Cypress Bank & Trust’s Post

To excel in small business lending, it's crucial for institutions to sharpen their focus, embrace cutting-edge technology and build strong relationships with borrowers. By implementing these approaches, FIs can become the go-to partners for small businesses, unlocking new opportunities and fueling growth. Learn more tips in our latest blog: <<<<https://lnkd.in/eZrsbgdT>>>>

Small businesses play a crucial role in our economy. Learn how your financial institutions can enhance small business lending practices to build stronger, more profitable relationships with small business borrowers: https://lnkd.in/gK6Kat5s

Unlock Your Business Finance with Non-Bank Lending. The search for the ideal capital partner doesn’t have to end within the walls of traditional banks. Join our webinar today at 2:00 p.m. MT with Jon Wiley and Nicholas Stone and discover the breadth of non-bank lending options that offer more than just capital - they offer freedom to grow on your terms. https://lnkd.in/gD99KeH9

A great new initiative for Small Business Customers. We know that time is precious for all Small Businesses and having to leave your business to talk about banking for both your business and personal needs often isn't a priority. Commbank is making it simpler by having two specialists available in the one appointment - meaning less time you have to be out of your own business! Contact me if you'd like to organise a free review of your Business and Home Lending needs!

𝗪𝗵𝗮𝘁 𝗿𝗼𝗹𝗲 𝗱𝗼𝗲𝘀 𝗺𝘆 𝗽𝗲𝗿𝘀𝗼𝗻𝗮𝗹 𝗰𝗿𝗲𝗱𝗶𝘁 𝗵𝗶𝘀𝘁𝗼𝗿𝘆 𝗽𝗹𝗮𝘆 𝗶𝗻 𝘁𝗵𝗲 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗹𝗼𝗮𝗻 𝗮𝗽𝗽𝗹𝗶𝗰𝗮𝘁𝗶𝗼𝗻 𝗽𝗿𝗼𝗰𝗲𝘀𝘀, 𝗮𝗻𝗱 𝗵𝗼𝘄 𝗰𝗹𝗼𝘀𝗲𝗹𝘆 𝗶𝘀 𝗶𝘁 𝘀𝗰𝗿𝘂𝘁𝗶𝗻𝗶𝘇𝗲𝗱? Lenders often check it out—especially for newer businesses or those without a long credit history. They’re looking to see how you handle debt, and a strong personal credit score can lead to better rates and more flexible terms. So, if you’re thinking about funding, don’t just focus on the business credit. Keeping your personal credit solid can be a game-changer! #BizTips #FundingFacts #SmallBusinessWin

Many business owners think that banks will lend based on forecasted revenue and future income alone. While this is partially true for commercial lending, there’s a catch—banks still need security. 𝗛𝗲𝗿𝗲’𝘀 𝘄𝗵𝘆: Forecasted income doesn’t offer the certainty that banks look for when approving long-term business loans. Without collateral like property or other assets, the loan is classified as unsecured lending, which is much riskier. If you’re considering borrowing for a business acquisition or expansion, make sure you’ve got the right assets in place to secure the loan. Let’s chat about how you can navigate the commercial lending process. Link in the first comment. 👇👇👇 #CommercialLoans #BusinessLending #FinanceTipsAU #BorrowingForBusiness #UnsecuredLoans #lagosfinancial —----------- Pinnable Comment (CTA): Ready to discuss your business borrowing options? Book a chat with us here: https://lnkd.in/g7fN_VyG

📢Financing Mystery SOLVED Credit Card, Loan, or Line of Credit🤔 ✔️Running a business takes guts, but figuring out loans can be a headache 😰 More often than not, business owners reach out inquiring about lending 💭 but are unsure about what’s the best option for their immediate need 🤷🏽♂️🙋🏽♀️ 🚫Don’t stress🚫 ✅ I am here to help you choose the best lending option - credit card, loan, or line of credit? ✨Schedule a call and let’s talk it out, together we can find the solution for your business goals✨ 📞 267-393-5930 Direct/Mobile/Text 📧 [email protected] 📲 DM’s are Welcome ✍🏼Lorena, Your Community Partner for Business Growth 📈 #businessgrowth #businessdevelopment #supportsmallbusinessowners #businessgrowth #communitydevelopment #HereWeGrow #supportsmallbussines

Thinking of borrowing against future business income to buy or expand a business? Banks still want security—whether it's property or another asset. If you’re planning a business acquisition, make sure you’ve got the right assets in place. Let's chat about your commercial lending options!

Loan Processing: Are You Prepared? Did you know that efficient loan processing is crucial for securing funding quickly? Learn key factors that influence loan processing times and how you can prepare effectively. #LoanProcessing #BusinessFinance #RokFinancial #LexingtonCapitalHoldings In the fast-paced world of business finance, efficient loan processing can make or break your chances of securing timely funding. Did you know that a staggering 60% of loan applications face delays due to inadequate documentation? Staying ahead of the curve requires understanding the factors influencing these timelines. Current trends reveal that interest rates for traditional bank loans hover around 5-7%, while alternative financing options, such as Rok Financial and Lexington Capital Holdings, can present rates ranging from 7-12%. Understanding the nuances of these options is vital for making informed decisions. As you prepare for the loan process, focus on enhancing your documentation, understanding eligibility criteria, and being aware of variations in credit requirements. By engaging with industry experts and leveraging the insights of firms like Rok Financial and Lexington Capital Holdings, you can streamline your approach and boost your chances of quick approval. Don’t let uncertainty hold you back—take proactive steps to ensure your business is prepared. Stay informed, stay empowered, and ensure your business is ready to seize opportunities when they arise. #LoanProcessing #BusinessFinance #RokFinancial #LexingtonCapitalHoldings

Learn more about how small businesses can benefit from the SBA lending program.