Civista Bank’s Post

"𝙒𝙚 𝙘𝙖𝙣 𝙩𝙤𝙪𝙘𝙝 𝙥𝙚𝙤𝙥𝙡𝙚 𝙖𝙣𝙙 𝙘𝙤𝙢𝙢𝙪𝙣𝙞𝙩𝙞𝙚𝙨 𝙞𝙣 𝙢𝙖𝙣𝙮 𝙙𝙞𝙛𝙛𝙚𝙧𝙚𝙣𝙩 𝙬𝙖𝙮𝙨 𝙖𝙣𝙙 𝙨𝙪𝙘𝙘𝙚𝙨𝙨 𝙡𝙤𝙤𝙠𝙨 𝙙𝙞𝙛𝙛𝙚𝙧𝙚𝙣𝙩. 𝘼𝙣𝙙 𝙩𝙝𝙚 𝙘𝙤𝙣𝙫𝙚𝙣𝙩𝙞𝙤𝙣𝙖𝙡 𝙢𝙚𝙖𝙨𝙪𝙧𝙚𝙨 𝙤𝙛 𝙨𝙪𝙘𝙘𝙚𝙨𝙨, 𝙛𝙧𝙖𝙣𝙠𝙡𝙮, 𝙙𝙤𝙣'𝙩 𝙘𝙪𝙩 𝙞𝙩." The false choice of growth and mission... In this episode of Behind the Vault, we hear from Randell Leach, CEO of Beneficial State Bank. Beneficial State Bank is proving that banks can be profitable and purposeful. It has grown into a $1.5 billion CDFI while staying disciplined in the business it pursues and avoids and focused on accessibility to underserved communities in the US Northwest. The full discussion 👉 https://lnkd.in/eE8KceZC

September culture topic: Choosing Integrity ✨ At Old National Bank, Integrity is one of our six core organizational values, and we define it this way: *Acting in the best interest of our clients and team members. *Aligning our actions with our words, promises, and commitments. *Doing the right thing and standing up for what is right. *Communicating transparently, with openness, honesty, and conviction. #ONBCARES #Leadingbyexample #Makingadifference

A plan by Truist to shed some of the #risk tied to its #autoloan portfolio offers a case study in the numerous considerations that go into such an undertaking. Even with regulatory approval for a risk-transfer #securitization in place, the #bank continues to play a balancing act with various deal structures. And the possibility remains that it will opt out of the effort altogether. Get the full rundown at no charge in this week’s issue of Asset-Backed Alert, a Green Street News title.

In recent years, regulatory changes and tightening capital requirements in the banking sector have prompted Borrowers to consider a variety of private financing options. Gilles Dellaert from Blackstone highlights the significant shift in private credit, underlining its ongoing momentum and the key growth drivers influencing this transformation. He points to a very large opportunity for Borrowers and businesses across multiple collateral types. Portside is uniquely positioned to take advantage of this trend, offering Borrowers flexible terms, quick access to capital and specialised expertise. Find out more below or reach out to the Portside team to explore your business ventures. #privatecredit #portsidecredit #blackstone James Morrison Marisa Leone Lisa Penton Katrina Calder

MDB President and Chief Market Strategist Lou Basenese interviewed Rick Rule and Frank Trotter about plans for Battle Bank and some information about the current convertible note offering. It's a great exchange of ideas and hard questions from a pro. We're here to battle for better banking. Take a look and let us know what you think. Also, take a stop at our Battle Bank website and join the Waitlist. https://lnkd.in/gDxxGA_b #battleforbetterbanking #banking #capital #convertiblenotes #lending

Rick Rule and I had a great conversation with market oracle Lou Basenese about Battle Bank. Take a listen to the plans and also a few pieces of information about our convertible note offering. #battleforbetterbanking #banking #bank #gold #preciousmetals #lending #bankmanagement

#aml #antimoneylaundering #moneylaundering #financialcrime #fincrime This webinar on 10th July looks like one to watch for sure, especially when viewed in conjunction with paragraphs 66 to 69 on pages 26 to 28 of FATF’s ‘Updated Guidance for a Risk-Based Approach on Virtual Assets and Virtual Asset Service Providers’ (link in comments below). Check it out on The Laundry® at: thelaundrynews.com

Bank M&A activity in 2023 was dismal, but so far, S&P Global data reveals that $1.59B worth of M&A deals have been announced so far this year, and we are only in Q2. In a recent webinar hosted by Bank Director, three bankers gave their take on what this year holds for bank M&A activity. We summarize their perspectives and what factors to consider if you are interested in pursuing an M&A deal. https://lnkd.in/e3jv7wex #PCBB #MandA

#bank #earnings #PPI #CPI #Gold prices Oh MY! We covered it all this morning as JP Morgan starts us off with bank earnings, followed by Wells Fargo and Citi What is going on with the crazy #volatility and more - be sure to subscribe, hit the like button, and tune in each morning to the audio morning update! Check out the link in the comments below! Have a great weekend, and #buildalifeyoulove using the tool you call #money

What I find valuable in my conversations both professional and personal is the perspective that I gain and can provide. The article below lends some perspective for how Valley Bank First Horizon Bank Texas Capital Banc of California changed post SVB. Quick and valuable read. #regionalbanks #communitybanks #strategy https://lnkd.in/e7ih7VWn