Darin Joshua D’s Post

📢 𝐄𝐦𝐛𝐫𝐚𝐜𝐢𝐧𝐠 𝐭𝐡𝐞 𝐅𝐮𝐭𝐮𝐫𝐞: 𝐈𝐧𝐝𝐢𝐚'𝐬 𝐅𝐢𝐧𝐭𝐞𝐜𝐡 𝐒𝐞𝐜𝐭𝐨𝐫 𝐨𝐧 𝐭𝐡𝐞 𝐑𝐢𝐬𝐞! 📢 As we embark on a journey through India's thriving #Fintech landscape, one thing becomes abundantly clear: the time to seize the moment is now! Post the early boom in the #IndianStartup ecosystem, India saw a significant rise in various kinds of Fintech offerings across various domains like lending, wealth-tech, payments etc. But since COVID hit, the entire industry had to go through trying times and the recent regulatory scrutiny on one of the high growth segments of FinTech - Digital Investments, hasn't helped. 𝑺𝒐 𝒊𝒇 𝒕𝒉𝒊𝒏𝒈𝒔 𝒂𝒓𝒆 𝒍𝒐𝒐𝒌𝒊𝒏𝒈 𝒔𝒐 𝒂𝒃𝒚𝒔𝒎𝒂𝒍, 𝒘𝒉𝒚 𝒂𝒓𝒆 𝒘𝒆 𝒆𝒗𝒆𝒏 𝒅𝒊𝒔𝒄𝒖𝒔𝒔𝒊𝒏𝒈 𝒂𝒃𝒐𝒖𝒕 𝒕𝒉𝒆 𝑭𝒊𝒏𝑻𝒆𝒄𝒉? By 2030, India's Fintech sector is poised to skyrocket, boasting a staggering $2.1 trillion market opportunity with #Digitalinvestments segment being touted to lead the way. With a solid digital infrastructure, groundbreaking solutions, and a rapidly expanding user base, India stands tall as a global Fintech leader, ready to redefine the future of finance. But amidst the excitement, challenges persist – regulatory shifts, fundraising hurdles – yet Fintech entrepreneurs display unwavering resilience. From the bustling streets of Mumbai to the tech-savvy corridors of Bangalore, innovation thrives, driving us towards a future where financial inclusion knows no bounds. 𝑺𝒐, 𝒉𝒐𝒘 𝒅𝒐 𝒘𝒆 𝒏𝒂𝒗𝒊𝒈𝒂𝒕𝒆 𝒕𝒉𝒆𝒔𝒆 𝒖𝒏𝒄𝒉𝒂𝒓𝒕𝒆𝒅 𝒘𝒂𝒕𝒆𝒓𝒔? At SucSEED Ventures, we're more than just investors; we're your partners in progress. Whether you're revolutionizing digital lending, exploring the potential of #blockchain, or harnessing #AI for personalized finance, we're here to fuel your ambitions and amplify your impact. 𝐁𝐮𝐭 𝐡𝐞𝐫𝐞'𝐬 𝐭𝐡𝐞 𝐪𝐮𝐞𝐬𝐭𝐢𝐨𝐧: Are you ready to be part of something bigger? We at SucSEED Indovation Fund are calling out to founders and Venture Builders who are building to address tomorrow's problems to join us in exploring this ever-evolving Fintech landscape, seizing opportunities, conquering challenges, and shaping the future of financial services. 𝐉𝐨𝐢𝐧 𝐮𝐬 𝐨𝐧 𝐭𝐡𝐢𝐬 𝐞𝐱𝐡𝐢𝐥𝐚𝐫𝐚𝐭𝐢𝐧𝐠 𝐣𝐨𝐮𝐫𝐧𝐞𝐲, 𝐚𝐧𝐝 𝐭𝐨𝐠𝐞𝐭𝐡𝐞𝐫, 𝐥𝐞𝐭'𝐬 𝐦𝐚𝐤𝐞 𝐰𝐚𝐯𝐞𝐬 𝐢𝐧 𝐭𝐡𝐞 𝐰𝐨𝐫𝐥𝐝 𝐨𝐟 𝐅𝐢𝐧𝐭𝐞𝐜𝐡! 🤝 Ready to embark on this transformative journey? Reach out to us today by filling out this form https://lnkd.in/gDpU_ky and together let's take your Fintech venture to new heights! Vikrant Varshney | Dhiraj Kumar Sinha | J A Chowdary (JA) | V V S N Raju | Lax (Rao) Chepuri | Ramesh Loganathan Abishek C. | Nikita Sultania | Bhawna Soni | Sneha Gurnani Punjabi | Pravallika Bolla | Tanesha Vijay Singh

