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TrustXPay - TXP Launches to Revolutionise Crypto Finance and Global Spending “At TrustxPay, our goal is to redefine the digital finance experience by offering unparalleled convenience and flexibility,” says Shahid Munir, Founder and CEO of TrustxPay. “We believe that customers should have the power to choose how they want to manage and spend their crypto assets, and our platform is designed to provide exactly that. I am incredibly proud of what we have achieved so far and excited about the future of TrustxPay as we continue to innovate and expand our services worldwide.” https://lnkd.in/eMtaG5MA Eloise Eliasen #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews #crypto #globalspending

: : Huma Finance: Unlocking the Future of Payment Finance Article by Jaewon Kim As the convergence of traditional finance and crypto accelerates, the financial industry is undergoing rapid transformation. At the intersection of these changes, a project has emerged with the ambition to create a next-generation PayFi (Payment Financing) network, potentially more powerful than Visa. Enter Huma Finance. https://lnkd.in/geyeChc4

Traditional Finance vs.Tokenized Finance: A Tale of Two Worlds The financial world is at a crossroads. Traditional finance, with its centralized institutions and complex processes, is facing increasing scrutiny for its limitations. Enter tokenized finance, a revolutionary approach promising a more efficient, transparent, and inclusive financial system. Let's compare and contrast these two systems: Traditional Finance: Centralized: Relies on intermediaries like banks and brokers, creating dependence and potential inefficiencies. Limited accessibility: High investment minimums and complex procedures often exclude retail investors. Opaque processes: Lack of transparency can make it difficult for investors to track their assets and understand underlying risks. Slow transaction processing: Settlements can take days, hindering market agility and increasing costs. Tokenized Finance: Decentralized: Leverages blockchain technology to eliminate intermediaries, potentially streamlining processes and reducing costs. Increased accessibility: Tokenization allows fractional ownership, opening doors for more investors to participate in previously inaccessible assets. Enhanced transparency: All transactions are recorded on the blockchain, providing immutable and readily accessible data. Faster settlements: Blockchain facilitates near-instantaneous settlements, improving market efficiency and reducing counterparty risk. The potential of tokenized finance is vast, offering various advantages: Democratize finance: By eliminating barriers to entry, tokenization can empower individuals to participate actively in the financial markets. Increased speed and efficiency: Faster settlements and streamlined processes can benefit both investors and businesses. Reduced costs: Eliminating intermediaries can potentially lower fees and transaction costs. Enhanced security: Blockchain offers inherent security features, potentially mitigating fraudulent activities. However, tokenized finance also faces challenges: Regulatory uncertainty: The regulatory landscape surrounding tokenized assets is still evolving, creating uncertainty for businesses and investors. Security concerns: While blockchain is secure, vulnerabilities in smart contracts or exchanges can pose risks. Scalability limitations: Existing blockchain platforms may struggle to handle large-scale adoption. Lack of awareness and adoption: Widespread adoption remains a hurdle, requiring ongoing education and building user trust. The future of finance lies in a potential convergence of these two worlds. Traditional institutions can leverage tokenization to improve efficiency and transparency, while tokenized finance can benefit from regulatory frameworks and established infrastructure. What are your thoughts on the future of finance? Do you see tokenization as a viable alternative to the traditional system? Share your insights in the comments below! #tokenization #blockchain #fintech #finance #futureoffinance

