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Day 1 of our Global Banking & Markets CEE, CIS & Türkiye 2024 has come to an end... at least for now! We look forward to an evening of networking and for all that’s yet to come in Day 2 🤩 📷 Get involved! Share your thoughts and photos from the event with us online. ***This event is organised by Global Banking & Markets #BondsLoans #CorporateFinance #InvestmentBanking #Bonds #Loans #DebtCapitalMarkets #DCM #PrivateCredit #EquityCapitalMarkets #ECM

Friday Financing Tips from the #Bankabilityzone at www.EZFundingSolutions.com A perfect #BusinessPlan should have the right ingredients to make the project look perfect, and get the bank to WANT to do the loan. It's all about the logic and the data that demonstrates a believable trajectory, which is what get's #SBAloans approved. #notjustabanker #ezfs

Banks and Mutual Funds increase debt exposure to NBFCs amidst market growth! MFs' debt exposure to Non-Banking Financial Companies, including Commercial Papers (CPs) and Corporate Debt, remained above the ₹2 lakh crore mark for the second consecutive month. Similarly, For nearly six years, the credit extended by banks to NBFCs has exhibited a consistent upward trend, accelerating further with the phased reopening of economies post-COVID-19 pandemic. This growth is primarily attributed to the expansion in the Assets Under Management (AuM) of NBFCs. The robust support highlights the ongoing growth and resilience of #NBFCs in the financial market. To know more: https://lnkd.in/gRuNDaWH #banks #mutualfunds #finance

NEW on LevFin Insights: LFI found 150 debt tranches that repriced in the second quarter after examining thousands of loans in quarterly filings from BDCs managed by more than 15 private credit managers. Below are the largest. Several things of note: almost one-half of borrowers reduced their cost of capital by 100 bps or more and sub-500 pricing is becoming increasingly common, perhaps more so than private credit managers would like. The full list is available for subscribers at the link below, as is more analysis on the findings. https://lnkd.in/dkShuHHu

NBFCs Ditch Banks, Embrace Bonds Non-Banking Financial Companies (NBFCs), traditionally reliant on bank loans, are increasingly turning their noses up at traditional lenders and diving headfirst into the bond market. And they're making a splash – raising a staggering Rs 3 trillion in 1HFY25 through domestic debt! Is it a techtonic shift, well atleast the numbers say so September alone saw a record Rs 4,507 crore raised, the highest monthly figure in the current financial year and the second highest ever. Why the Bond Bonanza? RBI has been subtly nudging NBFCs away from over-reliance on bank funding by increasing risk weights on these loans. Banks, now facing higher capital requirements for lending to NBFCs, have naturally become more cautious. This has let NBFCs to explore alternative funding avenues. But it's not just regulatory pressure. NBFCs are also smelling opportunity. The bond market, with its diverse investor base and potentially lower borrowing costs, offers a tantalizing alternative. And investors, attracted by the higher yields offered by NBFC bonds compared to other debt instruments, are happy to oblige. Source: BS Disclaimer: Personal View #NBFCBondSurge #FinTechDisruption #RBIPolicyImpact #DebtMarketShift #IndiaFinTech

Confused between NBFC’s and Banks for loans against mutual funds? Key regulatory information you need before deciding which way to go. 🟣 NBFC’s: ↳ Loan Limit: No limit on the loan amount ↳ Interest rate: High interest rate because of high cost of borrowing ↳ Regulation: Regulated by RBI but with limited restrictions (easier to meet criteria's for LAMFs) ↳ Reserve ration: Statutory Liquidity Ratio or Cash Reserve Ratio not required to maintain ↳ End use of loan amount: Can be used for anything/ no restrictions 🟣Banks: ↳ Loan Limit: Capped at Rs 20 Lakhs for most banks ↳ Interest rate: lower rate of interest as compared to NBFC’s ↳ Regulation: Regulated by RBI with strict criteria's to match related to adequate capital + statutory liquidity ↳ Reserve ration: SLR and CRR required to maintain ↳ End use of loan amount: Can only be used for limited things Want more information? Drop down your questions in the comments below and I'll answer them. ________________________________________________________________ ♻️ Found this useful? Follow Parshad Barot for more such content related to finance and loans against mutual funds. ♻️ #mutualfunds #NBFCs #loans #finance #investments #LAMFs

Financelot @FinanceLancelot on X The emergency BTFP loans made to banks were up to 12 month duration, but the recent runoff only makes sense if you assume the 2nd wave was 10 months. If all the remaining BTFP is 10 months, then the liquidity is completely gone in November 2024.

Exploring NRE, NRO FCNR and RFC accounts: Providing a straightforward overview to help you grasp the basics of international banking. #Finance101 #NRE #NRO #FCNR #RFC

As predicted, SRTs are continuing to prove as a preferred instrument to help Banks free up capital. The market is expected to grow significantly in US and Europe during 2025. 💡What are SRTs? SRTs, also known as synthetic risk transfers, enable banks to reduce credit risk by paying investment firms for agreeing to help cover potential future losses, which reduces the amount of capital the bank is required to hold as a backstop.  #srt #capitalrequirement #riskmanagement #banking

Federal Reserve halts Bank Term Funding Program (BTFP) a year after inception, citing improved regional bank conditions and ongoing support through alternative liquidity channels. Existing BTFP loans to continue until program closure, with access to discount window maintained for liquidity needs amidst evolving interest rate conditions. Adjustment of interest rates on new BTFP loans to match prevailing rates aims to ensure continued program support while highlighting importance of alternative liquidity channels. To know more, read the full article on #theenterprise #FederalReserve #BTFP #BankingProgram #LiquiditySupport #InterestRate#globalbusiness #theenterprisenews #followformore #global #finance