Zerodha, founded by Nithin Kamath and Nikhil Kamath, became India's largest brokerage by active clients. Meanwhile, CRED, under Kunal Shah's leadership, launched 'CRED Mint,' a peer-to-peer lending platform, expanding its offerings and solidifying its position ifintech industry. But why is WealthTech and FinTech Dominating India's Startup Ecosystem? In the rapidly evolving landscape of India's startup ecosystem, WealthTech and FinTech have emerged as the frontrunners, capturing the attention of both investors and policymakers. But what exactly is driving this momentum? 1. Robust Investor Support: Investor confidence in WealthTech and FinTech startups is at an all-time high. With the potential to disrupt traditional financial systems and offer innovative solutions, these sectors are attracting substantial funding. Investors recognize the long-term value in startups that can transform financial services, making them more accessible, efficient, and customer-centric. 2. Technological Progress: Technological advancements are at the core of this surge. The integration of AI, machine learning, and blockchain is enabling these startups to offer personalized financial advice, seamless digital transactions, and enhanced security. This technological edge not only sets them apart but also addresses the evolving needs of a tech-savvy population, further fueling their growth. 3. Policy-driven Actions: Government policies and regulatory frameworks have played a pivotal role in fostering a conducive environment for these startups. Initiatives like Digital India and financial inclusion programs have created a fertile ground for FinTech and WealthTech to flourish. These policy-driven actions have lowered entry barriers, allowing startups to innovate and scale rapidly. 4. Significant Growth Potential: India's vast and diverse population presents an immense growth opportunity for WealthTech and FinTech startups. With a large unbanked and underbanked population, there is a significant market for financial services that cater to previously underserved segments. This growth potential is a magnet for investors looking for scalable business models with high returns. In conclusion, WealthTech and FinTech are not just trends; they are shaping the future of finance in India, driven by a potent combination of investor support, technological innovation, strategic policies, and untapped market potential. The future is digital, and these sectors are leading the charge. 🚀 Follow Maharshi Ganatra for Startup, Finance and Investment content. #wealthtech #fintech #zerodha #CRED #startups #indianstartups

Have you ever pondered upon the intricate dance between regulation and innovation, where the line between protecting investors and fostering growth becomes a delicate tightrope walk? If so, then brace yourself, for the Securities and Exchange Board of India (Sebi) has just unveiled a move that promises to shake up the IPO landscape, particularly for the new-age companies and startups that have captured our imagination. In a bid to ease compliance for companies planning public offers (IPOs), Sebi has notified norms that open more avenues to meet the minimum promoters' contribution (MPC) requirement. This seemingly innocuous change carries profound implications, as it now permits promoter group entities and non-individual shareholders to contribute to the mandated promoters' contribution in the case of a shortfall, without being identified as a promoter. For those unfamiliar with the intricacies of IPO regulations, the regulator mandates a 20 percent minimum promoter contribution, a rule designed to ensure that founders and promoters maintain "skin in the game." However, in the fast-paced world of startups and new-age companies, dilution of founders' stakes through multiple funding rounds has become a common occurrence, making it increasingly challenging to meet this threshold. Enter Sebi's ingenious solution: by allowing a broader pool of contributors to participate in meeting the MPC, they have effectively cleared a significant hurdle that had previously deterred many promising companies from pursuing an IPO in India. But why do this now? I’d say the maturing Fintech industry, and broader startup economy is a definite bonus. What do I mean? Well, Indian markets are relatively less strict when it comes to past revenue performance for companies to list in the public markets. With this, it will make a lot easier for startups to list, and raise money from the public market, in case the private equity space starts coughing up pennies. We've already witnessed the trailblazers, with PhonePe leading the charge last year, followed by the recent filings of Groww and PineLabs. Could this be the beginning of a new era, where India's public markets become the preferred destination for the next generation of disruptors and innovators? Found this useful? Hit that Like button. Also, don't forget to share with others. After all Sharing is Caring. Interested to know more about this evolving story? Here is the link to the full edition of The FinTech Chronicler Want to know about some of the top fintech companies that are hiring? Head here : https://lnkd.in/gvsTv4Zf #fintech #SEBI #IPO