Unlocking the Future of Finance with Huma and PayFi 🚀✨ Intro to Huma Finance Imagine a world where global payments are fast, efficient, and give you control like never before. Enter Huma Finance, the world’s first PayFi network, revolutionizing payment financing for businesses and individuals alike. Here’s how they’re reshaping the future! 🧵 What is PayFi? At the heart of Huma is PayFi, leveraging blockchain and stablecoins to maximize the *time value of money*. With PayFi, businesses can unlock future funds instantly, breaking barriers set by traditional finance systems. 🔗💡 Challenges in Traditional Payment Systems Old payment systems come with: - Lengthy credit card settlement delays 🕒 - Prefunding requirements for cross-border payments 🌍💰 - Limited transparency in trade finance 🤷♂️ PayFi eliminates these bottlenecks with speed, efficiency, and clarity. ✅ Innovations Enabled by PayFi How is PayFi transforming the game? - T+0 Settlements: Instant credit card payments! 🏦 - No need for prefunding cross-border payments 🛫 - Enhanced trade finance transparency and liquidity. It's finance, upgraded! Huma’s 2024 Milestones Huma is making waves in 2024: 🚀 Launch on Solana 🤝 Merger with Arf 💸 Raised $38M for expansion 📈 Processed $2B+ in transactions with 0 defaults Huma isn’t just a vision—it’s a proven success. ✅ The PayFi Stack: Internet of Money Huma’s PayFi Stack lays the foundation for compatibility with other ecosystems, paving the way for the “Internet of Money” It’s about building not just for today, but for a long-term transformation in finance. 🌐💳 Huma x Solana Campaign Attention Solana enthusiasts! Huma’s new campaign offers exciting rewards: - Earn Huma Points - Attractive APY rates Don’t miss out! Check it out 👉 https://lnkd.in/gtU7MSqV Huma Finance is leading a payment revolution with PayFi, blending blockchain and finance seamlessly. Businesses and individuals, it’s time to take control of payments and unlock endless possibilities! 🚀 Which Huma innovation excites you the most? Let’s discuss in the comments! 👇

Integrating artificial intelligence into crypto trading platforms has transformed the investment landscape. With RCO Finance (RCOF), investors gain an edge over the volatile crypto market. By utilizing a robo-advisor, RCO Finance enables users to execute trades based on AI-driven market predictions, enhancing their likelihood of success. #Crypto #CryptoAI #RCOFinance #RCOF

💡 Revolutionizing Finance: The Global Dollar Network & Semoto’s Role in the Future of Stablecoins The launch of the Global Dollar Network, featuring powerhouse partners like Robinhood, Kraken, and Galaxy Digital, is reshaping the stablecoin landscape. With USDG, a new stablecoin pegged to the U.S. dollar, the network aims to make stablecoin usage more rewarding and accessible globally. Unlike other stablecoins, USDG focuses on shared rewards and inclusivity, making it a unique player in this space. As the ecosystem grows, stablecoins are no longer just a tool for traders—they’re expanding into cross-border payments, remittances, and even as a store of value in regions facing currency instability. This new wave of use cases is opening doors to financial inclusion and bridging gaps in global finance. Where does Semoto fit in? 🚀 At Semoto, we’re always looking for innovative service providers and partners who can guide Web3 businesses through this evolving financial landscape. With regulatory pressures increasing and the competition heating up, having the right experts is more critical than ever. Through our marketplace, we connect Web3 companies to top-tier compliance, legal, and blockchain solution providers who can help them navigate the complexities of stablecoin integration and digital finance. Whether you're a startup looking to integrate USDG or an established firm exploring crypto payments, Semoto brings you closer to the best in the industry. Want to stay ahead in the world of digital finance? Check out Semoto.io and connect with industry leaders who can guide you through every stage of your journey. 🌐 👉 Visit us at www.semoto.io

