Daniel Brown’s Post

I read a post by Paul Gurney Very useful advise that I hereby share: Please feel free to share!!   THE FUNDAMENTALS 📱 Get phone insurance 📱 Be very wary of your surroundings when using your phone on the street 📱 Save your IMEI number (you’ll need this if stolen): Settings > General > About   BASIC IPHONE SECURITY 📱 Turn on ‘Stolen Device Protection’: Settings > Face ID & Passcode > 'Stolen Device Protection' and set this to ‘always’ (this means that if your phone is stolen, the thief can’t change your passwords when away from your home, even if they know your passcode) 📱 Ensure your devices are set up on ‘Find My’ and you know how this works 📱 Set your screen lock to 30 seconds: Settings > Display and Brightness > Auto-lock. When your screen is locked, there’s less they can do to steal your data. 📱 Require Face-ID for any apps that contain secure data: Settings > Face ID & Passcode and/or full press app icon on home screen then 'Require Face ID' 📱 Disable 'Control Centre' from lock screen: Settings > Face ID & Passcode > scroll down and disable 'Control Centre'. The first thing a savvy thief will do is put on airplane mode to stop you disabling it remotely and then changing the above settings. As long as your screen is locked, they can’t access other data (see below advanced security to lock your screen).   ADVANCED IPHONE SECURITY 📱 Automate screen lock and require Face ID when putting your phone in airplane mode: As above, you’ve given the thief 30 seconds before the screen will lock, but still plenty of time to put into airplane mode and change this setting. See how below in comments. 📱 Stolen phone ‘focus’: You can set up a new ‘focus’ (like work, sleep etc.) that you can set on your watch or mac. When initiated, it will: 📴 Set the brightness to 0 (very hard to see unless pitch black) 📴 Put the phone in low power mode to maximise time online for you to track 📴 Take a photo with the front and back camera and saves it to the cloud (on the off chance you may get their face) 📴 Automatically locks the screen See below comment on how to set this up.   WHAT TO DO IF YOUR PHONE GETS STOLEN 📱 Set your status to ‘Stolen phone’ asap (on your watch or Mac) 📱 Immediately after, set your phone to ‘lost’ on ‘Find my’ and then ‘erase’. 📱 Call the Police (when you can!) - you'll need a crime reference number for insurance. They'll need IMEI code above. 📱 Call your phone provider to cancel the SIM Then do some drills... test if this works and how you would respond. You aren't going to get your phone back, but you can limit the pain! #theft #security #phone #safety

How Can Star Health Insurance Data Leak Diminish Your Wealth….???? Can Health Data Breach Erase Your Wealth....??? Yes, you could probably be one of them. The data leak included: Name, DOB, Address, Phone, PAN, and even renumeration particulars. This leaked  information was actually made public and could be accessed via below link 📌 Leaked Doc: https://starhealthleak.st/ Note: I am sharing this to show the authenticity of this. What Happens Next When Your Personal Data Gets Leaked.? It’s more serious than you think. Here’s how it could mess up your life: 1.     Identity Theft: Your name, phone number, or even Aadhaar number falls into the wrong hands. Suddenly, someone’s out there pretending to be YOU. They open bank accounts, apply for loans, or worse — commit crimes. All using your name. And guess what? You’re the one dealing with the consequences. 2.     Financial Fraud: Leaked credit card details or bank info = unauthorized transactions. Scammers may even open fake accounts in your name. Imagine finding out you owe money you never borrowed! 3.     Targeted Scams: Scammers have your personal info — so they send you emails that seem too real to ignore. Maybe it’s “your bank” asking for your login details. Or your “company” needing urgent information. The more personal they make it, the easier it is to fall for. 4.     Hacking Your Other Accounts: Your username and password get leaked. Hackers use it to access your social media, email, even your bank accounts. Once they’re in, they’ll steal whatever they can. They might even lock you out, leaving you helpless. 5.     Phishing Attempts: Leaked data helps attackers craft the perfect trap. A fake website that looks exactly like your bank’s. An SMS that seems like it’s from your phone service provider. They make it feel urgent so you act before thinking. 6.     Account Takeovers: Once they have access, they take over your accounts — email, social media, anything. Next thing you know, your friends are getting messages from “you” asking for money. They’re not just messing with your privacy; they’re using it against others too. 7.     Extortion: The scariest part? They could blackmail you. They’ve got your personal details or compromising info. They threaten to make it public unless you pay up. And that’s when things really spiral out of control. Bottom line: Data leaks are not just about privacy. They’re about your security, your finances, and your peace of mind. How secure is your financial information? 🤔 Share your thoughts on data protection and what steps you’re taking to safeguard your wealth below! 👇" #DataSecurityMatters #ProtectYourWealth #DigitalSafety #IdentityTheftAlert #CyberAwareness #StarHealth

