Deborah Nosazeogie (FMVA).’s Post

👋 Hello there, Antony Price! Antony, our Partnership Development Manager, enjoyed back-to-back days of financial wellbeing training with NatWest earlier this week 🤝 🗣 Here's some touching feedback from one of Antony's sessions! "Love, love, loved this! I need this presenter in my life! Everything was explained appropriately and sensitively. "There was so much information, and I wasn't aware of a lot of it. I loved the fact that this was done, as we are concentrating so much on assisting our customers that we forget about ourselves and our struggles behind closed doors. "I struggle being on my own with my children. As the only income in the home, I have picked up lots of tips from this session on what I can do and what I can look at to make things that little bit easier for me, all of which I will definitely be looking into going forward. "I will definitely pass this on to my family and friends, as I'm so impressed! "Thank you so much, PayPlan." #FinancialWellbeing #DebtAdvice #MoneyManagement

Today we published our Financial Education report. In it we highlight the importance of financial education, a fundamental life skill, to the future financial resilience and wellbeing of children and young people.   As well as looking at what is currently taking place to support teachers, community leaders, parent carers, vulnerable children and young people, we also share the actions we’d like the government to take forward as part of the proposed National Financial Inclusion strategy, to ensure that every child has access to a meaningful financial education throughout their school life. The aim of financial education is to equip our children and young people with the knowledge to achieve financial stability and independence, enabling informed financial decision-making throughout different life stages. Thank you to those who contributed data and insights including: Barclays, HSBC, Lloyds Banking Group, Metro Bank (UK), Nationwide Building Society, NatWest Group, Santander UK and Virgin Money. To read the report in full: https://lnkd.in/e3Qk3J4t    #UKFinance #FinancialInclusion #Education

So many learnings from our Institute of Directors Ireland event yesterday evening for our CDir Network members, kindly hosted by Deirdre Ashe CDir, Bank of Ireland Insurance Services. Our experienced panel of speakers (Aongus Hegarty, Margot Slattery, Gavin Kelly, Deirdre Ashe and moderator Martin D. Shanahan) shared their insights on how Equality, diversity, and inclusion (EDI) starts at the top of the organisation. Learnings for me included: Being aware of unconscious bias. Get educated. Succession planning is key. Measure success. Language matters. Prepare for the Long-term. Boards must develop viable plans for the future and beyond.

So NatWest Group has released its Q3 results, which as an employee make for pleasing reading from a financial performance perspective. It’s what lies beneath those headline numbers in terms of what they actually mean that make me more than happy though, almost proud in fact: - 6.2m customers are now signed up to Know My Credit Score, which has been used 118m times since launch. Quite simply this is giving people a better understanding of their credit profile and hopefully helping them make more informed decisions with their finances. - 2,000 entrepreneurs joined our Accelerator programme in September alone. - £23.4bn of climate and sustainable funding and financing provided, achieving £85.4bn of our £100bn by the end of 2025 target. In short, we’re well ahead of plan. - 1.7m customers have saved a total of £529m since launch thanks to our Round Ups scheme. - Over 6m customers have used at least one of our financial wellbeing tools in 2024. - Over £3bn lent to the social housing sector so far this year. - 1.3m savings and current accounts opened so far this year. Numbers only tell you so much. It’s the story behind the numbers that count. #natwestgroup #purposeled #q3results

Wealth preservation solutions

Discovering pathways to make a difference! SFA students learned about the world of banking and wealth management from a panel of experts who discussed assisting communities with their financial health. Thanks to panelists from industry leaders like Austin Bank and Edward Jones, students explored diverse career options and learned the importance of trust and patience in this field. Read more at gosfa.com/3UbmnVs. #BankingCareers #WealthManagement #SFACommunity 💰🌟

