Evergreen Benefits Group’s Post

In a recent poll, we asked: "What do you believe is the most important component of a high-performing health insurance plan?" The winning answer? An efficient TPA! A third-party claims administrator (TPA) plays a critical role in ensuring the smooth operation of your self-funded health plan. From claims processing and customer service to cost containment and compliance support, your TPA is the backbone of your plan's success. Choosing the wrong TPA can have costly consequences for your business and employees. You want to select a TPA with the right experience, expertise, and track record. Need help navigating the TPA selection process? We're here to help! Reach out to us on LinkedIn, and let's discuss how we can assist you in finding the perfect TPA for your self-funded health plan. #HealthInsurance #SelfFundedHealthPlans #TPASelection #EmployeeBenefits

Spoke with a prospective employer yesterday with over 250 employees. They had just made their renewal decisions and were in the middle of open enrollment. It's important to note that they currently use a nation-wide broker. My questions: "What did your renewal look like? How did they go out to bid?" Their answers: "We got a 19% increase. They showed us the typical health insurance carriers. Same thing they do every year." This is what the giant brokers do. They don't get creative, they just keep showing you the same choices and let you pick your poison. Where is the advising in that? An advisor should hunt for solutions that work for your business. Your nation-wide broker slaps rates on a spreadsheet and says "we did the best we could". I call BS, and you should too! #NewDawnInBenefits #employeebenefits #benefits #benefitsstrategy #benefitsconsultant #ceo #humanresources #cfo #grouphealthinsurance

Charles Leach is here to help you make smart choices in today’s confusing health insurance marketplace. We have the expertise in group, individual, and senior insurance markets, simplifying this complex decision-making for our clients. Go here to get started! https://lnkd.in/dRpySmB. #insurance #healthinsurance #health #insuranceagency

Embark on a journey towards substantial insurance cost savings with an exclusive program, now available to companies boasting over 300 enrollees. Are you ready to take control of your healthcare and prescription costs and transform them into predictable, long-term savings? This strategy not only ensures predictability but also offers the opportunity for continuous reduction over several years. Can you imagine the financial stability and peace of mind that come with such a program? With this program an exceptional member experience is delivered fueled by cutting-edge technology and optimal payment practices. How valuable would it be to provide your employees with top-notch benefits while saving on costs? Say goodbye to excess costs and conflicts of interest often associated with traditional insurance plans. Instead, we focus on what truly matters. How would it feel to align your health insurance program with your company's needs and values? We streamline processes and maximize efficiencies through our comprehensive platform, integrating medical claims administration, pharmacy benefits, preferred contracting, and member support. Can you visualize the efficiency gains and cost savings that await your organization? Empower your company to provide superior benefits at lower costs, enhancing your ability to attract and retain top talent in a competitive market. Are you ready to elevate your benefits offering while reducing costs? For more information and to schedule a call with our experts, visit our website at https://lnkd.in/dTCWFT5J . Let's embark on this journey towards sustainable cost savings together. #InsuranceSavings #CostReduction #InsuranceBudgeting #PolicySavings #PremiumReduction #CuttingInsuranceCosts #FinancialWellness #CuttingCosts #SavvyInsuranceSolutions #Wellnesssolutions #preventativecare #proactiveculture #employeewellness #prescriptiondrugcostsavings

𝐔𝐧𝐝𝐞𝐫𝐬𝐭𝐚𝐧𝐝𝐢𝐧𝐠 𝐲𝐨𝐮𝐫 𝐟𝐮𝐥𝐥𝐲-𝐢𝐧𝐬𝐮𝐫𝐞𝐝 𝐡𝐞𝐚𝐥𝐭𝐡 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐫𝐞𝐧𝐞𝐰𝐚𝐥 Do your claims indicate that you should be getting a better renewal? If so, what gives? Here's where the law of large numbers comes into play. The bigger the group (i.e., the bigger the data set), the easier it is to predict future health insurance claims. But what happens when you are not "big enough"? Underwriters will supplement your claims experience with their book of business. And if there book of business is running worse than your claims, this will have a negative impact on your renewal. #RemodelBenefits #ceo #cfo #hr #humanresources #employeebenefits #healthinsurance 