Hi Guys, Thoughts & Updates of the Day!, Pronoy here. Recently, I saw the post "Sector Wise Billionaire in India." Let's discuss it in our context (I & MGC) and the sectors we're currently involved in. As you know, we're potentially India's first self-funded and growth-stage fintech conglomerate, comprising 9 startups. Therefore, we fall into the "Diversified" category. However, by nature and our first startup, we are an IT brand. Interestingly, the weight of our startups/subsidiaries in our conglomerate and the projected majority of future revenue and profit position us as a financial services, fintech, or investment brand :). Learn more: https://bit.ly/MGCEmpire. Lastly, in the context of the post, you can see many top Indian companies and leaders in various sectors. We (I & PMZWC) have been and still are investors in many of these Indian companies. Stay tuned and follow me: Pronoy Mohanta for future real-life learning, updates, opportunities, and more. Thanks to all.

Hi Guys, Thoughts & Updates of the Day!, Pronoy here. Recently, I saw the post "Sector Wise Billionaire in India." Let's discuss it in our context (I & MGC) and the sectors we're currently involved in. As you know, we're potentially India's first self-funded and growth-stage fintech conglomerate, comprising 9 startups. Therefore, we fall into the "Diversified" category. However, by nature and our first startup, we are an IT brand. Interestingly, the weight of our startups/subsidiaries in our conglomerate and the projected majority of future revenue and profit position us as a financial services, fintech, or investment brand :). Learn more: https://bit.ly/MGCEmpire. Lastly, in the context of the post, you can see many top Indian companies and leaders in various sectors. We (I & PMZWC) have been and still are investors in many of these Indian companies. Stay tuned and follow me: Pronoy Mohanta for future real-life learning, updates, opportunities, and more. Thanks to all.

Hi Guys, Thoughts & Updates of the Day!, Pronoy here. Recently, I saw the post "Sector Wise Billionaire in India." Let's discuss it in our context (I & MGC) and the sectors we're currently involved in. As you know, we're potentially India's first self-funded and growth-stage fintech conglomerate, comprising 9 startups. Therefore, we fall into the "Diversified" category. However, by nature and our first startup, we are an IT brand. Interestingly, the weight of our startups/subsidiaries in our conglomerate and the projected majority of future revenue and profit position us as a financial services, fintech, or investment brand :). Learn more: https://bit.ly/MGCEmpire. Lastly, in the context of the post, you can see many top Indian companies and leaders in various sectors. We (I & PMZWC) have been and still are investors in many of these Indian companies. Stay tuned and follow me: Pronoy Mohanta for future real-life learning, updates, opportunities, and more. Thanks to all.

Hi Guys, Thoughts & Updates of the Day!, Pronoy here. Recently, I saw the post "Sector Wise Billionaire in India." Let's discuss it in our context (I & MGC) and the sectors we're currently involved in. As you know, we're potentially India's first self-funded and growth-stage fintech conglomerate, comprising 9 startups. Therefore, we fall into the "Diversified" category. However, by nature and our first startup, we are an IT brand. Interestingly, the weight of our startups/subsidiaries in our conglomerate and the projected majority of future revenue and profit position us as a financial services, fintech, or investment brand :). Learn more: https://bit.ly/MGCEmpire. Lastly, in the context of the post, you can see many top Indian companies and leaders in various sectors. We (I & PMZWC) have been and still are investors in many of these Indian companies. Stay tuned and follow me: Pronoy Mohanta for future real-life learning, updates, opportunities, and more. Thanks to all.

