Bruce Richards’ Post

The CLO machine is indeed working well. Resetting out-of-reinvestment-period CLOs, even if at a slightly higher cost of capital, can provide a great increase in CLO Equity returns.

Read the latest update from our direct lending team to understand how they are able to source deals unavailable elsewhere, and how this can help deliver long-term performance. For professional investors only. Capital at risk. https://lnkd.in/gjkzFS8a

Learn how an American bank holding company automated pricing updates for 56 regions, reducing processing time by 78% and eliminating human error. Check out the case study: https://lnkd.in/gHyxUrnd

Discover how lenders evaluate risk when unsecured portions of loans are paid in securities. Learn about counterparty credit risk, collateral quality, and regulatory considerations in this comprehensive guide. #bankruptcy #chapter11 #chapter7 #business

Discover how lenders evaluate risk when unsecured portions of loans are paid in securities. Learn about counterparty credit risk, collateral quality, and regulatory considerations in this comprehensive guide. #bankruptcy #chapter11 #chapter7 #business

Discover how lenders evaluate risk when unsecured portions of loans are paid in securities. Learn about counterparty credit risk, collateral quality, and regulatory considerations in this comprehensive guide. #bankruptcy #chapter11 #chapter7 #business

In lending, willingness to pay is a subjective attribute that can be ascertained to a degree from the borrower's reputation and apparent character. Assuming free will, it is also essentially unknowable in advance, even perhaps to the borrower. From the perspective of the lender or credit analyst, the evaluation is therefore necessarily a qualitative one that takes into account information gleaned from a variety of sources, including, where possible, face-to-face meetings that are a customary part of the process of due diligence.

Classification for credit line increase 📈 In managing credit lines, lenders must critically assess whether to approve a requested credit line increase. Explore how different #MachineLearning algorithms aid decision-making in managing loan accounts, focusing on two primary drivers of #CreditRisk: past delinquency and credit line usage 💳 Explore more on #CreditRiskModeling, #Lending, and #ModelRiskManagement, and stay updated by subscribing here: https://linktr.ee/deburky 🔔

We all have bank accounts that accrue interest, earning interest on the principal and then interest on the interest. DCF is the reverse of a bank account or bond. https://lnkd.in/euQGEExu

Smart Lenders Know: Credit Scoring is Key to Making Informed, Efficient, and Fair Loan Decisions. Empower your lending process with data-driven insights for better risk assessment and faster approvals. #riskassessment #loanapproval #lendingsmart #Mywagepay https://lnkd.in/eQFqBV5Q