Charity Heaton’s Post

The big banks have weighed in this earnings season — not just on credit and debit, and consumer spending and Basel endgames … … they’ve also detailed, on For daily news and analysis subscribe to the https://lnkd.in/grcK6QEX newsletter. #Payments #Finance #Fintech

An important paper from The Alta Group that is equally relevant to the Australian, NZ and Asian markets. Equipment Finance is a valuable product for consumers and businesses, particularly SME's. Market success requires both expert EF structuring & underwriting and an ability to show value to customers of the product to justify the price of any capital impost (relative to other products). Price discounting followed by cost driven consolidation devalues the specialty capability and leads to the downward spiral of the product value within the bank portfolio. All banks, but particularly smaller banks, should re-think the approach.

With rising fraud risks and increasing operational challenges, businesses of all sizes are looking for support through #treasurymanagement solutions. Community banks are ready to step up and meet this demand. For businesses seeking not just a service provider but a trusted partner, community banks can be the perfect match. If you’re interested in how treasury management can be a growth opportunity for community banks, check out the article below.

The Monitor 100 rankings showed the extent of the bank pullback from EF. Rick Remiker offers tips for defending this important business line in banks: https://lnkd.in/g28vPCp4

The bank failures of spring 2023 laid bare the shortcomings of the Federal Reserve’s discount window and the dangers of banks being unprepared to use it. Now, regulators are calling for banks to pre-position collateral at the window and ensure they are ready to tap it. A new BPI analysis from Haelim Anderson and Felipe Garcia Rosa examines large regional banks’ liquidity after accounting for their borrowing capacity at the discount window. Read the post here: https://lnkd.in/gEN7-sUD

The big banks have weighed in this earnings season — not just on credit and debit, and consumer spending and Basel endgames … … they’ve also detailed, on For daily news and analysis subscribe to the https://lnkd.in/gnPcGRKf newsletter. #Banking #Finance #Fintech

If you are planning to invest, bank FDs are popular among investors seeking stable returns and capital preservation. Here are top rates among private and public banks Take a look https://mybs.in/2dUFGfu

Quick Side Hustle Review – Money In The Bank Click Here >> https://lnkd.in/gFSHZhgq #quicksidehustle #quicksidehustlereview #quicksidehustlehonestreview #quicksidehustlereviews #quicksidehustlereviewandbonus

The article sheds light on how bank runs can impact personal cash deposits, highlighting an essential point: people often underestimate their bank's exposure to liquidity risks. This raises a critical question for many: are our savings as secure as we believe? How do you interpret this statement, and what precautions are you taking to ensure your financial stability in light of such risks? https://lnkd.in/eB2m5kXR