The CSBS Annual Community Bank Survey provides insights from community bankers with assets under $10 billion on critical topics such as key risks, compliance costs, and technology. This year, 370 community bankers from 38 states shared their perspectives, highlighting that regulatory burden has become their top concern. Read more about the 2024 survey results: https://lnkd.in/edbbff_g
Conference of State Bank Supervisors (CSBS)’s Post
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Concern about regulatory burden is up, while cost of funds continue to be an issue for community bankers. Read the findings from the 2024 CSBS Annual Survey of Community Banks, released today at the Community Banking Research Conference. #communitybanking
The CSBS Annual Community Bank Survey provides insights from community bankers with assets under $10 billion on critical topics such as key risks, compliance costs, and technology. This year, 370 community bankers from 38 states shared their perspectives, highlighting that regulatory burden has become their top concern. Read more about the 2024 survey results: https://lnkd.in/edbbff_g
Regulatory Burden Is Top Community Bank Concern in Annual Survey
csbs.org
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Recently, Candescent’s Douglas Brown sat down with PYMNTS’ Karen Webster to dive into consumer financial stress and the crucial role it presents for community banks and credit unions. “The best partner is, in fact, the local community bank who understands them and their environment better than most,” Brown emphasized. https://hubs.la/Q02Vxq4M0 #DigitalFirst #DigitalBanking #FinancialWellness #FinancialAdvice
Financial Stress Can Become Moment of Engagement for Community Banks | PYMNTS.com
https://www.pymnts.com
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When a giant in our industry asks me to comment, I'm grateful. This time, it's BAI, the financial services industry voice with a powerhouse team. Thanks, BAI, for discussing my favorite topic - community banking. This time we are focused on the commercial real estate sector. Community banks work tirelessly to support local communities, meet regulations, and deliver shareholder value. It's a tough balance, and that's why I have immense respect for the industry. Read more about it here: 👇 #communitybanks #cre #realestate
What makes CRE risk in 2024 and beyond different from recent bank failures?
bai.org
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Candescent’s Douglas Brown recently talked with PYMNTS’ Karen Webster about consumer financial stress and the opportunity it presents for community banks and credit unions to engage with consumers. “The best partner is, in fact, the local community bank who understands them and their environment better than most,” Brown said. Listen: https://bit.ly/3BIUkGm #DigitalFirst #DigitalBanking #FinancialWellness #FinancialAdvice
Financial Stress Can Become Moment of Engagement for Community Banks | PYMNTS.com
https://www.pymnts.com
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Candescent’s Douglas Brown recently talked with PYMNTS’ Karen Webster about consumer financial stress and the opportunity it presents for community banks and credit unions to engage with consumers. “The best partner is, in fact, the local community bank who understands them and their environment better than most,” Brown said. Listen: https://bit.ly/3BIUkGm #DigitalFirst #DigitalBanking #FinancialWellness #FinancialAdvice
Financial Stress Can Become Moment of Engagement for Community Banks | PYMNTS.com
https://www.pymnts.com
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Candescent’s Douglas Brown recently talked with PYMNTS’ Karen Webster about consumer financial stress and the opportunity it presents for community banks and credit unions to engage with consumers. “The best partner is, in fact, the local community bank who understands them and their environment better than most,” Brown said. Listen: https://bit.ly/3BIUkGm #DigitalFirst #DigitalBanking #FinancialWellness #FinancialAdvice
Financial Stress Can Become Moment of Engagement for Community Banks | PYMNTS.com
https://www.pymnts.com
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We feel the same, Christopher Williston VI, CAE. Kudos to The Baker Group and IBAT. Very comforting to see such strong passion, leadership and commitment to the future of our vital community banks. #communitybanking #regionalbanking #IBAT #visibility #strategicvisibility #communitybank #risk #finance #fintech #opportunities #riskmanagement #ERM #ECRM #engagement #banking #CFO #enterpriseriskmanagement #CECL #credit #creditrisk #creditriskmanagement #CRO #compliancerisk #compliance
The Baker Group Is Committed to Community Banks https://lnkd.in/gs5R9vpW The Baker Group remains committed to supporting community banks, the banking associations that advocate for them, and our shared mission of strengthening local communities across America. We are customer focused and industry responsive, providing honest and insightful guidance through strategic balance sheet and investment solutions...see more #DaleSheller #Article #MarketTrends #thebakergroup #thebakergrouplp
News - The Baker Group LP
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M&T Bank’s Annual Letter to shareholders explores some meaningful themes. One that is important to me is the company's continued commitment to driving positive change in communities across our growing footprint. “The past year is one we won’t soon forget. We endured tragedy and pushed through disappointment. We learned a great deal about the world and about how we can improve our bank to better serve our customers. A community-focused banking model fails quickly without model community bankers who work tirelessly to cultivate customer relationships and then work harder, still, to figure out what matters to a community and how they might then solve a problem and make a difference. We learned that our mettle would continue to be tested—often by circumstances that would have seemed unimaginable—but that the indominable spirit of a community—of our M&T community—cannot be broken.” — M&T Bank Chairman and CEO René Jones Artwork on the cover of this year’s message to shareholders by Alder Crocker.
M&T Bank Chairman and CEO René Jones Speaks to Serving Communities and Driving Positive Change in Annual Letter
newsroom.mtb.com
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The 2024 Annual Survey of Community Banks by the Conference of State Bank Supervisors (CSBS) reveals the evolving landscape of challenges and opportunities for community banks. Regulation and funding costs were nearly tied as the most significant external risks, reflecting growing concerns in a high interest rate environment. Internally, cybersecurity remains the top priority, with technology costs now ranking second, overtaking liquidity concerns from last year. Inflation continues to impact deposit costs, personnel expenses, and operating budgets, though bankers deem these challenges manageable. On the innovation front, 24% of banks are already using the FedNow Service for instant payments, with another 44% planning to adopt it within the next year. However, concerns linger around credit quality for retail and office commercial real estate loans, as well as broader credit risks in certain loan categories. This survey underscores the resilience and adaptability of community banks as they navigate shifting risks and embrace new opportunities. View the full survey at https://lnkd.in/d-Qud4-9. Bank Advisors works with your bank to provide specific, actionable guidance to address headwinds, identify growth opportunities, and solidify your Bank's overall objectives. Contact Jeffrey Sondgeroth this week at [email protected] to discuss how we support you in 2025. 💬 #Banking #Bankers #CommunityBanks #Banking2025 #BankLocal #BankingInsights #Bank #BankServices #BankExams #StrategicPlanning #BankPlanning
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As someone who has spent 14 years overseeing the regulation of community banks and growing regional banks in a rural state, there is a lot to like in Governor Bowman’s remarks yesterday at the Community Bank Research Conference, specifically: 1.) Focusing on activities versus asset size in assessing risk for appropriate supervision, 2.) Rethinking how we look at bank mergers in rural communities, and, 3.) Ensuring someone on the Board of Governors has special supervisory responsibility and authority for community banks in order to encourage de novo banks and protect our economy from the continued expansion of “Too Big to Fail” and “Too Small to Survive.” https://lnkd.in/gVPdB7Ra
Fed's Bowman calls for a rethink of regulatory thresholds
americanbanker.com
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