Stay Safe from Fraud: Truecaller’s New Insurance Policy Explained! In today’s fast-evolving digital world, cyber fraud has become a major concern for individuals and businesses alike. Recognizing this growing threat, Truecaller, a widely-used caller ID app, has taken a step forward in protecting users by introducing a new Fraud Protection Insurance in partnership with HDFC ERGO. At Navnit Insurance Broking, we believe it’s essential to stay informed about such measures and understand how they can enhance your personal safety. What is Truecaller’s Fraud Protection Insurance? Truecaller’s Cyber Sachet insurance policy is designed to provide coverage against financial losses due to phone-based fraud, a problem that many mobile users face today. This policy covers: Fraudulent phone transactions: If a scammer deceives you into sharing sensitive financial information or transferring money, this policy helps you recover some of those losses. Identity theft protection: In case your personal information is stolen and misused to perform financial transactions, this policy can cover the resulting financial damage. What’s Covered? The HDFC ERGO Cyber Sachet Policy offers protection for various types of phone-based fraud, including: - Unauthorized bank withdrawals or transactions. - Financial losses due to phishing, vishing, or SIM swap frauds. - Coverage against losses from online scams that affect your mobile banking. The insurance can be purchased in small, easy-to-manage packages, starting at very affordable premiums. The policy is easily accessible via the Truecaller app, making it convenient for users to get protected in just a few clicks. Why This Matters As more financial transactions move online, fraudsters are finding new ways to exploit mobile users. India saw over 100 million fraud-related calls in 2023, highlighting the scale of the issue. Having an insurance policy that specifically addresses mobile-based financial fraud is a game changer for individual security. At Navnit Insurance Broking, we advise our clients to stay proactive when it comes to cyber risks. Investing in affordable fraud protection like this can add a crucial layer of security to your digital life, ensuring that you’re protected in case the unexpected happens. What You Should Do Next If you rely heavily on mobile banking and digital transactions, now is the time to assess your vulnerability to cyber fraud. Learn more about how insurance like Truecaller’s Cyber Sachet can protect you, or speak to one of our experts at Navnit Insurance Broking for tailored advice on cyber protection policies that suit your needs. For more details, check out the full article here: https://lnkd.in/dkHrGXbH #CyberInsurance #FraudProtection #HDFCERGO #Truecaller #InsuranceSolutions #NavnitInsuranceBroking #CyberSecurity

🔒1 billion people covered for identity theft🔒 🚀 Introducing MiIdentity, India’s first all-in-one solution for digital identity monitoring, restoration, and insurance. Developed by MIC Global in collaboration with New India Assurance, MiIdentity empowers you to take control of your online presence. Embowering 1 billion people in their fight against identity theft. What Is MiIdentity? 🔒 Your Personal Sentry: MiIdentity monitors your digital footprint, safeguarding your email address, passport number, and banking details. If anything suspicious happens, you’ll know instantly. 🕵️♂️ 🚀 Swift Restoration: Identity compromised? MiIdentity provides expert guidance to restore it swiftly. Because your peace of mind matters. 💪 🛡️ Financial Safety Net: Worried about monetary losses due to identity theft? MiIdentity’s insurance triggers offer convenience payments (up to policy limits) to ease the burden. 🌐💰 🌟 Why MiIdentity Matters: ·      Digital Risks Unmasked: Just a decade ago, we dealt in cash; today, we transact with credit cards, smartphones, and QR codes. Alongside this progress, new risks have emerged. MiIdentity bridges the gap, protecting households across India from identity theft and online fraud. 🌐🔒 ·      MIC’s Commitment: As pioneers in embedded micro insurance, MIC Global is at the forefront of re/insurance innovations. MiIdentity reflects our unwavering commitment to supporting people in the digital world. 🌎🤝 ·      NIA’s Vision: New India Assurance believes in simplicity and accessibility. MiIdentity adds another layer of protection to their extensive insurance offerings. 🛡️📱 🙌 Let’s secure our digital footprints together! Share this post and spread the word. 🙌 Check out the press release. #MiIdentity #DigitalSecurity #InsuranceInnovation #ProtectYourself https://lnkd.in/eFytqg4k