The Zerodha Story: Revolutionizing Finance, One Trade at a Time A Brave Start The two brothers, Nithin Kamath and Nikhil Kamath, founded Zerodha in 2010 with a mission to democratize trading for every Indian and disrupt the traditional brokerage business. Which sets off this ambitious startup going from nowhere to revolutionizing India's financial markets, making it accessible, affordable, and transparent, changing the game for stock trading. Starting as a bootstrapped venture, India's largest brokerage firm by trading volume would be born. Innovating with Technology Technology has remained at the very core of Zerodha's success. It was the first exchange to offer the zero-commission model, which spelled the end of the huge brokerage fees that retail traders hitherto faced. More than anything, its 'Kite' trading interface is a people's favourite by virtue of its seamless interface and has attracted millions of users across all four corners of the country. Zerodha did not stop at that simplicity either; it introduced more initiatives like "Varsity," an educational portal for improving financial literacy. Built on Trust and Transparency What was different about the philosophy of Zerodha was its approach to transparency. Classic brokerages have made money off-book and had a conflict of interest. Zerodha, however, built the company on ethics and openness. It could create an ecosystem where the interests of the company and its users were also aligned, which led to the firm gaining confidence and loyalty and making it a household name for Indian trading. The legacy of disruption Zerodha represents a story of bold vision, relentless innovation and keeping abreast of value. As the brothers take the fintech space forward in India, they have shown millions of Indians how disruption can be good for going forward. #Zerodha #FintechRevolution #FinancialInnovation #TradingForAll #DisruptingFinance #Entrepreneurship #StartupSuccess #BootstrappedBusiness Zerodha E-Cell, IIT Bombay

Being at the #RBIH-#FINTECH DAY 2024 EVENT in Bengaluru was a pleasure. ✴ The event brought together a large number of fintech entrepreneurs, investors, bankers, and enablers to accelerate the growth of India’s FinTech ecosystem. ✴ It was a pleasure interacting with Ms. Debjani Ghosh, President, #NASSCOM, Mr Rajesh Bansal, CEO, Reserve Bank Innovation Hub (RBIH), and FinTech entrepreneurs. ✴ The Indian FinTech industry's market size is estimated at ~$1.5 Trillion by 2025 and will be an important contributor to India’s USD 5 Trillion economy. ✴ An accelerated growth in the FinTech sector could lead to achieving #ViksitBharat status, before 2047. ✴Interesting thoughts and ideas, on the tremendous scope of FinTech growth amongst others in the health sector exist in the Indian context. The focus on BioFintech appears to be eminent. ✴There is a necessity for the focus in Higher Education Institutions for integrating into their teaching, innovating & problem-solving activities & courses. Coincidentally we at #JAGSoM have focused on 'Request for Problem' (RFP) activities with the corporates for all its PGDM students, besides a track for the students in Innovation & Incubation. ✴ In India, we must leverage the enormous talent of our people and do substantial spending of our GDP on R&D. This will help the Indian talent to contribute to the economic development of our nation, instead of moving out of the country for the lucrative R&D jobs elsewhere. ✴ The customer focus is important to understanding their needs and delivering the same with reliability and efficiency for the long-term success and sustainability of the FinTech players. ✴ Especially for FinTech players, understanding the regulatory requirements and ensuring compliance in letter & spirit is inevitable for their business sustainability. ✴ During the event, in the “The Design Workshop” the students participated including the ones from our #JAGSoM. ✴ The valuable insights of individual experiences & journey starting from scratch to the present level of outstanding achievements were shared by Mr. Kunal Shah (Founder, #CRED), Mr. Shashank Kumar (Co-Founder & MD of #Razorpay), Mr. Lalit Keshre (CEO, #Groww), Mr. Varun Dua (Founder & CEO, #Acko Insurance), Mr. Ishaan Mittal (MD, #PeakXV), Ms. Upasana Taku (Co-founder, #Mobikwik), Mr. Rahul Chari (Co-founder & CTO, #PhonePe), and  Mr. Reeju Datta (Co-founder of #CashfreePayments). ✴My compliments to the CEO-RBIH, Mr. Rajesh Bansal, and Mr. Aakarsh Naidu (Head, Fintech & Startups, RBIH) for the well-organized RBIH-FINTECH DAY 2024 EVENT.   #Fintech,#Finsight,#ViksitBharat2047, #Entrepreneurs, #Investors, #Incubators,#Bankers,Reserve Bank Innovation Hub (RBIH), JAGSoM - Jagdish Sheth School of Management

Fixerra's Founder, Akshar Shah, shared a powerful perspective in the Hindustan Times: "Fintech is not a winner-takes-all market" We couldn't agree more! India's diverse customer base creates space for a multitude of successful fintech players. The key? Go vertical, not horizontal: Fintech thrives on specialization. Fixerra thrives by focusing on a specific need: offering easy access to FDs from multiple institutions, all in one place. This unique value proposition resonates with customers seeking convenience and choice. What niche are YOU carving in the dynamic fintech landscape? Share your thoughts in the comments! Read more here : https://lnkd.in/d_wAJTDa #Fintech #Innovation #fixerra