Monday 15 September 2014 Why ‘Independence’ would be Terrible for Scottish Shareholders and the rest of Scotland Lloyds, RBS, HSBC, Shell, Asda... they can’t all be wrong. All these business people would be screaming for Scotland to be independent if it would make them more money. But it will lose them a lot of money, which is why they are speaking out. The most convincing statement for me was from Douglas Flint, chairman of HSBC. You don’t get to be chairman of HSBC unless you know about money. It’s quite amusing to see Alex Salmond tell people that they shouldn’t listen to ‘big oil’. I know who I would rather listen to- people from Shell who are the biggest company in the FTSE, and BP who are worldwide experts in oil. That’s much more believable than the ‘counterpoint’ of view given by the BBC for example, of one man saying “We have good oil resources”. Most of the time, companies don’t like to speak out on political issues, as this could turn some customers against them. However this issue is so important that they are prepared to do it. I’m going to be serious here. As a shareholder, you are a part owner of a business. It is not just some letters on a screen. You have a responsibility to act in the best interests of that business, as long as it does not negatively effect you. And mark my words, it will negatively effect you if Scotland votes ‘Yes’. SSE, Lloyds, RBS, Standard Life... the list goes on and on. They will all fall drastically. Just the speculation from one negative poll was the main cause of SSE dropping more than 2% on Monday the 8th of September. Just imagine what an actual ‘Yes’ vote would do to that share. Lloyds, RBS and Standard Life would all be hit hard- there will be BIG falls across the board. Practically every share will fall if Scotland votes ‘Yes’. Quite a lot of Scottish people won’t care at all about Banks or Financial service companies. They would when it effects their livelihood- the loss of financial service jobs would hurt the whole Scottish economy. So that could be pain in the future for them. It could actually benefit the north of England, where I live, but I’m still writing this. However what would effect everyone directly and immediately is higher food prices. I’ve worked for Asda, which is part of Wall-Mart, one of the biggest companies in the world. I don’t love them as a company at all- they can be very ruthless. But I cannot recall one instance of Asda becoming involved in a political issue. They don’t in general elections. But they have directly said that food prices will be higher if Scotland votes ‘Yes’- it will be so bad for them as a business that they are saying this even though it could offend nearly half of their customers.

We've published Lloyds Banking Group's 2023 full year results today (those who like great numbers can read the detail here: https://lnkd.in/eHGxvDNH). But why are we confident in our ability to deliver for our customers, shareholders and the UK? And what's it all for? Clarity of purpose and leadership helps. Below Charlie Nunn sets out why our financial success can power UK economic growth, especially if politicians and regulators deliver the certainty and stability investors need to bet on Britain. We are confident in our ability to deliver reliably for our investors and customers. But we also want to use our scale and our reach to champion the UK. Whether it's financing the net zero transition or campaigning with Crisis to build one million more social rent homes by 2033, we want to contribute to the great debates that concern all of us. For me that's what helping Britain prosper must mean: success driven by purpose. #banking #helpingbritainprosper #growth #UK #stability #reliability

🎉 Did you know March is National Credit Education Month? 🎉 As a financial wellness expert, personal finance author, and on The Good Steward Financial System (TGS) Advisory Board, I’m thrilled to celebrate this month dedicated to empowering individuals with the knowledge and tools to build a solid financial future. Understanding the ins and outs of credit is crucial for achieving financial success. Throughout Credit Education Month, let’s increase awareness about the importance of maintaining a positive credit profile and providing actionable strategies to improve credit scores. I’m committed to sharing practical insights from my experience to help individuals make informed decisions about their financial well-being. Utilize resources like The Good Steward Financial System (TGS) app helping to prepare for first home ownership or this “Credit Mastery Guide” by National Financial Educators Council to gain a deeper understanding of credit management and develop a roadmap for financial success. Together, let’s pave the way towards a brighter financial future! 💳💡 #CreditEducationMonth #FinWell360 #FinancialWellness #Empowerment

Why should you choose to bank with Woolworths Team Bank? Woolworths Team Bank operates a bit differently than the traditional banks you may be more familiar with. We’re a customer-owned bank which means we’re owned by the members we serve – and that means we put our members (you) first! Any profits we make through our services and products are put back into improving the experience and outcomes for our members and their community. Some recent examples of how we’ve put our members first are the removal of account keeping and transaction fees, and our annual School Leavers Scholarship program where we give a financial hand to help school leavers make their dreams come true. Learn more about why you should bank with us and see what our members have to say: https://lnkd.in/gVhB5rPg