Fighting sophisticated account takeover attacks for highly sensitive applications like insurance claims, calls for a layered defense. Not only, are they human? Are they the RIGHT human? “Trust Stamp and HUMAN Security have collaborated by bringing together their proprietary technology to offer a comprehensive defense for online businesses against fraud and abuse while protecting privacy.” #AccountTakover #insuranceclaims #security #identity #kyc #privacy

The increasing popularity of online insurance platforms, selling policies such as life, home, and car insurance, has revolutionized the insurance industry, making it more accessible and convenient for customers to purchase new policies and amend existing ones. However, this digital transformation has also attracted the attention of cybercriminals who deploy automated bots to test credentials, take over accounts, and commit fraud. To combat these threats, insurance providers must implement a robust, multi-layered approach to protect clients and maintain the integrity of their online platforms. You can effectively safeguard online insurance applications from account abuse and fraud by using a single line of Javascript combined with a liveness test. Learn more: https://lnkd.in/e-v3yC24 #insurance #onlineinsurance #accounttakeover #cybercrime

Truecaller Fraud Insurance Launched in India for iOS and Android Users Truecaller announced an insurance protection plan to protect users against mobile frauds on Thursday. The plan, dubbed Truecaller Fraud Insurance, is being offered to the paid subscribers of the app on both Android and iOS. The new plan is currently only available in India, and will be rolled out in other regions later. The caller ID platform has partnered with HDFC Ergo to offer the insurance protections to users in India. Notably, the company rolled out artificial intelligence (AI) Call Scanner feature last month to prevent AI-based voice scams. In a newsroom post, the company said, “Truecaller is today announcing the launch of Truecaller Fraud Insurance. The product is offered to premium subscribers and will initially be launched in India for iOS and Android users.” Announcing the insurance product, it highlighted that it was introduced to safeguard Truecaller users from online fraud and scams. The Truecaller Fraud Protection is being offered in partnership with HDFC Ergo, an insurance company in India which is a joint venture of HDFC and ERGO International. Under the plan, users will be insured for a total sum of Rs. 10,000. This fraud coverage is integrated within the app and users will be able to activate it once they opt in. The company did not share any details about the circumstances where the insurance can be claimed, or the evidence users will have to share in order to get the covered sum. However, the feature will not be available to all. While the company mentioned that it is only for the Premium subscribers, the product will be offered only to its annual subscribers. Those who are not eligible this way will be given an option to upgrade their plan to get the benefits. The company also highlighted that subscribers of certain plans will get the Truecaller Fraud Insurance for free of cost. Finally, the Truecaller Family subscribers can opt to expand the protection to all of the members. For more news visit www.2yodoindia.com #2YoDoINDIA #Truecaller #Android #iOS #HDFC #Apps