Digital asset payment authorization network Notabene raise a $14.5 million series B to push stablecoin payments #Notabene, a pioneering digital asset #payment authorization network, has raised $14.5 million in a Series B funding round led by DRW VC, with key investors including Apollo Global Management, Inc., NextBlock VC, ParaFi Capital, and Wintermute. The new funding strengthens Notabene's mission to enhance secure and compliant payment infrastructure, particularly in the stablecoin sector. With a proven track record in processing over half a trillion dollars in transactions, Notabene has been instrumental in compliance for the Travel Rule, ensuring that crypto exchanges and payment processors securely share data about transaction participants. Founded by CEO Pelle Brændgaard, Notabene has positioned itself as a leader in regulatory compliance and is now expanding its focus to support traditional financial institutions venturing into digital payments. This move aligns with the rapid growth of stablecoin transactions, which saw over $20 trillion processed globally last year. Notabene's goal is to establish an open, interoperable payment network that enables secure, low-cost, and borderless transactions, reshaping the future of global financial infrastructure. Illuminate Financial's Alexander Ross echoed Notabene's vision, noting its potential to become a "SWIFT network for blockchain transactions," highlighting the company’s role in bridging compliance and security for digital assets. As stablecoins gain traction for mainstream use, Notabene is well-poised to lead the industry toward a compliant and seamless digital asset transaction network, paving the way for stablecoin adoption across traditional and crypto-native financial sectors. The article on FinTech Global in the first comment.

Asset tokenization is transforming global finance by converting the value of assets such as real estate, artwork, stocks or bonds into digital tokens that can be bought, sold, held and traded. Financial players, from small decentralized finance startups to large traditional banks, are now embracing tokenization, ushering in a new era of digital finance driven by innovative projects such as the BlackRock USD Institutional Digital Liquidity Fund (BUIDL) or the Bank for International Settlements' (BIS) Project Agora, making the Boston Consulting Group's prediction that asset tokenization will reach $16 trillion by 2030 (equivalent to 10% of global GDP) more and more realistic. https://lnkd.in/eFJfcru6 #Blockchain, #Tokenization, #RealEstate, #Defi, #FinTech, #AlternativeInvestment, #WealthManagement, #DigitalAssets, #Reental, #BlackRock, #BCG

OpenTrade Raises $4m Seed Extension Round to Build the Future of Real World Asset-backed Lending and Stablecoin Yield Products David Sutter, CEO of OpenTrade, commented: “Stablecoins play a critical role in the crypto ecosystem, bridging that gap between digital assets and traditional finance. As the crypto ecosystem continues to mature, our technology empowers fintechs and exchanges to offer stablecoin yield products that are seamlessly integrated, safe and fast, matching high demand levels.  https://lnkd.in/ebfWCXZ7 AlbionVC Jay Wilson Ronnie Jaworek Jeff Handler Eric Nemeth Agnese Palermo Katya Pogudina #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews

Ondo Finance Plans Expansion of Tokenized Treasury Amid Crypto Bull Market According to Cointelegraph: US Treasury tokenization protocol, Ondo Finance, foresees the intersection of traditional finance and blockchain shortly and is accordingly growing its product offerings. Recently, the protocol opened its first office in Hong Kong aiming to extend its on-chain treasury products to investors in the Asia Pacific region. Nathan Allman, the CEO of Ondo Finance, stated that tokenized treasuries could have considerable benefits compared to holding underlying treasuries. On-chain tokenized treasuries can facilitate decentralized and centralized exchanges, and be traded 24/7, including over-the-counter. Moreover, they can also interact with smart contracts, unlike traditional treasuries, thereby harnessing the benefits of DeFi and providing sustainable yield. At present, Ondo offers three products, namely, OUSG (exposure to U.S. Treasurys), OMMF (exposure to US money market funds), and USDY (a yield-bearing variant to traditional stablecoins). With a total value locked of around $186 million, these pools offer an annual yield of approximately 5%, with their underlying assets, the U.S. Treasurys, being backed by the US Government. Ondo's existing tokenized assets are unavailable to U.S. investors due to regulatory ambiguity in the country. Non-U.S. investors need to clear a Know Your Customer and Anti-Money Laundering verification check and hold the tokenized assets for at least 40 days before moving them. Currently, Ondo Finance is working towards addressing infrastructural challenges to facilitate large-scale creation and usage of tokenized securities on public blockchains. Disclaimer: Includes third-party opinions. No financial advice. #DeFi #crypto