🏥𝗡𝗮𝘃𝗶𝗴𝗮𝘁𝗶𝗻𝗴 𝘁𝗵𝗲 𝗠𝗮𝘇𝗲 𝗼𝗳 𝗛𝗲𝗮𝗹𝘁𝗵 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗖𝗼𝘀𝘁𝘀 In a market where health insurance costs often rise year over year, understanding your renewal process and options is critical. One of the biggest concerns for businesses, especially small to mid-sized ones, is the unpredictability of health insurance premiums. Knowing that your rates won’t spike unexpectedly gives you the confidence to plan your budget without fear of surprise cost hikes. That’s why, when comparing PEO options, stable and competitive health insurance rates are often a deciding factor. At MPower Partners, we specialize in guiding you through the maze of options to find the best value. Let us help you secure the stability your business needs to thrive. www.mpowerpartnersinc.com [email protected] #HealthInsurance #PEO #SMBSuccess #BusinessGrowth #MPowerPartners

🌟 Why Continuous Learning is Essential for Health Insurance Agents Staying ahead in the ever-evolving landscape of health insurance is crucial. Continuous learning empowers our agents with the latest knowledge, tools, and strategies to provide the best service to our clients. At Benavest, we believe in fostering a culture of growth and development, ensuring our agents are always at the forefront of the industry. #ContinuousLearning #HealthInsurance #ProfessionalDevelopment

Your health is an invaluable asset. At The Rogers Agency, we provide expert guidance in navigating the complexities of health insurance, ensuring you find the coverage that best meets your needs. Whether you’re seeking options for individuals, families, or businesses, our advisory services are designed to give you peace of mind and clarity. Let us help you secure the right health coverage for a healthier tomorrow. #HealthInsurance #ProfessionalAdvisory #YourHealthMatters

𝐖𝐡𝐲 𝐟𝐮𝐥𝐥𝐲-𝐢𝐧𝐬𝐮𝐫𝐞𝐝 𝐞𝐦𝐩𝐥𝐨𝐲𝐞𝐫𝐬 𝐬𝐡𝐨𝐮𝐥𝐝 𝐜𝐨𝐧𝐬𝐢𝐝𝐞𝐫 𝐥𝐞𝐯𝐞𝐥-𝐟𝐮𝐧𝐝𝐢𝐧𝐠 𝐭𝐡𝐞𝐢𝐫 𝐡𝐞𝐚𝐥𝐭𝐡 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐩𝐥𝐚𝐧. Here are 3 reasons to consider: 1.) Options are running out from fully-insured carriers. At some point, you are going to need to explore an alternate approach. Do the exploration before you are in crisis mode. 2.) If your claims perform better than expected, you could get some money back at the end of the year. 3.) You have better access to data in a level-funded environment. This is key to developing a long term strategy. Level-funding isn't the right choice for every employer, but it can be a great tool in developing a long-term strategy for your health insurance plan. #ceo #cfo #hr #humanresources #employeebenefits #healthinsurance

Navigating health insurance can be challenging. That’s why the Ramsey Team exclusively recommends Health Trust Financial to help you find the best coverage. 🔹 RamseyTrusted®: Fully vetted by the Ramsey team. 🔹 Since 1995: Leading provider of Health Savings Accounts. 🔹 Specializing in: Health & Term Life Insurance. With over two decades of experience, we’ve encountered every possible scenario and can tailor our products and services to best suit your needs. 👉 Ready to find the best coverage for your health? Connect with us today! #HealthInsurance #Medicare #HealthSavings #RamseyTrusted #FinancialPlanning