Selling a vehicle to a fraudulent shopper… It will cost you far more than you think. I have heard it all: - I will deal with it when it happens. - We have Cyber Insurance for that. - My dealership is in a rural area, so we don't get fraud here. Now, let's look at what really happens. Most likely, one of your lenders will alert you that a vehicle has been sold to fraudulent customers. They will ask you to pull the file. In that file, you will most likely have a copy of the license, maybe a scanner report of the license's validity, and a printout of OFAC, Synthetic ID, and Red Flag Rule Check. You feel you are covered. Now the facts: Your lender will tell you to read your lender agreement, which will clearly state that you are responsible for identifying the shopper as legitimate. You are responsible since, for the lender, it is an arms-length transaction with the consumer; it is done through you. This means you are on the hook for the loan amount. Plain and Simple Now, you will immediately call your Cyber Insurance carrier if you have one, and they will tell you that your policy doesn't cover identity fraud. You will yell and scream and say why am I even paying for insurance if it doesn't insure crap and will hang up because it is a dead end. Dealers have filed many court cases against insurance carriers for identity fraud reimbursements. Dealers lose these cases, period. Don't believe me. Ask your attorney. Insurance Wins As Usual So now, let's move on to the dark parts of this experience. After you shell out the money to the lender You will And you write an “I am mad” letter to your insurance carrier. Your lender is going to start looking at all your deals more closely. You are now “NOT” a trusted entity because you aren't looking out for their business interests. This means more hoops to jump through. It takes longer to get deals done for your F&I team. This also causes more customer friction since deals take longer and require more documentation. Now you are thinking, I will switch lenders. Fact: They all talk; if you let a few fraudulent transactions slip by, it gets around. Fast So now you are out - Money - Lender Trust - Marketplace Reputation You are potentially out of those edge deals where you need lender trust and relationships to “Get them Done.” Plus, let's remember the darkest part. The actual identity holder can sue you. Claiming you should have done a better job of protecting their identity. This will make whatever you lost on the car seem like chump change. Do you want to lose your community trust? I doubt you want to deal with any of this nonsense. But the reality is that it is happening thousands of times per month in dealerships across the country. A simple multi-signal identity verification process can solve all this before the shopper begins the transaction. Learn the facts about Identity. Your business depends on it.

The Risks of Buying an iPhone 15 in the Secondary Market A buyer acquired a new iPhone 15, wisely securing theft insurance right away. The very next day, they opted to sell the device. The new owner, thorough in their due diligence, verified that the phone was not on any blacklist. Initially, everything appeared to be in order. However, the plot thickened when the original owner fraudulently reported the phone as stolen to the insurance company. This deceitful action led to the phone being blacklisted, rendering it unusable for the unsuspecting new owner. Complications escalated when the new owner tried to resolve the issue with carriers, only to find there was no straightforward solution. Attempts to contact the seller were futile—they had vanished. :( ----- Seeking Safer Solutions in the Secondary Market At SELLIT9, we are dedicated to improving the safety and integrity of secondary market transactions. We aim to partner with industry experts and Canadian carriers to enhance our verification processes. If you have contacts or insights that could help, please reach out. Should be a better and safe way!!!

Fidelity Investments Life Insurance Company (FILI) is notifying nearly 30,000 affected individuals of a third-party data breach that has compromised their information. According to a notice filed with the state of Maine, third-party service provider Infosys McCamish (IMS) notified Fidelity in November about a "cybersecurity event" that disrupted its services. After an investigation alongside a third-party firm, IMS discovered that its systems were breached between Oct. 29 and Nov. 2. The unauthorized actor also was able to obtain data stored on those systems. In its notice to 28,268 individuals, Fidelity reports that IMS is unable to determine what sensitive information was accessed in the breach, but based on the information IMS has provided it's likely that it included individual names, Social Security numbers, states of residence, bank account and routing numbers, and dates of birth. This is the second time this year alone that a company has had to tell customers that their data was compromised in a third-party breach in connection with IMS. Last month, Bank of America faced a breach after IMS experienced a ransomware attack, compromising the data of over 57,000 customers. The data accessed in that breach was of similar material that was compromised for Fidelity merchants. It's unclear whether the IMS woes tie back to the same cyber incident. ‘Third-party security breaches continue to increase in frequency and impact. Enterprises are highly reliant on third-party service providers, who are now often the easiest vector into an enterprises most critical data,’ Jeff Margolies, chief product and strategy officer Saviynt, said in an emailed statement. ‘Enterprises need to improve their capabilities to manage and govern their third-party access as part of their identity-security programs.’” https://lnkd.in/euWjRNuv