet connectivity. By providing a secure and seamless payment experience, FoneTAG not only keeps pace with the latest trends in digital payments but also fosters financial inclusion, making hassle-free transactions a reality for everyone, regardless of connectivity. Watch the video to learn how you can enable FoneTAG and start making payments in a new and innovative way. #Fonepay #FoneTAG #ContactlessPayment #TapandGo #PaymentInnovations

Texas Security Bank wants to give business owners the right tools to help them succeed! Learn more about our Marketplace at the link below.    #TexasSecurityBank #BestBankDFW #DigitalBanking 

Our latest report from the German Mobile Banking App Review with Visa shows great progress on app speed compared to a mature market like the UK. A pretty quick and consistent market-wide performance. ➡️ Average log-in time across the market is 5.1 seconds ➡️ There is a difference of 6 seconds between the fastest app and the slowest ➡️ Fintechs take an average of 4.5 seconds to log-in compared to 5.5 seconds for traditional providers ➡️ 1822 Direkt has made the biggest improvement in log-in speed from a load speed of 10.5 seconds in 2020 to 3.3 seconds in Q3 2024 ➡️ Most apps have reduced log-in times, though Yapeal, Wise and Sparda have remained consistent

A great #achievement of our single & global #cashPro platform for #Corporate and #FinancialInstitutions, thanks to the outstanding IT developements done by our #IT and #Product teams #Treasury #CashManagement #Ebanking

Connecting cross-border payments with QR codes. Payment service which allow users to make payments more conveniently by scanning the QR code via mobile banking application. This service plays a critical role in moving forward to less-cash society. Convenient, fast and lower-fee cross-border payment. Let me show you how to make cross-border payments with QR codes (Static QR) on the #Vikki app #crossborder #payment #digitalbanking

Our latest report from the German Mobile Banking App Review with Visa shows great progress on app speed compared to a mature market like the UK. A pretty quick and consistent market-wide performance. ➡️ Average log-in time across the market is 5.1 seconds ➡️ There is a difference of 6 seconds between the fastest app and the slowest ➡️ Fintechs take an average of 4.5 seconds to log-in compared to 5.5 seconds for traditional providers ➡️ 1822 Direkt has made the biggest improvement in log-in speed from a load speed of 10.5 seconds in 2020 to 3.3 seconds in Q3 2024 ➡️ Most apps have reduced log-in times, though Yapeal, Wise and Sparda have remained consistent